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(#(#   Licensedprivateinvestigatorsutilizesocialsecuritynumbersforconductingbackgroundchecksforemployment,tolocateheirs,missingpersons,andwitnesses.Therearemanylegitimatebusinessreasonsforcontinuingaccesstothisinformation.Sincemoststateslicenseinvestigatorsandattorneys,therealreadyexistsasuitablemeanstocontrolabuseoftheaccessprivilege.Suspensionorrevocationofthelicenseofanindividualwhoviolatestheprivilegeisapowerfultooltopunishtheabuserswithoutinterferingwiththeproperbusinessuseofsuchaccessbyresponsibleinvestigatorsandattorneys.Please,Mr.Medine,donotpunishthemanyfortheabusesofthefew.Sincerely,StephenL.Huss "P# StephenL.HussPresident/ChiefInvestigatoro&&(818)7090634OutsideL.A.(800)7376892FAX(818)7092953email:74151.1566@compuserve.com  )$, Л:GeorgeW.Hardy,Sr.P.I.@#: # $ :     $AccurateInvestigators# $   @ # ׬   $ 0  0(#(## $   ׬ ##:  $ #:0 (#(#P.O.Box276 (# (# ЀDirectorofInvestigations@#:& #NationWide:18002483499:Ԉ4(#Showell,Maryland21862 J @#: #InformationConsultants:Ԉ2(#Telephone:14103523499  @Civil!Criminal!DomesticInvestigations@#24HourService?(##: #XX: May28,1997    To:0  FederalTradeCommission (#(# 0  N.C.I.S.S.Office (#(# 0  P.O.Box755 (#(# 0  DesMoines,Iowa50303 (#(# From:0  GeorgeW.Hardy,Sr.,P.I.6 (#(# 0  D.B.A.AccurateInvestigators (#(# 0  P.O.Box276 (#(# 0  Showell,Maryland21862 (#(# Subject:SenateBill600,FederalTradeCommission.0  [ThePersonalInformationPrivacyActof1997] (#(# Gentlemen:  IamonlyoneofmillionsofpeopleintheUnitedStatesmakingalivingintheinformationindustry.Wefeelourfutureisinjeopardy,shouldyou,ourelectedofficials,passSenateBill600.  Gentlemen,IamrespectfullyrequestingthatyoukillSenateBill600,andnotletitpass,forthefollowingreasons:  Thisbillwillbringhavoc,notonlyuponmyself,butuponourentirenation,onewhichnotonlydeals,butthrives,intheinformationindustry.ThepassingofSB600willplacehundredsofthousands,perhapsmorethanamillionpeopleoutoftheworkforceandintotheranksoftheunemployed.  Inaddition,thepassingofsaidbillwillonlyfurtherobstruct,orhinder,thefutureprocessofourcriminaljusticesystembybindingthehandsofthoseentrustedtoenforceandprosecutethelawsofourgreatnationfromoursecurityofficerstoourmunicipalpoliceofficers,toourstateandfederallawenforcementofficials,aswellas,thoseofusintheprivatesectorinaninvestigativecapacity,asprivateinvestigators,who@*1  )$( @*2ascertain,disseminate,andcontributeagreatamountofgeneralinformationtotheabovestatedofficials,enablingustoplayanimportantrollinourcriminaljusticesystembyaidingthoseinthefieldofprosecutionand/oractinginthedefenseofadefendantpossiblywronglyaccused,orbyascertainingandgatheringevidencetobeusedineithercriminallawortortlawsofacriminalorciviltrialproceedingwithrespecttoallsectorsofthemanyfinejudicialDistrictandCircuitCourtslocatedwithineveryStateoftheUnion,allthewayuptotheSupremeCourtofourgreatUnitedStates.  Gentlemen,yourvoteagainstthisbillwillbecruciallyeffective,andsupportedevenmoreso `  inourownfederalgovernment,whichstillusestheprivatesectortotrackpeopleandrecoverassetsofthosewhoowedelinquenttaxes,studentloans,etc.Justthink,collectingallormostofthesedebtsaccrued,withinterest,willmorethanpayoffourcurrentnationaldebt.  Seriously,gentlemen,withoutusinganindividualssocialsecuritynumber,whichactsasanimportantpersonalidentifier,nolawabidingprudentprivateinvestigatorwillbeabletosuccessfullytrace,orlocate,theassetsorwhereaboutsofthoseindividualsbreakingourcriminalandtortlaws,aswellas,thoseindividualswhotrytoavoidcivillitigationalltogetherbynothonoringtheircontractsandrefusingtopaytheirdebts.  Also,bypassingsaidbill,youforcethoseofussurvivorsintheinvestigativefieldtobeburdenedbyconformingtotheredtapeandbureaucracyofgoingtothefrontdoor,viathebackdoor,causingsomeofustoperformpretextconversationsandcommitoutrightfraud,orworse,ingatheringtheinformationweneedtodoaninvestigation.Andlastly,gentlemen,whataboutthedeadbeatmomsanddadsinthiscountrythatbringchildrenintotheworld,thenjustwalkoutoftheirlives?Dontthesechildrenneedsupportingparents?Howwillwebeabletotrackthemdownandmakethemresponsiblefortherearingoftheirwonoffspring?Theseparentswillneverbefoundifyoutakeawaythetoolsofourtrade.Votingagainstthisbellwillcontinuetohelpustolegallyandsuccessfullyperformourduties.  0 @*3  Inotherwords,gentlemen,althoughIamonlyonespokeinthewheelofjustice,ifyouremoveenoughspokes,thewheelbecomesweakandfinallycollapsesandjusticeforallwillcertainlynot  prevail.  Gentlemen,Iwillreiterate: Pleasedonotpassthisbill.Littlebitsofinformation,suchasa P  personspersonalsocialsecuritynumber,dateofbirth,previousaddress,placeofemployment,telephonenumber,mothersmaidennameareallidentifyingcharactersusedinaninvestigationtolocatebothtypesofindividuals,bothlawabidingandthelawless.Eachbitofinformationplacedtogetherprovidenotonlyawealthofinformation,butpaintatotal,overallpictureforthoseofuswhoareintheinvestigativefield.  TheregulationsrequiredbySB600aresimilartothoserestrictingusfromobtainingcreditreports,etc.Theserestrictionswillonlyhinderourprofession,withregardtolocatingpeople,combatingfraud,andconductingpreemploymentbackgroundinvestigations.  Nationwide,therehasbeenatremendousresponseofsupportagainstsaidbill.Yourindividualvoteagainstthisbillwillmakethelivelihoodofmanyconcernedpeoplemoresecureandenjoyable.  IwouldliketothankyouinadvanceforyourkindattentionandcooperationinvetoingSenateBill600.@*0  Sincerely,@(#(# @*0  GeorgeW.Hardy,Sr. p(#(# @*0  GeorgeW.Hardy,Sr.,P.I.`(#(# @*0  DirectorofInvestigations P(#(# #:XX#ԛ   28May1997  DavidMedineDirectorBureauofConsumerProtection(#(#K(#   FederalTradeCommissionWashington,D.C.*}-ddd Xdd Xdd X(#(#},dd ,dd +    @ DearDirectorMedine:WearealicensedCaliforniainvestigativefirmofthreepartnerswithseveraloperatives.Theabilitytogatherinformationfrompublicrecordsiscritical.Weusethisinformationforavarietyoflegitimateinvestigativepurposes.ItiscriticalthattheFederalTradeCommissionmaintaintheavailabilityoftheserecords.Weusesocialsecuritynumberstoconductbackgroundchecksforemployment,tolocatewitnesses,missingpersonsandheirs.Wehavelocatednumerouspersonswhohavelosttouchwiththeirfamiliesaswellaslitigationwitnessestocivilandcriminalactionsandaccidents.Wealsolocatedmissingchildrenandbirthparentswhoplacedtheirchildrenforadoption.Inthismobilesocietyprivateinvestigatorsandthepublicneedtolocatepeopleforlegitimatereasons.Pleasedonotrestrictaccesstothesevitaltoolsoftheinvestigativetrade.Sincerely,SheilaODonnell   SheilaODonnell  Partner/Investigatorsod  ,"   ӜT: TACE#T ,# ׬ T# $   ׬+#ԛ < ( #:  $T,# Hy :#:  Hy,# $ :  )  ׬   $#T  ׬-#TINVESTIGATIONS#Tы-# ׬ T D* A)}dE}A#T  ׬-#$T#!$I-#!POBox1633 , Pacifica,CA940444153590900#!.#$! 2. #!$7/#$!#T$t.# ׬ TA)}dE}#A# $   ׬/# ׬   $#T  ׬/#$T $t0 #!$T0#!License#AA012153#!0#$!'o3   'М  $3 #!$B1##:!0#   #J:#r#Ju!&?/+h|0F `}"Eu n(#n(#(#(#ACOINVESTIGATION##r1##:2#$W:*J$W . #$W*JC3##:$W$3#XX:  0 0 (# (#0 (# (#0 (# (#0J (# (#0vJ(#J(#0v(#v(#0(#(#0(#(##:XX3#&&:UNITEDADJUSTERS,INC#:&&4#XX:(#(# 0 0 (# (#0 (# (#0 (# (#  (# (# #:XX5#!:LICENSENO.F20112441PP010220  2493TECHNOLOGYDR.HAYWARD,CALIFORNIA94545(510)7826841#:!5#XX:Z (#(# A3) xdEn A  H  (#(#n(#n(#MAY22,1997MR.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,DCDearDirectorMedine,IamalicensedprivateinvestigatorinCalifornia.Theabilitytogatherinformationfrompublicrecordsisvitaltolegitimateinvestigativepurposes.ItiscriticalthattheFederalTradeCommissionmaintaintheavailabilityofthisinformation.Licensedprivateinvestigatorsutilizesocialsecuritynumbersforconductingbackgroundchecksforemployment,tolocatemissingpersonsandheirs,andtolocatewitnesses.Wealsousethemtoprovethepersonwearetalkingtoistherightperson.Onseveraloccasionswehaveprovedfraudinwelfarecasesbytheuseofsocialsecuritynumbers.Ihavesavedclientsthousandsofdollarsbyshowingtheywerenotwhotheywereandwereusingsomeoneelsessocialsecuritynumber.Withoutthisinformationthesepeoplewouldstillbedefraudingbankscreditunions,andtheGovernmentitself.ClarkR.Reerman   ClarkR.ReermanPresident̜#:XX6#  W$" ЛT,T.5/5        4  `   ACTION@SS'eVSe: ACTION#:eeVSk<#&&:  D  p     ACTION 1      4  ` ADJUSTERS& <  h   P.O.BOX5776 p     PRIVATE F      4  `  APPRAISERS <  h   Napa,CA94581 p     INVESTIGATORS A      4  `  CALic.607993 h   (707)2522806 D  p   CALic.P.I.9931 < Ѐ   4  ` FAX(707)2550416 7 0  May27,1997 (#(# 0  To:DavidMedine,Director (#(# 0  BureauofConsumerProtection (#(# 0  FederalTradeCommission (#(# 0  Washington,DC (#(# 0  DearDirectorMedine: (#(# 0  AsalicensedprivateinvestigatorandasalicensedindependentclaimsadjusterinCalifornia,theabilitytogatherlegitimateinformationfrompublicrecordsisvitalintheinvestigativeprocesstoproperlyevaluatethehandlingofourassignments.ItiscriticalthattheFederalTradeCommissionmaintaintheavailabilityofthisinformationtoproperlylicensedprivateinvestigatorsutilizingSocialSecuritynumbersforconductingbackgroundchecksforemployment,tolocatemissingpersonsandheirsandtolocatewitnessesforcivilandcriminalcourtproceedings. (#(# 0  Thereareanumberofexamplesoverthepastseveralmonthsthatwouldhavehadanentirelydifferentoutcomehadwenothadtheavailabilityofconducting,theeconomicalsearchesthroughSocialSecurityandheaderinformationandthereforegreatlyenhancednotonlythecredibilityofourindustrybutthatofthecourt,bothcivilandcriminalsystems. (#(# 0  Ihavebeeninvolvedintheinvestigativeindustryforalmost40yearsandamlookingforwardtoservingitwellintothe21stCentury. (#(# 0  Respectfully, (#(# 0  ACTIONADJUSTERS&APPRAISERS (#(# 0  ACTIONPRIVATEINVESTIGATORS (#(# 0  WilliamH.Manspeaker#&s!#(#(# 0  WilliamH.Manspeaker (#(# 0  WHM/bt (#(# @[[ACTIONBOOKKEEPINGSERVICE̜     4 ACTION     4 MEDICAL@#(707)2522806 p   ACTION ,U')      4 MANAGEMENT@ OneCallDoesItAll  APPRAISERS  -P(* 511111!5#:&&<#ԛ   ": 1$"A)xdExA#19&$1H#1$&19A).jdE.jAJackReed#19&$1gI#1&ލ(&&19   #&&(&1&ލH##:&&I#XX: 1X%*XXX#19&*X1X%pJ#1&ލ(&&19From: 0  04(#(#0` 4(#4(#ActionOL@aol.com[SMTP:ActionOL@aol.com]` (#` (#  Sent: 0  04(#(#0` 4(#4(#Thursday,April17,199712:17AM` (#` (#  To: 0  04(#(#0` 4(#4(#JackReedj` (#` (#  Subject: 0 4 0` 4(#4(#Re:FTCD ` (#` (# Thanks,MailedalettertodayaddressedtoNCISSatthePOBoxinIowa.AlsowrotetomyCongressman,WilliamJefferson.Ifanyadditionalhelpisneededpleasedon'thesitatetoadvise.RogerW.Byrd,Jr.ActionInvestigationsNewOrleans@'Page1  -2)0 #&&(&1&ލJ##:&&J#        4  ` ":ACTION #:"N#XX:       4  ` INVESTIGATIONS   A) xdExA  April16,1997NCISSPOBOX755DesMoines,IO50823DearSirs:Enclosedisaletterandexamplesofthebenefitsofpublicinformation,databases,etc...IamlicensedandownasmallprivateinvestigationagencyinLouisiana.TheeffectsofHR1287willbedevastatingtomybusiness.Iappreciateyourorganizedeffortstotryandpreventthisfromhappening.IfthereisanywayinwhichImaycontributepleaseadvise.Sincerely,RogerW.Byrd  RogerW.ByrdJr.President/ChiefInvestigatorActionInvestigations#:XXN#@>> P.O.BOX52742NEWORLEANS,LA701522742504/348004018003485690FAX504/3481414XX:  $# М      4  ` ACTION       4  ` INVESTIGATIONS A) xdExA  #:XXR#&&:April16,1997FederalTradeCommissionDearSirs:IamalicensedprofessionalinvestigatorandamveryconcernedabouttherecentbillentertainedintheHouseofRepresentatives,HR1287.Iamconcernednotonlyaboutthedevastatingeffectitwillhaveontheinvestigationandsecurityindustry,butalsotheeffectsthatwillbefeltbytheeveryday,lawabiding,taxpayingJOECITIZEN.Thisbill,ifitbecomeslaw,willnotonlycrushagrowthindustry,itwillpreventthereunionoflonglostrelatives,thefindingoflostandabductedchildren,andadoptedsiblingsfromfindingeachother.Itwillalsoopenthedoorstofraudulentinsuranceclaims,bankandcreditcardfraud,aswellasfraudulentrepresentationbyindividualstogainunwarrantedemployment.ThelegitimateandprofessionaluseofthetypeofinformationthattheoriginatorsofHR1287seektooutlawwillbeatravesty.Notonlyfortheinvestigationandsecurityindustry,thejudicialsystem,butallofAmericaaswell.Justaswithanything,thereareabusersthatseektousethesuchinformationprohibitedbyHR1287forillegitimatemeans.Butthatistheexceptionandnottherule.Highprofileincidentscausethesocalled feelgoodlegislaturestothinktheyaredoingsomethingbyenactinglawssuchasHR1287.Inrealitysuchlawsdonothingbuthurtlegitimatebusinessandonlyservetoadvanceapoliticalcause.Becauseadogbitesachild,youdontkillalldogs.Youmaketheownerofthebaddogaccountable.ThisiswhatneedstobedoneinregardstoHR1287.Yesthefreeflowofpersonalinformationshouldberelegatedtouseonlybyprofessionalswhohaverealandlegitimateneed.Licensedandregulatedinvestigators,attorneys,informationbrokers,allhavelegitimateneedsforsuchinformation.Itistheirresponsibilitytoscreentheuseofsuchinformationandtheyshouldbeheldaccountablefornegligentuse.Outlawingthefreeflowofinformationtotheseindustriesisnottheanswer.InLouisianaandFlorida,thestateswhereIamalicensedprivateinvestigator,wehavetoundergoextensivebackgroundchecks.WeareonfilewiththeFBI.Ourethicsareregulatedandasystemofaccountabilityisestablished.Wearealsorequiredtoobtaincontinuingeducationinourprofession.HowmanyofthesocalledhighprofileincidentswhichcreatedthestirtobringHR1287totheHousefloorwerecreatedbylicensedprofessionals?Ifthereareany,howmanyofthosehaveasystemofaccountability?Therearebadapplesineverywalkoflife,Congressman,lawenforcementofficials,privateinvestigators,attorneys,judges,everyindustry.Wedontoutlawtheseindustriesbecauseofafewbadapples.ThatisexactlywhatHR1287willdo,outlawinformationthatisofbenefittoeveryone. #:&&S#P.O.BOX52742NEWORLEANS,LA701522742504/3484104018003485690FAX504/3481414&&:  Y,'/ FederalTradeCommission -K)1 Page2April16,1997ThefollowingarethreeexamplesofhowtheaverageJOECITIZENfeelsaboutMYuseofpublicrecords,creditheaders,andinformationfromprivatedatabaseproviders.Ireunitedthreeordinaryfamilies,separatedbyparentalstrife.Inthefirstcasetwosiblingswereseparatedassmallchildrenduetoparentalstrife.Theyhadbeensearchingforeachotherforover20yearstonoavail.ThankstotheinformationprovidersIwasabletoreunitethesiblingsforlessthan$100.00.TwentyyearsofsearchingandIputthemtogetherforlessthan$100.00andinlessthananhour,Itwouldnothavebeenpossiblewiththeinformation.Inthesecondcase,Ireunitedafatherwithhistwochildren.ThefatherwasservinghiscountryinVietnamandhiswifelefthimandtookthechildren.Theyweregonewithoutatrace.Hesearchedformorethan25yearsandcouldntfindthem.Forlessthan$100.00andinlessthan2hoursIwasabletoreunitethefatherwithbothofhischildren.HewasinGeorgiaandtheywereinCalifornia,adoptedandwithdifferentlastnames.IfHR1287wereinaffect,thissamefatherwholosthischildrenbecausehewasservinghiscountryoverseaswouldhavebeenpreventedfromeverfindingthembythesamegovernmenthewasfightingfor.Inthethirdexample,acouplehadachild,butnevermarried.ThefatherwasintheMilitaryandthecoupleseparated.Thesongrewupalwayswantingtoknowabouthisfather.Themother,myclient,consentedtoservicesasahelpthesonlocatehisfatherandgavehimmyservicesasaChristmaspresent.TheonlyinformationthemotherhadwasthefathersnameandthatheusetoliveinMassachusetts.Ithadbeenovertwentyyearssincethecouplehadcontact.IwasabletolocatethefatherinHawaiiandreunitehimwithhisson.AllpartiesconcernedconsentedandweregratefulIwasabletoreunitethem.Withouttheuseoftheinformationtobeoutlawedthiswouldneverhavebeenpossibleoraffordable.Thesearejustthreeexamplesofhundredsorlegitimateandworthwhileusesofpersonalinformation.Eachoftheseexamplescanbeverified.IhaveenclosedtwolettersIreceivedfromtheclientsfollowingthecase.Asyouwillsee,thebenefitsoftheinformationtobebanned,whenusedbylicensedandregulatedprofessionals,faroutweightheisolatedincidents.Thankyouforyourtimeandattentiontothismosturgentmatter.PleasefeelfreetocontactmeifImayprovideyouwithadditionalinformationonthisissue.Sincerely,#:&&_#k[,:RogerW.Byrd,Jr.#:,k[jj#&&: ~"# RogerW.Byrd,Jr.President/ChiefInvestigatorActionInvestigationsLAPrivateInvestigationLicenseNo:0027030493LAFLPrivateInvestigationLicenseNo:9500821  &:"( Subj:  SearchforRichardMeaney  Date:  97032010:42:35EST  From  MGBiebel d To:ActionOLHi,Roger.IthoughtIdtellyouwhathappenedwiththeinfo.youprovidedonRichardMeaney.Takingyouradvice,mysonfinallysentaregisteredlettertoHonolulu.Noresponseforawhile,butyesterdayhegotafaxedresponse.Itisindeedtherightperson.Sothanksagainforallyourassistance.MaryGailBiebelP.S.Dick(birthfatherofmyson)ishimselfadopted,andinhisfaxindicatedthathewascuriousabouthowhehadbeenlocatedbecausehedliketolocatehisownbirthparents.Soyoumightendupbeingtheintergenerationalyentaofsorts!    IhaveitandIvemadecontactYOUHAVEMADEMYLIFESOWONDERFULANDIWILLNEVERBEABLETOTHANKYOUENOUGHPLEASEKEEPINTOUCHIWOULDLOVETOLETYOUKNOWHOWEVERYTHINGTURNSOUTMERRYCHRISTMASANDTHANKYOUSOMUCH...TRACEYROSS!  h #:&&j#ԛ   ": 1$"A)xdExA#19&$1p#1$&19A).jdE.jAJackReed#19&$1p#1&ލ(&&19   #&&(&1&ލ(p##:&&7q#XX: 1X%*XXX#19&*X1X%q#1&ލ(&&19From: 0  04(#(#0` 4(#4(#ari2@juno.com[SMTP:ari2@juno.com]` (#` (#  Sent: 0  04(#(#0` 4(#4(#Monday,April21,19975:31PM` (#` (#  To: 0  04(#(#0` 4(#4(#JackReedZ ` (#` (#  Subject: 0 4 0` 4(#4(#SenateBill600(restrictionofinformation)4 ` (#` (# Mr.Reed,IamaPrivateInvestigatorinSt.Paul,MinnesotaandhaveusedCreditHeaderReportsforinformationinfindingMissingPersons,SkipTracing,LocatingBirthParents,BailEnforcementetc.IhavemanyClientcasesovertheyearswhereIhavehelpedpeople.IhaveneverhadanegativecomplaintagainstmeormyAgency.IamcarefultoresearchmyClientsanddeterminethereasonsforaccessingtherequestedinformation.Ifeelthattheproblems(ifany)thatappearinthemediaaresometimesoverblownandtheamountofcaseswheretheClienthasbeenservedandreunitedwithlonglostrelativesetc.,faroutshinesthenegativemediahype.AsaLicensedPrivateInvestigator,IhavehadtomeetmyStatesrequirementstobecomelicensed.MinnesotaStateRequirementstobelicensedasaPrivateInvestigatorisinmanywaystougherthanobtainingaPoliceLicenseinoutState.Wemusthave6000hoursofInvestigativeexperience,takeatest,bebonded,payalicensefee(inourcaseabout$1000.00),provide5referencestoverifyourtruthandhonesty.Weneedtoprovideevidenceofhowmanyemployee'swehaveandmustverifythatbackgroundcheckshavebeendoneoneach.WecanhaveourlicensesuspendedorrevokedforanyviolationorinfractionoftheStateBoardRules.AsaProfessionalPrivateInvestigator,IfeelthatIhaveprovenmyselftobearesponsiblepersonandshouldhavetherighttoaccessinvestigativeinformation(includingCreditHeaders&SocialSecurity&MotorVehicle)asapartofanyLEGALinvestigation.Asinallprofessionstherearepeoplewhoviolatetherulesandviolatethelaw.IdonotfeetthatIasaLawabidingprofessionalshouldhavetopayforthesinsandviolationsofthelawviolator.IhavemanypositivecasesandhavehelpedmanyClients.Acoupleofscenariosasfollows:1.  AClientcontactedmetotrytolocateaformerhusbandwhoshedivorcedjustafterWorldWar #$ II.Sheindicatedthatshehadnotseenhim@'Page1  N&!' sinceabout1949andshewantedtoremarry,butneededtohavethefirstmarriageannulledtobeabletoremarryinthechurch.  ThroughusingCreditHeaderreportsandsurnamesearchesthroughtheCreditBureaus,wewereabletolocatehimwithinabout15minutes,thusmakingherveryhappyandhelpinghergetthingarrangedinherlife.Iverifiedwiththesubjectthathewantedthecontact,beforegivingtheClienttheinformation,therebyeliminatinganynegativeconfrontation.2.  AClientcontactedmewantingtodoaCriminalBackgroundCheckonapotentialmate.She   neededtoknowwhatkindofrecordthesubjecthadinordertoprotectherselfandherchildren.Shefeltthattherewassomethingwrong,butcouldn'tputherfingeronit.ThroughusingCreditHeaderreportstoverifythesubjectsSocialSecuritynumberandpastaddresseswedeterminedwherethesubjecthadlivedinthepasttherebygivingusthecitiesandcountiestodothecriminalbackgroundchecksin.WefoundoutthatthesubjectwasaChildMolesterandhadbeenchargedon3separateoccasions.Withthisinformation,theClientwasabletomakesomedecisionsandadjustherlifebasedonthenewinformationprovided.Wehavemanyothercasesinourfiles,wherewehavehonestlyhelpedClients.Ifeelthatweshouldnotcreateanewlawrestrictingouraccesstotheserecords.Thiswouldimpactonourprofessioninanegativeway.IbelievethatLicensedPrivateInvestigatorsarehonestprofessionals,nodifferentthanhonestattorneys,honestjudges,honestdoctors,honestdentists,honestministers,honestcopsetc.Everyprofessionhaspeoplewhodonotliveuptothecodeofethics,butWhyshouldtheHonestProfessionalshavetopayforthesinsoftheDishonestones?Thankyouforyourtime,Respectfully,DaleCA.Johnson(CEO&ChiefInvestigator)ACTIVERESEARCHINVESTIGATIONS,INC.1821UniversityAve.WE.,Suite309,314&315SouthSt.Paul,MN55104 USA  ! @'Page2  ~"# Internet:help://www.pimall.com/active/active.htmTollFree:180089491860  Office:(612)6599551(#(# Fax:(612)6410795Member:NationalAssociationofInvestigativeSpecialistsAssociationofChristianInvestigator's(StateDirector)    TheAssociatesGroup    InvestigatorsOnLineNetwork    GlobalInvestigatorsNetwork    UnitedStatesProcessServersAssociation    AmericanFederationofPolice    ProfessionalInvestigatorsList    PrivateInvestigatorsList    MinnesotaPrivateInvestigatorsAssociation@'Page3  +R&- #&&(&1&ލq##:&&r#ԛ   R.R:ADAMS/BARKER&ASSOCIATES#:.RR*#XX:A)?<hdE?<hA  #:XX#INVESTIGATIONANDLEGALSERVICESCALIC:PI17674XX: R May27,1997Mr.DavidMedine,DirectorBureauofConsumerProtectionFederaltradecommissionWashington,DCDearMr.Medine:IamalicensedprivateinvestigatorinCalifornia.Theabilitytogatherinformationfrompublicrecordsisvitaltolegitimateinvestigativepurposes.ItiscriticalthattheFederalTradeCommissionmaintaintheavailabilityofthisinformation.Licensedprivateinvestigatorsutilizesocialsecuritynumbersforconductingbackgroundchecksforemployment,tolocatemissingpersonsandheirs,andtolocatewitnesses.IamaformerSanJosePoliceofficerandhavealsofoundpublicrecordsaninvaluableassetsininvestigations.Thankyouforyourtimeandconsideration̜KenBarker j KenBarkerKB/1c̛̜#:XXS#A) <xdEI,<8"A J,'* @55 þ/ :1625THEALAMEDA,SUITE400SANJOSE,CALIFORNIA95126TEL:(408)9930969FAX:(408)9716380 ,'+ #:/  þ`#XX:@#:XX'# þ/ :EMAIL:barkerpi@aol.com#:/  þ{#XX:Ԉ  U-(, #:XXՎ#    $ :@ADIInvestigativeServices#:  $K#XX:   @H H  @ @ #:XX#&&:PI#16025P.O.Box274,Smartsville,CA95977(916)6391125#:&&#XX:Ԉ 0 @$May23,1997Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,DCDearDirectorMedine,IamalicensedprivateinvestigatorinCalifornia.Theabilitytogatherinformationfrompublicrecordsisvitaltolegitimateinvestigativepurposes.ItiscriticalthattheFederalTradeCommissionmaintaintheavailabilityofthisinformation.Licensedprivateinvestigatorsutilizesocialsecuritynumbersforconductingbackgroundchecksforemployment,tolocatemissingpersonsandheirs,locateevadingdebtors,locateabsentparentsforenforcementofchildsupportandtolocatewitnesses.Daily,IutilizesocialsecuritynumberstolocateabsentparentsforseveraloftheCaliforniaCountiesDistrictAttorneyFamilySupportDivisionswithwhomIhavecontracts.Locatingtheseabsentparentsassistsinobtainingandenforcingjudgmentsagainstthemwhichinturnreimbursespublicmoneysspenttosupportthedependentchildren.1havelocatedmanywitnessesforcriminalandciviltrialsbyuseofsocialsecuritynumbers.Ioccasionallygetcallsfrompeoplewhoaskmetolocatesomeoneandarenotabletogiveagoodreasonwhytheywantthepersonlocatedandarenotrepresentedbyanattorney.Ideclinetheirrequestsonthebasisofprofessionalismandprivacy,aswouldanyresponsibleinvestigator,irregardlessofhowmuchmoneyisoffered.Ikeeprecordsofallrequestsandreportsshouldtheirdisclosurebenecessarybylaw.Ilocatedanheirto$60,000.00thatwaslivinginahomelessshelterontheEastCoastwhodidnotevenknowherfatherhadpassedawayleavinghertheinheritance.Socialsecuritynumberswereutilizedtolocatetheheirandconfirmheridentity.Ihavereunitedseparatedfamilymembersandhavetheirlettersofgratitudeandthanksonfile.Theirreunionsweremadepossiblebytheuseofsocialsecuritynumbers.  &!$ Icanunderstandtheconcernoverprivacyofsocialsecuritynumbersintoday'sworldofabundantandprolificcreditgrantors,whichhavecreatedanichefornewcreditthieves,whoimpersonateothersforillegalgain.Istronglyurgeyoutofocusontherealproblem,thecreditgrantors,whofreelyoffercreditwithoutproperverificationorsecurity.Theycurrentlywritetheirlossesoffintheformofhigherinterestratesandfees.Pleasedonotpunishthemajorityofthepopulationbyrestrictinguseandaccesstosocialsecuritynumbersduetotheactionsofafew.Closetheproperdoortooffensiveactionsutilizingsocialsecuritynumbersbyfocusingontheintent,credittheft.Donotpunishtheresponsiblemajorityforproperuseofthisvaluabletoolandresource.Thoseofuswithpermissiblepurposesandreasonsforusingthistoolareresponsiblelicensedprofessionalswhohelpothersbyprovidingavaluableserviceatareasonablecost.Losingaccesstosocialsecuritynumberswillimmeasurablyincreasethecostsofmanyinvestigations.Inadvance,thankyouforyourtimeandcarefulconsiderationtothismatter.Sincerely,MarkRegan  MarkRegan̜A.D.I.InvestigativeServices̜   #:XX!#   1: RUSSAHLGRIM&ASSOCIATES #:1B#XX:  #:XX# 7777LakevilleRoad `  Petaluma,Ca.XX:       May23,1997 ( x #:XX?# 94954 XX:  h  #:XX#Telephone:XX:  T        Mr.DavidMedine,Director    #:XXE# 4158924572 XX:Ԁ       BureauofConsumerProtection    #:XX# 7077635099   XX:     FederalTradeCommission   #:XXʡ# 8003034572 XX:     #:XXo# (SFBayArea )XX:       Washing,D.C.20580 h   #:XX#Fax: XX: H  #:XX# 7077634999 XX:       DearDirectorMedine, ` ' X, X'0    % % 0    % %   0  IamalicensedinvestigatorintheStateofCalifornia.Theabilitytogatherinformationfrompublicrecordsisextremelyvitaltolegitimateinvestigativepurposes.ItisextremelycriticalthattheFederalTradeCommissionmaintaintheavailabilityofsuchinformation.Licensepnvateinvestigatorsconstantlyutilizesocialsecuritynumberforemploymentbackgroundchecks,locatingmissingpersonsand/orheirs,aswellas,findingwitnesses.  % % 0  Ihavepersonallyusedsuchinformationtoperformtheserviceoflegalpapersinvolvingjudicialmatters,uncovertheillegaluseofsocialsecuritynumbers,locatedanuntoldnumberofwitnessesforcourtproceedingsandassistedinthematterofchildsupportfortheneedyparent.  % % 0  Alossofthiscrucialinformationwouldpracticallycrushanyopportunityforthelawabidingcitizentoseekandobtainlegalrecourseinmany,manylegitimatematters.  % %   Respectfully0  RussAhlgrim'#& % % 0  RussAhlgrim  % %   #:XX#!:@ InvestigationsConsultingSecurity p+&* @"Ca.Lic.Pl12191#:!#XX:  ,^'+ #:XXG#ԛ'X, X '    XX:@;;"ALPHAPISERVICES  @*@ ALIMITEDLIABILITYCOMPANY̜POBOX836SIMPSONVILLE,SOUTHCAROLINA296810836Phone:864/9630988Fax:864/9634944Email:cli07sprynet.comFEDERALTRADECOMMISSIONRE:USCongressHB1287ToWhomItMayConcern:  IamopposedtotheproposedregulationknownasHB1287.AsalicensedprivateinvestigatorIregularlyuseinformationtoassistthepublicandhelpprovideasafeenvironmentforthecitizensofourcountry.  Weneedthisinformationtohelpinthefollowingways:*  Identifyindividualsforserviceofprocess  *  Uncoverinsuranceandbankfraud  М*Assistindustrytoavoidworkplaceviolencebyperformingpreemploymentbackgrounds,securitymeasuresandidentifyingemployeetheft.*  Locatingwitnessestoaccidentsandcrimes ` *  Locatingbeneficiariesofestates,witnessestowillsanddeceasedpartiesforprobate P *  LandtitlesearchesandotherRealEstateverificationtransactions @   LicensedPrivateinvestigatorsareresponsibletolicensingboardsandmustbebondedandinsuredinmoststates.Ifwemisuseinformationwestandtolooseourlicenses.Therefore,weresponsiblyuseinformationuponpenaltyofgoingoutofbusiness.  Please,don'tshutusdown.Letuskeephelping.Don'tcloseaccesstopublicrecords.Sincerely,ALPHAPISERVICES,L.L.C.A)` dE%` A % # RobertH.Joseph,CLIRHJ/bejA) xd\FEN)8"A O)$( @UUXX@@RobertH.Joseph.CLIisaMemberof ^)$) М#XX@#!XXNationalAssociationofLegalInvestigatorsSouthCarolinaAssociationofLegalInvestigators.SouthCarolinaAssociationofPrivateInvestigators *b%* #XX!в#A) xdE+8"A +&, М  +&- Л   @!  $ XXALPHAPI#XX  $]# 󀀜 $ XX SERVICES#XX  $#    @XXALIMITEDLIABILITYCOMPANY#XX)#  @  :Xd86XXX:+286X:Xd8POBOX838SIMPSONVILLE,SOUTHCAROLINA296810835Phone:864/9630888Fax:864/9634944Email:all07@sprynet.com#:Xd86X8:+2µ##XX6X:Xd8#1X%*XXX   #XX*X1X%#FEDERALTRADECOMMISSIONRE: ( USCongressHB1287  d To  WhomItMayConcern:  D     ( IamopposedtotheproposedregulationknownasHB1287.AsalicensedprivateinvestigatorIregularlyuseinformationtoassistthepublicandhelpprovideasafeenvironmentforthecitizensofourcountry.   ( Weneedthisinformationtohelpinthefollowingways:*0  Identifyindividualsforserviceofprocess %% *0  Uncoverinsuranceandbankfraud %% *0  Assistinsudtrytoavoidworkplaceviolencebyperformingpreemploymentbackgrounds,securitymeasures  andidentifyingemployeetheft. %% *  Locatingwitnessestoaccidentsandcrimes d *0  Locatingbeneficiariesofestates,WitnessestowillsanddeceasedpartiesforprobateT%% *0  LandtitlesearchesandotherRealEstateverificationtransactionsD%%    ( LicensedPrivateInvestigatorsareresponsibletolicensingboardsandmustbebondedandinsuredinmoststates.Ifwemisuseinformationwestandtolooseourlicenses.Therefore,weresponsiblyuseinformationuponpenaltyofgoingoutofbusiness.   ( Please,don'tshutusdown.Letuskeephelping.Don'tcloseaccesstopublicrecords.Sincerely,ALPHAPISERVICES,L.L.C.RobertH.Joseph "  RobertH.Joseph,CLIRHJ/bejA) xdIE#(8"A $(t#&   ^:^XXRobertH.Joseph,CLIisaMemberof 3(#' NationalAssociationofLegalInvestigationsSouthCarolinaAssociationofLegalInvestigatorsSouthCarolinaAssociationofPrivateInvestigators#XX:^^˽# ($( A) xdE:*8"A  ;*%* Subject:USCONGRESSHB1287April16,1997Page2     ( Ourmembershelptokeeptheworkplacesafe,protecttheyoungandelderly,uniteestrangedfamiliesanduncoverfraud.Weareavitalpartofthedailylifeofthousandsofpeople,becauseweareLicensedPrivateInvestigator.Please,calltheundersignedifyouwanttolearnmoreaboutourindustryandtheresponsiblewaysinwhichourmembersuseinformation.Thankyou,SouthCarolinaAssociationofLegalInvestigators,Inc,RobertH.Joseph  RobertH.Joseph,CLIDirector/President̜RHJ/bej   X"XX @]]"#XX"#@@]]""XXALPHAPISERVICES  X  @#XX"{#XXALIMITEDLIABILITYCOMPANY#XX#"XX  n #XX"Y# XX:+28@ PO#:Xd86X8:+2#:+286X:Xd8ԀBOXSIMPSONVILLE,SOUTHCAROLINA296810835Phone:864/9630988Fax:864/9634944Email:cli07@sprynet.com  #:Xd86X8:+20##XX6X:Xd8# XXXXMay21,1997 ( FederalTradeCommissionWashington,DCRe:@66SocialSecurityNumberInformation   Towhomitmayconcern:  Weareaprivatedetectiveagencyspecializingincriminaldefenseandtortliabilityinvestigations.ItisnecessarythatwehaveaccesstoSSNinformationasinalmostallofourcasesasweusetheinformationtolocatewitnesses.Withoutthatinformationtherewouldbemanytimeswhereawitnesscouldnotpossiblybelocatedandjusticewouldnotbeserved.  WeprovidetheinformationcontainedintheSSNheadersonlyfortheexclusiveuseofinvestigators,legal,andbusinessprofessionals.Wedonotprovideinformationorservicestoprivateindividuals.Thispolicyisintendedtoprotecttheprivacyandsafetyofanysubjectofaninvestigationandtoconserveaccesstopublicrecords.  WethankyouforconsideringthefactthataccesstoSSNinformationisneededbythePrivateDetectiveIndustry.Sincerely,ALPHAPISERVICES,L.L.C.RobertH.Joseph 0  RobertH.Joseph,CLIPresidentRHJ/bej@*A) xdE'%8"A߈ (%"& @ !X XRobertH.Joseph,CLIisaMemberof# XX !`#Ԉ 7%"'  !X XNationalAssociationofLegalInvestigators  SouthCarolinaAssociationofLegalInvestigators  SouthCarolinaAssociationofPrivateInvestigators# XX !#Ԁ %]#( <A) xdE&8"A  &$* #XXX X,# "XX@]]"ALPHAPISERVICES#XX"#    XX@ALIMITEDLIABILITYCOMPANY#XX#  p  XX:+28@ PO#:Xd86X8:+2#:+286X:Xd8ԀBOXSIMPSONVILLE,SOUTHCAROLINA296810835Phone:864/9630988Fax:864/9634944Email:cli07@sprynet.com B #:Xd86X8:+2##XX6X:Xd8#May21,1997 X FederalTradeCommissionWashington,DCRe:@--%FTCLetter P  DearJack:  HereismylettertotheFTCregardingtheSSNinfo.  ThanksforthegoodworkyouaredoingonbehalfofPIseverywhere.Withkindregards,Iremain,Sincerely,Bob 8 RobertH.Joseph,CLIRHJ/bejEnclosure@*A) xdE8"A߈ " @!XXRobertH.Joseph,CLIisaMemberof#XX!>#Ԉ # !XXNationalAssociationofLegalInvestigators  SouthCarolinaAssociationofLegalInvestigators  SouthCarolinaAssociationofPrivateInvestigators#XX!#Ԁ E$ A) xdEL!8"A  M!&    @yy!"XX1$"AMERICANDATAQUEST#"$1r##XX"S#Ԉ X @  1X%*XXX19&*X1X%ConfidentialInvestigationService,Lic.PI17051#1X%*X&192#Ԉ n @  19&*X1X%P.O.#1X%*X&19#19&*X1X%ԀBox1054,MorganHill,CA96038Phone(408)7785636 6 #:&19##XX:#Mr.DavidMedine,Director C%May23,1997 ^ BureauofConsumerProtectionFederalTraderCommissionWashington,DCDearDirectorMedine,IamalicensedprivateinvestigatorinCalifornia.Iamwritingyoutoaskyourhelpinallowingmeaccesstotheinformationnecessarytoconductmybusiness.Theuseofsocialsecurityinformationiscriticalindoingbackgroundchecks,locatingmissingpersonsandheirs,andlocatingwitnesses.Amajorportionofmybusinessisfindingdebtorsforsmallbusinesses.Withouttheuseofsocialsecurityinformation,thecostofsuchasearchtorecoverasmalldebitof$5,000wouldbeprohibited.@*0 d Sincerelyd%d% @*0 d ClaudFurnarend%d% @*0 d ClaudFurnare,owner^d%d% М  N Xћ   "XX 1$"A)xdExA#1X%*X$1#1$*X1X%A).jdE.jAJackReed#1X%*X$1<#1&ލ(&*X1X%   #&&(&1&ލ##XX&&#&&XX1&ލ(&&& From: 0 ( 0T(%(%0T%T%CliffordH.Anderson[SMTP:chander@COMMUNIQUE.NET]%%  Sent: 0 ( 0T(%(%0T%T%Sunday,April20,19978:44PM%%  To: 0 ( 0T(%(%0T%T%JackReedj%%  Cc: 0 ( 0T(%(%0T%T%buddy@bombet.comD %%  Subject: 0 T 0T%T%FTCletter n%% CliffordH.Anderson,sixyearsaslegalinvestigator,retiredfroma22yearcareerwiththeFBI.Likemanyofmyprofessionalcolleagues,Ihaveencounterednumerousinstanceswhereasearchofcreditheadershaslocatedapersonmissingorlosttohis/herfamily.Thisveryweek,Iassistedamotherandsontolocatetheirestrangedfather.Theirsurnamewasacommonone,butthecredittopdatamaintainedbythreenationaldatabases,whencomparedandcrosscheckedwitheachother,immediatelyledtothehusband/father'slocationandtelephonereunion.It'simportanttokeepthisissueinperspective.Mostofthedataoncredittopsispublicrecord:addressesandemploymentsshouldnot,inandofthemselves,normallyrevealinformationwhichwouldaffectone'sfinancialorpersonallife.Thecomputerizingofsuchdatasimplyfacilitatesitsstorageandrapidretrievalandsavestimeandexpenseinobtainingbyhandthesamedata.Thoseofuswhousethisdataprofessionallycanjustaseasilygiveexamplesofhowthepublicgoodhasbenefitedfromtheidentificationandlocationofmiscreants,deadbeatsandfugitivesfromthelawandotherobligations.Ofcourse,misuseofsuchcreditinformationmustalwaysbeguardedagainst.Butadditionalrestrictiveandprohibitivelegislationalwaysthrowsoutthebabywiththebathwater.Itmightalsobehelpfultorefertopasteffortstopasssuchfederallegislation,toseehowandforwhatreasonsitoftenfailedtomaterialize.CliffAnderson6060ChestnutStreetNewOrleans,LA7011859185048996029chander@communique.net@'Page1#&&(&1&ލe##XX&&F#Ԉ  T+&- HHћ@ !BXw;XXXB~jN<~;XBXwARGOINVESTIGATIONS#BXw;X<~B~jN##XX;XBXw#ԛ H М 99%%u!DC?/+d|0$  `lEc$ $ 9 u 9999 9999 9999 9999 %%99&&XX#&I=&&&Phone/FAX#(916)6213194@* d         PostOfficeBox130   Pager#(916)6218271@* d         Placervile,CA956670130  ^  #&&=&#&I##XX&&#A) xdEi08"A j"  A)xdE0xA  May22,19970 i! Mr,DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,DCDearDirectorMedine,IamalicensedprivateinvestigatorinCalifornia.Theabilitytogatherinformationfrompublicrecordsisvitaltolegitimatepurposes.ItiscriticalthattheFederalTradeCommissionmaintaintheavailabilityofthisinformation.Licensedprivateinvestigatorsutilizesocialsecuritynumbersforconductingbackgroundchecksforemployment,tolocatemissingpersonsandheirs,and,tolocatewitnesses.Iregularlyconductpreemploymentbackgroundinvestigationsandwouldbeunabletoverifythecandidate'semploymenthistorywithoutaccesstosocialsecurityinformation.InSacramento,Californiarecently,ahighschoolagedchildwasmurderedbyaparolee.Hadtheconcernedschooldistrictutilizedtheservicesofaninvestigatortheinvestigatorwouldhavebeenabletodetectwhenthispersonwasunemployedandbeenabletomakedeterminationsfromthisinformation.Withoutbeingoverlydramatic,pleasekeepthissourceofinformationopentolicensedprivateinvestigators.Thepublicatlarge,asoutlinedabove,couldbeatriskifcertainindividualsareallowedtoaccesssensitiveoccupations.HowardWilson )&) HowardWilson,PrivateInvestigatorOwner,ArgoInvestigations  +a(+     ݀@ >XXARLINGTONINVESTIGATIONS#XX>#Ԁ%%O% H @  Qualityinformationforyourbusiness l  141518thStreet,Suite710:%Office(805)8619480 \ Bakersfield,CA93301Z Z B%(800) @ 5672474 L МLic.PI17185  **=%FAX!(805)8619483 <      May27,1997  Mr.DavidMedine,Director  BureauofConsumerProtection  FederalTradeCommission  Washington,D.C.  DearDirectorMedine:0  IamalicensedprivateinvestigatorinCalifornia.Theabilitytogatherinformationfrompublicrecordsisvitaltolegitimateinvestigativepurposes.ItiscriticalthattheFederalTradeCommissionmaintaintheavailabilityofthisinformation.Licensedprivateinvestigatorsutilizesocialsecuritynumbersforconductingbackgroundchecksforemployment,tolocatemissingpersonsandheirs,andtolocatewitnesses. %% 0  RecentlyIcompletedacasewhereayoungwomannamedPatriciacametomeinanattempttolocateherfather.Shehadnotseenhimsinceshewas6yearsold.Allshehadwashisnameandthenameoftwoolderbrothers(whomshehadalsonotseensinceage6.)ByutilizingthesocialsecuritysearchesIwasabletolocateoneofthebrothers,whoultimatelyhelpedreunitePatriciawithherfather.Iwaspresentwhenshemadethecalltoherbrotherandlaterspokewithherfather.Theywereallverythankfulfortheourabilitytoreunitethem.IfIdidnothavetheabilitytoobtainsocialsecurityinformationthisstorymayhavehadadifferentandmuchsadderending. %% 0  Ifyouneedanyfurtherinformationfrommedonothesitatetocallme. %% 0  Sincerely, %% 0  ARLINGTONINVESTIGATIONS $\!#%%   RobertAguero󀀀 &<#% 0  By:RobertAguero %% ̜  T) &(    JX:AXXX@ ARMENTAINVESTIGATIONS  H @@ @ 3807W.JudyAve.Visalia,CA93277@| | (209)7388580CAP.I.Lic.#18262#XXAXJX:3#May24,1997Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,DCDearDirectorMedine,I'malicensedprivateinvestigatorinCalifornia.Theabilitytogatherinformationfrompublicrecordsisvitaltolegitimateinvestigativepurposes.ItiscriticalthattheFederalTradeCommissionmaintaintheabilityofthisinformation.Licensedprivateinvestigatorsutilizesocialsecuritynumbersforconductingbackgroundchecksforemployment,tolocatemissingpersonsandheirs,andtolocatewitnesses.It'snot,givinganexample,ofhowIasaprivateinvestigator,canobtaininformationthroughtheuseofasocialsecuritynumber,but,howimportantitistobeabletouseasocialsecuritynumber,tolocatesomeonewhoisanimportantwitnesstoafelonycase,especially,whenevidenceleanstotheinocenseofaclientthatI'mrepresenting.RubenArmenta * RubenArmentaARMENTAINVESTIGATIONS    Л   LonnieReed@"XX AttorneyInvestigators #XX"[#Ԉ4 4 B%CherylHoward H !XXAttorneyatlaw@::#PostOfficeBox 8%AttorneyatLaw ^ InvestigatorPI16565@MorroBay,California93443  CertifiedFraudExaminer@EE#(800)7552993 R #XX!#April16,1997FederalTradeCommissionC/ONCISSPostOfficeBox755DesMoines,Iowa50823Tothecommitteeinquiringaboutprivacyissues:MynameisLonnieReed.Iperforminvestigativeservicesforprivateindividuals,landlords,lawfirms,insurancecompaniesandfinancialinstitutions.Inaddition,Iperformlegalservicesintheformofcollectingjudgments.Iamusuallycontactedbyattorneyswhocannotcollectajudgmentbecausethedefendanthashiddenhisassetsorisconductingfraudulentactivities.Myeducation,training,andbackgroundmakemeuniquelyqualifiedtoexpressanopinionontheclosureofpublicrecords.Pleaseforgivetheappearanceofpretentioustitlesindescribingmybackground.Iamanattorney,admittedtopracticeintheStateofCaliforniaandFederalCourt;privateinvestigator,licensedintheStateofCalifornia;CertifiedFraudExaminer;andaregisteredprocessserver.Iamaformerlawenforcementofficer.IfcalledtotestifyIhavepersonalknowledgeofthefollowingsituationswherepublicrecordswererequiredtosolvecasesformyclients.COLLECTIONOFADIFFICULTJUDGMENTInoneparticularcase,Icollectedajudgmentagainstadefendantwheretheplaintiff(myclient)andhispreviousattorneyshadtriedforsevenyearstocollectagainstthedefendant.IhavethefollowingrecordsonCDRomformat:CaliforniaCorporationsrecords,CaliforniaUniformCommercialCodefilings,FictitiousBusinessNamesStatements,SuperiorCourtrecords.Inaddition.Ihaveaccesstoelectronicpropertyrecords.Thisinvestigationwasconductedbysearchingthemassiveinformationdatabasesbyusingthevariousaddressesthatthedefendanthadusedinthepast.Idiscoveredthatthedefendantwasconductingbusinessinlocationsnotpreviouslylocated.WiththisinformationIwasabletosucceedwherepreviousattemptsfailed.Iwouldpointouttoyoueventhecurrentaccesstopublicrecordswouldnothavesolvedthiscase.CurrentaccesstothepublicrecordsthatIhavementionedcannotbesearchedbyaddresses.Theonlywaythisisaccomplishedisforaprivatevendortoobtaintherawdata,addasearchprogram,andplacetheinformationonCDRom.  )&* ЀSERVICEOFPROCESSWehavenumerouscaseswhereclientscometoustolocateadriverofavehiclethathittheminavehicleaccident.FrequentlyallwehaveasaclueisaVehiclePlateNumber.Youmaythinkthatwiththisinformationitwouldbefairlyeasytolocatetheoffendingdriver.Itismorecomplicatedthanyouthink.CurrentCalifornialawseverelyrestrictswhocanaccessDMVrecords.Currentlytheonlypersonwhocanaccesstherecordsisthepersonwhoactuallyservesthedocuments.Thisisridiculous.Howdoyouknowifitiseconomicallypossibletoserveanindividualunlessyouknowwherethesubjectlives.Theanswerisyoucant.YouhavetoaccesstheDMVinformationtoknowwherethesubjectisbeforeyoucanmakethedeterminationofwhoisabletoservethelegalpapers.Underthecurrentrulesyoucannotaccessthesystem.Inaddition,theDMVrecordsaredated.ThesubjectisusuallylonggoneforacoupleofyearsfromtheaddressthatislistedontheDMVinformation.Creditheaderinformationisthemostcurrentinformationavailabletolocateapersontoserveserviceofprocess.Eventhisisbeingblockedtoprivateinvestigators.Arguably,IamprobablythemostqualifiedpersoninthiscountrytoobtaininformationbecauseofthedifferentclassesoflicensesanddegreesthatIhold.Iamroutinelydeniedinformationincertainpartsofthecountry.Thissituationisunacceptablefromapublicpolicypointofview.Ifyoukeeprestrictingrecordswhereprivateinvestigatorscannotdotheirjobsthecivilcourtsystemwillcollapse.Unfortunately,realitydictatesthatwhenapersoncannotseekaidfromthecourtheorshewillinevitablychooseselfhelp.Thepublicrecordsaccesssituationcannotbeallowedtoreachthislevel.@*0 d Respectfully,d%d% @*0 d LonnieReed`d%d% @*0 d LonnieReed Pd%d% Л   @II# ROBERTC.AVOLA  H @!XXINV:A06994&DEPT.OFINS273534 8  #XX!#PHONE:@$P.O.BOX547,#,#K%FAX:  (818)8361288@  SIERRAMADRE,CA91025( ( A%(818)8361291  ~ 0  05/30/97 %% 0  Mr.DavidMedine,Director %% 0  BureauofConsumerProtection %% 0  FederalTradeCommission %% 0  Washington,DC %% 0  DearDirectorMedine, %% AftertwentythreeyearsasalicensedPrivateInvestigatorinCalifornia,IhaveseenaseriousdeteriorationintheavailabilityofpublicrecorddataforLEGITIMATEINVESTIGATIVESERVICES.MyorganizationwasoneofthekeyWorkersCompensationMedicalFraudinvestigativecompaniesthattrackeddownandserved,withbothcivilsummons/complaints,butmanypersonsubpoenasontheseDoctorsthatsoruinedaperfectlygoodWorkersCompensationIndustryhereinCalifornia.WeusedSocialSecuritynumbersandvariousotherdatatoeliminatethosepursuedfrominnocentpeople(withtheexactsamename),soastonotharassthe ~ innocent. n Soyoucansee,thesocialsecuritynumber,andallotherpertinentidentifyingdataitems,areoftenforthepurposesofgood,....notevil.Moreoftenthannot,atthetimeofthiswriting,Ihaveseenmanymanymanyaninnocentparticipantinlitigationgethurt,orlose,duetotheinabilitytolocateand/orcontactwitnesses,etc.wherethenameiscommon.(Verysad,andithappensallthetime.)Thereisn'tanythingoranysourcethatcannotbeusedforwrongfulpurposesifanyonewishestodoso.However,toslowlytakeawayeachandeverytoolusedtodefendpeople,pursuewrongdoers,findwitnesses,andseparateonepersonwithacommonnamefromanotherperson,withexactlythesamename.....isslowlybringing(whatsleft)ofboththelegalsystem,andcommercehereintheUnitedStatestoagrindinghalt.Thankyou.RobertC.AvolaRobertC.Avola  %^"% Hћ   "XX1$"A)xdExA#1X%*X$1#1$*X1X%A).jdE.jAJackReed#1X%*X$12#1&ލ(&*X1X%   #&&(&1&ލ##XX&&#1X%*XXX1&ލ(&*X1X% From:  (  T dbi@earthlink.net[SMTP:dbi@earthlink.net]   Sent:  (  T Wednesday,April23,199712:32PM   To:  (  T JackReed j  Subject:  T NCISSCreditHeaderCases D  WeshallforwardaletterintheappropriateformattoNCISSasindicated,butmeanwhile,hereareourcasesforyourcollection.Firstofall,DouglasBaldwin&Associates,Inc.,inbusinesstenyears,isasmallagencyofeightemployeeshandlingcomplexlitigationmattersforattorneysandinsurancecompanies.Werarelytakeprivateclients,wedonotworkcriminaldefense,domestic,AOE/COE,workerscomp.Itiseasiesttoexplainwhatwedon'tdo.Weworkfortheleadingdefendantinthebreastimplantlitigation,handlingdefenseofbreastimplantlawsuits,forthesouthwestUnitedStates,whichisthelargestmarketfortheselawsuits.Additionally,foraleadingcorporation,oneofthelargestinthewesternUnitedStates,wehandlenecessaryinvestigationinvolvingsuitsagainstthatcorporationonleadpaintmatters.Re:BreastImplants  Inthewisdomofthecourts,theplaintiffs,thedefendantmanufacturers,thedefendantdoctorsandconcernedconsumers,itisagreedthatcompletemedicalhistoryofallplaintiffsisrelevantandvital.Allplaintiffsvoluntarilyanswerinterrogatoriesandquestionsatdepositions,wherebytheydetailtheirmedicalhistories,andnowthefunbeginsforus.Allofthesedoctorsmustbefoundandcontacted.Itistruethatdoctorsarefairlyeasytofind,however,wearedealingwithhundredsofcases,anddozensofdoctorssincechildhoodforeachplaintiff,spanninguptofiftyyears.Thus,wehavesearchedforoverathousanddoctors,andinapopulationthatlarge,thereareplentyofdoctorswhomoveoutofstate,whoretire,whodie,whosenameswereimproperlyremembered,whogaveuptheirlicenseyearsago,younameit,ithappened.Thisisa$4billiondollarmatterwithnationalattention.Everyoneagreesfullmedicalknowledgeisvital,thiscasehasfullnationalattention,anditispartofanationaldebateonproductliability.So,howdowefindallthesedoctors,manyfromancienthistory?Creditheadershaveprovedvital.Forexample,medicallicensinginformation,oranoldphonebook,mayshowanoldaddressforthedoctor,butapparentlythatdoctorisnowlongoutofbusiness.Ifwecantracethatdoctortowithintenyearsorsoofthepresentday,wemaybeabletosuccessfullyrunacreditheaderbasedonnameandaddress,whichwillgetustheSSN,whichthenmayproducethecurrentaddressandgetustherestoftheway.Re:LeadPaint  AdivisionofoneofthelargestcorporationsintheUnitedStatespurchasedasmallpaintmanufacturingcompanyinthe1940s.Thatcompanywentoutofbusinessbythe1950s,andthedivisionthatownedthatpaintmanufacturingcompanywasitselfdivestedinthe1960s.Inthelate1980sthecorporationgetssuedforitsallegedroleinmanufacturingallegedlyharmfulleadpaint.Afteracarefulandthoroughinhousesearch,thecorporationassemblesallthemeagerpaperworkleftonthisoldpaint@'Page1  '<#) manufacturingoperationanddiscoversthatthereisnotenough:ithasnoideahowmuchproductwasmadeorhowmuchvolumewassold,itnolongerhasanyoftheoldformulas,ithasnoideaofthemarketingterritoryforitsproducts.Inshort,ithasnorealwaytodefenditself.Thus,todoso,itmustdesperatelytrytolocatealltheoldemployees,ifstillalive,andreinventthewheel.Weultimatelyareprovidedwithlistsofnames,maybe600inallultimately.Fragmentsofnames,initials,fullnames,younameit.Basically,thestandardinformationforeachisonlythattheyoncelivedandworkedinthenorthwestcomerofacertainstateinthe1940sand1950s.However,inabout50caseswealsogetaSSN.ThecorporationdoesnotwanttoaskthecourtforlegalpowertoobtaintheSSNaddressinformationfromtheSSA,becausethenallofthisinformationcanbeobtainedbytheplaintiffs.Thecorporationsurelyhastherightanddutytocontactitsownemployeesfirst,andtosortthingsout.Inthesearchthatfollowed,spanningthreeyears,frequentlycreditheaderinformationwouldbecomevital.Wewouldlocatesomeone,andtheywouldpullouttheirChristmasCardmailinglist,nowmostlyfallenintodisuse,andprovideuswiththelastknownaddressesfortheiroldworkcompanions.Withoutcreditheaderinformationthatwholeprojectwouldbecomeanightmare.Litigationforpeoplebeingsuedundertheoriesthatinvolveallegedmisdeedsgoingbackmanyyearswouldbecomenightmarestodefend.Howtofindallthoseoldwitnesses?Evenwithcreditheaderassistance,itisstilladerntoughrowtohoe.Finally,StandardCarInsuranceMatter's  Weworkpresentlyfortwonationalinsurancecompaniesthatsellcarinsuranceanddriverpolicies,andinourtenyears,haveworkedsimilarmattersforthreeorfourothersattimes.Onaroutinebasiswegetsuppliedwiththenamesoftheirowninsureddriverstolocate,severalaweek.Notwitnesses,buttheactualinsureddriver.Thisisbecauselitigationtakesyears.So,anaccidentoccurs.Asettlementfails,alawsuitisfiled.Informationiscollected.Processingbeginsanddragson.Finally,twoorthreeorfouryearslateranarbitrationorcourthearingortrialisgoingtohappen,andnowwitnessesandeventheoriginalinsureddriverneedtoattend.But,inthemeanwhile,theinsureddriverhasstoppedusingtheoriginalinsurance,theinsureddriverhasfallenoutofcontact.Maybethatsameinsureddriverhasgoneintothemilitary,offtoschool,movedoutofstate,died,marriedandobtainedanewname,whatever.Sure,therearedriverslicenseswithaddressesonthem,butthoseDLsarerenewableeveryfouryearsorso,thustheaddressesonthemmightbefouryearsoutofdate,andinmostofthecaseswehandle,theDLisexpiredandnotrenewed.Whateverthereason,hundreds,ifnothundredsofthousands,ofsuchclaimsarebeinghandledconstantly,andinthatgiantpoolofclaimsprocessing,surelytherewillbehundredsifnotthousandsofinsureddriverswhodisappearofftheradarScreensforonereasonoranother.Itisthesimplelawofaverages.Theythenhavetobefound.Thecatch,ofcourse,isthatmoneyandbudgetisverytight.Iftheinsurancecompanieshavetopaythousandsofdollarstofindtheirowninsured,muchlessdefendthecase,thentheywon't.They'lljustsettle.Iftheysettletoomuch,morecasesgetfiledbyeverhopefulplaintiffsandscamsters,costsrise,insuranceratesrise,weallgethurt,andwhobenefits?Whoexactlythenbenefitsfromthis?Whatoffsettingvaluetakesplacetomakethisharmworthwhile?  Icouldgoonliterallyforever.Allweeverworkonarethesetypesofmatters,everyday,formyentireprofessionalcareer.Caseafter@'Page2  '") caseoflegitimatebusinessneedstofindpeopleforallthelegitimateandlegalandsocietallymandatedreasonsthatsomeoneneedstobefound.Societycannotthendemandthattheinsurersorgovernmentagenciesorcourtssolelyberesponsibleforthishugevolumeofworkitistoomuch,andanymassivenesstoitshandlingwill,asitalwaysdoeswithmasshandling,breakdown,servicegetsruined.  Noneofthisevenbegintospeakaboutcivilmattersthatgetstuckinthecivilsystembecausethecriminalsystemhasnoabilitytohandlethem.Socitizensareforcedtosuepersonsorentitiesthathavedefraudedthem.Thosedefraudersdon'tstandstill.Theirbestdefenseisdelayandflight.Theyneedtobefoundandsubpoenaed.Thepolicedon'thavetimeormanpowertodealwithviolentcriminals,sowhoisgoingtohelpincivilianmatters,andhow?Fraudtakesplaceeveryday,increasinglysowethink.Fraudsterschangenames,addresses,etc.Creditheadershelpinacertainpercentageofcases.Giventhehighvolume,everythinggoesbypercentages.ButtoremovethepercentageofGasesthatcanbehelpedbycreditheadersallthewaydowntozero,andreplaceitwithnothing,wow!Why?Foreverycitizenwhofeelstheirrightshavebeentrampledbysuchaprocess,surelytherearehundredswhohavebenefitedfromthatsamesystem.Justbecauseaninnocentmanmaygetconvictedofacrimehedidn'tcommitnowandthendoesn'tmeanwehavetoscrapourentirejusticesystem.DouglasR.Baldwin.@'Page3#&&(&1&ލ<##XX&&[#Ԉ  (*x%,    ݛ@ J.R.BALL&ASSOCIATES  @99$:XXINVESTIGATORS   @JJ 1448SPINNAKERDRIVE@nnREDDING,CALIFORNIA96003@#(916)2449949STATELICENSE!!A%FED.I.D.NO.  P.I.11176!!E%330339993   #XX: @#0  May23,1997 h%% 0  Mr.DavidMedine,Director %% 0  BureauofConsumerProtection %% 0  FederalTradeCommission %% 0  WashingtonD.C. %% 0  DearDirectorMedine: %% 0  IamalicensedPrivateInvestigatorandQualifiedManagerintheStateofCalifornia.ItismyunderstandingthatmyabilitytoobtainSocialSecurityHeaderInformationandotherpersonalidentifiersisbeingthreatened.Theabilitytogatherinformationfrompublicrecordsisvitaltolegitimateinvestigativepurposes.ItisthereforecriticalthattheFederalTradeCommissionmaintaintheavailabilityofthisinformation. %% 0  LicensedPrivateInvestigatorsutilizeSocialSecurityNumbersforconductingmanykindsofinvestigations.Withoutsuchinformation,ourabilitytoconductbackgroundchecksforemployment,locatemissingpersonsandheirs,aswellascombatWorker'sCompensationandWelfareFraudwouldbeseverelyhampered.Thecostofdoingbusiness,avoidingrisk,theabilitytocollectondebtandcombatallformsoffraudwouldbeadverselyaffected.Thecosttothetaxpayer,aswellasincreasedlitigationcosts,wouldbeinevitable. %% 0  Thankyouforyourconsideration. %% 0  Verytrulyyours, %% 0  JeffreyR.Ballx#"%% 0  JeffreyR.Ball,Q.M. %% 0  JRB:daw %% 0  cc: ( WallyHerger,MemberofCongress )h$(%% Л$WXX@ RichardL.Barnes&Associates#XX$WSH#Ԉ  @$CXXP.O.Box4838 > @QQ"Fresno,CA93744@#(209)2291887#XXCH#Ԉ  May28,1997Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,DCDearDirectorMedine,IamalicensedprivateinvestigatorinCalifornia.Theabilitytogatherinformationfrompublicrecordsisvitaltolegitimateinvestigativepurposes.ItiscriticalthattheFederalTradeCommissionmaintaintheavailabilityofthisinformation.Licensedprivateinvestigatorsutilizesocialsecuritynumbersforconductingbackgroundchecksforemployment,tolocatemissingpersonsandheirs,andtolocatewitnesses.Lastyearitbecameveryimportanttomepersonally.Priorto1996Ihadnotseenmysisterforaboutsixteenyears.Ourparentsdiedandcontactwaslost.Iwasabletolocateherseveralthousandmilesawaythroughsocialsecurityinformation.Needlestosaywehadajoyfulreunion.Leastofall,Iwasabletoflytoherstateandwitnessmyniece'shighschoolgraduation.Pleaseconsidertheabovewhenyoumakeyourdecisions. RICHARDL.BARNES&ASSOCIATES  #b RichardL.Barnes $B !  RichardL.Barnes  %2!" Л@"WilliamB.Barnes@vv XXPRIVATEINVESTIGATOR#XXnN#Ԉ  @825BalboaAvenueSuite105@Capitola,CA)f-dEf-Aߛalifornia95010@||#(408)A)? dE? A߀4754526;%:XXCALIF.STATELICENCE#XX:O#Ԉ 4 ##J%#3121̜@$MAY23,1997MR.DAVIDMEDINE,DIRECTORBUREAUOFCONSUMERPROTECTIONFEDERALTRADECOMMISSIONWASHINGTON,DCDEARDIRECTORMEDINE:IHAVEBEENALICENSEDPRIVATEINVESTIGATORINCALIFORNIASINCE194750YEARS,ANDIBELIEVEIHAVEHELDALICENSELONGERTHANANYONEELSEHERE.PUBLICRECORDSAREAVITALTOOLINTHEINVESTIGATIONPROCESS.TAKINGTHATSOURCEAWAYOBVIOUSLYMAKESITMOREDIFFICULTTOUS,ANDMOREEXPENSIVETOOURCLIENTSTOOBTAINRESULTS.WEUSESOCIALSECURITYINFORMATIONTOLOCATEPEOPLEANDFORBACKGROUNDINFORMATION.THISCANINCLUDEBACKGROUNDCHECKSFOREMPLOYMENT,POTENTIALSPOUSES,INVESTMENTPOSSIBILITIES,ANDMANYOTHERLEGITIMATEREASONS.THEINFORMATIONISALSOUSEDTOLOCATEPEOPLEFORWITNESSES,MISSINGRELATIVESANDFRIENDSANDDOZENSOFOTHERREASONSOFNEED.TWICEIHAVELOCATEDMURDERSUSPECTSBYTHISMETHOD.IHAVEALSOLOCATEDERRANTSPOUSESUSINGSOCIALSECURITYRECORDS.TAKINGAWAYTHISINFORMATIONSOURCEWOULDBEVERYDAMAGINGTOOURPROFESSIONANDTOTHEGENERALPUBLICOFTHEUNITEDSTATES.   (  T         0  \         VERYTRULYYOURS,̜   (  T         0  \         WilliamB.Barnes )T$' М   (  T         0  \         WILLIAMB.BARNES@*0 d *4&)d%d% МWBB:dr  +$'* ЛCkllllC   @& BAYSIDE  ,| OFFICE:(415)3481853@# INVESTIGATIONS ..<%FAX:(415)3472352 = М@* May23,1997 _ Mr.DavidMedine,DirectorBUREAUOFCONSUMERPROTECTIONFEDERALTRADECOMMISSIONWashington,DCDearDirectorMedine,IamalicensedprivateinvestigatorinCalifornia.Theabilitytogatherinformationfrompublicrecordsisvitaltolegitimateinvestigativepurposes.ItiscriticalthattheFederalTradeCommissionmaintaintheavailabilityofthisinformation.Licensedprivateinvestigatorsutilizesocialsecuritynumbersforconductingbackgroundchecksforemployment,tolocatemissingpersonsandheirs,andtolocatewitnesses.Wealsocontrolfraudulentcasesbytrackingindividualswhouseseveralsocialsecuritynumbers.AnexampleofthisiswhenIreceiveacasefromaninsurancecompanyandtheywantustolocateandidentifyanindividualwhoissuspectedofafraudulentclaim,wecanthenthroughthesocialsecuritynumbertraceidentifythispersonandothernamesheisusing.Wenormallyfindotherfamilymembersorsometimesthatthispersondoesnotevenexist.Wearealsocalledupontoconductpreemploymentbackgroundreports.UndertheFederallaw,anemployerhastomakesurethattheapplicantisalegalcitizenoftheUnitedStates.Ifthisisnotperformedbytheemployer,theycanbefined.Byusingthesocialsecuritynumbersearch,wecandetermineiftheapplicantistheonlyriserofthissocialsecuritynumberthatwasgiventotheemployer,ifthesocialsecuritynumberifvalidandifotherfamilymembersareusingthissocicalsecurtynumber.Asalicensedprivateinvestigator,Iwouldnotbeservingmycommercialclient'swellifthisinformationwasrestricted.Respectfullyyours, JosephMelodia  ("$# JosephMelodia̜ &&XX@&& P.O.BOX1182BURLINGAME,CA940111182STATELICENSEPI14318#XX&&D_#Ԉ  +?'& 5,|||||!5 $ XXBelecky&Associates  0  InvestigativeServices %% A) xdifE/8"A 0 #XX  $/`#:XX@P.O.Box5055Pleasanton,CA94566Phone:(510)8467793Fax:(510)8465710Lic.No.PI16182 I #XX:+a# $ XX#XX  $b#May27,1997   Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,D.C.DearDirectorMedine,IamalicensedprivateinvestigatorinCaliforniaandaformerpatrolofficeranddetective,onaSheriffsDepartment.MyworkinvolvesinvestigatingtheftfulltimeforamajorcomputercompanyintheSiliconValley.Lawenforcementresourcesarestretchedtothelimit,socompaniesareforcedtoinitiatetheirowninvestigationsuntiltheyhaveenoughinformationtogetlawenforcementinvolved.Theabilitytoresearchsomeone'sbackgroundwhomaybecommittingtheftofcomputercomponentsiscritical.Socialsecurityheaderinformationandotherpersonalidentifiersareimportantindetermining,relevantinformationonsomeonesuspectedoflargescaletheft.Iurgeyoukeepthisavenueofinvestigationopentothosethataretryingtoprotectthehealthofjobproducingcompanies,whicharekeepingtheeconomyatitspresentlevel.Sincerely,StevenT.Belecky "A  StevenT.Belecky̜President  $! " ЛXX@&\DXXBenchmark  wSWVA1-j|  `@E d@) zw@#Investigations#XXD\f#Ԉ T :XXJimZimmer,CPIPresident^ ^ >%Ph:(714)2487721 8 CALicensePI12651@YY31815CaminoCapistrano.SuiteKf!f!B%(800)2487721   @SanJuanCapistrano.CA92675> > >%Fax:(714)2480208 x  #XX:g#XX  May27,1997Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,DCRE:  RestrictionofSocialSecurityInformation  DearDirectorMedine,IamalicensedprivateinvestigatorinCalifornia.Theabilitytogatherinformationfrompublicrecordsisvitaltolegitimateinvestigativepurposes.ItiscriticalthetheFederalTradeCommissionmaintaintheavailabilityofthisinformation.Licensedprivateinvestigatorsutilizesocialsecuritynumbersforconductingbackgroundchecksforemployment,tolocatemissingpersonsandheirs,andtolocatewitnessesanddefendants.Themajorityofmyclientsareattorneys,financialcompaniesandinsurancecompanies.Inmostcases,Iamlocatingeitherwitnessesordefendants.TorestrictaccesstoSocialSecurityheaderinformationwouldcauseconsiderableadditionaltimeandexpensestolocateeitherthewitnessordefendants.Inmanycases,theSocialSecurityheaderinformationisthekeytofindingoursubject.Theprivateinvestigationindustryprovidesavitalservicetothelegal,financialandinsuranceindustries,andwellastothebusinesscommunityingeneral.Pleasedonotrestrictthelicensedprivateinvestigationcommunityfromaccessingthisinformation.Verytrulyyours,  JimZimmer ,`') JimZimmer,CPIBENCHMARKINVESTIGATIONS  -@)+ Л    XX_$EBENN  &ASSOCIATES#XEFXE_$bo#A)` dE` A  #XXFXXEo#  ̜XEFXXXFXXEANINVESTIGATIONCOMPANY#XEFXp#0_GFXXE#:G0_op#   0_G:#XEFXG0_p#HFXXEP.O.BOX5266#XEFXHޅq#0_GFXXE0 ` 0 ` (#` (##:G0_Cq##XX:q#May29,1997:XX0_G:  (# (# #XEFXG0_gr#HFXXENEWPORTBEACH#XEFXHr#0_GFXXE0 #XEFXG0_7s##XXFXXEr#Mr.DavidMedine,Directork  (# (# 0  0(#(#04(#(#0` 4(#4(#0 ` (#` (#BureauofConsumerProtectionXEFXXX0_GFXXE[  (# (# #XEFXG0_yt#HFXXECALIFORNIA92662#XEFXHt#0_GFXXE0 #XEFXG0_,u##XXFXXEZt#FederalTradeCommissionK  (# (# 0  0(#(#04(#(#0` 4(#4(#0 ` (#` (#Washington,DCXEFXXX0_GFXXE;  (# (# #XEFXG0_]v#HFXXE(714)5159505#XEFXH޾v#0_GFXXE +{  0  0(#(#04(#(#0` 4(#4(#0 ` (#` (##XEFXG0_w##XXFXXE>v#DearDirectorMedine,XEFXXX0_GFXXE3 (# (# #XEFXG0_x#HFXXE(800)924BENN#XEFXHzx#0_GFXXE `  #XEFXG0_x##XXFXXEw#IamalicensedprivateinvestigatorinCalifornia.Theabilitytogather       4  `  informationfrompublicrecordsisvitaltolegitimateinvestigativepurposes.XXHԛ#XEFXH2z##XXFXXEQz#XEFXXXHFXXE  FAX(714)5159507#H޸z##XXz#ԛ0 ItiscriticalthattheFederalTradeCommissionmaintaintheavailabilityof0@$" (# (#0@$" (# (#0@$"(#(#0@$"<(#<(#0@$"h(#h(#this (# (#      4  `  information.LicensedXEFXXX0_GFXXEԀ#XEFXG0_|##XXFXXE|#privateinvestigatorsutilizesocialsecuritynumbersfor o МXXHLIC.=PI17547#Hލ}##XXn}#ԛ `  conductingbackgroundchecksforemployment,tolocatemissingpersonsand _      4  `  heirs,andtolocatewitnesses,etc.XEFXXX0_GFXXE O 0  0(#(#04(#(#0` 4(#4(#0 ` (#` (##:G0_~##XX:~#Asaprivateinvestigator,theverificationandinformationweareabletoacquire  [ throughasocialsecuritytracehasenabledmetoassistmyclientsinprotectingthemselvesfromhiringindividualswhoprovidefraudulentinformation,assistlocalpoliceagenciesintrackingcriminalsuspects,aswellasnumerousinvestigativesituationswhereobtainingsocialsecurityinformationhasprovedtobethemostcrucialsourceofinformationwehaveaccesstoasaprivateinvestigators.  (# (# 0  0(#(#04(#(#0` 4(#4(#0 ` (#` (#RestrictingthisinformationwillseverelyimpactthequalityaswellastheaccuracyoftheinformationthatIamcurrentlyabletoassistmyclientswithaswellasthepublic.  (# (# 0  0(#(#04(#(#0` 4(#4(#0 ` (#` (#Pleasecarefullyconsiderthisissuerealizingtheseverityoftheimpactofyourdecisiononmyprofession.  (# (# 0  0(#(#04(#(#0` 4(#4(#0 ` (#` (#Sincerely,  (# (# 0  0(#(#04(#(#0` 4(#4(#0 ` (#` (#JolynnK.Benn*K&) (# (# 0  0(#(#04(#(#0` 4(#4(#0 ` (#` (#JolynnK.Benn  (# (# 0  0(#(#04(#(#0` 4(#4(#0 ` (#` (#BENN&ASSOCIATES -), (# (#    ݛ@  R.J.Benton&Associates,PrivateInvestigations   @ P.O.Box293104Sacramento,CA958293104A) $xdE$xA  May23,1997̜Mr.DavidMedineDirectorBureauofConsumerProtectionFederalTradeCommissionWashington,DC20580DearDirectorMedine:IamaprivateinvestigatorlicensedtopracticeintheStateofCaliforniatogatherinformationfrompublicrecordsforlegitimatepurposes.ItiscriticalthattheFTCmaintaintheavailabilityofthisinformation.Licensedprivateinvestigatorsutilizesocialsecuritynumbersforconductingbackgroundchecksforemployment,tolocatemissingpersons,tolocateheirs,tolocatedeadbeats,toaidincriminaldefensecasesandtoprosecutefraudsandwhitecollarcrimeofalltypes.Onecaseourofficeworkedrecentlywasabletoestablishthatasocialsecuritydeathclaimwasrecordedtwofulldayspriortotheactualdateofdeath.Inthissamecase,wewereabletoestablishasmanyaseightaliasesusedbytheperpetratorandtolocatetherelativesofasecond,previouslyunidentifiedvictim.Thepeoplewelocatedwereunawareofthevictimsdeath,andwouldhaveneverknownoftheirlovedone'sfateotherwise.Inanothercaseweworked,weutilizedcreditbureauheaderinformationtoestablishsubstantialabuseoftheBankruptcycoderesultinginaFederalprosecutionandsavingourclient$14,000.00infraudulentcreditcardchargesthatwouldhavebeenroutinelydischargedotherwise.Thesearenotisolatedcases.WerelyonaccesstosocialsecuritynumberinformationtoperformϜpreemploymentbackgroundinvestigations,childcustodycases,andinsurancefraudcases.Weconsidercostefficientaccesstosocialsecuritynumberinformationfundamentaltoourabilitytoprovideimportantservicestoourclientseveryday.Sincerely,̜JamesV.Benton '"& JamesV.BentonGeneralPartnerA) $xdEB+$xA C+&* М:XXFax(916)6820653@License:PI16885andPI17054ll8(#Phone(916)6824893#XX:x#Ԉ  f+&+    @  BLACKDIAMONDINVESTIGATIONS   @200SouthWilcoxSt.#201@OO CastleRockCO80104@||#(303)8140762@!fax:(303)8140336@]]Email:KWaesche@aol.comMay23,1997W.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,D.C.DearDirectorMedine,  IamaprivateinvestigatorfromtheStateofColorado.Igatherinformationfrompublicrecordsforlegitimatepurposes.ItiscriticalthattheFTCmaintaintheavailabilityofthisinformation.Privateinvestigatorsutilizesocialsecuritynumbers(oftenobtainedthroughdatainformationbrokers)forconductingbackgroundchecksforemployment;tolocatemissingpersons;tolocateheirs;tolocatedeadbeats,etc.  Ihavepersonallyusedpublicrecordsinformationinnumerousinstances.Ihaveusedpublicrecordsinformationinbackgroundchecks,tolocatewitnessestotestifyattrial,locatingplacesofemploymentsothatapersonhavingajudgmentcangarnishwages,locatingcurrentaddressesinstantlyforthepurposeofservingpapers;anddistinguishingbetweennumerousindividualswiththesamename.Ihavealsousedpublicrecordsinformationtolocateamissingpersons.Oneclient,acharitableorganization,hadgiventhe"missingperson"acaranumberofyearsagobuthadfailedtogivethemthetitle.Theclientwantedtofindthepersonsotheycouldforwardthetitletotheperson.Thiscasewasresolvedsuccessfullythroughtheuseofpublicrecords.  Withouttheavailabilityofthisinformation,itisthepublicthatissuffering.Atthepresenttime,certainstateshavelimitedaccesstodriverslicenseanddrivingrecordinformation.Anadequatebackgroundcheckshouldincludedrivingrecordinformation.Iamprohibitedfromdoinganadequatejobintheseinstances.Itisnotinthepublicinteresttokeepthisinformationprivate.  `'"% DavidMedine,May23,1997,page2  Personalprivacyisimportanttoallofusandpersonalinformationshouldnotbeabused.BeforeItakeacaseforanindividualclient,Iasklotsofquestions.Iwouldneverusecreditheader,social p securitynumberoranyotherpublicrecordsinformationforanindividualengagedinstalkinganotherindividualoranyotherpurposewhichisnotlegitimate.     4  `       <  h       Sincerely,     4  `       <  h       KathleenWaesche `       4  `       <  h       KathleenWaesche     4  `       <  h       Investigator̜  0  Л   A)po*!dFgEpo*;AA)lo4dFgElo4A@*@00BlueSkyInvestigations̜TerryL.ODonovanB(#Telephone  P.I.#18,873HH=(#(619)2960579  ̜     4  `       <  h       May27,1997̜Mr.DavidMedine,Director̜BureauofConsumerProtection̜FederalTradeCommission̜Washington,DC.0  DearDirectorMedine: (#(#     IwaslicensedasaPrivateInvestigatorbytheStateofCaliforniainOctober1996.Intheshorttimesince,myserviceshavebenefitedbothbusinessandindividualsthroughtheuseofpublicrecords.TheabilitytoaccessrecordsbasedonSocialSecuritynumbersisvitaltomybusinessandthebusinessandpersonallivesofmyclients.̛  OverthelastfewmonthsIhavebeenabletolocatewitnessestoaccidentsforciviltortactions,reunitedamotheranddaughterwhohadnotseeneachotherforover20yearsandguarantycustodyoftwosmallchildrenallthroughtheuseofSocialSecuritynumbers.̛  TheavailabilityofinformationfromSocialSecurityrecordsisvitalto legitimateinvestigative  @ purpose. Iurgeyoutoconsidercarefullytheimplicationsoflimitingavailabilitytolicensed 0 privateinvestigators.   p М     4  `       <  h       Respectfully,̜     4  `       <  h       TerryL.ODonovan 0 М     4  `       <  h     0  TerryL.ODonovan (#(# 5u@!5@0l@$c!!!1!Ť@@hh1010UniversityAve.#354SanDiego,CA92103email:bluesky@adnc.com̜    Fax:(619)2962953   <  h          D  p     Pager:(619)3160991  %S " Л   InvestigativeOfficesof=ug@= RODE.BLYTHE&ASSOCIATES ((6(#P.I.LicenseNo13185  @0l@#!!!"!@P.O.Box2928.(#OrangeCounty:(714)5452227 # CostaMesa,CA926282(#TollFree:(800)4872368  NN8(#FAX:(714)5452725May23,1997Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,DCDearDirectorMedine:IhavebeenalicensedprivateinvestigatorinCaliforniaforoverthirtyfouryears.Theabilitytogatherinformationfrompublicrecordsisvitaltolegitimateinvestigativepurposes.ItiscriticalthattheFederalTradeCommissionmaintaintheavailabilityofthisinformation.Licensedprivateinvestigatorsutilizesocialsecuritynumbersforconductingbackgroundchecksforemployment,tolocatemissingpersonsandheirs,andtolocatewitnesses.Thisinformationisalsovaluableincombatingfraudulentbusinesstransactionsandactuallyprotectstheconsumerthemselves.Withtheadventofstateofthearttechnologyasitistoday,whitecollarcrimeisatanalltimehigh.Itisvitalthatwecontinueaccesstothisinformationtocombatwhitecollarcrimeintheprivatesectorsinceourlawenforcementisalreadyoverburdened.Thankyouforyourconsideration.Verytrulyyours, RODE.BLYTHE&ASSOCIATES  $# " RodBlythe &"$ RodE.Blythe̜Owner  (#&     $ XX BODO,P.I.#XX  $# $ XXԀ#XX  $# $ XXԀ#XX  $ۭ# $ XXԀ#XX  $0# $ XXԀ#XX  $# $ XXԀ#XX  $ڮ# $ XXԀ#XX  $/# $ XXԀ#XX  $# $ XX   #XX  $ٯ#:XXEmailbodo.pi@bigbear.netAZ#96003001,CA#7616,NV#598P.O.Box2251BigBearCity,CA92314#XX:3# @ Telephone(909)5854435Fax(909)5856003     4  `       <  h         May25,1997̜PERSONAL&CONFIDENTIAL     4  `       <  h         VIAFIRSTCLASSMAILMr.DavidMedine,DirectorBUREAUOFCONSUMERPROTECTIONFEDERALTRADECOMMISSIONWashington,DC  IamalicensedprivateinvestigatorinCalifornia,NevadaandArizona.Theabilitytogatherinformationfrompublicrecordsisvitaltolegitimateinvestigativepurposes.ItiscriticalthattheFederalTradeCommissionmaintaintheavailabilityofthisinformation.Licensedinvestigatorsutilizesocialsecuritynumbersforconductingbackgroundchecksforemployment,tolocatemissingpersonsandheirs,andtolocatewitnesses.Forexample:  IamacontractprivateinvestigatorfortheSanBernardinoCountyPublicDefender'sOffice.InthiscapacityIprovidemyservicestotheMorongoSuperiorCourtPublicDefender'sOffice.Thisofficehandlesalargenumberofindigentdefensemattersforclientsstationedat29PalmsMarineBase.Sincethetimemarinesarestationedat29Palmsisusuallyofashortduration,Ihavehadtolocatemanywitnessesthathavebeentransferredoutoftheareabythetimethemattergetstotrial!especiallyinseriouscases(homicides).ThesocialsecuritynumbertracesearchisthesimpleandcosteffectivemechanismthatIhavesuccessfullyemployedtoaccomplishmymission.Again,pleaseassurethatthisveryvitalinvestigativetooltomybusinessremainsintactbymaintainingtheavailabilityofthisinformationtolicensedinvestigators.  Thankyouverymuch.     4  `       <  h       Sincerelyyours,@*  BODO,P.I. "(       4  `       <  h          D BodoE.Cook #!      4  `       <  h         BodoE.Cook     4  `       <  h          D OWNERBEC/le̜  '"% Л   @HH Bombet,Cashio&Associates   @    LEGALINVESTIGATIONS   @12077OldHammondHighway@BatonRouge,Louisiana70816̀ JuliusBombet @Telephone(504)2750796        ThomasJ.Cashio  p МCertifiedLegalInvestigator@!FAX(504)2723631 p         CertifiedLegal `  МCertifiedFraudExaminer@emailJuliusBombet.com        NotaryPublic P  @{{http:\\www.BOMBET.COM @  М LizcaS.Bombet @*   D  p         JackA.Pierce  0    LegalInvestigator@*   D  p       CertifiedLegalInvestigator  p  ̜April16th,1997 P  FEDERALTRADECOMMISSIONToWhomItMayConcern:MynameisThomasCashio.IamalicensedinvestigatorfromLouisiana.IamwritingtoletyouknowIopposeanylegislationorrestrictionsonthelegalandlegitimateuseofpublicrecordinformationsuchasSocialSecurityNumbers,Driversrecords,orCriminalHistory.Ihasbeenservingattorneys,Judges,corporations,andindividualsforthepastIIyears.Iusethistypeofinformationtohelplocatepeople.ItmaybeIamlookingforheirsorrelatives.PerhapstryingtoserveadeadbeatDadoraduckingoutlawwithasubpoena.MaybeIsimplyneedtofindawitnesstoahorribleautomobileaccidentwhohasmovedsincethecrashsothatImayspeedalongtheinsuranceclaim.ItcouldbeIneedtofindanaddressofapersonfraudulentlyreceivingworker'scompensationtotryanddocumenthisactivitylevel.Iamsureyouorsomeoneyouknowhasusedtheservicesofaninvestigator.Anyrestrictionstothelegalflowoftheinformationwillclogalreadyburdenedcourtsystems,andmakeourservicetoourclientscostprohibitive.Iurgeyoutonotbeinfavorofanysuchrestrictions.ThankYouforyourattentiontothismatter.Sincerely,̜ThomasJ.Cashio  C.L.I. 0*%( ThomasJ.CashioCertifiedLegalInvestigator  ,`'* XXH@HH Bombet,Cashio&Associates X @   LEGALINVESTIGATIONS  H @12077OldHammondHighway@BatonRouge,Louisiana70816̀ JuliusBombet @Telephone(504)2750796         L ThomasJ.Cashio   CertifiedLegalInvestigator@!FAX(504)2723631 p         CertifiedLegal  CertifiedFraudExaminer@emailJuliusBombet.com        NotaryPublic  @{{http:\\www.BOMBET.COM  Ѐ LizcaS.Bombet @*   D  p         JackA.Pierce      LegalInvestigator@*   D  p       CertifiedLegalInvestigator  p  April17,1997FederalTradeCommissionToWhomItMayConcern:MywifeandIaretheownersofaprivateinvestigativeagencyinBatonRouge,Louisiana.Ourabilitytoaccesspublicrecordsbycomputersuchascreditheaders,driver'slicenseinformationandmotorvehicleinformationisvitalinprovidingourclientswithpromptandcosteffectiveinvestigativeservices.AboutamonthagoIwascontactedbyaladyfromtheCatholicLifeCenterhereinBatonRougewhowasattemptingtoassistamemberofthechurchinlocatingherbiologicalmother.Shehadbeensearchingforhermotherforsometimeand,infact,hadusedtheservicesofanotherinvestigativeagencywithoutsuccessaboutamonthprevious.Iagreedtoassistherinasearchforhermotherandweagreedthatmyfeewouldsimplybethecostofobtainingthedata.TheyoungladyknewthathermotherhadgonetohighschoolandcollegeinSouthCarolinaandsheknewherfirstnameandherapproximateage.Shedidnothaveherlastname,nordidsheknowherdateofbirthorsocialsecuritynumber.Iwasabletorunasinglesearchusingthemother'sapproximateageandfirstnameandinthatsearchIdevelopedsixpossibilities.TherewasonlyonepossibilitythatIdevelopedthathadasocialsecuritynumberwhichwasissuedinthestateofSouthCarolina.IthenranthesocialsecuritynumberforacreditheaderanddevelopedinformationthattheindividualwaslivinginthestateofNewJersey.IcontacteddirectoryassistanceinthestateofNewJerseyandwassuccessfulinobtainingaphonenumberforthelistedparty.IcontactedthelistedpartyandindicatedtoherthatIwasinquiringaboutsomeonefromherpastatwhichtimeshestated,"OhmyGod,pleasetellmethatyouknowwheremydaughteris."IinformedherthatIdidknowwhereherdaughterwasandasuccessfulreunionwasarrangedfortheweekendLadiesandgentlemen,thisyoungladywouldhaveneverfoundhermotherhaditnotbeenforthepublicinformationavailablethroughcreditheaders.Bothsheandhermotherwouldbesearchingforoneanotherforeverbecausesocialsecuritysearchesarenecessaryidentifiersthatinvestigators,insuranceadjusters,attorneysandJournalistshaveusedforyearsinordertodevelopinformationin  H0-1 FederalTradeCommissionApril17,1997Page2thenormalcourseandscopeoflegitimatebusiness.Iimploreyoutocarefullyexaminetheeffectstheunavailabilityofsocialsecuritydatawillhaveonlegitimatebusinessinterests.Publicrecordinformationisessentialinlocatingwitnesses,performinginsurancefraudinvestigations,verifyingbackgroundsonapplicantsforpositionsofresponsibility,servingprocessandahostofotherlegitimatereasons.Thankyouforconsideringthis.@*  Sincerely, h @*  JuliusBombet ( @*  CertifiedLegalInvestigator  @*  CertifiedFraudExaminer  JB/ld   Xћ   "XX 1$"A)xdExA#1X%*X$14#1$*X1X%A).jdE.jAJackReed#1X%*X$1#1&ލ(&*X1X%   #&&(&1&ލV##XX&&e# &&XX1&ލ(&&&From: 0  04(#(#0` 4(#4(#JULIUS"Buddy"andLIZCASBOMBET[SMTP:BUDDY@BOMBET.COM]` (#` (#  Sent: 0  04(#(#0` 4(#4(#Thursday,April24,19977:04AM` (#` (#  To: 0  04(#(#0` 4(#4(#JackReedj` (#` (#  Subject: 0 4 0` 4(#4(#(nosubject)D ` (#` (# Subject:0  0(#(#NCISSrequest (#(#   Date:0  0(#(#Thu,24Apr199700:55:090500 (#(#   From:0  0(#(#DannyHorton (#(# Organization:    Horton'sInvestigativeServic  To:    lizcabom@intersurf.comFederalTradeCommission:IamaLegalInvestigatorforalawfirmanddoprivateinvestigationsontheside.Iamveryconcernedaboutthependingactionconcerningthewithholdingofinformationfromdatabasesviatheinternetandthroughtheinformationindustries.Iseekinformation,almostonadailybasis,tolocateapersonorbusinessforthelawfirmorforaclient.Thisinformationisusednotonlytolocateanindividualforcourtservicebuttoprovideinformationthatmayprotecttherightsofvictimsofpersonalinjuriesandcrimes.AlloftheinformationweseekiscoveredundertheFreedomofInformationActandissoughtthroughthesemeansonlytoexpeditetheretrievalofthisinformationandtocutdownonthecostsfortheclients/victimsbynothavingtomakeapersonalappearanceatsomecourthouse.Pleaseconsideryouropinionsinthismatterasitwillnotonlyeffectthelivelyhoodofprivateandlegalinvestigatorsbuttheexpensesofthecitizens.Thankyou,DannyHortondhorton@dixienet.com̄YourLOUISIANAConnectionBombet,Cashio&Associateshttp://www.bombet.com -X(/ @'Page1#&&(&1&ލ##XX&&#Ԉ  -2)0 Л   1XX@  B#XX1#"XRANDENBURGER#XX"0#Ԁ&1XXԀD#XX1a#"XAVIS #XX"#Ԉ  A)  dEz  A h @ddXX1)+QINTERNATIONALPROBATERESEARCH#Q1)+##XXr#Ԉ 'w 1X%*XXX  14#(&kg "g "   T  Q (Q,*l  (:0.Q,*m    T :М#XX:#  I-+m Лhh   @ 1XXPhillipJ.Burruel&Associates#XX1r#  @} } 875SOUTHFIGUEROASTREETLOSANGELES,CA.90017@ (213)9720188(213)9639698,24HOURS@!FAX(213)9720833May23,1997Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,D.C.DearDirectorMedine:IamalicensedprivateinvestigatorinthestateofCalifornia.Myabilitytogatherinformationfrompublicrecordsisvitaltolegitimateinvestigativepurposes.ItiscriticalthattheFederalTradeCommissionmaintaintheavailabilityofthisinformation.We,aslicensedprivateinvestigators,utilizesocialsecuritynumbersandotherpersonalidentifiersformanypurposes,includingpreemploymentinquires;backgroundinvestigations;locatingmissingpersons;andlocatingwitnessesforbothcivilandcriminalmatters.Iurgeyourofficetokeepthisavenueopentous.Thankyouforyourconsiderationinthismatter.Sincerely,̜  PhillipJ.Burruel 8" PhillipJ.BurruelP.J.B.&Associates@b b PROFESSIONALINVESTIGATIONS&SERVICES  h.), @% ROBERTBYAM   uA) LdEF<LA""J(#u  @#Investigations9815W.PocatelloCreekRd.HH=(#(208)2323324 p Pocatello,Idaho83201DearDirectorMeddine:IamalicensedprivateinvestigatorinIdaho.Theabilitytogatherinformationfrompublicrecordsisvitaltolegitimateinvestigativepurposes.ItiscriticalthattheFTCmaintaintheavailabilityofthisinformationtolicensedprivateinvestigators.Iusesocialsecuritynumbersforconnectingbackgroundchecksforemployment,tolocatemissingpersonsandwitnesses.Iamcurrentlyworkingwithaclientthatistryingtolocateherexhusbandtoobtainchildsupport.InthiseffortIamworkingwithIdahoHealthandWelfareservicesandthelocalProsecutorsOffice.Themannowoweshisexwifemorethan$70,000.00andtheStateofIdahomorethan$30,000.00Hehasbeenmissingformorethan7years.Utilizinghissocialsecuritynumber,Ihavebeenabletoobtainhismostrecentaddresses.BycoordinatingwithHealthandWelfareandtheProsecutorsOfficewewereabletohaveaFelonyWarrantissuedforthismansarrest.Asyouarenodoubtwillaware,ourgovernmentalagenciesaretremendouslyoverburdenedwithcases.Thevitalassistanceofprivateinvestigatorsisabenefittodothevictimsofcrimeandourpoliceandsocialservicesamajordisservicebyprohibitingprivateinvestigatorsaccesstosocialsecuritynumberinformation.RobertByam 0 RobertByamRobertByamInvestigations  ` ЛTq   NO.PI12875̜0  (or5107956110)@*(#(#0  FAX510/7956111(#(# @   BYRONINVESTIGATIONANDSECURITYMANAGEMENT   @  P.O.Box530;UnionCity,CA945879998May23,1997Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,DCDearDirectorMedine:  IamalicensedprivateinvestigatorinCalifornia.PrimarilyIworkfordefenseattorneys.Theabilitytogatherinformationfrompublicrecordsisvitaltolegitimateinvestigativepurposes.  Forexample,therearetimeswhenitiscriticaltolocateawitnesswhocouldprovideexculpatorytestimonyforaclient.Oftentheseclientsareindigentandrelyoncourtappointedattorneysandcourtappointedinvestigators.Eventhoughtheseattorneysandinvestigatorsareappointedbythecourt,theydonothavetheaccesstopublicrecordsthatpublicdefendershave.Thus,aninvestigatorandanattorneycannotpossiblyprovideanadequatedefensetoaclientwithoutaccesstoinformationforlegitimateinvestigativepurposes.  IwanttostressthatI,andtheattorneysIworkfor,useonlylegitimateaccesstoinformationand ` useitonlyforlegitimatepurposes.ItiscriticalthattheFederalTradeCommissionmaintainthe P availabilityofthisinformation.Otherusesthatwe,aslicensedprivateinvestigators,haveforsuchinformationissstoconductbackgroundchecksforemployment,tolocatemissingpersonsandheirs,aswellastolocatewitnesses.  Inmyprimaryareaofwork,defenseinvestigation,manyofourclientsarenotonlyindigent,theyaresometimesjuveniles.Byhavingaccesstopublicrecords,itisoftenpossibletolocateajuvenilesparentsinordertocontactajuvenilewitnesswhomaybeabletoprovideexculpatorytestimonyforaclient.Attimesthesewitnessesareeitherunknowntothepoliceoreveniftheyareknownthepolicewillnottrytoseekthemoutastheirjobisnottoseekanyavenuesofdefensefortheaccused.  Iwouldappreciateyourthoughtfulconsiderationtothismatter.Thisisanimportantareaofneedforthelegitimate,licensedprivateinvestigator. 0*%( Sincerely,̜MariaElenaByron -@), MariaElenaByronLicensedPrivateInvestigator  / +.    @! "XXCAININVESTIGATIONS#XX"d2#Ԉ  @&&XX5917OakAvenue,Suite327  @TT TempleCity,CA91780#XX&&2#&&XXBus.(818)4544945  8(#Fax:(818)4544946#XX&&3# j  A) xdEC 0xA D  May23,1997Mr.DavidMedineDirectorBureauofConsumerProtectionFederalTradeCommissionWashington,DCDearDirectorMedine,IhavebeenalicensedprivateinvestigatorinCaliforniasince1991.Iamaformerlawenforcementofficer,andhavebeenconductinginternationalinvestigationssince1972.Theabilitytogatherinformationfrompublicrecordsisvitaltolegitimateinvestigativepurposes.ItiscriticalthattheFederalTradeCommissionmaintaintheavailabilityofthisinformation.Licensedprivateinvestigatorsutilizesocialsecuritynumbersforconductingbackgroundchecksforemployment,tolocatemissingpersonsandheirs,tolocatewitnesses,etc.Inaddition,asthesupervisorofaSpecialInvestigationsUnitatamajorLosAngelesinsurancecarrier,Ihavepersonallyalsousedthisinformationdozens,ifnothundreds,oftimestoproveaworkers'compensationfraudsuspectisusingmultiplesocialsecuritynumbers,falseaddresses,etc.Deprivingusofthisinformationwillmakefightingfraudmuchmoredifficult,ifnotnearlyimpossible.Thankyouforconsideringbothsidesofthisissue.Sincerely,NickCain c(#' NicholasCainManager  C*%)  1XXC#XX1F9#"XX ALIFORNIA #XX"9#1XXA #XX19#"XXSSOCIATIONOF@88*#XX"":#XX%#XX:#"XXԈ  #XX":#1XX L#XX1;#"XX ICENSED #XX"^;#1XXԀI #XX1;#"XXNVESTIGATORS,INC.  М#XX";#!XXANORGANIZATIONOFLICENSEDINVESTIGATORS#XX!^<#XX@*   D #XX<#!XXADJUSTERSANDPRIVATEPATROLOPERATORS  :(##XX!9=#XXJOHNG.TALAGANIS 2   B(#President#XX=#!XX  6 #XX!X>#May22,1997 8  Mr.DavidMedine,Director BUREAUOFCONSUMERPROTECTION  H  FederalTradeCommissionWashington,DCDearDirectorMedine:IamPresidentoftheCaliforniaAssociationofLicensedInvestigators(CALI).CALIrepresentsapproximately1500memberswhorepresent25,000employees.Theabilitytogatherinformationfrompublicrecordsisvitaltolegitimateinvestigativepurposes.ItiscriticalthattheFederalTradeCommissionmaintaintheavailabilityofthisinformation.Licensedprivateinvestigatorsutilizesocialsecuritynumbersforconductingbackgroundchecksforemployment,tolocatemissingpersons,heirs,andwitnessesandtocombatfraudulentinsuranceclaimstonameafew.Ifyouhaveanyquestions,pleasefeelfreetocall.Sincerely,JohnG.Talaganis #" JohnG.TalaganisAssociationPresidentXX  1408CLAREMONTWAY @  X'"& SACRAMENTO,CA95822Phone:916.456.9908#XX@B#XX ($( TollFree:800.350.CALI#XXB#XX )%) Fax:916.456.0245#XXgC#XX *%* EMail:cali@calipi.org#XXC#XX +&+ WebSite:http://www.calipi.org#XXFD#XX @  ,', #XXD#_BӜ  p-(- Л   1XXC#XX1jE#"XX ALIFORNIA #XX"E#1XXA #XX1E#"XXSSOCIATIONOF@88*#XX"EF#XX%#XXF#1XXԈ  #XX1F#1XX L#XX1;G#"XX ICENSED #XX"G#1XXԀI #XX1G#"XXNVESTIGATORS,INC.  #XX"H#!XXANORGANIZATIONOFLICENSEDINVESTIGATORS#XX!H#1XX@*#XX1H#:XXԈ  #XX:@I#ԛ D !XXADJUSTERSANDPRIVATEPATROLOPERATORS#XX!I#  @*0  0D(#(#0pD(#D(#0p(#p(#0(#(#0(#(#0 (#(#!XXJOSEPHS.MEMOLO,CPI  \ LegislativeCommitteeChair0@B"L(#L(#0@B"x(#x(#0@B"x(#x(#0@B"x(#x(#0@B"x(#x(#0@B"x(#x(#0@B"x(#x(#0@B"x(#x(#  (# (# #XX!J#@*0  0D(#(#0pD(#D(#0p(#p(#0(#(#0(#(#May21,1997 (#(# Mr.DavidM.Medine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,DCDearDirectorMedine,InmyappointmentasLegislativeChairmanforCaliforniaAssociationofLicensedInvestigators,Inc,Iamrepresentingover1500memberswhoarelicensedprivateinvestigators,andwhoemployapproximately25,000persons.Astheirrepresentativetheyhaveaskedmetoconveytheirconcernstomaintaintheavailabilityofinformationsonecessarytotheirclients.Manyoftheselicensedinvestigatorsutilizesocialsecuritynumbersaswellasotherpublicinformation(obtainedthroughdatabaseinformationbrokers)forconductingbackgroundchecksforemployment,toidentifyandlocatemissingpersons,tolocateheirs,tolocatedeadbeatfathersandinvestigatebackgroundsforindividualsbeingconsideredforworkingwithchildren.DuringourcontinuingeducationseriesandseminarswehavelearnedofmanyhorrorstoriesinvolvingtheemploymentofindividualsbyCaliforniafirms,whowerenotbackgroundcheckedandwhosubsequentlyharmedthefirmandendedincivillitigationforliability.Needlesstosaythosefirmsnowconductthoroughbackgroundchecksonapplicantsbeforetheybeginwork.Thebenefitsoftheseinvestigationareenhancedbythevariousdatabaseinformationbrokerswhomaintainuptodateindicestowhichlicensedprivateinvestigatorssubscribeto.Weaskforyoursupportinexemptingthelicensedprivateinvestigationindustryfromclosureofrecords.Thankyou.@*0  Veryrespectfully,$ !(#(# @*0  J.S.MEMOLO&!#(#(# @*0  J.S.MEMOLO,CPI'"$(#(#   !XX1408CLAREMONTWAY @  (#% SACRAMENTO,CA95822 @ Phone:916.456.9908 @` #XX!S#XX )%' TollFree:800.350.CALI @ #XX^T#!XX#XX!T#XX d*%( Fax:916.456.0245 @`  @ #XXU#!XX#XX!U#XX +h&) EMail:cali@calipi.org @ #XXU#!XX#XX!_V#XX +'* WebSite:http://www.calipi.org#XXV#!XX#XX!W#XX @ #XXeW#Ԝ  ,'+     R.RXXC.E.I.&CLAIMSSERVICES#XX.RRW#  :XX141518thSt.Suite#310 B Bakersfield,Ca.93301A) xdExA  A) 'dE 'A#XX:cX#:XX""3(#Telephone(805)3341335 Y  7(#Fax(805)3278111#XX:Y#May23,1997̜Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,DCDearDirectorMedine,IamalicensedPrivateInvestigatorinCalifornia.Theabilitytogatherinformationfrompublicrecordsisessentialandvitaltomyagenciesinvestigativepurposesandservicesweprovidetoourclients.ItiscriticalthattheFederalTradeCommissionmaintaintheavailabilityofthisinformation.We,aslicensedinvestigatorsutilizeSocialSecuritynumbersaswellasotherpublicrecordstoconductbackgroundinvestigationsforemploymentpurposes,tolocatemissingpersons,heirs,familymembersandwitnesses.LimitingordenyingusaccesstoSocialSecuritynumberrecordswouldbeadetrimentandhinderourabilitytoinvestigateourcases.AsaformerLawEnforcementofficer,apersonsNAME,DATEOFBIRTHandortheirDRIVERSLICENSENUMBERwasimportanttolocatingandidentifyingindividuals.AsaPrivateInvestigator,theoppositeistrue.ThemostimportanttoolwecanhaveisanindividualsSocialSecuritynumberinordertotrackandeffectivelyinvestigateourcases.PleasekeepthisinformationavailabletoLicensedPrivateinvestigators.WeareprofessionalsinourfieldwhoareGovernedandheldtohighstandardsbytheStateofCalifornia.Sincerely,DavidBrown *&* DavidBrown,President  + '+ Л   @#@@#THEOFFICESOF@ CERTIFIEDOFFICERSPROTECTIVESERVICES@ :XX***PRIVATESECURITY***   @J J ***DOMESTICUSINTERNATIONALINVESTIGATIONS***@CC POSTOFFICEBOX12864(#(#K(#  p @kk6600N.MERIDIAN,SUITE165@OKLA.CITY,OKLA.73116@ Phone(405)8485232**Fax(405)8423089@[["Fax(405)8488552@1 1 EmergencyPagers(405)5605421(405)5390298@((!TaxID#731339146#XX:b`#Ԉ    :XXTAMMIEL.BURNS9(#G.A. BUDDYBURNS x  C.E.O.*PRESIDENTJJ4(#SECURITY&INVESTIGATION @  CRISCOX;(#LT.THOMASKUTAY   OFFICEMANAGERA(#OPERATIONS     8(#IncooperationwithFF-(#J.W.ReserChiefInvestigator#XX:b#Ԉ  Mr.DavidMedine,Director,BureauofConsumerProtectionFederalTradeCommissionWashington,D.C.DirectorMedine,  Ouragency,aminorityowned,nativeAmerican,privateinvestigationagency,andmediaresearchorganizationwouldliketotellyouhowcriticaltotheprofession,theavailabilityofinformationprovidedbyconsumersistotheindustryatlarge.  Withoutthisinformation,andthefreeandunrestrictedflowofinformationprovidedbyconsumers,tobanks,retailoutlets,insurancecompanies,federalagencies,andstate,localauthorities,thetrackingofdelinquentfathers/mothers,therecoveryoflostlovedones,theprobatingofestates,oramyriadofotherexampleswouldbeimpossible.  SocialSecuritynumberswerenevermeanttobethenationalidentifiers,becauseoftheonetime,oneperson,nature,thatisexactlywhathashappened,notbecauseoftheprivateinvestigatorsindustry,butinsurancecompanies,lawenforcement,andthelargeindustrieswho  +&1 demandedanIDnumberfortracking.  Ouragencyhandlesover100casespermonth,fordelinquentpaymentofbackchildsupport,forverydispiritedfamilymembersIwouldhope,averyvaluabletool,inthatrecoveryeffort,wouldnotbelegislatedaway,becauseofakneejerk,legislation,withnoreviewofthefacts.̜AswesayinOklahoma: Sorryforthedustd̜JWReser `  J.W.ReserCertifiedOfficersProtectiveServiceChiefInvestigator  0  XXff   &&XXPhone:(209)9513136#XX&&k#@oo  $ XXy n^   $C#yX!`X^ y n{k#yrb`XyX!hief#yX!`Xbyrk#y n^ `XyX!In#yX!`X^ y n$l#yrb`XyX!vestigations#yX!`Xbyrhl#y n^ `XyX!S#yX!`X^ y nl#yrb`XyX!ervice#1byrk# #XX1l#Ԉ(#(#K(# X &&XXTollFree:(800)99GUMSHOE@!1016E.BianchiRd. t Fax:(209)4784286@%SuiteCI c StateLicense#PI14138@!Stockton,Ca.95210  #XX&&m#fjf@*0  May23,1997  (#(# Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradecommissionWashington,D.C.DearDirectorMedine:AsalicensedprivateinvestigatorinCalifornia,Iamconcernedthatourabilitytoassistourclientsinlocatinglostormissinglovedones,crucialwitnessesinbothcivilandcriminalmatters,isbeingslowlyerodedbyspecialinterestgroups.TheabilitytogatherinformationfromPUBLICRECORDSisvitaltolegitimateinvestigativepurposes.Ifeel itiscriticalthattheFederalTradeCommissionmaintaintheavailabilityofthis @ information.  0 Licensedprivateinvestigatorsutilizesocialsecuritynumbersforconductingbackgroundchecksforemployment,tolocatemissingpersonsandheirs,andtolocatewitnesses.Asexamplesofhowourofficewasrecentlyabletoutilizesocialsecuritynumbersforapositive,successfulconclusiontoourinvestigation,Iofferthefollowingforyourconsideration:(a).Alawofficeaskedustolocateadefendant,inacivilcase,asthey  wereunabletodoso. X  Asocialsecuritynumberwastheonlylead.Thisdidprovidealastknownaddress.Thedefendanthadmovedfromthisaddress,butneighborswereabletoprovideuswithinformationthatleadtothedefendant'scurrentwhereabouts.(b).Ourclient,ayoungladyinhermidtwenties,askedustolocatehernaturalfatherwhomshehadnevermet.Herparentsweredivorced,shortlyafterherbirth.Shehadhisfullnameandsocialsecuritynumber.Thefatheranddaughterwerereunitedandhaveestablishedastrongrelationship.Weprovideavaluableservicetomanydifferentpeople.Pleasesupportprivateinvestigatorsbynotrestrictingaccesstopublicinformation.@*0  Sincerely,+x).(#(# @*0  PhilOgden,h*/(#(# @*0  PhilOgden-X+0(#(# PO:dar  /8-2 X   &&XX     4  `  CLARK E(#Member       4  `  INTERNATIONAL: : A(#California       4  `   INVESTIGATIONS       D HongKong@(#Association d      4  `   P.O.Box1933 h         International@(#ofLicensed >      4  `   LakeArrowhead         D SecurityCouncilll>(#Investigators h StateLicense `   CA92352 <  h   LosAngeles D 0118523322297   " "F(# @x  B Pl11407 4  `   (909)3373006 h (213)4632588:(#WorldAssociation   М   4  `       <  h     (800)3464006 p Australia,,>(#OfDetectives   EMail:clarke@jsnet.com    <  h          D 01161732291393   Мwww.1999.com/clarkevv>(#International Z   МZ!Z!E(#Police̜z z C(#Congress̜ " "F(# C(#N.A.I.S.̜ " "F(# C(#A.P.S.A.̜     4  `       <  h       May29,1997Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,D.C.DearDirectorMedine,  IamalicensedinvestigatorinCalifornia.Theabilitytogatherinformationfrompublicrecordsisvitaltolegitimateinvestigativepurposes.ItiscriticalthattheFederalTradeCommissionmaintaintheavailabilityofthisinformation.Licensedprivateinvestigatorsutilizesocialsecuritynumbersforconductingbackgroundchecksforemployment,tolocatemissingpersonsandheirs,andtolocatewitnesses.  Onmanyoccasionsourfirmhashelpedfamilieslocatemissingchildren,abductedbynoncustodialparents,viapublicrecords.Wehavealsohelpedvulnerablepeopleescapeconmenwhopreyonthemfortheirmoneyand/orpersonalpossessions,i.e.realestate,businesses,etc.,ormarriagecontracts.Withourabilitytoconductresearchthroughpublicrecords,wehavebeenabletohelpmanyindividuals,families,smallbusinessesandcorporations.  Thankyouforyourtimeandconsiderationlookingintothismatterofgreatimpactonourindustry.̜     4  `       <  h       Sincerelyyours,̜     4  `       <  h       LoganClarke &"( М     4  `       <  h       LoganClarke  LC/bb@PPCrisisInterventionTeam#XX&&dw#Ԉ  +R&- Л  qS|$;+'h|Xs. `Es<ddt@q C (#C (#(#(#   &&XX1&ލ(&&&P.O.Box284,Ripon,CA95366Phone&Fax(209)5995050CAPILic#15720  A) xdEC YA#1X%*X(&1&ލ# Z A)v {dEv {A (#(#C (#C (#  #XX*X1X%#May27,1997 9  Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommission̜Washington,DCDearDirectorMedine,IamalicensedprivateinvestigatorinCalifornia.Theabilitytogatherinformationfrompublicrecordsisvitaltolegitimateinvestigativepurposes.ItiscriticalthattheFederalTradeCommissionmaintaintheavailabilityofthisinformation.Licensedprivateinvestigatorsutilizesocialsecuritynumbersforconductingbackgroundchecksforemployment,tolocatemissingpersonsandheirs,andtolocatewitnesses.Ihavepersonallyconductedsocialsecuritysearchesinordertotrackdowna"skips"duringbailenforcementinvestigations,savingmyclientsandsocietyfurthercostsfromactualtimelyfieldinvestigation.Cordially,ToddA.ClarkeClarke&Co.Investigations  "! Л    ~XBdXXX @"~&e&dX~XBCLEARPERCEPTIONS#~XBdXe&~&#~=)fdX~XB   @LLBackgroundInvestigations@1014HopperAvenue#319@SantaRosaCalifornia95403A) xdFExA 2 CalLic.P.I.188808(#Tel:(707)5462524 A 8(#Fax:(707)5465414#~XBdXf~=)?#Ԉ   #XXdX~XB#0  May30,1997q (#(# 0  Mr.DavidMedine,Director (#(# 0  BureauofConsumerProtection (#(# 0  FederalTradeCommission (#(# 0  Washington.DC (#(# 0  DearDirectorMedine, (#(# 0  IamalicensedprivateinvestigatorinCalifornia.Theabilitytogatherinformationfrompublicrecordsisvitaltolegitimateinvestigativepurposes.ItiscriticalthattheFederalTradeCommissionmaintaintheavailabilityofthisinformation.Licensedprivateinvestigatorsutilizesocialsecuritynumbersforconductingbackgroundchecksforemployment,tolocatemissingpersonsandheirs.andtolocatewitnesses. (#(# 0  Itoofearinvasionofprivacy,includingmyown,butIfeelstronglythatenactinglimitationstolegitimatepurposes,youwillputthenumberssquarelyinthehandsofthievesandcrackers.Myhusband'ssocialsecuritynumberisouraccountnumberwithBlueCross,myson'snumberishisIDnumberoncampus,andIknowpersonswhoprinttheirsocialsecuritynumbersonthefaceofpersonalchecks.Wefreelyfillintheblanksoneveryformthatpresentsthefamiliarblankareatous.Eachofus,individually.isresponsibleforthemisuseandoveruseofthearchaicsystem. (#(# 0  Mr.Medine,weallneedworryaboutourprivacy,butlimitingaccesstosocialsecuritynumbersisaboutfortyyearstoolate.Weneedtolearnfromthismistakebyprotectingourfingerprintsandotherpersonallyidentifiablestoredinformation.Looktothepasttounderstandthescopeofwhathappened.Looktothefutureforsolutionstoourproblems. (#(# 0  Sincerely, (#(# 0  GretchenLaSage&!&(#(# 0  GretchenLaSage (#(# 0  Owner (#(# X%*XXX  Ӝ(#P.O.Box5165 B LicensePI9036  6(#ChulaVista,CA91912   =(#(619)69163798(#Fax:(619)6910135#XX:M#May23,1997̜Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,D.C.DearDirectorMedine:IamalicensedprivateinvestigatorinCaliforniaandaCertifiedFraudExaminer.Theabilitytogatherinformationfrompublicrecordsisvitaltolegitimateinvestigativepurposes.ItiscriticalthattheFederalTradeCommissionmaintaintheavailabilityofthisinformation.Licensedprivateinvestigatorsutilizesocialsecuritynumbersforconductingbackgroundchecksforemployment,tolocatemissingpersonsandheirsandtolocatewitnesses.Ihaveusedsocialsecuritynumberstolocateaclientsgrandmotherthathehadntseenin35years,tolocatewitnessestoavehicleaccidentthreeyearsafterthefact,andtodeterminethatacandidateforanexecutivepositionhadfalsifiedhisresumeandhadbeenconvictedoffraud.Withouttheinformationfromthesocialsecuritynumbers,thecosttomyclientswouldhavesignificantlyincreased.Indeed,itwouldhavebeenverydifficulttosuccessfullycompletetheinvestigationswithouttheinformationfromthesocialsecuritynumberinformation.Iurgeyounottorestricttheaccesstosocialsecuritynumberinformation.Sincerely,CharlesR.Cochran B$" CharlesR.Cochran,CPI,CFEPrivateInvestigator  "&r!$ XSCP@<lx}r ` @ ddEz(dt@U b m (#m (#(#(#SE51h|}" `@ dEdt%H NSB2.lx} `@Epdt%H H (#(#m (#m (#!XXCalifLic:#P114146Adjuster2835845#XX!ܦ#       4  `       <  h       May22,1997Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,DCDearMr.Medine,IamalicensedprivateinvestigatorandinsuranceadjusterinthestateofCalifornia.Theabilitytogatherinformationfrompublicrecordsisvitaltolegitimateinvestigativeoperations.ItiscriticalthattheFTCmaintaintheavailabilityofthisinformation.Theinformationisutilizedformanylegitimatepurposes.InmyownbusinessIhaveidentifiedfraudulentactivitybyinsuranceclaimantsthroughtheuseofsocialsecurityinformation.Shouldyouhaveanyquestionsorwishtodiscussthismatter,pleasedonothesitatetocall.Verytrulyyours,ThomasP.Conces ! ThomasP.ConcesPrivateInvestigator*fdd'dd Qdd o/p(#(#f, dd +   f#^"% &&XX 2729FISKLANE %#"& % REDONDOBEACH %8%0$' % REDONDOBEACH %&%( % (310) l 2143751 %( ') % (310) l 5427401FAX %)z(* % (310) l 5427401FAX %*)+ % Email:tpcassc@earthlink.net #XX&&#&^,V+,   &  h-`,, Л   0  0(#(#04(#(#0` 4(#4(#0 ` (#` (#0 (# (#0 (# (#0 (# (# < Confidential(#(# 0  0(#(#04(#(#0` 4(#4(#0 ` (#` (#0 (# (#0 (# (#0 (# (#0<(#(#Conclusions<(#<(# P.O.Box41921@ "AConfidentialInvestigativeService"6(#Office(803)7444042  N.Charleston,SC294231921@" RobertL.Minter 6(#Beeper(803)9735772 p 5u@` 5@\\ :XXPrivateInvestigator#XX:#Ԉ   @^]@ !!!1!@@$May24,1997̜FederalTradeCommissionDearFTC,  IrecentlylearnedthatyouwillbeholdinghearingsontheprivacyofSocialSecurityHeaderInformationonJune10,1997.Iwanttotakeaminuteofyourtimeandaskthatyouconsiderthevalueofthisinformationtomeasalicensedprivateinvestigator.  SocialSecurityHeaderinformationhasbeenveryeffectiveinseveralwaysinmyprofessionwhichIwillsharewithyou.  1)  ServiceofcivilprocessThisinformationenablesmetolocatepersonsforserviceofprocess 2 suchasDeadBeatDads,missingpersons,lostrelatives,etc.  2)  locatewitnessesIconductbothcivilandcriminalinvestigations.Thisinformationenables  metolocateawitnessonashortnoticebyobtainingthatpersonscurrentaddressandemploymentwhichisupdatedmoreoftenthanDrivingrecords,etc.  Asaretiredpoliceofficer,Ihavefoundthattheprivateinvestigativesectorisdiscrimatedagainstunjustly.Weareanecessaryprofessionandarecalledupontoproduceinaveryunfriendlyenvironment.Weneedyoursupportinourendeavorsandaskthatyouremembertheprofessionalinvestigatorwhenyouhaveyourhearings.Sincerely,RobertL.Minter "!r RobertL.Minter  "b Л    JackReed    From:    4 cdsg9l5@ix.netcom.com[SMTP:cdsg9l5@ix.netcom.com]   Sent:    4 Sunday,April20,199710:00AM   To:    4 JackReed p  Subject:  4 FTCLETTERS `  Sir,MynameisMichaelEdge,andIownasmallDetectiveAgencyintheAtlantaarea.IdonotbelievethatprivatedetectivesshouldbecompletelycutofffromobtaininginformationsuchascontainedintheproposedinSB600.Wequiteoftencanlocateindividuals1.  nonpaymentofchildsupportWehavemanycaseswherethestatecan'tordoesn'thavethetime @  norresourcestolocateforcollectionofthesefunds.Manytimesbecauseofourgreaterinforetrievalcapabilities,weareabletofindthese,"DEADBEATS"whoareevadingtheirresponsibilities,quiteeasily,becauseofouraccesstoinformation.Eventhestateofficershavesentthemtous.Mypolicyisthatifwedon'thavetoleavetheoffice,wedonotchargeforthesesearches,orwemaychargetosimplycoverouroutofpocketexpenses,butusuallynot.2.  Often,weinvestigatefraudcases,andlocatepersonswhowouldbevirtuallyimpossibletolocate  bylawenforcement.Theyarejusttobusytogointothedepth,wecan,andonceagain,peopledesperateforassistancearesenttous.Attorneyswouldnotbeabletolocatethesepeople,forserviceofprocessetc.withoutmuchoftheinformationwehaveaccess.to.Ibelievethatdisseminationofcertaininformationshouldbeprotected.Myexperienceishowever,thatmostpersonswhohaveobjectedtoPI'susingthesetypesofinformation,hadSOMETHINGTOHIDE.WewereaskedsokeepthisshortsoIwillcloseinsaying,thatIbelievethatPI'swhocanmeetcertaincriteria,shouldbeAUTHORIZEDvialaw,toobtaincertaininformation,undercertainrestrictions,andsomewhatseparatedfromthegeneralpublicinbeingabletodoso,therebyprovidingcontrolonthedisseminationofthatinformation.MichaelEdgeOwnerConfidentialDetectiveandSupportGroupPOBox1016Conyers,Ga.30207̛̜@'Page1  -@),     0 4 JohnG.4(#4(#   0  04(#(#Cordoni 4(#4(# 0  0(#(#04(#(#Investigations 4(#4(# =u@=Ӝ (#P.O.Box1351Modesto,CA953532095776644Fax2095770540@@2!!!Q!X@JohnCordoniLL<(#Lic.#PI13705 2 CaroleCordoniMember   CALI@$May23,1997   Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,DCDearDirectorMedine:IamalicensedprivateinvestigatorinCalifornia.Theabilitytogatherinformationfrompublicrecordsisvitaltolegitimateinvestigativepurposes.ItiscriticalthattheFederalTradeCommissionmaintaintheavailabilityofthisinformation.Licensedprivateinvestigatorsutilizesocialsecuritynumbersforconductingbackgroundchecksforemployment,tolocatemissingpersonsandheirs,andtolocatewitnesses.@*Verytrulyyours,JohnCordoni  JOHNCORDONIJOHNCORDONIINVESTIGATIONSJC/rvc@ ServingNorthern&CentralCalifornia̜A)  dE%0 A %R " Л@337BurneyAve.,Modesto,CA  1% # 3$WXXBj$W{!E51f|0U `@E;NUUm{     4  `      CovertInvestigations,Inc.#X%*XjBv#       4  `       < 9&*XX%NationwideTollFree&Fax:18004501676 m 3d? ,X,*, XX, X? Observant,Efficient"     <  h Local&Fax:(616)5294149#:&9# & A) xdE 0xA#XX:O#   X%*XXX@++'9&*XX%@@'P.O.Box954   @!Kalamazoo,MI490810954#:&94##XX:e#May23,1997Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashingtonD.CDearDirectorMedine:IamaprivateinvestigatorlicensedtopraticeintheStateofMichigantogatherinformationfrompublicrecordsforlegitimatepurposes.ItiscriticalthattheFTCmaintaintheavailabilityofthisinformation.Licensedprivateinvestigatorsutilizesocialsecurtiynumbers(oftenobtainedthroughdatainformationbrokers)forconductingbackgroundchecksforemployment;tolocatemissingpersons;tolocateheirs;tolocatedeadbeatsfathersandothers.Recentlyweassistedanemployerwhichhadbeenplaguedwithdrugusingfactoryworkers.Ifwedidnothaveaccesstoapotentialnewemployee'ssocialsecuritynumber/creditheaderinformationwhileperformingapreemploymentbackgroundsearch,wewouldnothavefoundhispreviousaddressesandthereforanycriminalconvictionspertainingtohisdrugdealingpastinanotherstate.Thisundoubtedlysavedtheemployercountlessproblems!Sincerely,ThomasL.HerderPresident&CEO  ])$* Л?X, X ,X,*, X?0(#   3601N,CampbellAve.,#336Xl\kXXX#lkXXl\CRF#l###XX0#vv6(#Tucson,AZ857191524  XtmXXXFnmXXtInvestigations6(##XtmXnF##XXmXXt#Voice: @ (520)6828572XXXX)#XXXX˟#Ԉ  9(#Fax: @ (520)6827515NN;(#CALicense108459(#AZLicense9110001̜May26,1997̜Mr.DavidMedine,DirectorBureaquofConsumerProtectionFederalTradeCommission̜Washington,DC̜DearDirectorMedine,IamalicensedprivateinvestigatorinArizonaandCalifornia.Theabilitytogatherinformationfrompublicrecordsisvitaltolegitimateinvestigativepurposes.ItiscriticalthattheFederalTradeCommissionmaintaintheavailabilityofthisinformation.Licensedprivateinvestigatorsutilizesocialsecuritynumbersforconductingbackgroundchecksforemployment,tolocatemissingpersonsandheirsandtolocatewitnesses.ThisyearaloneIhaveutilizedthisinformationsourcetolocateavitalwitnessinanairplanecrash,asaresultwehadaneyewitnesstothecrash.HadInotbeenabletoaccessthisinformationthecasemighthavebeenlost.Sincerely,CherylR.Fischer 2$  CherylR.Fischer  "%r ! Л   @#TheralR.Crutchfield@501S.BeverlyDriveThirdFloor@00"BeverlyHills,CA90212@&(310)5593371@*PI7129May28,1997Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,DCDearDirectorMedine,IamalicensedprivateinvestigatorinCalifornia.Theabilitytogatherinformationfrompublicrecordsisvitaltolegitimateinvestigativepurposes.ItiscriticalthattheFederalTradeCommissionmaintaintheavailabilityofthisinformation.Licensedprivateinvestigatorsutilizesocialsecuritynumbersforconductingbackgroundchecksforemployment,tolocatemissingpersonsandheirs,andtolocatewitnesses.Ihavealargeclientelethatusemyservicetoconductbackgroundchecksforemploymentpurposes.Sometimesthesocialsecuritynumberistheonlyidentifyingpieceofinformationinafileforpurposesofidentificationtoconnectwiththesubjectbeinginvestigated.Sincerely,TheralR.Crutchfield   TheralR.Crutchfield̜Investigator  #! Л   @jjCrutchfieldInvestigators,Inc.@501S.BeverlyDriveThirdFloor@00"BeverlyHills,CA90212@&(310)5593371@*PI7304May28,1997Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,DCDearDirectorMedine,WearealicensedprivateinvestigativefirminCalifornia.Theabilitytogatherinformationfrompublicrecordsisvitaltolegitimateinvestigativepurposes.ItiscriticalthattheFederalTradeCommissionmaintaintheavailabilityofthisinformation.Licensedprivateinvestigatorsutilizesocialsecuritynumbersforconductingbackgroundchecksforemployment,tolocatemissingpersonsandheirs,andtolocatewitnesses.WeconductbackgroundchecksforemploymentpurposesformajoremployersinSouthernCalifornia.Thesocialsecuritynumbermaybetheonlyidentifyingpieceofinformationinafileforpurposesofidentificationtoconnectwiththesubjectbeinginvestigated.Oneofourclientsprescreensemployeesintheirhealthcarefacilitiesandthroughexperiencewehavefounditimperativeonnumerousoccasionstousethesocialsecuritynumberasanidentifier.Sincerely,DonaldE.Crutchfield "  DonaldE.Crutchfield̜President  $" Лf   @!CULPEPPERINVESTIGATIONS@ii!CIVIL*CRIMINAL*CORPORATE@!STATELICENSENO.PI15425@gg&P.O.BOX21594@"ELSOBRANTE,CA.94820@##TEL.(510)2439860FAX.(510)2439863@-A) dEN A߈   May27,1997Mr.DavidMedineDirectorBureauOfConsumerProtectionFederalTradeCommissionWashington,DC.JJ (#RE:PublicAccessToSSNHeaderInformationDearDirectorMedine:IamalicensedprivateinvestigatorandcertifiedfraudexaminerinCalifornia.Theabilitytogatherinformationfrompublicrecordsisvitaltolegitimateinvestigativepurposes.It'scriticalthattheFederalTradeCommissionmaintaintheavailabilityofthisvitalinformation.Licensedprivateinvestigatorsutilizesocialsecuritynumbersforconductingpreemploymentbackgroundandcivil/criminalfraudinvestigations;andlocatingmissingpersonsandheirs.Forexample,myinvestigatorsandIhaveusedSSNheaderinformationtolocateimportantwitnessesforcriminalcasesassignedtomyfirmbyvariousBayAreaCountieswithinCalifornia.Theseassignedcasesfrompublicentities(myclients)arebeingprosecutedunderCalifornia'sthreestrikeslaw.Wehavebeenabletoobtaincrucialstatementsfromwitnesseswhohaverelocatedafterwitnessinganoffenseandtheirstatementshaveenabledmyfirmtoassistprosecutorsinobtaininga95%convictionrateofallthreestrikeslawcasesthatwehaveinvestigated.Accesstosuchinformationisvitaltothesuccessfuloperationofmyfirminhandlingcivilandcriminalcases.PleasecontinuetoallowlicensedprivateinvestigatorstohaveunrestrictedaccesstoSSNinformation.YoursTruly,C.CulpepperJr. (S#+ A)dE(A (*$, Mr.C.ChuckCulpepper,Jr.MBA.,CFE.OwnerManagerRet.PoliceOfc./Act.Sgt.̜CC/bjb  C,'1 Л    $ XXu  u0 4 H.T.CURNETT&ASSOCIATES4(#4(# 5u@>5u0 4 0` 4(#4(##XX  $#"XXP.O.Box887,Fillmore.CA93016_` (#` (# @ .@z !!!1!@#XX"}#"XXu#XX"?#8(#Bus.(805)5246841 z  8(#Fax.(805)5245976@' MAY23,1997 8(#Pgr.(805)2536893 K  Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,DCDearDirectorMedine,MynameisTomCurnettalicensedprivateinvestigatorintheStateofCalifornia. MyBackground:   AboutfiveyearsagoIretiredfromtheVENTURAPOLICEDEPT.after22.6yearsofserviceasapublicpoliceofficer.Atthattime,Iknewnothingaboutdatasystemsorthefieldofprivateinvestigations.Now,Iknowaprivateinvestigatorisinfactaveryvitaltoolincriminalprosecutionofsuspectsininsurancefraudinvestigationsandprovidetruthfulinformationinclaimevaluations.Hisorherabilitytogatherinformationisvitaltohisclient.Wheneverinformationisrestrictedthetruthisdenied. Thedownsizingofinsurancecompanies: g  Thereisadownsizingofallcompaniesincludinginsurancecompanies.Eachdayinsurancecompaniesare outsourcingcases(jobs)toprivateinvestigators. Pleasedonotfallinto  theassumptionthatp.i.sfollowaroundcheatingwives,husbandsorprovideinformationtothetabloids.Onlyasmallpercentageofprivateinvestigatorsperformthattypeofinvestigativetasks.Thevastmajorityofprivateinvestigatorsworkforinsurancecompaniesandlawfirmsprovidingtruthfulforthedefenseoflawsuitsandworkerscompensationdefenseclaims. LawEnforcement: T% %  PoliceDepts.andcountyD.A.officedonothavethepersonnelandtrainingforthecivildefenseoffraudcaseorfrivolouslawsuits.TheStateofCalifornianeedsprivateinvestigatortodefendcivillawsuitsandworkerscompensationfraudcases.  ($) PageTwo ClientList:  ^ MyclientsincludedtheStateofCaliforniaandseveralofit'smanydepartmentssuchastheDept.ofMotorVehicles,Dept.ofCorrections,Dept.ofInsuranceandtheDept.ofEducation.Inaddition,IprovideinsurancedefensefortheMetropolitanTransportationAuthorityinLosAngelesCounty(oneoftheworldslargestpublictransportationauthorities).Myfirmalsoprovideinvestigatorstomanylargecompaniestoassistinthedefenseoflawsuitsandworkerscompensationcases. PlaintiffAttorneysandplaintiffdoctors:    JustdrivedownanymajorboulevardinSouthernCaliforniaoropenaphonebooktoattorneysandyouwillbebombardedwithsolicitationstofilelawsuitsagainstemployers.TherewillalwaysbealargeworkloadCaliforniafordefendingcivilcases. THERESTRICTIONRESULTS:    RESTRICTIONSOFSSN'sorotherpersonalidentifierswillgreatlyincreasefraud | andperjury. Theimpactofinsurancepremiumswillskyrocketduetothisaction.Ifa S personisclaiminganinjuryeitherfromworkerscompensationorinatortlitigationmatterthen theySHOULDBEOPENTOANINVESTIGATION!!! Whygivethesepeoplea Q greaterchanceofsuccessinafalseclaimorlawsuit?Mycompanyandit'semployeescouldalsosufferemploymentiftheFederalTradeCommissionrestrictssocialsecurityinformation.Myclientsneedtruthfulinformation.Weneedaccesstoinformationinordertodefendclaims.Companiescannotaffordtojustwritecheckstoeveryclaimfiled. TheBalancingAct:    Iurgeyoutousecommonsenseandabalanceinyourdecision.Theremustbesafeguardsofpersonalinformationandatthesametimeprovidethelegalgatheringofpersonalinformationduringanactiveclaimsinvestigationandforthedefenseoflawsuits.Sincerely,OfficerHubertThomasCurnett#70 'o") OfficerHubertThomasCurnett#70  V.P.Dret. 'F#* VENTURAPOLICEDEPT.ret.  ($+     $ XXDash,Inc.PrivateInvestigations#XX  $#(#(#K(#  A) xdE0 A  МDavidL.Ashley@@5(#Telephone5735621235 I President'(#Fax5735621033(Pleasecallfirst)   P.O.Box74BonneTerre,MO63628To:FTCc/o@- D  p     May1.1997  S NCISSP.O.Box755DesMoines,Iowa50303ToWhomitmayConcern; 4 Iamwriting,asaprofessionalLicensedPrivateInvestigatorandPresidentofTheMissouriProfessionalInvestigatorsAssociation,Inc.tovoicemystrongobjectionstoSB600andit'slikebillintheHouse.Thesebillsdealwiththeuseofsocalled"creditheaders." 4 IknowasafactthatpassageofthesebillsascurrentlydraftedwouldconstituteamajordetrimentalblowtobusinessesofallkindsandtheaverageAmericancitizen. 4 Ourpubliclawenforcementagenciesare,asweallwellknow,overwhelmedintheirfightagainstdangerousdrugsandviolentcrime,amongmanyotherproblems,includingfinancialandmanpowercuts.Thismakesitnecessaryforbothbusinessandtheaveragecitizentomanytimesturntotheprivatesectoroftheinvestigativeandsecurityindustry.Thesecreditheadersareaninexpensivetooloftenusedtolocatewitnesses,finddeadbeatparents,andassistinthelocationofindividualsneededinpersuingmattersbothcivilandcriminal.Totakethistoolawayfrominvestigatorswouldmakelocatingpersonsmuchmoredifficult,timeconsuming,andthustooexpensivefortheaveragepersonandmanysmallbusinesses. 4 Imyselfrecentlyusedacreditheadertolocateamanwhowasfor8yearsestrangedfromhisfamily;hewaslivingalmost3000milesawayfromthem,inashelter.Hehadbeenanalcoholicandhadbeeninsomeminortroubleinthepast,andhadassumedhisfamilynolongerwantedanythingtodowithhim.Hissistercontactedme,statingthathisfamilyhadspentyearsworryingandsearchingforhim.Iwasabletolocatehimeasilyandcheaply;hewasgettinghislifetogether,andwasthrilledtohearthathisfamilystillcaredabouthim.Hismother,father,andsisterwereallweepingwhentheycalledtothankme.Ichargedthemnothingforthislocate;theywerenotwellofffinancially,andthepleasureIgotfromreunitingthisfamilywaspayenough. 4 Inmymostdramatic,andurgentcaseinvolvingcreditheaders,Ioncelocatedthesisterofawomenwhowasinimmediateneedofakidneytransplant;again,thisfamilyhadbecomeestranged,butIwaseasilyabletolocatethemissingsister;shereadilyofferedtotestasapossibledonor,andturnedouttobeaperfectmatch.Thetransplant,after4years,hasbeenasuccess,and,atthesametime,thisfamilywasalsoreunited.Ifeelthatwhensuchanurgentmatterwasinvolved,theycompletelyforgotwhathadcausedtheirestrangement,perhapsseeingtheirprioritiesinanewlight. 4 IThisisjustacoupleofcaseswheretheuseofacreditheaderprovedextremelyimportant;eventothepointoflifeanddeathmatters.Investigatorsusethistooloftento  *=&. assistbusinessesandIndividuals,againinmattersbothcivilandcriminal;wearea"lastresort"formanyofthesepeople,whocannotbehelpedbypubliclawenforcement.Pleaseconsiderthoughtfullybeforerestricting.ouraccesstothisinvaluabletoo].Theeffectsuponourprofession,andthecitizenry.wouldbehorrendous.Asfarasthesecreditheadersbeingusedforfraudulentpurposes,Ipersonallyhaveneverhadaclient,orknownanyone,whohasbeenavictimofsocalled"identitytheft,"althoughI'msure,onrareoccasions,thisdoeshappen.Thereare.however,numerouslawsalreadyinplacetodealwiththis.Perhapssomecontrolsareneeded,buttotakethistoolawayfromresponsible,licensed,insured,bonded,andthoroughlyhonestinvestigators(whohavehadtheirbackgroundscheckedoutthoroughlybylawenforcementagencies),wouldbecomparabletotakingthehammerfromacarpenter,orthepaintbrushfromaVanGogh.Pleaseletuscontinuetodoourjob;mycompanys'mottois"WeSolveYourProblems."Iwouldlovetocontinue"solvingpeoples'problems"formanyyearstocome. 4 Ithankyousincerelyforyoutimeandkindconsiderationinthismosturgentmatter.Pleasefeelfreetocontactmeifyouhaveanyquestionsorconcerns.@- D  p         Sincerely,  p  @- D  p         DavidL.Ashley  @- D  p         President/OwnerDash,  Inc.@- D  p         PrivateInvestigations S @- D  p         President;TheMissouri Q @- D  p         ProfessionalInvestigators ( @- D  p         Association,Inc.   Л   1X%*XXX@ DataTraceInvestigations,Inc .  @//#1393W.9000S.#254@#WestJordan,UT84088@ Telephone:(801)2532400FAX(801)2532478@ 19&*X1X%Emaildatatrace@pdqnet.net 3 @ UtahStatePrivateInvestigatorAgencyLicense#100008#1X%*X&19#Ԉ   #XX*X1X%#@'May22,1997  Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,D.C.DearDirectorMedine,IamaprivateinvestigatorlicensedtopracticeintheStateofUtahtogatherinformationfrompublicrecordsforlegitimatepurposes.ItiscriticalthattheFTCmaintaintheavailabilityofthisinformation.Licensedprivateinvestigatorsutilizesocialsecuritynumbers(oftenobtainedthroughdatainformationbrokers)forconductingbackgroundchecksforpreemployment,tolocatemissingpersons;tolocateheirs;tolocatedeadbeatsparents,conductprelitigationinvestigationsoncivilandcriminalcasesandformanyotherlegitimatebusinesspurposes.Recently,weutilizedthesocialsecuritynumbersearchestosuccessfullylocateamissingheirtoanestateandinconductingabackgroundinvestigationonanindividualwhowasattemptingtodefraudanindividual.Inaddition,weutilizethesesearchesonadailybasisinlocatingimportantwitnessesonlegalcases,andinlocatingdefendantsforserviceofprocess.Withoutbeingabletoaccessthistypeofinformation,oureffortstoassistclientswouldbeseverelyhampered.Intheabovereferencedcases,wewereabletoprotectaclientfromanunscrupulousindividualseekinginvestorsandlocateanheirtoanestate.Inaddition,weassistthejudicialsystembyefficientlylocatingcrucialwitnessesandlocatingandservingprocessonindividualsthatmayotherwisenotbefound.Sincerely,ScottL.Heinecke '"* ScottL.Heinecke,President̜  3*%- Л    @  1XXDANNYDAVISINVESTIGATIONS#XX1#Ԉ  A) xdE A C @  :XX3585MainStreetSuite207Riverside,California92501(909)7919991#XX:Y#Ԉ P May22,1997Mr.DavidMedine,Director̜BureauofConsumerProtectionFederalTradeCommissionWashington,D.C.DearDirectorMedine,IamaprivateinvestigatorlicensedtopracticeintheStateofCaliforniatogatherinformationfrompublicrecordsforlegitimatepurposes.ItiscriticalthattheFTCmaintaintheavailabilityofthisinformation.Licensedprivateinvestigatorsutilizesocialsecuritynumbers(oftenobtainedthroughdatainformationbrokers)forconductingbackgroundchecksforemployment;tolocatemissingpersons;tolocateheirs;tolocatedeadbeats'ect.Yoursupportinthismatterisofthegreatestimportance.Sincerely,DannyE.Davis, 7 DannyE.Davis,CPIOwner/ChiefInvestigator  5! Л   JackReed    From:  `  LloydW.Davis[SMTP:Idavis@capitol.net] ^  Sent:  `  Friday,May09,19977:51PM 5  To:  `  JackReed  \  Subject:  letter 3 LloydW.Davis&Associates 4 InvestigationandSurveillanceServices 4 3680LeonardtownRoad,Suite202,Waldorf,Md.20602 4 Phone#3018437288,Fax3019324781,Email:ldavis@capitol.netMay7,1997DavidMedineBureauofConsumerProtectionFederalTradeCommissionIncareofmyrepresentativeNationalCouncilofInvestigationandSecurityServicesRE: ` ConsumerinformationPolicy | IwouldliketotakethisopportunitytovoicemyconcernsregardingSB600,ThePersonalPrivacyInformationActof1997.AsalicensedprivateinvestigatorintheStateofMarylandIneedaccesstopersonaldatatocompleteinvestigationsnecessaryformyclientsandtheirbusinesses.Intoday'sbusinessworldmillionsofdollarsarelostasresultofbadfinancialdealsortheextensionofcredit.Inmostfinancialdealsortheextensionsofcreditthereisnotingmorethanasignedinvoiceorapromissorynote.Ifthecustomerfailstopaythecreditororlendertheyareforcedtogotocourtandgetajudgementagainsttheconsumer.Thenwhathappens?Thebusiness'ownerorlendermustfindawaytocollectthemoneythecourtsaysheisdue.Whatdoeshedo?Hisfirststepistofindoutwhatassetstheconsumerpossessesthathecanattachimmediatelyinordertocollectwhatthecourthassaidheisdue.TheaveragebusinesspersonisnotqualifiedtoconductsuchaninvestigationhimselfsoheturnstoaPrivateInvestigator.Infact,inmoststateshecouldnotlegallyconductaninvestigationofanotherindividualwithoutbeingalicensedprivateinvestigatorevenifheisthevictim.Doesthelenderorcreditorhaveareleasefromtheconsumertoconductsuchaninvestigationwhichwouldinvolvesensitiveinformationabouthimself?Wouldtheconsumergivesuchareleaseevenaftertheissuanceofajudgementfromthecourt,ofcoursenot?Sowhatcantheinvestigatordo?Normallywewouldhaveatleasetheindividual'sname,businessnameandaddressandmaybeaphonenumber.Withoutaccesstowhathasbeenreferredtoassensitivepersonalinformationwewouldbedeadinthewater.Sincemostpersonalinformationisrecordedunderasocialsecuritynumber,wemustfirstattempttoidentifythesubject'ssocial@  *Page1  R+&. securitynumber.Notonlyforthesearchbutasacomparativesourceifotherinformationisfound.Howisthisdone?Themajorcreditbureaushavemadeavailabletolicensedprivateinvestigatorswhathasbeenreferredtoas"headers"whichcontainnocreditinformation.Itverifiesanamewithasocialsecuritynumber,andprovidesuswithacurrentandformeraddresses.Withanaddresswecanconductlandrecordsearchesforpropertyownedbytheconsumer.Doeshehavevehicles,boats,trailersorfarmequipment?Doeshehaveofficeorconstructionequipment?Doesthisconsumerhavetangiblepropertythatcanbeattachedtoforcehim/hertopaywhatisduemyclient?Thatisthenameofthegameanditwouldbeimpossibletocompletethisinvestigationwithoutaccesstopersonaldata.Datesofbirthsandfullnamesarealsoimportantinthistypeofinvestigator.ArewelookingforJohnDoe,JohnDoe,II,JohnDoeIII,JohnDoewhois55yearsofageorJohnDoe'ssonwhoisonly21yearsofage?Howcananinvestigationofthistype,whichissoimportant,beaccomplishedwithoutaccesstosensitivepersonaldata?Lastbutnotleastisacriminalconvictionsearchwhichisusuallydonebysearchingcourtsrecords.Thissearchisgenerallydonepersonallybytheinvestigatorsintheirlocalcourtsorbyareliableinformationprovideriftheinformationisstoredinanotherstate.Itisessentialtodetermineifthisindividualisaconartistorhashecommittedfraudinthepast.Iswhathehasdonepunishablecriminally?Shouldthiscasebeturnedovertothelocallawenforcementagenciesafterourinvestigationiscompleted?Thisinvestigationcouldnotbeperformedunlesswehaveavailablepersonaldataontheindividual.Hemayhaveevencommittedthisoffenseinanotherstateandmaybeafugitive.Howwillwebeabletoconductthistypeofinvestigationtoprotectourclientsandsocietyifprivateinvestigatorsarecutofffromthissensitivepersonalinformation?Thelawenforcementagenciesdonothavetheauthoritytoconductsuchpersonalbackgroundinvestigations,sowhowilldoit?Thepublichasarighttoknowwhotheyaredealingwithorconductingbusinesstransactionswithandshouldbeabletotrackdowntheindividualswhohavenothonoredacontractinordertocollectmoniesthecourthasagreedtheyaredue.Irespectpersonalprivacybutbecauseofmybusinessandandmyunderstandingofotherperson'sneeds,Ialsovaluetheavailabilitytotheprivateinvestigativeindustryofthistypeofinformation.InyourevlauationoftheimpastofthisbillpleasekeepinmindthatPI'slocatemissingperson,"deadbeatparents",witnessestocrime/accidents,andworkmenϜcompsenationoffenders,(andthelistgoeson&on&on)andbyusingthisinformation.Pleaseprotectourrightssothatwemaycontinuetoprovidetheseservices.Sincerely,LloydW.Davis@  *Page2  ($+ Л    $ XX@MM"DerishAssociates,Inc.  A) hdE hA  @""#XX  $4#"XXInvestigativeandConsultingServices , #XX"5#:XX1701FranklinStreet=(#(415)6487007   SanFrancisco,California94109..?(#FAX6471125  #XX:)6#@'May27,1997   Mr.DavidMedineBureauofConsumerProtectionFederalTradeCommissionWashington,D.C.200050 4 Re:  SocialSecurity  Information T 4(#4(# DearMr.Medine:   4 Ihavebeenaprivateinvestigatorfor18yearscomingfromajournalisticbackground.MyclientsincludemajorlawfirmsthatrepresentsomeoftheleadingbanksandcorporationsinnorthernCalifornia. 4 Iusecreditheaderinformationtolocatewitnessesanddefendantsforthesefirms.IdonotworkforthepublicnorwouldIusethisinformationforanyone'spersonaluse. 4 Shoulditbecomenecessarytorestricttheuseofcreditheaders,Isuggestthatsometypeofsystembeputintoplacewhereuponitcanonlybeusedforanytypeoflitigationorproposedlitigationtolocatewitnesses/defendants.Thiswouldbesimilartotherestrictionsonpostalforwarding/postofficeboxinformation.@-0 D Sincerely, D(#D(# @-0 D SethDerishI!#D(#D(# @-0 D SethDerish "p$D(#D(# @-0 D DERISHASSOCIATES,INC."G%D(#D(# SD/mc@FF(:XXCAAA12656#XX:l<#Ԉ  (($, Л    InvestigativeOfficesof 5u@5DERRINGER&ASSOCIATES 5(#P.I.LicenseNo.15315  @.@!!!1! =@P.O.Box27002(#TollFree:(800)6774177  HuntingtonBeach,CA92647NN8(#FAX:(800)7654095  May23,1997Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,DCDearDirectorMedine:IamlicensedprivateinvestigatorinCalifornia.Theabilitytogatherinformationfrompublicrecordsisvitaltolegitimateinvestigativepurposes.ItiscriticalthattheFederalTradeCommissionmaintaintheavailabilityofthisinformation.Licensedprivateinvestigatorsutilizesocialsecuritynumbersforconductingbackgroundchecksforemploymenttolocatemissingpersonsandheirs,andtolocatewitnesses.Utilizingthisvaluableinformationwehaveinmorethanonecasehaveassistedtheconsumerinrecoveringembezzlementmoneysandfundsobtainillegally.Thankyouforyourconsideration.Verytrulyyours, DERRINGER&ASSOCIATES   JohnDeMarr 4 JohnDeMarr̜Owner  2  Л@H H "1XX 1Wq1DESVERNINE#1X%*Xq1WB#1 s *X1X%Ԁ#1X%*Xs 1 B#1Wq*X1X%ASSOCIATES#1q1W9B# #XX1B#Ԉ  A3) xdE A 7 @-@-0 D May30,1997 D(#D(# Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,D.C.DearDirectorMedine: 4 IamalicensedprivateinvestigatorinCalifornia.Theabilitytogatherinformationfrompublicrecordsisvitaltolegitimateinvestigativepurposes.ItiscriticalthattheFederalTradeCommissionmaintaintheavailabilityofthisinformation.Licensedprivateinvestigatorsutilizesocialsecuritynumbersforconductingbackgroundchecksforemploymenttolocatemissingpersonsandheirs,andtolocatewitnesses. 4 AttachedisacopyofanemailsentlastmonthtoSenatorFeinsteinrequestingan amendment totheproposedlegislationtoexemptlegitimateinvestigators .Individuals I andcompanieswhohavebeenvictimizedbyfraudandtheftrequiretheservicesoflegitimateinvestigatorstopursueandpreventthecriminalsfromsuccessfullyaccomplishingtheircrimes.Thevastmajorityofthesethievesobtaintheinformationyouproposetorestrictthrougheitherretrievinggarbageoralreadyillegalmeans.Consumersandbusinesseswillbethevictimsifinvestigatorsarenotallowedcontinueduseofthisinformation.0 4 Thankyou. 4(#4(# @-0 D Sincerely,(D(#D(# @-0 D PierreMerkl D(#D(# @-0 D PierreMerkl]!D(#D(# @-0 D VicePresident4" D(#D(# PM:YpEnclosuresA)dE0'A@-TXXA)zdEz0'A#XXT֒J#Ԉ % $ 1X%*XXX1&ލ(&*X1X%@L L 1801VanNessAvenue,Suite310,SanFrancisco,California94109 '"% @&&Tel: (415)4415694 Fax:(415)4417224 o(#& @{{# CALicensePI16987 #&&(&1&ލ/K##XX&&NK#Ԉ  3)$' Л   @  $ XXD#XX  $L# ETAILED $ XX I #XX  $9M#NVESTIGATION $ XX A #XX  $M#GENCY  @!!#:XXPRIVATEINVESTIGATION#XX:N#Ԉ  :XX@PILIC.14605PPOLIC:11021  P.O.BOX27646:(#TEL(415)5851825 8 SANFRANCISCO9(#PAG:(415)2807272  CALIFORNIA941279(#FAX:(415)5844408 N  #XX:rN#"XX  May27,1997  ( Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,DCDearDirectorMedine, 4 IamalicensedprivateinvestigatorinthestateofCalifornia.Myabilitytogatherinformationfrompublicrecordsisvitaltolegitimateinvestigativepurposes.ItiscriticalthattheFederalTradeCommissionmaintaintheavailabilityofthisinformation.Licensedprivateinvestigatorsutilizesocialsecuritynumbersforconductingbackgroundchecksforemployment,tolocatemissingpersonsandheirs,locatemissingchildren,andtolocatewitnesses.Ifrequentlylocatepotentialwitnessesinlargeenvironmentallawsuitswhoassistindeterminingresponsibilitiesforcleanupsbysocialsecuritynumbers.ThequickerIfindthem,thequickertheenvironmentallawsuitgetsoutofthecourtsystemandtheactualenvironmentalhazardgetscleanedup.SincerelyFrankDonahue N! FrankDonahue,CPISeniorPartnerVicePresidentCaliforniaAssociationofLicensedInvestigators#XX"O#  <$" Л    @$DODDINVESTIGATIONS@MM"1234ChesterAve.#102@"Bakersfield,Ca.93301@  (805)3244597FAX(805)8730598HERBERTH.DODD=(#SANDRAC.DODD 3 PI.6451  B(#PI.15524   ̜ 4  `       <  h          D May25,1997Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,DCDearDirectorMedine:IamalicensedprivateinvestigatorinCalifornia.Theabilitytogatherinformationfrompublicrecordsisvitaltolegitimateinvestigativepurposes.ItiscriticalthattheFederalTradeCommissionmaintaintheavailabilityofthisinformation.Licensedprivateinvestigatorsutilizesocialsecuritynumbersforconductingbackgroundchecksforemployment,locatemissingpersonandheirs,andtolocatewitnesses.Ihavebeenabletoprovideinformationtothreepeoplewhowereseparatedfromtheirfamiliesthroughdivorce;tolocatelostlovedonesseparatedbytimeanddistance,andtoprovideinformationthatclearedconfusionaboutlikenamesincriminalrecordssearchesallthroughtheuseorsocialsecuritynumbers.RespectfullySubmitted:SandraC.Dodd g ! SandraC.DoddCaliforniaPI15524  "e# Л   @$DODDINVESTIGATIONS@MM"1234ChesterAve.#102@"Bakersfield,Ca.93301@  (805)3244597FAX(805)8730598HERBERTH.DODDdd<(#SANDRAC.DODD 3 PI.6451A(#PI.15524   ̜ 4  `       <  h          D May25,1997Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,DCDearDirectorMedine:IamalicensedprivateinvestigatorinCalifornia.Theabilitytogatherinformationfrompublicrecordsisvitaltolegitimateinvestigativepurposes.ItiscriticalthattheFederalTradeCommissionmaintaintheavailabilityofthisinformation.Licensedprivateinvestigatorsutilizesocialsecuritynumbersforconductingbackgroundchecksforemployment,tolocatemissingpersonandheirs,andtolocatewitnesses.Ihavebeenabletoprovideinformationoncriminalconvictionstoseveralofmyclientsthroughtheuseofsocialsecuritynumbersduetothefactthatthenumbershowwhatpartofthecountrythepersonwasinwhenthenumberwasobtained.Thesameinformationisusefulinallowingpersonstoworkbecausetheconvictionwasexplainable.RespectfullySubmitted:HerbertH.Dodd g ! HerbertH.DoddJ.D.CaliforniaPI6451  "e#    ݛ@DD$ DOUBLEEAGLESYSTEM   @; ; PersonalizedInvestigativeandProtectiveServicesAh) xdE]p A ^ Mr.DavidMedine,Director@-0 D 0pD(#D(#0p(#p(#0(#(#0(#(#0 (#(#52497F  (# (# BureauofConsumerProtectionFederalTradeCommissionWashington,DCDearDirectorMedine,IamalicensedprivateinvestigatorintheStateofCalifornia.Myabilitytoobtaindatafrompublicsourcesiscriticaltolegitimateinvestigativeactivities.PleaseunderstandthattheFederalTradeCommissionmustmaintaintheavailabilityofthisinformation.ALicensedprivateinvestigatorutilizesasocialsecuritynumberforcompletingbackgroundchecks,locatingmissingpersonsandlocatingpersonsthatmayhaveinformationincriminaldefensematters.Ihavebeenintheprivatesectorsince1993,afterretiringfrompoliceservice.Imustbeabletodevelopleadsandinformation,ifmybusinesslifeistoremainviable.Thankyoufortakingthetimetoreviewthisdocument,andthankyouinadvanceforyourassistanceinthismatter.Bestregards,JimWakefield 9 JimWakefield,PI#16127       4  ` CXXD.R.T.INVESTIGATIONS#XXC f#      0 4 0` 4(#4(#Mr.DavidMedine,Director=(#` (#` (#P.O.BOX16327  0 4 0` 4(#4(#BureauofConsumerProtection@'` (#` (#May24,1997TT6(#LONGBEACH,CA.90806 k 0 4 0` 4(#4(#FederalTradeCommission<(#` (#` (#(310)4354779 B 0 4 0` 4(#4(#Washington9(#` (#` (#FAX(310)4354779  i 8(#PAGER(310)74430730 4 0` 4(#4(#DearDirectorMedine, ` (#` (# 0 4 0` 4(#4(#IamalicensedprivateinvestigatorintheStateofCalifornia.Theabilitytogatherinformationfrompublicrecordsisvitaltolegitimateinvestigativepurposes.Itiscriticaltomaintaintheavailabilityofthisinformation.Licensedprivateinvestigatorsutilizesocialsecuritynumbersforconductingbackgroundchecksforemployment,tolocatemissingpersonsandheirsandtolocatewitnesses. ` (#` (# 0 4 0` 4(#4(#Sometime,duringthebeginningofthisyear,Ihadanopportunitytoserveaclientwhosesonwasamissingperson.Verysimpleandbrief,theparentsweredistraught,theyexhaustedtheirmeanstofindtheresonandlookedtousforassistance.Theirsonhadbeenmissingformorethansixyears.OfcoursetheirsonwaslocatedinsouthernCalifornia,safeandingoodhealth.Heconnectedwithhisparents.Themotherhadmadenumerousattemptstocommitsuicideandthefathertheincomeprovider,needlesstosaywasoverwhelmed.Ifnotfortheabilityandaccesstopublicrecordsandspecificallysocialsecuritynumberasanidentifieroureffortsmayhavebeenfornot.Itrevealedageographicpatterntowherehehadbeenandwaspresentlyresiding.Asprofessionalsinthefield,thismatterwashandledwithcareinordertoprotecttheprivacyanddesiresofallpartiesinvolved. ` (#` (# 0 4 0` 4(#4(#Iappreciatetheopportunitytoprovideyouwithmycommentsandconcernsonsuchanimportantissuethatcanhaveanundermineaffectandimpactontheinvestigativeindustry. ` (#` (# ̜ 4  ` Sincerely,̜ 4  ` DarleneR.Tyrus  ! М 4  ` DarleneR.Tyrus̜ 4  `  K"# М 4  ` Owner/Operator@"CA.LICENSE#PI19102̜  % '  $WXXEAGLE    #XX$WVr# $ XXINVESTIGATIONS PP>(##XX  $r#:XXASharperEye f A) xdE4 A 5  ADivisionofSanDiegoNationalCorporation  B #XX:s#May29,1997  Mr.DavidMedine,directorBureauofConsumerProtectionFederalTradeCommissionWashington,D.C.DearDirectorMedine,IamalicensedprivateinvestigatorinCalifornia.Theabilitytogatherinformationfrompublicrecordsisvitaltolegitimateinvestigativepurposes.ItiscriticalthattheFederalTradeCommissionmaintaintheavailabilityofthisinformation.Licensedprivateinvestigatorsutilizesocialsecuritynumbersforconductionbackgroundchecksforemployment,tolocatedmissionpersonsandheirs,tolocatedwitnesses,toverifyaddresseswhenoninsurancefraudinvestigations.Manyoftheindividualsweareaskedtoputunderworkcompfraudsurveillance,arenotlivingattheaddresstheyprovidetoourclients,theinsurancecompanies.Byusingtheirsocialsecuritynumber,weareabletolocatetheircurrentaddressand/ortheP.O.Boxtheyareusingforamaildrop.Withthatinformation,weareabletoplacethemundersurveillanceand,onmanyoccasions,oursurveillancewillprovethemasafraudandremovethemfromtheworkcompsystem.Yoursverytruly,EAGLEINVESTIGATIONSCharlesF.Rodgers !*# CharlesF.Rodgers,C.P.I.DirectorofInvestigations/lfcA) xdE( A (#+  P.O.BOX85152MB319SanDiego,CA921865152(619)5635135FAX(619)563 (#, 1251CalLic.Pl13493@OO&18006641SPY  M*%.    ݛ0 4 1XXEASTERNSIERRA#XX1fz#4(#4(# XXԀ#XXz#0 4 1XXINVESTIGATIONS#XX1${#C4(#4(# 0 4 0` 4(#4(#A3)4dE45 Aߛ6` (#` (# 0 4 0` 4(#4(#0 ` (#` (#1X%*XXX1)+Q*X1X%PrivateInvestigationsPolygraphHumanResourceConsultant#1X%*XQ1)+l|##XX*X1X%M|#?(# (# (#1X%*XXX1&ލ(&*X1X%P.O.Box101 (x  4  ` 5(#Independence,CA93526#&&(&1&ލ2}#Ԉ O 1&ލ(&&&>>=(#(619)8782216#1X%*X(&1&ލQ}##XX*X1X% ~#Ԉ    4 Mr.DavidMedine,Director      4 BureauofConsumerProtection 4 FederalTradeCommission 4 Washington,DC@-0 D May29,1997 \ D(#D(#  4 DearDirectorMedine, 4 IamalicensedprivateinvestigatorinCalifornia.Theabilitytogatherinformationfrompublicrecordsisvitaltolegitimateinvestigativepurposes.ItiscriticalthattheFederalTradeCommissionmaintaintheavailabilityofthisinformation.Licensedprivateinvestigatorsutilizesocialsecuritynumbersforconductingbackgroundchecksforemployment,tolocatemissingpersonsandheirs,andtolocatewitnesses. 4 RecentlyIwasabletoreuniteafatherandsonwhohadbeenseparatedforseveralyearsbyusingthistraceontheson'ssocialsecuritynumber.Haditnotbeenforthisavailability,thisfatherwouldstillbesearchingforhismissingson. 4 Ihaveusedthistracemanytimesforlocatingwitnessesforimportantciviltrialsandalsoperformingbackgroundinvestigationsonindividualsforsensitivepositions. 4 Thankyouforyourtimeinreadingthisletterandconsideringourprofessionsconcernwiththepossiblelossofaveryimportanttool.Sincerely,JamesE.Bilyeu   JamesE.BilyeuOwner/Manager(#(#K(#1X%*XXX19&*X1X%0 4 0` 4(#4(#0 ` (#` (#0 (# (#0 (# (#0 (# (#0<(#(#0h<(#<(#0h(#h(#0(#(#0(#(#CALicense7038PI.CALicense097POL#:&196##XX:U# g% '(#(#    EATON&JOHNSON,INC.May23,1997Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,DCDearDirectorMedine:IamalicensedprivateinvestigatorinCalifornia.Theabilitytogatherinformationfrompublicrecordsisvitaltolegitimateinvestigativepurposes.ItiscriticalthattheFederalTradeCommissionmaintaintheavailabilityofthisinformation.Licensedprivateinvestigatorsutilizesocialsecuritynumbersforconductingbackgroundchecksforemployment,tolocatemissingpersonsandheirs,andtolocatewitnesses.Iamfrequentlycalleduponbydefenseattorneystolocatewitnessesfordepositionsandtrials.Beingabletoutilizesocialsecuritynumberstolocatesuchindividualsisanirreplaceableinvestigativetool.Verytrulyyours,EATON&JOHNSON,INC.DavidM.JohnsonDMJ/lktInsuranceAdjusters0  0<(#(#140MayhewWay0D<(#<(#0pD(#D(#0p(#p(#Telephone510/9469440g !(#(# LicenseNo.26834380  0<(#(#Suite8010<(#<(#0(#(#0(#(#0D(#(#0pD(#D(#0p(#p(#Fax510/9469340>!"(#(# PrivateInvestigators0  0<(#(#PleasantHill,CA94523"e#<(#<(# LicenseNo.PI11633  "<$  $ XXTheEdmundGroup#XX  $#HH9(#&&XXADetectiveAgency  "TheOther911"@P.O.Box292209LosAngeles,CA90029220988>(#Lic.PI19332#XX&&#Ԉ  A)xdE0xA 4  `       <  h          D May24,1997Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,DCDearDirectorMedine:IamalicensedprivateinvestigatorinCalifornia.Theabilitytogatherinformationfrompublicrecordsisvitaltolegitimateinvestigativepurposes.ItiscriticalthattheFederalTradeCommissionmaintaintheavailabilityofthisinformation.LicensedPrivateInvestigatorsutilizeSocialSecurityNumbersforconductingbackgroundchecksforemployment,tolocatemissingpersonsandheirs,andtolocatewitnesses,needlesstosaylocatingfledfelons,andDeadBeatDads.Mymostrecentcaseinvolvedusingasocialsecuritynumbertolocateaprivateconstructioncompanyowner,whoworkedonahomeofaveryoldandillwoman(myclient),manyyearsago,andbecauseIfoundhimandgotastatementfromhimmyclientwonhercaseinCourt.Sincerely,EdmundWhitmore  EdmundWhitmoreOwner/ChiefInvestigator/QualifiedManager:XX #XX:#XXVoice:2136616999Fax:2136669938Email:edmundgrp@earthlink.netPagers:2133900990~8182200397#XX#  '3#* Л   @#ELLIOTT&ASSOCIATES@"InvestigativeServices@-&5u@5 5P19140@nn HumanResourcesConsulting V @.@^!!!1! @@P.O.BOX1061HH=(#(916)7588856 ^ Davis,Ca.95616ff7(#(916)7582636(Fax) 5  2(#:XX74136.2440@compuserve.com#XX:#Ԉ  \ &(#:XXhttp://expertpages.com/cv/elliott.htm#XX:!#Ԉ   ̜ 4  `       <  h          D May27,1997Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,D.C.DearDirectorMedine. 4 Iamaprivateinvestigator,licensedintheStateofCalifornia. Theabilitytogather ( informationfrompublicrecordsisvitaltolegitimateinvestigativepurposes. Itis  criticalthattheFederalTradeCommissionmaintaintheavailabilityofthisinformation.Investigatorsutilizesocialsecuritynumbersforconductingbackgroundchecksforemployment,locatingmissingpersonandheirs,andtolocatewitnesses.AsacertifiedfraudexaminerIutilizethisinformationtolocatetheperpetratorsoffraudagainstbothpublicandprivateenterprises.Fraudisalmosttothepointofbeingoutofcontrol.Theprivateinvestigatorisintheforefrontofthisfight.Publicentitiesareusingtheprivatesectortoinvestigatefraud. 4 IrecentlyconductedaninvestigationconcerningthetheftofalargesumofmoneyfromaFederalCreditUnion.Iwasreferredtothecreditunionbythelocalpolicedepartmentastheycouldnotcommitthetimeforthislengthyinvestigation.Myabilitytoobtainsocialsecurityheaderinformationandotherpersonalidentifiersmadethedifferenceinlocatingtheresponsibleparty.̜ 4 Thankyouforyourconsideration.Sincerely,TomElliott $& TomElliott  {% ' ЛInvestigativeOfficesof5u@ 5R.RXXEMARDANDSKRIFVARS,INC#XX.RRN#.ZZ6(#P.I.LicenseNo.6103  @.@ Y!!!1! @___P.O.Box2700,HuntingtonBeach,CA926472(#TollFree:(900)7000399  Y ___P.O.Box3069,WalnutCreek,CA94598NN8(#FAX:(800)7000699 0 May23,1997Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,DCDearDirectorMedine:IamlicensedprivateinvestigatorinCalifornia.Theabilitytogatherinformationfrompublicrecordsisvitaltolegitimateinvestigativepurposes.ItiscriticalthattheFederalTradeCommissionmaintaintheavailabilityofthisinformation.Licensedprivateinvestigatorsutilizesocialsecuritynumbersforconductingbackgroundchecksforemployment,tolocatemissingpersonsandheirs,andtolocatewitnesses.Utilizingthisvaluableinformationwehaveinmorethanonecasehaveassistedtheconsumerinrecoveringembezzlementmoneysandfundsobtainillegally.Thankyouforyourconsideration.Verytrulyyours, EMARD&SKRIFVARS  d ChuckRobertson   Lic.PI9228 !b! ChuckRobertson̜Owner  "# Л   Xd|XXX@U U  CYNTHIAERDELYIINVESTIGATIONS,CPI,CIP  @D D POSTOFFICEBOX181,FAWNSKIN,CALIFORNIA92333@ PHONE:9098667404FAX:9098660748@v v TWOPROFESSIONALINVESTIGATIVECERTIFICATIONS@"LICENSENUMBER:PI8134   \ #XX|XXdá#April18,1997FederalTradeCommissionWashington.D.C.@Re:PrivacyLegislationandWorkshopsDearsSirs:Ihavebeenalicensedprivateinvestigatorforover18yearsandaformerpoliceofficerpriortothat.Ihaveadheredtothehigheststandardsofethics,lawsandprivacystandards.Itiscriticalthatmybusinesscontinuestohaveaccesstoallrecordsthatarenowpublicinorderformetoassistmyclientsinalltheirlegitimateneeds.Ihavebeenrequestedtosubmittwoexamplesofhowaccesstopublicrecordsisoftheutmostimportancetomyclients.Sincethecreditheaderinformationappearstobeofthemostconcern,Iamsubmittingexamplesofhowaccesstothisinformationhasbenefitedmyclientswhoareallcitizensofthisgreatcountrythesameasyou.Theexamplesareasfollows.Severalyearsagoawomancontactedmewhoneededassistanceinlocatingherdaughterwhomshehadgivenupforadoptionover30yearsago.ShehadbeenabletoobtainthenewadoptednameofherdaughterandhadtrackedherthroughDMVrecordsfromCaliforniatoIndiana.TheonlyinformationobtainedfromCaliforniaDMVrecordsunderthenewrestrictionswasthefactthatthelicensehadbeensurrenderedtoIndiana,noCaliforniaresidenceaddresswasprovidedunderthenewregulations.ThetrailrancoldinIndianawhereherdriverslicensehadexpiredandnotbeenrenewed.ThesubjecthadmovedwithnoforwardingfromthelastknownaddressinIndiana.Thepolicecouldnotandwouldnotassistmyclientinthismatter.Iwasabletolocateherdaughterthroughcreditheaderinformationwhichmatchedherdaughtersidentity,givingthecorrectyearofbirth,socialsecuritynumberandaddress@-1  #% history.Thisinformationenabledthetwotoreunite.Thedaughterhadjustsufferedthedeathsofheradoptedparentssowasverymuchinneedofemotionalsupport.Thedaughterhadnotyetregisteredwithanyoftheadoptedchildrenregistries,butwasplanningondoingsointhefuture.Needlesstosay,thisclientwillbeeternallygratefulforthechancetoreunitewithheradopteddaughter.Wouldyoudenythiscitizentheinformationneededtofindherdaughter?Idontthinkso.Mysecondexampleinvolvesagrievingmotherwhose14yearolddisabledchildhasbeenmissingforalmost3years.Hedisappearedfromaprivateschoolandthemotherismakingmonumentaleffortstostilltrytolocatehersonandseekingjusticeinthecivilcourtsfornegligenceagainsttheprivateschool.Averycriticalwitnesswhowasaformeremployeeoftheschoolwasneverinterviewedbytheschoolwasneverinterviewedbythepoliceorformerprivateinvestigatorwhoperformedasearchforthechildforoverayear.Weverymuchneededtolocatethisimportantwitness.Iwasretainedbythemotherandhercivilattorneytolocatethispersonandcontinueeffortstolocateherson.WithconcertedeffortsIwasfinallyabletolocatethiswitnesswiththeinformationprovidedfromcreditheadersandpostalforwardingforserviceofprocess.Notonlywillthiswitnesspossiblybeofhelpinlocatingthestillmissingchild,butwillalsobesubpoenaedtotestifyinthecourtactionfornegligenceagainsttheschool.Thepoliceareofnofurtherassistanceinthismattersincethechildwasover9yearsoldatthetimeofhisdisappearancesocannotcontinuefurthereffortstolocatehim,nordotheyhavethemanpower.Thismotherhadnootheralternativebuttohireaprivateinvestigatortoassisther.Wouldyoudenythismothertheinformationsheneedstolocatehermissingsonortoseekjusticeinthecourtsagainsttheschool?Ihopenot.Iwasaskedtokeepthenumberofexamplesdowntotwo,butIcouldgivesomanymorefrommypastexperienceof18yearsandwilldosoifrequested.TheinformationIgleanedfromcreditheaders,DMV(whatlittleislefttoobtainunderthenewrestrictions)andU.SPostalForwarding(onlyforserviceofprocess),wasusedformostworthy,legitimateandcriticalreasonstohelpmyclients.Thisinformationwasnotcompellingreasons.Forthesakeofmyclientsandallcitizens,pleasedonotcloseoffaccesstoanymorepublicrecords.Isupportstrongenforcementofanypersonwhoabusesordisseminatesthisinformationforcriminalpurposes.Idonotsupportthetotalclosureoftheserecords.Somedayitmaybeyouwhoisinneedofthisinformationforalegitimatepurpose,suchaslocatingamissingfamilymemberwhoisneededforanorgantransplant,etc.,etc.@-2  "<$ МTheclosureoftheserecordswillmeandevastationtothoselegitimatecitizensandbusinesspersonswhodosomuchtohelpothersintimesofneed.Pleaseconsidertheoptionscarefully.Thankyouforyourconsiderationinthismatter.Sincerely,CynthiaErdelyi  f  CynthiaL.ErdelyiInvestigator:XXftc.wpd#XX:# r  @-3  /    1X%*XXX1$*X1X% GARYL.ERMOIAN,INVESTIGATIONSA)|ldiE|lA#1X%*X$1ܷ##XX*X1X%# 󀀀  ЀXX1)+QCaliforniaStateLicense#PI8855#1X%*XQ1)+#>(#19&*X1X%P.O.BOX5052  2(#MODESTO,CALIFORNIA95352=(#(209)5219327#1X%*X&19##XX*X1X%##May22,1997Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,D.C.DearDirectorMedine:IamaPrivateInvestigator,licensedbytheStateofCalifornia.Iresearchandgatherpublicrecordsduringthecourseofmyemployment.Iusethisinformationonlyforlegitimatepurposes.ItiscriticalthattheFederalTradeCommissionmaintaintheavailabilityofthisinformation.AsaLicensedPrivateInvestigator,Ihaveutilizedsocialsecuritynumberstoconductedbackgroundinvestigationsforemploymentpurposes;tolocatedebtors;tolocatemissingpersonsandheirs;locatedeadbeatdadswhoowechildsupport;andtoverifythebackgroundsofpotentialbusinessassociatesforclients.Ihavebeenabletoassistnumerousclientsovertheyearsinlocatingdebtorstosatisfymoneyjudgmentsusingsocialsecuritynumbertraces.Additionally,Ihavelocateddeadbeatdadswhohaverefusedtopaychildsupporttotheirchildren,eventhoughtheyhadviableemploymentandadequateresourcestodoso.ThesuccessesIhavehadarearesultoftheavailabilityof"informationfirms"whowereabletoprovidemewiththe"tools"tobeabletocarryoutmyassignmentsinacosteffectivemannerformyclients.Verytrulyyours,GaryL.Ermoian !L# GaryL.Ermoian,CPIPrivateInvestigator  #% 6hX, XX, X63f   hh xSxXXE#XXSxxx# R.RXXWING  & #XX.RR#xSxXXA#XXSxx#R.RXX SSOCIATES#XX.RRa# 7 f3R.RXX I#XX.RR# NVESTIGATIVER.RXX S #XX.RR0#ERVICES  @$May25,1997Mr.DavidMedineDirectorBureauofConsumerProtectionFederalTradeCommissionWashington,DCDearDirectorMedineIamaCalifornialicensedprivateinvestigatorconcernedabouttheproposedrestrictionofSocialSecurityinformation.Theabilitytogatherinformationforlegitimateinvestigativepurposesshouldnotberestricted.SocialSecurityinformationisroutinelyusedinbackgroundchecks,locatingmissingpersons,witnesses,heirsandgenealogicalresearch.Restrictingsuchlegitimateusebybothprivatepersonsandlicensedinvestigatorswouldseverelydiminishtheabilitytoprovidesuchnecessaryservices.0 X 0Xp&Xp&0p&p&0p&p&04p&p&0` 4p&4p&0 ` p&` p&0 p& p&0 p& p&0 p& p&0<p&p&0h<p&<p&0hp&hp&Verytrulyyours, p&p& Л0 X 0Xp&Xp&0p&p&0p&p&04p&p&0` 4p&4p&0 ` p&` p&0 p& p&0 p& p&0 p& p&0<p&p&0h<p&<p&0hp&hp&MelvinA.Ewing,Jr.?p&p& 0 X 0Xp&Xp&0p&p&0p&p&04p&p&0` 4p&4p&0 ` p&` p&0 p& p&0 p& p&0 p& p&0<p&p&0h<p&<p&0hp&hp&MelvinA.Ewing,Jr. p&p& @PO.Box1,Lincoln,California95648(916)6458527Fax(916)6453506LicenseNo.P18054̜   "p! Л6X, XhX, X6   1XXFactorOne  A) .xdEh.%A C @%#XX1#May28,1997  Mr.DavidMedineDirectorBureauofConsumerProtectionFederalTradeCommissionWashington..DCDearDirectorMedine,  IamalicensedprivateinvestigatorinCaliforniawhospecializesinconductingbackgroundinvestigationsforthreatassessmentandresolutionofviolenceintheworkplace.Theabilitytogatherinformationfrompublicrecordsisvitaltothethreatassessmentprocess.ItiscriticalthattheFederalTradeCommissionmaintaintheavailabilityofthisinformation.  Weutilizesocialsecuritynumbersinourassessmentstoverifyknownlocationsofthethreatener,othernamesthethreatenerhasused,andtoverifythatrecordswelocateare,infactassociatedwiththethreatener,andnotasimilarlynamedparty.  IftheFTCrestrictsaccesstotheserecords,citizenswillbeinjuredphysically,financially,andemotionallywheninvestigationscannotbeappropriatelyconductedtosafeguardtheirfamilies,theirjobs,andtheirfinances.  Thankyouforyourconsiderationofthisimportantissueandyouranticipatedunderstandingthattheserecordsmustremainopen.  Pleasecontactmeshouldyouhaveanyquestions.Sincerely,AnneC.Cawood  L! AnneC.CawoodVicePresidentAC/fosP.O.Box1772@ Office:510/3528655!!Bp&CALic.PI9533 &-"( SanLeandro,CA94577@"Fax:510/3528659>#>#Jp&PPO8580  '#) Л   @&1XXFAX#XX1# $ XXINC.#XX  $#Ԉ  @ P.O.BOX546JARRETTSVILLEMD21084(410)5579622@*0 ( May19,1997O (p&(p& TheHonorableCongressmanRobertL.Ehrlich,Jr.315CanonHouseOfficeBuildingWashington,DC205152002DearCongressmanEhrlich:IhavesomeseriousconcernsaboutthewayourFederalgovernmentinproceedingconcerningprivacyissues,specificallyHB1287(regulationofcomputerserviceofsocialsecuritynumbers)andS.600,ThePersonalInformationPrivacyActof1997.ItisclearafterreviewingthesebillsthatCongresshasnotconsideredalltheramificationsoftheiractions.Whilethecriminalelementhasalwaystriedtostealidentities,anotherfacetofcrimethatwasnotconsideredinthesebillsarealltypesoffraud(insurance,bank,Medicare,Medicaid,etc.)Mostofthesetypesofcrimesareinvestigatedbyprivatedetectiveswhoutilizecreditheadersandsocialsecuritynumberstotrackandlocateindividualswhoperpetratethesetypesofcrimes.Fraudcoststhiscountrybillionsofdollarsayearandhasbeenresponsibleforclosingsomebusinesses.InsurancecostsareextremelyhighduetofraudandiftheFederalgovernmentcompletelyclosesthisinformationtolicensedprivateinvestigators,youwillseeanunprecedentedincreaseinfraudresultinginanunbearableincreaseoffeestobusinesses.Privateinvestigatorsalsousethistypeofinformationtolocateindividualswhoaredeadbeatparents,evadingdueprocessofthecourts,gettingfamiliesbacktogether,etc.IwouldstronglyurgeyoutoresearchwhatIhavestatedandtoatleastexemptlicensedprivatedetectivesfrombothof  bills.Therecurrentlyarelawsinplaceforindividualsthatstealidentities.Bothofthesebillswouldhavesuchextreme w resultsagainstbothbusinessesandindividualsifpassedaswritten.Ithinkifyouinvestigatefurtheryouwouldagree.IfIcanhelpyou,feelfreetocontactmeat4105579822.Iappreciateyourimmediateattentiontothesematters.@*0 ( Sincerely,"#(p&(p& @*0 ( KathyMorrisX#$(p&(p& @*0 ( KathyMorris /$%(p&(p& Л   @eeF.F.I.A.Investigations@$P.O.Box1258@Bonita,CA.919081258@66"Lic.No.PI14319@$May23,1997̜Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,DCDearDirectorMedine:IamalicensedprivateinvestigatorintheStateofCalifornia.ItismyunderstandingthatyouareconsideringrestrictingaccesstoSocialSecurityheaderinformationandotherpersonalidentifiers.Irespectfullysubmitthattheabilitytogatherinformationfrompublicrecordsisvitaltolegitimateinvestigativepurposes.ItiscriticalthattheFederalTradeCommissionmaintaintheavailabilityofthisinformation.LicensedprivateinvestigatorsutilizeSocialSecuritynumbersinordertoconductbackgroundinvestigationsforemployments,tolocatemissingpersonsandheirs,tolocatewitnesses,andtoidentifyindividualsforotherlegitimateinvestigativepurposes.Therestrictionofthisinformationwouldseverelyimpactprivateinvestigatorsintheirlawfulandlegitimateinvestigations.Yourconsiderationisappreciated.Sincerely̜OwenT.Miller,Jr. 4 OwenT.Miller,Jr.   [ Л#XʜXXX@33*  #XXX#Xʜ#X%*XXXAL*XX%1 #X%*XAL##XX*XX%##XʜXXX @@*     @  #XXX#Xʜl#CXXFIRSTINVESTIGATIVECONSULTANTS#XXC ##XʜXXXԈ  #XXX#Xʜj#@ Integrity,Quality,ExcellentService,Value,Results c  XX1)+Q@LOSANGELESNORTHERNCALIFORNIAORANGECOUNTYINLANDEMPIRESANDIEGO :  @ METROPHOENIX,AZCLARKCOUNTY,NV@7 7 MAINOFFICE:3043FoothillBoulevard,Suite6,LaCrescenta.CA91214#Q1)+E##XX&#Ԉ |  @ XXPI6949(CA)PI706(WA)PI777(NV)PI9602004(AZ)  m @"I(800)9004342#XX#Ԉ   May30,1997Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,D.C.DearDirectorMedine,IamtheInformationServicesManagerofaCalifornialicensedprivateinvestigationfirm.Theabilitytogatherinformationfrompublicrecordsisvitaltolegitimateprivateinvestigativecompanies.Ourindustryutilizessocialsecuritynumbersintheconductingofbackgroundchecksforemployment,tolocatemissingpersons,andtolocatewitnesses.Thisinformationhasbeenhelpfulintheinvestigationofinsurancefraud.Manyofourclientsareintheinsuranceorfinancialindustry,andinformationgleamedfrompublicrecordshasassistedinthedetectionand/orpreventionoffraudandfraudulentclaims.Inmanymatters,thisinformationisturnedovertotheDepartmentofInsurance,lawenforcementorothertaskforcesbyourclients.ItiscriticalthattheFederalTradecommissionmaintaintheavailabilityofthisinformation.Sincerely,ArmandoD.Marini !! ArmandoD.MariniManager,InformationServices̜   $\$ Л   @==& $ XXOOOOO#XX  $/#Ԉ  @88 FIVESTARDETECTIVES,INC.   @  APRIVATEINVESTIGATIONSAGENCY@:XXCALIFORNIALICENSEP.I.17617#XX:4#Ԉ } Mr.DavidMedine,Director BureauofConsumerProtection   FederalTradeCommission  c   Washington,DCReference:RestrictionofSocialSecurityInformationDearDirectorMedine:FIVESTARDETECTIVES,INC.isalicensedprivateinvestigationsagencyinCalifornia.MyagencyspecializesinWorkersCompensationandGeneralLiabilityinvestigations.Myagencyutilizessocialsecuritynumbersandotherpublicrecordsresearchforconductingbackgroundchecksforemployment,addressupdatesandtogatherotherinformationthatisessentialintheinvestigativeprocessindeterminingpossibleWorkersCompensationfraud.ItiscriticalthattheFederalTradeCommissionmaintaintheavailabilityofthisinformation.Shouldyouhaveanyquestionsinreferencetomyrequestpleasecallmeatyourconvenience.Sincerely,D.A.Estrada  DAVIDALEXESTRADAPresident/CEOChiefInvestigatorDE:decc:    NCISS  !     CALI̜:XX̛@P.O.Box421Modesto,CA953530421*(800)4987490*(209)5723124*Fax:(209)5722579#XX:#Ԉ  f'"*    @ 1XX FOUNTAININVESTIGATIONS #XX1#Ԉ  @jj" LICENSE#PI17234 C @ POBOX298LAFAYETTE,CA945490298@z z OFFICE(510)2295090FAX(510)2292850MR.DAVIDMEDINE,DIRECTORBUREAUOFCONSUMERPROTECTIONFEDERALTRADECOMMISSIONWASHINGTON,DCDEARDIRECTORMEDINE,IAMALICENSEDPRIVATEINVESTIGATORINCALIFORNIA.THEABILITYTOGATHERϜINFROMATIONFROMPUBLICRECORDSISVITALTOLEGITIMATEINVESTIGATIVEPURPOSES.ITISCRITICALTHATTHEFEDERALTRADECOMMISSIONMAINTAINTHEAVAILABILITYOFTHISINFORMATION.LICENSEDPRIVATEINVESTIGATORSUTILIZESOCIALSECURITYNUMBERSFORCONDUCTINGBACKGROUNDCHECKSFOREMPLOYMENT,TOLOCATEMISSINGPERSONSANDHEIRSANDTOLOCATEWITNESSES.IPERFORMEDABACKGROUNDCHECKONAPROSPECTIVEEMPLOYEEWHOSAIDHEHADLIVEDINACITYFORMANYYEARS.THESOCIALSECURITYCHECKINDICATEDHEHADLIVEDINANOTHERTOWNDURINGTHATTIMEPERIODANDACRIMINALCHECKSHOWEDHISFELONYCONVICTION"EXACTLYTHEREASONHELIEDONHISAPPLICATION.IFIDIDNOTHAVETHISRESOURCE...THATINDIVIDUALWOULDHAVEAJOBINAHOSPITALANDYOUCANONLYGUESSTHEPOSSIBILITIES.THANKYOUFORCONSIDERINGMYPOSITIONANDTHATOFTHECIVILIANEMPLOYERSTHATIWORKFOR.̜ SINCERELY, %u ЛDOUGFOUNTAIN  #! DOUGFOUNTAINOWNER  "# М  X#$ Л   A) xdEh%A  "XX@*0 ( FrelighInvestigations#XX"!#Ԁp&p&Rp&(p&(p&   @*0 ( 0T(p&(p&1085EagleRd.Tp&Tp& @*0 ( 0T(p&(p&P.O.Box3227Tp&Tp& @*0 ( 0T(p&(p&Wrightwood,CA92397eTp&Tp& @*0 ( 0T(p&(p&FAX:8002304566<Tp&Tp& @*0 ( Ph.8003463255St.Lic.A7421 c(p&(p& May23,1997Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,DCDearDirectorMedine:IamalicensedprivateinvestigatorinCalifornia.Myclienteleareattorneyswhohiremetofindheirs,findnonpayingabsentparents,findnoncustodialparentswhohaveleftwithchildren,verifyjobapplicationsastoidentityofapplicantsandtoverifypastaddresses.Thisisalltoprotecttheirclientsandtoensurehonestrelationships.Itisimportanttonote % thattherearenopublicagenciesthatprovidethisservice.  OneofthekeytoolsistheuseofSocialSecuritynumberstoidentifyindividualsandtoverify,theirwhereabouts.WithoutthiskeytoolIwouldhavenorealwayofverifyingwhere RobertJohnsonisorwas.Isheindeed RobertJohnson?Ishethe RobertJohnsonthatwasaconvictedchildmolester?TherecentmurderinCaliforniaofafemalehighschoolseniorbyaschooljanitorthatwasaconvictedmurdercouldhavebeenpreventedhadmorediligenthiringpracticesbeendone.WithouttheSocialSecurityNumberaccess,eventhemostdiligentbackgroundcheckcouldhaveeasilymissedthemurderer'spast.Ofnote,theCaliforniaDepartmentofMotorVehicleswillnolongerprovideanaddressexcepttopoliceandinsurancecompanies.Thusthistoolhasbeenlost.AsDirectoroftheBureauofConsumerProtection,itisimperativethatthepublicbeprotectedbybeingabletoutilizethisdatatoprotectthemselves.Sincerely,DavidGFreligh #C& DavidG.Freligh̜DGF/ac  % ( Л@33$LVLXXLLVLLKraigGehrke#LVLLLz##XXVLL[# $ XXԈ  @*A) ` dE<N` A߈ O @#XX  $# $ XX    $InvestigativeServices# $   ##XX  $#Ԉ \ :XXKraigGehrke!!Cp&5761N.Orchard  QualifiedManager:p&Fresno,California93710 = A)dEhp AV"V"Dp&(209)4398381 @ GeorgeRogers@$#XX:q#May28,1997:XXԈ @p&FAX(209)4326082   Investigator z  #XX:#0  Mr.DavidMedine,Director  p&p& 0  BureauofConsumerProtection p&p& 0  FederalTradeCommission p&p& 0  Washington,D.C. p&p& 0  DearDirectorMedine, p&p& 0  IamalicensedprivateinvestigatorinCalifornia.Theabilitytogatherinformationfrompublicrecordsisvitaltolegitimateinvestigativepurposes.ItiscriticalthattheFederalTradeCommissionmaintaintheavailabilityofthisinformation.Licensedprivateinvestigatorsutilizesocialsecuritynumbersforconductingbackgroundchecksforemployment,tolocatemissingpersonsandheirs,andtolocatewitnesses,potentialaka'sand/or"deadbeat"parentsavoidingchildsupport.Theusesareendless. p&p& 0  Oneofthemorecommonusesofusingthesocialsecurityinformationisforbackgroundinformation.Nomatterwhatnamethepersonmightuse,theirsocialprovidesthenamesaswellaspreviousaddresshistory.Shouldtheperson(conveniently)leaveoutacertainareatheymayhaveresidedin(topossiblyprotectexposureofacriminalrecordtheypossessoutofacertainarea)itisprovidedandresearchintothatcountygenerallyrecommended. p&p& 0  Therehavebeennumerousoccasionsthathadnotbeenforthesocialsecuritynumberofaperson,wewouldnothavebeenabletolocatewitnessesthatarecrucialtothedefenseinvestigationofacriminalmatterandfutureeliminationofthisutilitywouldhinderfairandspeedytrials. p&p& 0  Respectfullysubmitted; p&p& 0  KraigGehrkei"$p&p& 0  KraigGehrke p&p& 0  KraigGehrkeInvestigativeServices p&p& @y y LocallyOwnedandOperatedSince1965 %!( A) xdEh&%A &!) &&XX0  #XX&& #:XXAMemberofCaliforniaAssociationofLicensedInvestigatorsCaliforniaStateLicenseNumberPI17612#XX: # &"*p&p& Л    1XXGilbertandAssociatesInvestigations#XX1 #   A) xdEh0%A C @ XX2310CanalStreet,Idaho83705Phone2083384330Fax:2083449743 m #XX #5/27/97Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,DCDearDirectorMedine:  IamalicensedprivateinvestigatorinIdaho.Theabilitytogatherinformationfrompublicrecordsisvitaltolegitimateinvestigativepurposes.ItiscriticalthattheFTCmaintaintheavailabilityofthisinformationtolicensedprivate   investigators.Weutilizesocialsecuritynumbersforlocatingwitnesses.IamlicensedintheStateofIdahoandamalsoaFederalNationalDefenderInvestigator.Mybusinessissolelyinthedefenseoftheaccused.  IwastheleadinvestigatorfortheDefenseteamonHarris/WeaverVs.USA.Whichisnowknowasthe RudyRidgeIncident.AsyouarefamiliarwiththeinvestigationandhearingsthathavegoneonintheCapitol.TheFBIandothergovernmentagenciesdonotlistwitnessaddressesorphonenumbersontheirreports.Thishampersthedefenseteamsoftheaccused.IusetheSocialSecurityheaderinformationandotheridentifierinformationtolocatewitnessesonaNationwidescale.TheFBIandothergovernmentagencieshavefullaccesstothisinformation.  IbelievethatLicensedPrivateInvestigatorsshouldnotberestrictedingettingthisinformation. a   MyNationalDefenderInvestigatornumberisW9514A.MyIdaholicensenumberis160.MyIdahoAgencyNumberis091.IamamemberoftheIdahoPrivateInvestigatorsAssociation,numberis04.0  Sincerely, p&p& 0  LeeS.Gilbertkp&p& 0  LeeS.Gilbert p&p& 0  GilbertandAssociatesInvestigations p&p& 0  2310CanalStreet p&p& 0  Boise,Idaho83705 p&p& 0  2083384330 !#p&p&    A) xdEh%A          GINTER&COMPANY3p&Workers'CompensationSubRosa,           INVESTIGATIONS1p&AOE/COE&PersonalInjuryDefense  МA) xdEhj%A k P.O.Box4051!!Bp&CaliforniaState x SanRafael,California949134051>p&LicenseNo.PI10917 O (415)4928149(415)4920706FAX̜         D  p      L  x   May28,1997Mr.DavidMedine,DirectorBUREAUOFCONSUMERPROTECTIONFEDERALTRADECOMMISSIONWashington,DCDearDirectorMedine:IamalicensedprivateinvestigatorinthestateofCalifornia.Theabilitytogatherinformationfrompublicrecordsisvitaltolegitimateinvestigativepurposes.ItiscriticalthattheFederalTradeCommissionmaintaintheavailabilityofthisinformation.LicensedprivateinvestigatorsutilizeSocialSecuritynumbersforconductingbackgroundchecksforemployment,tolocatemissingpersonsandheirs,tolocatewitnesses,andassistsintheinvestigationoffraudulentinsuranceclaims.ThroughtheuseofSocialSecurityinformation,wearealsoabletodetermineifmorethanonepersonmaybeutilizingaspecificnumber.Ifirmlybelievethatbyrestrictingaccesstosocialsecurityheaderinformationtolicensedentities,willgreatlyfavorcriminalandfraudulentactivitythroughouttheUnitedStates.Istronglyurgeyounottotakethisvaluableinvestigativetoolawayfromlegitimateuse.̜         D  p      L  x   Sincerely,̜         D  p      L  x   GINTER&COMPANY  INVESTIGATIONS  # ̜         D  p      L  x   򀀀KurtF.Ginter #V&          D  p      L  x   KurtF.Ginter,PrincipalInvestigator̜sg  % ) Л   :XXRENOOFFICE@INVESTIGATIVEOFFICESOFN"N"Gp&ELKOOFFICE  A)dEA@"#XX: !#GLADDING&MICHEL:XXԈp&p&Rp&A)dEhA߈ c 530CALIFORNIAAVENUE& & Ap&491FOURTHSTREET : RENO,NEVADA89509@p&ELKO,NEVADA89801 = TELEPHONE:(702)3233971<<9p&TELEPHONE:(702)7388743  FACSIMILE:(702)3233724@-- SANFRANCISCOOFFICE9p&FACSIMILE:(702)7388198 S @*A) ` dE< ` A߈  V @ 433AIRPORTBOULEVARDLASVEGASOFFICE@mm&SUITE206Ap&SACRAMENTOOFFICE   A)dEh A@BULRINGAME,CALIFORNIA94010p&p&Rp&A)4dE< 4A y   2700HORSESHOEDRIVE@TELEPHONE:(415)3438333=p&4441AUBURNBOULEVARD , |  LASVEGAS,NEVADA89120@FACSIMILE:(415)34389970  0p&p&00p&p&00p&0p&0p&p&SUITECD / p&p& TELEPHONE:(702)4337004@pp#LICENSE#153217p&SACRAMENTOCALIFORNIA95841    FACSIMILE:(702)4358054jj:p&TELEPHONE(916)4859452#XX:/"#:XXԈ E   #XX:+(#9p&:XXFACSIMILE:(916)4855089#XX:(#Ԉ  H  @$May28,1997Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,DCDearDirectorMedine,WearelicensedprivateinvestigatorsworkingthroughoutthewesternUnitedStates.Theabilitytogatherinformationfrompublicrecordsisvitaltolegitimateinvestigativepurposes.ItiscriticalthattheFederalTradeCommissionmaintaintheavailabilityofthisinformation.Licensedprivateinvestigatorsutilizesocialsecuritynumbersforconductingbackgroundchecksforemployment,tolocatebiologicalparentsofadoptedchildrenthusreunitingfamilies,tolocatemissingpersonsandheirs,andtolocatewitnesses.Justoneofnumerousexamplesisthataclienthadattemptedforyearstolocateherfather,throughSocialSecurityNumberinformationwewereabletolocatethefatherandreunitehimwithhisdaughter,whosubsequentlywroteabookonthewholeordeal.@*0 ( Yourstruly,"(p&(p& @*0 ( Gladding&Michelw#(p&(p& @*0 ( JoelMichel%!u%(p&(p& @*0 ( JoelMichel!L&(p&(p& @*0 ( Burlingame,CA "#'(p&(p&    1XXqS$;+'h|j `Ed3IRmq hIhIhp&hp&#XX1P.#>XXy'E51`|0/`0 E`#//# yGoldsmithInvestigations#XX>/#   hp&hp&hIhIA3) xdEh %A U :p&Telephone(909)7847837Pl17402>p&Pager(909)7154496 G Riverside,California925144245@* (  T          0   May22,1997 |  Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,D.C.DearDirectorMedine;IamaPrivateInvestigatorlicensedtopracticeintheStateofCaliforniatogatherinformationfrompublicrecordsforlegitimatepurposes.ItiscriticalthattheFTCmaintaintheavailabilityofthisinformationforourprofession.LicensedPrivateInvestigatorsutilizesocialsecuritynumbers(oftenobtainedthroughdatainformationbrokers)forconductingbackgroundchecksforemployment;tolocatemissingpersons;torecoverakidnappedchild;andnumerousinsurancefraudinvestigations.ThroughaninformationserviceIwasabletolocateandreturnakidnappedthreeyearoldchildtohermother.Onanotheroccasion,Iwasabletolocateamissingdaughterinlawinanotherstateregardingfamilyhealthissues.Withouttheseinformationservices,theabilitytoperformmyjobwillbedeeplyhamperedandmayneverhavethesuccessformyclients.Idoagreethatresponsiblehandlingofisimperative,buttopunishanentireindustryisunjust.@* ( Sincerely, { @* ( GoldsmithInvestigations  R  @* ( DanGoldsmith !'# @* ( DanGoldsmith "$ @* ( PrivateInvestigator  #% 3f   *Udd dd hp&hp&U,dd ,|dd +    m'9)%`|19 `_EM m  d   JOSEPHT.GRILLS,JR. d &&XXPRIVATEINVESTIGATOR/DRUGPOLICY   CONSULTANT@@ CALIFORNIALICENSENO.PI10276@@GG&SUITE177@@nn"13553POWAYROAD@@#POWAY,CA92064@@#(619)6799070#XX&&8# {   @@!&&XXFAX(619)7483644  c  @@88Emailjtgrills@Worldnet.att.net #XX&&P:#f3L7/%#C    /f@*f5;ӈ@$May27,1997Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,D.C.DearDirectorMedine,IamalicensedprivateinvestigatorworkinginthestateofCalifornia.Partofmypracticeisthelocatingofpeopleforserviceofprocess,findingmissingpersons,doingbackgroundpreemploymentchecks,andassistingpeopleinlocatingdeadbeatdads.Idependonhavingaccesstomanypublicrecordsincludingbutnotlimitedtosocialsecuritynumberlocatechecks.Iwasrecentlycontactedbyalawfirmattemptingtoserveadefendant.HehadmovedandwhentheservicewasattemptedtheyweretoldthathehadmovedtonorthernCalifornia.Asocialsecuritylocatecheckrevealedthatthesubjectmovedaboutfiveblocksaway.Withouttheabilitytolocatepeopleforcivilprocessservicethecivilcourtsystemwouldbreakdown.IamaretiredfederalagentandonanotheroccasionwhenrunningasocialsecuritycheckIdeterminedthattwopeoplewereusingthesamesocialsecuritynumber.IcontactedtheINSwiththeinformation.TheyinturndeterminedthataFrenchillegalalienwasusingthenumberofalegalUScitizen.Shehadpickedanumberoutoftheair.OnotheroccasionsIhavedeterminedthatasocialsecuritynumberwasneverissued.IpassedthisinformationontotheINS.  V# ЛHS/G73l| `  E,tt,E  p&p&hp&hp&vv<p&&&XXPostOfficeBox750159#XX&&A#Ԉ  ;p&&&XXPetaluma,CA949750159#XX&&B#Ԉ t "XXGROVESASSOCIATES6p&#XX"B#&&XX625SecondStreet,Suite101#XX&&B#Ԉ 8 l l @p&&&XXPetaluma,CA94952#XX&&yC#Ԉ 2 5p&&&XX707.762.9387&1.800.447.6837#XX&&C#Ԉ F b!b!Bp&&&XXfax707.762.0493#XX&&|D#Ԉ   ""Fp&&&XXLic.Pl15013#XX&&D#Ԉ ~  МApril19,1997 hp&hp&p&p&FederalTradeCommissionWashington,DCRe:  Privacy L  DearSirsAsaprivatecitizen,Iamasconcernedaboutmyprivacyasanyone.AsaLicensedPrivateInvestigator,Iamintheuniquepositionofbeingabletoseethewholepictureandhowessentialitistobothprotecttheprivacyoftheindividualandtohaveaccesstoinformationforthebettermentofsocietyasawhole.Ihavebeenintheinformationbusinessfor33yearsanditneverceasestoamazemehowasinglewellpublicizedincidentcanleadtooverkillinthelegislativeprocess,addyetadditionallayersofgovernmentandoccupythetimeandresourcesofpoliticianstosuchanextentthatvirtuallynothingelseofvalueevergetsaccomplished.TakeforexampleinCalifornia,whereonederangedcitizenwasabletotrackdownanactressandendherlifebecauseofanaddressheobtainedfromtheCaliforniaDepartmentofMotorVehicles.Thatonesingleincidenthasledtounnecessarylegislation,ridiculousrestrictionsupontheuseofDMVaddressinformation,anewlevelofbureaucratsinSacramento,newfeesimposeduponthosewhoneedtheinformationandrestrictionsagainst"privateinvestigators"becauseforsomereasonlegislatorsjustdidn'tknowthatwearetheoneswhoprovidethisinformationtoinsurancecompanies,financialinstitutionsandotherswithalegitimateneedtoknow.Idon'tseeushavingany"overkill"legislationtogetfelonydrunkdriversoffthehighwayorputtingchildmolestersinjailfortherestoftheirlivesofanyofdozensofotherexamples.OneactressgetskilledbecauseofaDMVaddressandweplacerestrictionsoninsurancecompaniesandothers"forever".TheDMVrestrictions,alongwithVotersRegistrationrestrictionsarejustthetipoftheiceberg.Iwouldjustbetthatthevastmajorityofourcitizens,iftheyknewthewholestory,wouldnotobjecttomyusingDMVrecords,VotersRegistrationrecords,CreditHeaders,etc.iftheyonlyknewthemanyworthwhilereasonsforkeepingthoserecordsopenandavailable.Withoutsocialsecuritynumbers,howcanyoutelloneJohnSmithfromanother?Withoutadateofbirth,howcanyoutellJohnJr.fromJohnSr.?.  & ") HItabsolutelyastoundsmethatinastatewhereautomobileliabilityinsuranceisrequiredbylaw,ahugepercentageofthepopulationcontinuestodrivewithoutinsuranceyettheprivacyadvocateswouldplacesomanyrestrictionsuponthevictimthathecannotevenidentifytheadversedriverinanaccident.Thus,whenheishitbyahitandrundriverandcopiesdownthelicensenumberoftheoffendingdriver,theinformationisuselessbecausetheDMVwon'ttellhimwhereMr.JohnSmithlives.IknowitwouldamazeyouhowmanytimesperdaythishappensjustinCalifornia.MyagencyconductsseveralhundredofsuchinvestigationseverymonthandIcantellyouthatunlesswehaveanadversedriverwhosenameissouncommonthattherecouldbenootherpersoninthecountrywithsuchaname,wegenerallywon'tbeabletolocatethatadversedriverwithoutinformationfromthePostOffice,theDMV,variouspublicrecordsthatcontainaddressinformationandCreditHeaderreports.Whointheirrightmindcouldpossiblyobjecttoaninsurancecompanybeingabletotrackdownahitandrundriverandeitherbringhimtojusticeorcollectdamagesfromhim.Withouttheirability(throughprivateinvestigators)toidentifyandlocatesuchpeople,insurancerateswouldgothroughtheceiling.Iftheinformationobtainedthroughsuchaninvestigationisheldconfidential(anditis)betweentheinsurancecompanyandtheprivateinvestigator,whatdifferencecoulditpossiblymakethattheadversepartywaslocatedandhisassetsidentifiedbysimplylookingatrecordswheretheinformationisreadilyavailable.Theinformationisdestroyedafteraperiodoftime;itisnotplacedontheInternetorpublishedinthenewspaper.What'stheproblem?Weareconstantlybeingaskedbycustodialparentstotrackdown"deadbeat"parents.Theonlytoolwecanuseinmostcasesisthesocialsecuritynumber.Asidefromthedeadbeatparent,whoonearthwouldobjecttotheuseofacreditheadertolocatethemissingparent.OurtaxmoneyisbeingusedtopaythoseAFDCbenefitsthatthedeadbeatparentavoids.Wehaveuniteddozensoffriendsandlonglostfamilymembersbysearchingrecordsourcesthatcontainidentityinformationsuchasdatesofbirthandsocialsecuritynumbers.Nooneeverobjectstohowwemayhaveaccomplishedthetaskwhenwearesuccessful.Theyarejusthappytobereunited.Thepoliticiansplayonourfearsabout"bigbrother"andtheinternetbeingusedtoidentifyallyourpersonalhabitssotheycanmarketyoubetter,orthatthegovernmentwillsomehowcontrolthepopulacebetterbyknowing"everything"aboutus.Itonlytakesacoupleofcoupleofwellpublicizedhorrorstoriesinthenewspapertoprovideapoliticianwithenoughammunitiontogetreelectedbydefendingourrightstoprivacy.Ihaveexplainedthe"othersideofthestory"tocountlesspeopleovertheyearsandbelieveitornot,theyusuallyendupagreeingwithmeaftertheyhearthemanygoodreasonstokeeprecordsopen.IcouldwriteabookonthedozensofreasonsthattheserecordsneedtobekeptopenwithalloftheidentityinformationleftintactbutIknowitisnotpoliticallycorrecttospeakofsuchmatters.Ijustwishgovernmentbureaucrats(ouremployees)andourelectedofficialswouldtakethetimetoseebothsidesofthepictureandmaybeevendosomethingpoliticallyincorrectandnotdestroyanyhopeofcreditorsofbeingabletocollecttheirdebts,anyhopeoffamiliesbeingabletoreunite,deadbeatparentsbeingheldaccountable,criminalsbeingcaughtandprosecuted,crimes  ["% offraudbeingsolvedorperhapseven,godforbid.savethelivelihoodoftensofthousandsofpeopleinthiscountrywhoprovideextremelyvaluableservices.Services,Imightadd,thatnoonereallyobjectstoexceptforcriminalsandpeoplehidingfromtheirresponsibilitiesascitizens.MyselfandthousandsofotherslikemearehardatworkprovidingESSENTIALinformationandforonce,wewouldappreciateitifyoudon'tdecideourfuturewithoutconsideringtheconsequences.Thankyouforyourvaluabletime.Verytrulyyours,ROBERTW.GROVESGROVESASSOCIATESP.O.BOX750159PETALUMA,CA9497501597077629387  G H   @SS)GS@SERVICESA) xdEh%A  @XX48500LAKECANYONDRIVEAGUANGA,CA925369097630151FAX9097630397LICENSEPl19062  #XXF`#May23,1997Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,DCDearDirectorMedine:IamalicensedprivateinvestigatorinthestateofCalifornia.Myabilitytoobtaininformationfrompublicrecordsisvitalforlegitimateinvestigationpurposes.ItiscriticalthattheFederalTradeCommissionmaintaintheavailabilityofthisinformationforlegalandlegitimateaccess.Licensedprivateinvestigatorsusethesocialsecurityinformationtoconductbackgroundchecksforemployment,tolocatecrimevictimsandwitnesses,tolocatemissingpersons,whetherheirs,relatives,exmilitarycontacts,etc.Inmyexperienceasalicensedprivateinvestigator,Ihavefounditpersonallyrewardingtoreceivethankyoulettersfromindividualsthathavelocated"longlost"heirs,childhoodandmilitaryfriendsandrelatives.Havingalawenforcementbackground,Iunderstandtheimportanceandnecessityofbackgroundchecksrelativetoemployment.Pleasedowhatyoucantomaintaintheaccessibilityofsocialsecurityinformationtotheveryprofessionallicensedinvestigatorcommunity.Sincerely,GSSERVICESS.Fermano 2"& StephenF.Fermano̜President  # (    @c c $WXX GYInvestigations&LegalServices #XX$W,f#Ԉ H @dd!:XXLicense#PI15959 f @}}"GregoryJ.Yancey#XX:f#@ :XX1172SouthMainStreetBox355Salinas,California93901  @ Tel:(408)4226671Fax:(408)4224970#XX:lg#""Fp&May29,1997Mr.DavidMedineBureauofConsumerProtectionFederalTradeCommissionWashington,D.C.DearMr.Medine:  IamalicensedPrivateInvestigatorinCalifornia.Theabilitytogatherinformationfrompublicrecordsisvitaltolegitimateinvestigativepurposes.ItiscriticalthattheFederalTradeCommissionmaintaintheavailabilityofthisinformation.LicensedPrivateInvestigatorsutilizesocialsecuritynumbersforconductingbackgroundchecksforemployment,tolocatemissingpersonsandheirs,locatewitnessesandindividualsinconnectionwithcriminalacts,civilactionsandfraud.  Ourparticularfirmdealsprimarilywiththelater,pertainingtolegalissueswhereitisimperativetolocateindividuals.Wehavelocatedindividualsforserviceofrestrainingordersindomesticviolencecasesthroughtheuseofsocialsecuritynumbers.Wehavelocatedcriminalswithcurrentwarrantsissuedfortheirarrestthroughtheuseoftheirsocialsecuritynumber.Wesavetaxpayersandprivatecompanieshundredsofthousandsofdollarsannuallybylocatingandobtainingevidencetoprosecuteinsurancefraud.Withouttheuseofthesocialsecuritynumbertolocatetheseindividuals,ourjobwouldbeextremelydifficultifnotimpossibleincertainsituations.  IurgevoutoconsidermaintainingtheavailabilityofthisinformationforitsfairuseandtheprotectionandwelfareofmanypeoplethroughouttheUnitedStates.@*0 ( Sincerely,Z"%(p&(p& @*0 ( GregoryJ.Yancey$ '(p&(p& @*0 ( GregoryJ.Yancey$!((p&(p& @*0 ( PrivateInvestigator%n")(p&(p& @*0 ( PI#15959&E#*(p&(p& GJY:jf  d'$+ KITTYHAILEY311KINGSCROFTCHERRYHILL,NEWJERSEY08034(609)4829600FAX(609)4827477April16,1977FEDERALTRADECOMMISSIONWASHINGTON,DC@RE:USCONGRESSHB1287LadiesandGentleman:IamopposedtotheproposedregulationthatwouldprohibitthedisclosureofSocialSecurityaccountnumbersorrelatedpersonallyidentifiableinformationwithoutconsent.AsalicensedprivateinvestigatorIregularlyuseinformationofthisnaturetoassistthepublicandhelpprovideasafeenvironmentforthecitizensofourcountry.Ourindustryisgreatlymisunderstoodbecauseofmassmediaexaggerations.Weneedthisinformationtohelpinthefollowingways:  1.  Locatedeadbeatparents,identifystalkers,childabusersandviolentspousesBEFORElawenforcementmust  respondtoacrime.  2.  Uncoverinsurancefraud,bankfraud,realestatefraudandcrimeswhichaffectusall. z   3.  Performbackgroundinvestigationsintocaregiversforouryouthandelderlyanduponpersonsinindustryand Q businesswhomwewishtohire.Wewanttokeepourhomesandworkplacessafe.  4.  Defendingtheaccusedincriminalmattersbylocatingandidentifyingwitnesses. G Therearehundredsofwaysinwhichourindustryhelpsthepublic.PleaseDONTSHUTUSDOWN.Donttakethetoolsawayfromusthathelpthecitizensofourcountryeveryday.Calluponus,talktous,speakwithusandunderstandwhoweare.StopbuyingthemassmediastereotypeandLISTENtoexpertsinourfield.Weareavitaltooltothepublic,businessandindustry,thelegalcommunityandyou,thelegislator.Sincerely,̜KittyHailey  e# KittyHailey,CLI,CFE  !<$    @k k HARRISPRIVATEINVESTIGATIONSMay27,1997Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommission̜Washington,DCDearDirectorMedine:IamalicensedprivateinvestigatorinthestateofCalifornia.Theabilitytogatherinformationfromthepublicrecordsisvitaltolegitimateinvestigativepurposes.ItiscriticalthattheFederalTradeCommissionmaintaintheavailabilityofthisinformation.Licensedprivateinvestigatorsutilizesocialsecuritynumbersforconductingbackgroundchecksforemploymenttolocatemissingpersonsandheirsandtolocatewitnesses.Asaninvestigatorforthelast10yearsIhavehelpmanypeopleinlocatingwitnessesthathelpedthemwintheircriminalandcivilcasesinacourtoflaw.Peoplemovealot.BythetimeIreceivedcasesforlawfirmsorindividuals1yearormorehasgoneby.ByusingsocialϜsecuritynumbersearchesallowsmetolocatecurrentandvalidaddressesofthesewitnesses.Oncecontacted,thewitnessesareusuallyeagertohelp.̜Sincerely,̜RobertHarris z2 RobertHarris̜HARRISPRIVATEINVESTIGATIONS̛̜@t t FoundedandDirectedbyFormerLawEnforcementOfficers  e'$+ ЛH    $WXXJimHarrisInvestigations#XX$W|#   1XXCargoSecurityConsultants#XX1}# &f :XXStateLic.PI17082#XX:}# i A3) xdEh %A 3 |  @@\ \ 4141BallRoad,Suite271CypressCA90630Voice:7147613701or8003919001Fax:7147611937  May23,1997DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashingtonDCDearDirectorMedine:IamalicensedprivateinvestigatorinCalifornia.Theabilitytogatherinformationfrompublicrecordsisvitaltolegitimateinvestigativepurposes.Licensedprivateinvestigatorsusesocialsecuritynumbersforconductingbackgroundchecksforemployment,tolocatemissingpersonsandheirs,andtolocatewitnessesinbothcriminalandcivilactions.ItiscriticalthattheFederalTradeCommissionmaintainstheavailabilityofthispublicrecordinformation.Iconductpreemploymentbackgroundchecksforanumberoftruckingcompanies,shippersandretailstores.Itiscriticalthatwecontinuebeabletogetanimmediateresponsetoaninquirywhencheckingonadriverwhowillbetransportingmillionsofdollarsofproductorawarehouseworkerthatwillbeloadingandunloadingtheproduct.CargoTheftisa$10billionayearproblemintheUnitedStates.Itisatanalltimehighandweneedtomaintaineverylegitimateinvestigativeavenuetohelpweedoutthedishonesttruckdriverandothertransportationindustryemployee.IrespectfullyrequestthattheFederalTradeCommission,atitsJune10,1997hearing,continuetoallowthelegitimatelicensedprivateinvestigatoraccesstothepublicrecordinformation.Sincerely,JimHarris "W$ JimHarris ".% @  PREVENTIONEDUCATIONINVESTIGATION  J&")    R.RXX @ #XX.RR# $ XXBRUCEA.HASKETT #XX  $x#$WXX&#XX$W΅# $ XX ASSOCIATES#XX  $#   @ INVESTIGATIONSXXReplyto:#XXӆ# = &&XX    LongBeach,CA      May27,1997Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,DCDearDirectorMedine:IamaprivateinvestigatorlicensedinbothCaliforniaandArizona.Theabilitytogatherinformationfrompublicrecordsisvitaltolegitimateinvestigativepurposes.ItiscriticalthattheFederalTradeCommissionmaintaintheavailabilityofsuchpublicrecords,includingSocialSecuritynumbers,sothatprivateinvestigatorslikemyselfmayutilizethemforconductingbackgroundchecksforemployment,tolocatemissingpersonsandheirs,andtolocatewitnesses.Theseareonlyafewamongstmanylegitimatepurposes.Recently,forexample,Iwasengagedbyauniversityprofessorandhiswife,whosemotherrequired24hourhomenursingcare.Theyexplainedthatoneofthethreechargenursesintheiremployhadmetamanwhoveryquicklyromancedheruponlearningthatthemotherwasverywealthyandwaslargelyconfinedtoherbed.TheprofessorandhiswifewereconcernedwiththisdevelopingrelationshipandaskedthatIlookintotheman'sbackground.Theonlyinformationtheyhadwastheman'snameandaddress.Utilizingseveralavailabledatabases,oneofwhichcrossreferencedaSocialSecuritynumber,Ideterminedthatthisindividualoccasionallyusedanothernamewhich,itturnedout,washistruename.Isubsequentlydevelopedinformation,includingcriminalrecordsdatingto1967,whichreflectedthatthismanhadseveralarrestsinhistruenameandthatinthoserecordshisSocialSecuritynumberwasreferenced.Thearrestsincludedbadchecks,givingfalsestatementstoofficers,scams,andviolationsofprobation.IhavenodoubtsthathadthetrueidentityofthisindividualnotbeenconfirmedthroughhisSocialSecuritynumber,andthattherelationshipbetweenthenurseandmannotbeenbrokenoff,thensomefinancialtragedy,orsomethingfarworse,wouldhavebefallenthemotherand/orthenurse.IurgeyounottorestrictthelegitimateuseofSocialSecurityinformationandotherpersonalidentifiers.     D  p  !          D  p      L Verytrulyyours,         D  p      L BruceA.Haskett#XX&&3#&&XX "$          D  p      L BruceA.Haskett         D  p      L CertifiedLegalInvestigator#XX&&y# j!& &&XXSF@3145GearyBl.,Suite233,SanFrancisco,CA94118TEL415/4342926FAX415/7500260%%Pp&SF "2( LB@$$2750BellflowerBl.,Suite100,LongBeach,CA90815TEL562/4253604FAX562/4253562%%Pp&LB #) @2929N.CentralAve.,Ste.1500,Phoenix,AZ85012TEL602/2634790FAX602/2668699%%Qp& z$ * @ #XX&&#!XXCaliforniaLicensePI6226ArizonaLicense#9612011#XX!/#Ԉ &B",   &"- Л   May23,1997Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashingtonD.C.DearMr.Medine,IamalicensedprivateinvestigatorinthestateofCalifornia.Theabilitytogatherinformationfrompublicrecordsisvitaltolegitimateinvestigativepurposes.ItiscriticalthattheFederalTradeCommissionmaintaintheavailabilityofthisinformation.Iusesocialsecuritynumbersforbackgroundinvestigationsthatweconductforcommercialclients,tolocatemissingpersons,andtolocatewitnesses.ThisweekIwashiredtolocateamissingadultdaughterwhohadnotbeenseeninover2years.Theparentsadvisedmethattheirdaughterwasaknowndruguserandhadbeenstrugglingwithdrugsforthelast4years.Itwasrumoredthatshewasconsideringsuicide.WithonesimpleandquicksocialsecuritysearchIlocatedaLosAngelesaddressthatturnedouttobeahalfwayhousewherethedaughterwasseekinghelp.Ahappyendingtosaytheleast.RobertC.Heard  RobertC.HeardPrivateInvestigator167N.3rdAveSteHUpland,CA.91786(909)9315733̜   Л   @ HITCHCOCKINVESTIGATIVESERVICES@JJ#MickiHitchcock@R R 31927RockhillLane,Auberry,CA93602@W W (209)8553345(Hm)(209)85532136(Fax)(209)2633440(Pgr.)May23,1997̜Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommission̜Washington,CADearDirectorMedine,̜IamalicenseinvestigatorinCalifornia.Theabilitytogatherinformationfrompublicrecordsisveryvitaltolegitimateinvestigativepurposes.ItiscriticalthattheFederalTradeCommissionmaintaintheavailabilityofthisinformation.Licensedprivateinvestigatorsutilizedsocialsecuritynumbersforconductingbackgroundchecksforemployment,tolocatemissingpersonsandheirsandtolocatewitnesses.Irecentlyhadacasewheretherewasaverylargeinheritanceatstakeandalongloststepbrother,whothefamilythoughtwasdeceasedreappeared.ThroughmyeffortsandtheuseofsocialsecuritynumbersIwasabletodeterminethatthepersonwaslegitimate.Thefamilywasveryresolvedandhappythattheyhadfoundalonglostrelativeandthathewasabletoreceivehisshareoftheinheritance.Iwouldhaveneverbeenabletolocateanddeterminehisauthenticitywithouttheuseofthesocialsecuritynumber.Thatisouroneidentitythatmakesusuniqueandtraceable.IrealizethattherearepeopleouttherethatabusetheuseofsocialsecuritynumbersbutIhave,insomeinstancesbeenabletostopsomeofthosecriminals.Fewcriminalsmakeitsodifficultfortherestofuswhohandletheinformationwithgreatrespectandresponsibility.Pleasedonotrestrictaccesstothisinformation.Iamahardworkinghonestinvestigatorthatprovidesmyclientswithagoodserviceandthiswouldgreatlycripplemeinmyinvestigateefforts.Thankyouforyourtimeandconsideration,̜MickiHitchcock N " MickiHitchcockPI13356 %!e# PrivateInvestigator/Owner/PresidentHitchcockInvestigativeServices  "%    _______________ p _______________________________________  _______________   ̛@:XX842EastParkAvenueTallahassee,Florida.32301(904)5613990FAX{904)5613995#XX:#Ԉ n April17,1997FederalTradeCommissionWashington,D.C. RE:  HR1287    TOWhomItMayConcern:IamaprivateinvestigatorlicensedbythestateofFlorida,aswellasacertifiedfraudexaminer,andhavebeenengagedintheinvestigativeindustryfor19years.Iworkprimarilyforattorneysandinsurancecompaniesandspecializeinobtainingbackgroundinformationthroughtheuseofpublicrecordsandprivatelyownedinformationdatabases.InformationIobtainisusedbymyclientstocombatinsurancefraudandtolocatemissingpersonsandcrucialwitnesses.UponbeingmadeawareofHR1287Ifeltcompelledtowriteconcerningthebenefitstothepublicfromaccesstosourcesofinformationsuchasthe"creditheader,"whichislimiteddatathatcanbefoundbyusingaSocialSecuritynumber.Itconsistsofnamesandaddressesused,andnotactualcreditorfinancialinformation.InmybusinessIusethistooldaily.RecentlyIwasaskedtolocatetwopeoplewhowerewitnessestoamurderthathadoccurredinafastfoodrestaurant.Startingwithonlytheirnames,Iwasabletoidentifythemthroughpublicrecordsbutcouldnotlocateacurrentaddress.UsingtheirSocialSecuritynumbers,Iaccessedcreditheaderfilesandwasabletolocatebothwitnessessotheycouldtestify.Inanothercase,apoliceofficerwassuspectedofcausinghiswife'sdeath.Insworntestimonyhedeniedeverhavingbeenmarriedbefore,butduringthecourseofresearchingcreditheaderswewereabletouncovertheexistenceofapreviouswife'snameinanotherstateandtodeterminehispreviousaddressesinthatstate.oncewehadthatinformationwewereabletoidentifyandlocatetheexwife,againusingcreditheadersandotherrecords.Byherveryexistenceshedamagedhiscredibility,sinceheliedaboutbeingmarriedtoher,andsheprovideddamninginformationabouthisviolenthistorywithher.Finally,IwasaskedtoinvestigatepersonssuspectedofbeinginvolvedinamultimilliondollarfraudinCalifornia.CreditheadersrevealedtheyhadpreviouslyresidedinNewYorkandColorado,informationwedidn'tknowandwouldnothavefound@&:XXA8500468#XX:#Ԉ   &K") Page2throughothersources.Onceweknewwheretolook,wewereabletodeterminedocumentedinstanceswheretheyhadperpetratedfraudinthosejurisdictions.Licensed,reputableinvestigatorsneedcontinuedaccesstothisextremelyusefultool.Denyingusaccesswouldcripplebothcivilandcriminalinvestigationsandhinderthefightagainstfraud,bothlargescaleandsmall,inthebusinesssector.Yourstruly,BurtP.HodgeBurtP.Hodge,CFE   ̜BPH/alm  0p  Л   qS/;+'h|! `E,S!2tt9J, q p&p&hp&hp&&&XX #XX&&#"XXqS$;+'h|  `E ddO8#  q ##p&p&D.Hoffman&Associates,Inc.#XX"V#&&XX    A INVESTIGATIVECONSULTANTSff#XX&&A#!XX1155ShermanStreet 0 Denver,CO802032249(303)863960018009629660Telecopier(303)8637616#XX!#&&XX ( h  h#h###      #XX&&#!XXMailingAddress :POBox18044,Denver,CO802180044#XX!;#&&XX z    hp&hp&h#h#May2,1997FederalTradeCommissionc/oNCISSP.O.Box755DesMoines,IA50303̀ RE:    TOTHECOMMITTEEINQUIRINGABOUTPRIVACYISSUES  (h  ToWhomitMayConcern:MynameisDanaHoffman.IamPresidentandChiefExecutiveOfficerorD.Hoffman&Associates,Inc.inDenver,Colorado.Thiscorporationperformsfraudinvestigationsfortheinsuranceindustry,aswellasfinancialandinternationalinvestigations.IamaCertifiedFinancialInvestigatorandaCertifiedInternationalInvestigatorwithover25yearsofexperience.D.  Hoffman&Associates,Inc.istypicallycontactedbyinsurancecompaniesortheircounsel,whosuspectorhaveuncoveredfraud H withreferencetoinsuranceclaimsbothinlitigationoratthehearinglevel.Myeducation,training,and25yearsofexperiencequalifymetoexpressanopinionontheclosureofpublicrecords.Ifcalledtotestify,Iwouldhavepersonalknowledgeofthefollowingexampleswherepublicrecordsareabsolutelyrequiredinthebestinterestsoftheinsurancecompanyandthedeterrentoffraud:@   ACCESSTOSOCIALSECURITYHEADERINFORMATION  " AccesstoSocialSecurityheaderinformation,whichlistscurrentandpreviousaddresses,isabsolutelyessentialintrackingandpreventingafraudulentclaim.Inmanycases,personswhofileaninsuranceclaimhaveusedtheirsamenameoranaliasinaclaim(s)indifferentstatesordifferentjurisdictions.WithouttheabilitytofindpreviousaddressesthroughSocialSecurityheaderinformation,insurancefraudwouldaboundatanoutstandingrate.#XX&&#!XX         D GRAPHIC Member:SocietyofMotionPictureandTelevisionEngineers ! ) GRAPHICMember:NationalAssociationofCertifiedInvestigators    GRAPHICMember:CaliforniaAssociationofLicensedInvestigators "&+ GRAPHICMember:AsianProfessionalSecurityAssociation x     GRAPHICMember:CouncilofInternationalInvestigators $B -     HongKongChapter  Member:ProfessionalPrivateInvestigatorsAssociationofColorado  Member:NationalCouncilofInvestigation&SecurityServices  %!0 #XX!ɺ#FederalTradeCommission  c/oNCISSPage2Dependinguponwhichstatisticsonelooksat,insurancefraudisclosetoa$40millionperyear"industry,"thecostofwhichisabsorbedbytheAmericantaxpayer.Forthisreasonalone.itisclearthataccesstothisinformationforlegitimatebusinesspurposescanoutweighanyprivacyissue.Justasthisentirecountryisintheinfancyoftheinformationage,evenmoreadvancedarethosewhocommitfraud.Ifrequentlyattendseminarsonfinancialfraud,whichengagespeakersfromtheSecuritiesandExchangeCommission,DepartmentofJustice,andU.S.Attorney'sOfficeonthetopicsofwirefraud,bankfraud,andhidingofassetsinoffshorecorporationsorentities.Onecaneasilyunderstandthedifficultytheseagenciesencounterintrackingandconvictingfelons,whoengageinthesetypesofactivities,letalonethatoftheprivatesectorintryingtouncoverandverifyfraudulentactivitieswithoutaccesstoSocialSecurityheaderinformation,withequallyascunningfraudartists. @FINANCIALINVESTIGATIONS/ Y  @COLLECTIONOFJUDGMENTS Theabilitytoaccessresellersandcorporaterecords,transferthemontoCDRom,andbeabletoreindexbythenameofanindividual,address,lot,orparcelnumberisinvaluableintryingtocollectjudgments.Individuals,whoareexperiencedinhidingassets,arenotpersonsofmeagermeans.Thesearepeoplehidinghundredsofthousandsormillionsofdollarsortransferringtheselargesumsillegallyintooffshoreentitiesorcorporations,whichtheymayownorhavesetupforpurposesofhidingtheassetsandthetradenamesofthosecorporations.@' SUMMARY   Insummary,thecurrentlawsregardingaperson'screditarewellprotectedandhaveadequateremediesoflaw.Tocloseotheraccessestoinformationthathasbeenpublicinthepastwouldquadrupletheopportunityforfraudinthiscountryatanalarmingrate.Investigatorsarethefrontlinedefenseforlawfirms,insurancecompanies,andthosewhohavebeenthevictimsofscamartists.Theonlywaytocounteractthisisbyhavingtheseinformationaldatabasesavailabletoinvestigators.    FederalTradeCommissionc/oNCISSPage3Inthatlight,Irespectfullyrequestreconsiderationofthecurrentagendatoclosecertainpublicrecords,butrathertoleavethemopen,andwouldbewillingtotestifyassuch.Respectfullysubmitted,D.HOFFMAN&ASSOCIATES,INC.̜  DanaD.HoffmanDanaD.Hoffman,C.F.I.President̜DDH/skj  Y  Л   @AA HORNEINVESTIGATIONS̜A) xdEh%A  Л@"LicensePI115,553930MarketStreet,Suite1204p&701S.FirstAvenue,Suite240 { Riverside,California92501FF9p&Arcadia,California91006 R (909)8203076!!Dp&(818)4462006 )i May27,1997MrDavidMedina,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,D.C.    RE:  PrivacyIssueofsocialsecurityaccessinformation f  DearMr.Medina:IamaprivateinvestigatorlicensedtopracticeintheStateofCaliforniatogatherinformationforlegitimatepurposes.ItiscriticalthattheFTCmaintaintheavailabilityoftheaboveinformation.Licensedprivateinvestigatorsutilizesocialsecurityinformationforanumberandveryusefulpurposessuchasbackgroundchecksforemployment,locatingofmissingpersons,nonlawabidingcitizens,deadbeatmomsordads.AfterallI'msureyou'llagreethatCaliforniacertainlyneedslessofthose.Duringmytwelveyearsasalicensedprivateinvestigatortheaccesstothisinformationhasproventobeveryusefulandsomewhatofanecessity,afterall,whatcanyoudotopunishacriminaliffirstofalldon'tknowthattheyareoneandsecondwheretheymightbehiding.Onamorepositiveside,justrecentlythroughtheuseofthisinformationwewereabletolocateafriendforaclientthathadlostcontactaftermanyyearsandeachhavinggonetheirownway.Itwasquiteanupliftingeventsincethemajorityofourlocatesareconnectedtopersonswhodon'twanttobefound.Astheyearspassmoreandmoretoolsofourtradeourbeingtakenawaymakingourjobsmoredifficultandthatofthedishonestpersonseasier.Pleaseallowustocontinueprovidingthemostefficientandcosteffectivemeansforourclients.Whoknowssomedaythatpersoncouldbeyou....Sincerely,HORNEINVESTIGATIONS̜MarkE.Horne $ ( МMarkE.Horne̜Owner  <&|"* ЛXtmXXX ΍mXXtHowardStreet#XtmX^#      &\&mXXt#&&&&\9#May27,1997  Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashingtonDCDearDirectorMedine,IamalicensedprivateinvestigatorinCalifornia.Theabilitytogatherinformationfrompublicrecordsisvitaltolegitimateinvestigativepurposes.ItiscriticalthattheFederalTradeCommissionmaintaintheavailabilityofthisinformation.Licensedprivateinvestigativefirmsutilizesocialsecuritynumbersforconductingbackgroundchecksforemployment,tolocatemissingpersonsandheirs,tolocatewitnesses,andmanyotherreasonableandnecessarypurposes.Forexample,atthistimeIamworkingforaninternationalcorporationperformingartenvironmentalinvestigation.Theyhaveaskedmetolocateallemployees(around1,000people)whoworkedatacertainplantbetween1961and1985inorderthattheybeabletodisseminatenecessaryinformationtotheseindividuals,aswellasaskfortheircooperationintheinvestigation.Ihavebeenusingsocialsecuritynumbersfrompayrollrecordstotrackpeopledown(orinsomecases,determinetheyaredeceased).Ifsocialsecurityheaderinformationwerenotavailable,itisunlikelythatthecorporationwouldspendthehugeamountofmoneynecessarytolocatetheirformeremployees.Recently,Iusedsocialsecurityheaderinformationtohelpreuniteanadopteewithherbirthmother.Bothwomenwerethrilled,andtheymetforthefirsttimeoverMother'sDayweekend.TheseareonlyatwoofmanyexamplesIcouldsharewithyou.Itrulybelieveitwouldbecontrarytothepublicinterest,andtheinterestsofjustice,torestrictcreditheaderinformationinawaythatwouldpreventtheabovetwoscenarios(andallotherslikethem)fromhappening.Thankyouforyourconsideration.Verytrulyyours,BrendaBentley n# ' BRENDABENTLEYOwner/Investigator#XX&&#:XX@1603HowardStreetSanFrancisco.CA94103Tel:415/8615770Fax:415/8615703LicensePI16382#XX:#Ԉ  (%.    A) txdFEht%A  @  $ XXHOY&ASSOCIATESInsuranceInvestigations#XX  $3#Ԉ 7g A) xdEhU%A V T!T!>p&XXLicenseNo.PI17875#XX%# l May23,1997Dr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,D.C.DearDirectorMedine:IamaprivateinvestigatorlicensedtopracticeintheStateofCaliforniatogatherinformationfrompublicrecordsforlegitimatepurposes.ItiscriticalthattheFTCmaintaintheavailabilityofthisinformation.Licensedprivateinvestigatorsutilizesocialsecuritynumbers(oftenobtainedthroughdatainformationbrokers)forconductingbackgroundchecksfroemployment:tolocatemissingpersons:tolocateheirs:tolocatedeadbeats.Ipersonallyusethisresourcetohelpinthehandlingofworkers'compensationfraudcases.Ithasprovidedawaytohelpidentifyindividualsandfocusourinvestigations.Ithashelpedwithseveralcasesthisyearalready.Pleasegivethiscarefulconsideration.Thankyou.         D  p      L  x   Respectfully,         D  p      L  x   HOY&ASSOCIATES         D  p      L  x   RussellD.Hoy           D  p      L  x   RussellD.HoyRDH/ljhA) xdEh%%A %"+  XX7052E.BidwellStreet,#268 =p&Folsom,CA956303341 %#, Office:(916)9839800@hh!Fax:(916)9831057<p&EMail:RDHINV@aol.com#XX2#   &#- Лf   @ HUGHESINVESTIGATIONAGENCY@M M 3855EASTLAPALMAAVENUE,SUITE130@ssANAHEIM,CALIFORNIA92807@&PI18638@||#(213)6286667@!FAX(714)6306996May28,1997Mr.DavidMedine,DirectorBUREAUOFCONSUMERPROTECTION FEDERALTRADECOMMISSION  0 `  Washington,DCDearDirectorMedine,IamalicensedprivateinvestigatorinCalifornia.Theabilitytogatherinformationfrompublicrecordsisvitaltolegitimateinvestigativepurposes.ItiscriticalthattheFederalTradeCommissionmaintaintheavailabilityofthisinformation.Licensedprivateinvestigatorsutilizesocialsecuritynumbersforconductingbackgroundchecksforemployment,tolocatemissingpersonsandheirs,andtolocatewitnesses.WecurrentlyworkwithapproximatelytwentytwoCityAttorneyofficeslocatedthroughoutSouthernCalifornia.Inmostinstances,thecitiesaredefendingthemselvesagainstfrivolouslawsuitsfiledbyoverzealouscitizenslookingforthe motherload."Akeyparttoeachcaseistheabilitytolocateandinterviewwitnessestotheactualallegedevents.Unfortunately,bythetimethecasehasreacheddiscoverymanyoftheseessentialwitnesseshavemoved,orcannototherwisebelocated.Ifthisisthecase,thesocialsecuritynumbercanbeanessential"tool"usedtolocatethesewitnesses,especiallyinlightofthefacttheUnitedStatesPostofficenolongerprovidesanyforwardingaddressinformation.Pleaseconsidertheadditionalcostsanddelaysthatwillbeputonouralreadystrainedlegalsystemshouldthisinformationberestricted.Inthealternative,restrictionsareimposed,webelievethereshouldbeaccesstothoseentitieswithqualifyinglicenses.Ifwecanbeofanyadditionalassistancewiththis,oranyothermatter,wewouldbepleasedtorespond.Respectfullysubmitted,̜CraigA.Bassham $!$ МCraigA.Bassham,ownerHughesInvestigationAgency̛̜@((%Page1of1  @)p&) ЛT   :p&StatelicenseNoPI78020  $XX0p&p&HUNTER #XX$1#BJBXXp&p& 0  #XXBBJ#XX  38459WaverlyRoadPalmDesert,California9221112552p&p& 0  0p&p&6193451335Fax6193455878#XX#BJBXXp&p& 0  0p&p&May24,1997 p&p& 0  0p&p&DavidMedine,Director p&p& 0  0p&p&BureauofConsumerProtection p&p& 0  0p&p&FederalTradeCommission p&p& 0  0p&p&Washington,D.C. p&p& 0  0p&p&DearMr.Medine: p&p& 0  0p&p&Duringmorethanthepasttwentyyears,IhavebeenengagedinprivateinvestigativeworkinCaliforniaandhavebeenlicensedasaprivateinvestigatorsinceJanuary,1980. p&p& 0  0p&p&Theabilitytoobtaininformationfrompublicrecordsisvitallyessentialtoproperinvestigationswheretheobjectiveistoconstructagenealogyforpresentationtothecourtinthematterofheirshipdeterminationandproperdistributionofestateassets. p&p& 0  0p&p&ItisoftheutmostimportancethattheFederalTradeCommissionensuretheavailabilityoftheinformationtobefoundfromindividualapplicationsforSocialSecurityaccountnumbers.Thesedeclarationsoftenfurnishthenamesofparentsand/orlocalesthatareinvaluableinidentifyingfamilylinesunknowntoestateadministrators. p&p& 0  0p&p&Inmorethantwentyyearsoffindingmissingorunknownheirs,IhaveneverfoundonepersonresentfulthatIwassuccessfulinlocatingthemthroughinformationcontainedontheirortheirparents'originalSSANapplicationform. p&p& 0  0p&p&TheavailabilityofinformationtobefoundinpublicrecordssuchasSocialSecurityapplications,divorcerecords,probaterecords,deathrecords,marriagerecords,birthrecords,bankruptcyproceedings,andmilitarydischargerecordsislargelyresponsibleformycompanyhavingtheabilitytoprovideavaluableservicetoattorneys,thecourts,andthepublicwhomightotherwisebeomittedfromrealizingtheirinterestincertainestates. p&p& 0  0p&p&Thankyouforyourconsideration. p&p& 0  0p&p&RoyAHunter(%X"%p&p& 0  0p&p&RoyAHunter p&p& 0  0p&p&Proprietor#XXBBJ# &$$'p&p& Л    F.W.HUNTINGTON&ASSOCIATES||5p&CAInvestigatorLic.PI15661  A) xd wEh0%A  :XX P.O.Box408$!$!?p&Tel.(916) 5583100    Sacramento,CA958120408!!?p&Fax.(916)5583105    #XX:#0  May22,1997?p&p&  0  MR.DAVIDMEDINE,DIRECTOR   p&p& 0  BureauofConsumerProtection p&p& 0  FederalTradeCommission p&p& 0  Washington,D.C. p&p& 0  DearDirectorMedine, p&p& 0  IamaprivateinvestigatorlicensedbytheStateofCalifornia.Agreatdealofmyworkinvolvesgatheringinformationfrompublicsourcesforlegitimatepurposes.ItiscriticalthattheFTCmaintaintheavailabilityofthisinformationsoIcancontinuetoprovidethisvaluableservicetomyclients. p&p& 0  I,likeotherlicensedinvestigators,utilizesocialsecurityinformationforlocatingindividualsandforconductingbackgroundinvestigations.ThesubjectsIlocateareoftencriticalwitnessesincriminaltrials,deadbeatparents,peoplewhoowemoneyorareowedmoney,justtonameafew. p&p& 0  Regardingbackgroundinvestigations,enclosedisacopyofanarticlewhichrecentlyappearedintheSacramentoBee.LastFridayasenioratoneofourlocalhighschoolswasbrutallymurderedbyaschooljanitorwhowasinfactanexconwithapreviousmurderconvictionunderhisbelt.Theschooldistrictfailedtoperformanadequatebackgroundinvestigation,andthiswastheresult.Ihavenodoubtthatasaresultofthiscaseinvestigatorslikemewillhavemoreandmorecallsrelatedtoconductingthesebackgroundinquiries.Pleasedonottakeawayoneofthetoolsthatweutilize. p&p& 0  Thankyouforyourtimeandconsiderationregardingthismatter.Again,pleasedonotconstrictthehandsoflegitimateinvestigatorswhoareinfactprovidingvaluableservices. p&p& 0  Yoursverytruly, p&p& 0  FRANKW.HUNTINGTONIII&$(p&p& 0  FRANKW.HUNTINGTONIII '%)p&p& 0  F.W.Huntington&Associates,Investigations p&p& @r r :XXMemberCaliforniaAssociationofLicensedInvestigators#XX:c#  )&+ Л   @  HUTTONINVESTIGATIONS  @WW!3875TelegraphRoad@(A401@"Ventura,CA93003@CC%P.I.13291@TollFree:18886541266   F"F"Gp&May28,1997NCISSHeadquartersP.O.Box755DesMoines,Iowa50303Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,D.C.DearDirectorMedine,IamaPrivateInvestigatorlicensedtopracticeintheStateofCaliforniatogatherinformationfrompublicrecordsforlegitimatepurposes.ItiscriticalthattheFTCmaintainstheavailabilityofthisinformation.Licensedprivateinvestigatorsutilizesocialsecuritynumbers(oftenobtainedthroughdatainformationbrokers)forconductingbackgroundchecksforemployment,tolocatemissingpersons,tolocateheirs,tolocatedeadbeatsandtodeterminelocationsforprocessofservice.OnnumerousoccasionsIhavebeenabletoassistmyclientsindeterminingtheexactlocationofasubjectforthemorethanoneoftheabovelistedreasons.Theavailabilityof"informationfirms"providesmewiththetoolstocarryoutmyassignmentsinacosteffectivemannerformyclients.Asapartofmyinvestigations,IamabletoidentifyillegalimmigrantswhoareutilizingSocialSecuritynumbersbelongingtoeitherdeceasedpersonsorfalselyutilizingnumbersbelongingtootherwiseinactivepersons.Thecorrectsocialsecuritynumberalsoaidsindeterminingthecorrectpersonwhenattemptingtolocateresponsibledebtorordebtors.Iurgeyoutomaintaintheavailabilityofpublicrecords.Sincerely,C.A.Hutton %"% CarlA.HuttonCopyto:ExecutiveDirector,CALI  `'$' Xhh   @~~#Lic.#PI10384@tt ICHITHUSINVESTIGATIONS   @$P.O.Box5312@MM BuenaPark,CA90622@PhonePage7143023878@Bu.Ph.7145231677/FaxMr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,D.C.Theabilitytogatherinformationfrompublicrecordsisvitaltomylegitimatepurposes.ItiscriticalthattheFederalTradeCommissionmaintaintheavailabilityofthisinformation.AsaLicensedprivateinvestigatorIutilizesocialsecuritynumbersforconductingbackgroundchecksforemployment,tolocatemissingpersonsandheirs,andtolocatewitnessesforthevariouscasesworked,onlyonaneedtoknowbasis.̜    GeraldL.Patton,Sr.  GeraldL.Patton,Sr.ICHITHUSINVESTIGATIONS̜  ` Л   @!InformationPlease@55#P.O.Box181163@!Dallas,Texas75218̜00?(#June6,1997̜P P D(#HR1287̜A(#OppositionTheHonorablePhilGrammUnitedStatesSenateWashington,D.C.20510DearSenatorGramm:  Iamalicensedprivateinvestigatorandasecurityconsultantwhoisinoppositiontotheabovereferencedbills.IamamemberoftheNationalCouncilofInvestigativeandSecurityService,andtheTaxesAssociationofLicensedInvestigatorwhichtogetherrepresentsome1500investigativeagenciesand27stateassociations.  Thesebillswouldremoveouraccesstoinformationusedforverificationandlocatingindividualsfortheprivatesector.WhileIunderstandtherationalebehindthislegislationistoprotectindividualsfromidentityfraudand/orcreditcardabuse,thistypeoflegislationwillhaveanequalandoppositeeffectshouldtheprivateinvestigatornothaveaccess.Itistheprivatesectorinvestigatorswhoprovidesupporttothelawenforcementagencieswhenitcomestocrimesofthistype.Theprivateinvestigatorneedstobeabletopositivelydeterminetheidentityofanindividual.Thesebillswouldremovetheseidentifiersfromthedatabaseswhichweuse.  LastyearIused headerinformationtolocateanindividualsuchthatacharitabledonationcouldbemadetohelpwithanunplannedpregnancy.Thiscaseresultedinasavingstoourcountyhospitalofatleast$2000.00.InadditionIdoinvestigationsforgovernmentalagencies.Informationwhichcontainedpersonalidentifiershelpedmetoeffectivelyserveprocess,locatewitnessesandtofindassetsofjudgementdebtor.  Somerestrictionofthistypeofinformationtothegeneralpublicmaybepositiveandmayhelptoreducefraud,aslongasthelicensedinvestigatorcanmaintainaccessforlegitimateinvestigativeneeds.Pleaseseetoitthatthesebillsdonotpassintheirpresentform.̜     4  `       <  h       Verytrulyyours̜     4  `       <  h       WilliamC.Asher P(#&      4  `       <  h       WilliamC.Asher̜     4  `       <  h       InvestigatorandSecurityConsultant̜     4  `       <  h       TexasLicensesA5176andD926̜     4  `       <  h       Telephone(214)3433765  -@), Л   A.K.IngersonA) *xdE*xA  :XXUSPostOfficeBox15783'(#Telephone/Facsimile(803)6500686  SurfsideBeach,SC295875783+(#Pagertollfree(888)6523123  bb6(#Email:AKI999@aol.com#XX:K#May28,1997 9 FTCNCISSPOBox755DesMoines,IA50303DearSir/Mam:Iamwritingtoyoutodaytorequestyoursupport.IthasbeenbroughttoourattentionthattheFTCisholdinghearingsregardingtheprivacyofSocialSecurityNumberheaderinformation.AstheproprietorofalicensedPrivateInvestigationbusinessintheStateofSouthCarolina,weareurgingyoutoallowthePrivateInvestigatorcommunitycontinuedaccesstotheinformation.Onaregularbasiswerequiretheinformationtoassistusinourinvestigations.Onmanyoccasionswitnessesandmissingpersonswouldhavenotbeenfoundifitweren'tfortheinformationprovidedbythesocialsecuritynumber.Asafirmthatalsoassistsattorneysininvestigations,wecanadd,thatwithoutthethisinformationimportantcourtdocumentswouldnothavebeenservedonatimelybasistherebyslowingthejusticesystemevenfurtherandcostingthecourtsystem,andthetaxpayer,agreatamountofadditionalfunds.Againweurgeyoutoallowuscontinuedaccesstothisvaluableinformation.Sincerely,A.KIngerson I!  A.K.Ingerson̜AKI:da   %Y $ Л   INTELLIGENCE̜NETWORKINC.FEDERALTRADECOMMISSIONRE:  USEOFSOCIALSECURITYNUMBERSANDPUBLICRECORDS `  DearSirs:AsalicensedPrivateInvestigatorIhaveadefiniteneedattimestoutilizeSocialSecurityNumbersandPublicRecordstoassistinlocatingindividuals.Examplesofsuchinstancesare:1)  Locatingmissingpersons.   ̜0  a)  Ihaveworkedonseveralclassactionlawsuitsinwhich,duetothelengthoflitigation,  severalhundredclaimantshadmovedandtherewasnowaytheattorneysinthematterscouldcontactthemtoadvisethemofthesettlementandtopaytheclaimantstowhichtheywereentitled.Iwasabletodevelopsocialsecuritynumbersfortheseindividualsandthroughusingthemtolocatethesemissingclaimants.Asthecostoffindingthemwasdeductedfromtheamountofsettlementeachwastoreceiveitwasincumbentuponmetofindthemasexpeditiouslyandcosteffectiveaspossible.IfIhadnotbeenabletousetheirSSNsandcreditbureaufilesitwouldhavebeeneitherimpossibletofindthemorextremelycostlyandtheclaimantsmighthaveendedupgettingapittanceornothing. (#(# ̜0  b)  Locatingnaturalfathersforadoptioncases.`(#(# ̜0  c)  Locatingdeadbeatparents.@(#(# ̜0  d)  Locatingmissingheirs. (#(# ̜0  e)  Locatingpersonsfordebtcollectors." (#(# 2)  Checkingindividual'sbackgroundsforemployersorinvestors. $" TherearemanyothertypesoflegalinvestigationsthatwedobutIwishtobebrief.PublicRecordsandCreditHeadersarevaluabletoolsandallowprivateinvestigatorstodotheirjobseffectivelyandeconomically.Economicsisadefinitefactorasinthecaseofamotherwhoisnotreceivingthemandatedchildsupportsheshoulddoesnothaveunlimitedfundstotrackdowntheerrantexhusband.@PO.BOX727CLEARWATER,FLORIDA34617(813)4490072  -@), @PP(P.2OrasmentionedaboveifitcomesoutofthemandatedcourtsettlementasanexpenseitreallycheatsaPlaintiffoutofhisdueamountifitisexcessivelyexpensivetofindhimtogethimhis,orher,money.Withoutthesetools,thenit'sbacktothedaysofwearingoutshoeleathertotrackpeopleat$50$100anhourormoreplusexpensestocarryoutourclients'havetaskedustodo.WhileIlikemakingagoodlivingIalsoliketohelppeoplebutifprivateinvestigatorsarecutofffromlegitimatesourcesofinformation,then,mostunfortunately,manyneedyfolkswillnotbeabletoaffordourservices.Idohopethiswillbekeptinmind.̜Respectfullysubmitted,̜BruceUllman   BruceUllmanDirectorofOperationsIntelligenceNetwork,Inc.FloridaAgencyLic.No.A8600044      1XXI#XX1.#nternet assisted"XXԀ #XX".#1XXI#XX1./#nternational    1XXI#XX1/#nvestigations ,inc :XXLicenseA99600392#XX:/#(#(#K(# h :XX3717SoDixieHighway,Suite#1,WestPalmBeach,FL334052229[561]6#XX:y0#``B(#"XXThreeEye#XX"1#Ԉ  :XXTel557861Fax[561]6553768Email:ThreeEye@msn.com  #XX:u1#uA3)NddEN dA""J(#u N  Thursday,May22,1997Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,D.C.DearDirectorMedine:ThreeEyeisaprivateinvestigativeagencylicensedunderthelawsoftheStateofFlorida.Ourspecializationisdetection,analysis,apprehensionofandrestitutionfromperpetratorsoffinancialandinvestmentfraud.Inordertopursuetheseactivitiesitiscriticalthatouragencyanditsinvestigatorsareabletogatherinformationfrompublicrecordsconcerningthoseperpetratingfrauds.ItiscriticalthattheFTCnotrestricttheavailability,ofinformationsuchassocialsecuritynumbers,namesandaddressesaswellas creditheadertypedetailsfromus.ShouldtheFTCsodecide,wewouldbeseverelyhamperedinprovidingredressservicestothegeneralpublic.Thoseseekingrecoveryoffraudlossesstolenfromthemwouldbeseriouslyhamperedintheirquestforcompensationfromthisinsidiouscategoryofcriminals.InviewoftheFTC'smajorprogramstothwartfraudagainstconsumersitseemsincongruousthatitwouldshackleentitiesintheforefrontoftheveryattackagainstfraud.IftheFTCbelievesthegovernmentallawenforcementagenciesareabletoaddressthemajorityofinstancesofthistypeofcrime,amajorrethinkmightbeinorder.Respectfullyyours,KentL.Pietsch ^'"$ KentL.PietschPresident  >)$& ЛW/,tttt@W   @%CXXINTER P ROBE#XXC٩8#ԈHH=(#(818)5020022  @AFullServiceInvestigativeFirm9(#FAX(818)5029133 , 0  0(#(#04(#(#0` 4(#4(#0 ` (#` (#0 (# (#0 (# (#0 (# (#ADivisionofEmployeeScreeningServices,Inc..PI12618 (#(# Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionranceWashington,D.C.?(#May23,1997 \   DearDirectorMedine:IamalicensedprivateinvestigatorinCalifornia.Theabilitytogatherinformationfrompublicrecordsisvitaltolegitimateinvestigativepurposes.ItiscriticalthattheFederalTradeCommissionmaintaintheavailabilityofthisinformation.LicensedprivateinvestigatorsutilizeSocialSecuritynumbersforconductingbackgroundchecksforemployment,tolocatemissingpersonsandheirs,andtolocatewitnesses.Myclientele,whoaresmallandlargenationalcorporations,dependonmycompanyforinformationindeterminingtheirhiringdecisions.Thistoolisessentialfortheirsecurityandsafetyintheiremploymentpractices.Ipersonally,amawheelchaireddisabledveteranwhodependsontheSocialSecurityinformationandotherpublicrecordstoearnalegitimatelivinginalegitimateoccupationandsupportmyfamilyandpaymytaxes.KeeptheSocialSecurityinformationavailabletolegitimatebusinessesforlegitimatebusinessessotheycanstayinbusiness.̜     4  `       <  h       Sincerely,̜     4  `       <  h       LawrenceS.Jones $ " М     4  `       <  h       LawrenceS.Jones     4  `       <  h       President@e e 228No.JacksonStreet,SuiteAGlendale,CA91206  \+&) 5@t 5   @*  INVESTIGATIVECOUNSELUNLIMITED  @*  P.O.Box611  @*  SanAnselmo,CA949790611  @*  415.459.2030  @*  CaliforniaLicense#PI6866 p Л@$May22,1997DirectorDavidMedineBureauofConsumerProtectionFederalTradeCommissionWashington,D.C.DearDirectorMedine:Iamaprivateinvestigatoringoodstandinglicensedfor24+yearstopracticemycraftintheStateofCaliforniaand,assuch,Iperformsuchtasksasgatheringpublicrecordsinformationformany  legitimatepurposes.IferventlybelievethatiscriticalfortheFederalTradeCommissiontomaintaintheavailabilityofthisinformationforthoseofusinmyindustry,asthemultidimensionalservicesweprovidetoourclientscoupledwithmanypositiveinformationalresultsacquiredforthemisgenuineproofofthenecessityforthisdatatoremainavailabletous.LicensedprivateinvestigatorsutilizeSocialSecurityNumbers,oftenobtainedthroughinformationaldatabrokers,forconductingpreemploymentbackgroundchecks,forlocatingandidentifying"deadbeat"parentsandotherdebtors,tolocateheirsandforotherlegal,andlegitimate,reasonswhichfallunderourjobdescriptions.IamthankfulthatIliveinAmericaanddonotsuffertheinformationalrepressionswhichthoseunfortunatepeopleinotherlessdevelopedorforwardthinkingcountriesaremadetobear.Ihavebeeninthisprofessionforover24yearsnowandrememberthedayswhenI,ormembersofmystaff,hadtotediouslyhandsearchhugehardboundCourtledgersforanyCriminal,Civil,Probate,FictitiousBusinessName,etc.informationaboutthesubjectofaninvestigationwewereconductingforaclient,andthatwasjustinthelocalCourthouse!Expandedsearchesweretheninstitutedifa $" prioraddressonthesubjectwasunearthedinanotherlocaleandwethensearchedatthatlocation.Needlesstosay,youcancertainlyseethat,withtheadventofthecomputer,wehavecomeoutofthecavesandnowcanstanderect.Ourcosts,andourchargestoourclients,havebothbeenreducedandtherequesteddatanowflowsmoresmoothlyandseamlessly.Ishuddertothinkofwhatmightoccurifaccesstothisvitalflowoflegitimateknowledgeisprevented,orcurtailedentirely.CivilCriminalPersonalIndustrial  Since1973 D LocalStateNationalInternational ,`'*   -@), DirectorDavidMedineMay22,1997PageTwo̜Besidesobtainingthesepositiveresults,youshouldalsoknowthatalmosteverypoliceorlawenforcementbodythatIcomeintouchwithduringthecourseofdailybusinessinmyareaisseverelyboggeddownwithcrimefighting.Theyarealsoseeminglysounderstaffedandsounderbudgetedbutcertainlyoverworkedthatthoseofusintheprivatesectoraretakingupatremendousamountoftheirslackinmatterswhichtheyjustdon'thavetheresourcesortimetodealwith.IhopethatIhavegivenyouaclearerinsightinthesefewlinesintojusthowthislegitimateflowofinformationshouldbemaintainedintheUnitedStatesdespitethefactthattherearesomeouttherewhofeetthattheir"privacy"isbeinginvadedbythoseofusinthisindustrywhohaveaextremelypositiveneedforthistypeofdatatobeavailableonthe"badguys"andothers.TheviolationofsomeonesprivacyisabsolutelytheveryfirstthingIimpressonmyinvestigatorstoavoidatallcostsasIpayextremelylargeannualpremiumsforErrors&Omissionsinsuranceandhaven'tbeensued(knockonwood)lately!Thisbusinessisn'ta100%precisescienceandallofusinitarecertainlynotchoirboysorgirls,butIwouldventuretosaythatthepercentageof"badapples"intheprivateinvestigativeindustryis,percentagewise,farlessthanthatofanycrosssectionofAmericansocietyyoumightchoose.IsincerelyhopethatyouareabletoreadthisletterandthatyourheartandmindtellsyoutherightcoursetofollowinthisregardandIwouldbemorethanhappytoentertainanyquestionsyoumighthaveinthisregardandwouldlookforwardtohearingfromyou.     4  `       <  h       Cordially,̛     4  `       <  h       INVESTIGATIVECOUNSELUNLIMITED     4  `       <  h         RobertS.Stack "       4  `       <  h       RobertS.Stack̜RSS:mot̜Ref.NCISS01.sam̜  `'"% Л    $ XX1 ݸ   $ INVESTIGATIVEDYNAMICS,INC. # $  1 ݸW##XX  $W#  1X%*XXX4921NORTHFORTVERDETRAILTUCSONARIZONA857505903 H@ (520)2990015FAX(520)2990524#XX*X1X%AX#May23,1997DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,DCDearMr.Medine:IamaprivateinvestigatorlicensedinArizona,VirginiaandtheDistrictofColumbia.Mypracticeincludesthegatheringofinformationfrompublicrecords.ItiscriticaltomyclientsandtheindustryIservethattheFTCsupportskeepingthisinformationavailabletoprivateinvestigators.Licensedprivateinvestigatorsutilizesocialsecuritynumbers,datesofbirthandotheridentifyinginformation(oftenobtainedthroughdatainformationbrokers)todistinguishindividualsfromotherswithsimilaroridenticalnames.Itisessentialthatspecificidentifiersbeusedwhenconductingbackgroundchecksforemployment;locatingmissingpersons,heirs,estrangedfamilymembers,judgementdebtorswitnessesincriminalandcivilcases,andothers.Forexample,myfirmuseddatabasesandpublicrecordsresearchtolocateheirstoanestatewhichhadbeenleftbyamanwhodiedintestate.Duetothedatagatheredthroughdatabaseresearchandinformationbrokers,wewereabletoidentifyandlocatehisheirs.Withoutthesesourcesofinformationtheseheirswouldnothaveknownoftheiruncle'sdeathandhisestatewouldhavebeenforfeitedtothestate.Inanothercaseusingpersonalidentifiersincludingasocialsecuritynumber,weverifiedthatafatherwhohadclaimedtobeearning$25thousandperyearhadrecentlypurchasedahomefor$1.6million.Thismanwaslyingtothecourts,theIRS,hisexwifeandthreechildrentowhomhewaspayinglessthan$200permonthinchildsupport.Itiscrucialtothesuccessofcasessuchasthesethatpersonalidentificationinformationbeavailabletolicensedinvestigators.Withouttheavailabilityofthisinformation,peoplewhoevadetheirresponsibilitiesorwhoprayonthevulnerabilityofotherwillbeabletohideinthecloakof"privacy."Others,whomerelywanttolocatefamilymembersandfriends,willhavetopaydearlytolocatelovedonesifidentifyinginformationisnotaccessibletolicensedinvestigators.PleaseconsidertheseissueswhendiscussingandreviewingtheFTC'spositionontheavailabilityofpersonalidentificationinformation.Thankyou.BertramS.Falbaum *), BertramS.Falbaum&&XXLICENSENUMBERS:ARIZONA891101#XX&&4b#CXXԀ#XXCٕb#&&XXԀDISTRICTOFCOLUMBIA1206#XX&&b#CXX#XXC9c#&&XXԀVIRGINIA111226#XX&&c#  h-`,/    @_ _ INVESTIGATIVESERVICESSYSTEMMailingAddress@*6(#Phone:(707)4227533  P.O.Box1061NN8(#FAX:(707)4229731  Fairfield,CA94533@$LIC.#PI4029@$ May28,1997 0  Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,DCDearDirectorMedine:  Iftherewaseveranyquestionabouttheneedforbackgroundinvestigations,itwasansweredacoupleofweeksagoinRioLinda,Californiawhenpretty18yearoldMichelleϜMontoyawaskilledatherhighschoolbyarecentlyreleasedconvictwhohadbeenemployedasacustodianandallowedtoworkpriortobeingbackgrounded.  Predictably,numerouspoliticiansarenowlininguptosubmitbillspreventinganyreoccurrencenowthatthedamagehasbeendone.Theironyisthatmanyofthosesamepoliticianshavealreadypassedlegislationmakingitalmostimpossibletoobtainpublicinformationvitaltolegitimateinvestigativepurposes.  Thisindustryneedstheabilitytousesocialsecuritynumberssothatwecanscreensociety'smisfitsfromtheworkplaceandprotecttheinnocentsuponwhomthesemisfitswishtoprey.WhenatyourJune10thhearing,youconsiderrestrictingaccesstosocialsecurityheaderinformationandotherpersonalidentifiers,IaskyoutoponderwhoserightsweremoreseverelyviolatedatRioLindaHigh;thepredatorortheinnocent?      4  `       <  h          D  p VeryTrulyYours  % # Л     4  `       <  h          D  p  STEVEBUTIN,CPI `'"%      4  `       <  h          D  p STEVEBUTIN,CPI SB/s  0*%( @v v Offices:728TexasStreetFairfield,CA94533̜  -P(+ Л   @~~"XXInvestigativeSolutions#XX"m#Ԉ  @%P.O.Box89@SSAbingdon,Maryland21009@Phone/Fax(410)6717531   @*0  May22,1997v (#(# Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,D.C.DearDirectorMedine:  IamaprivateinvestigatorlicensedtopracticeinMaryland,andintheDistrictofColumbia,togatherinformationfrompublicrecordsforlegitimatepurposes.ItiscriticalthattheFederalTradeCommissionmaintaintheavailabilityofthisinformation.Licensedprivateinvestigatorsutilizesocialsecuritynumbers(oftenobtainedthroughdatainformationbrokers)forconductingbackgroundchecksforemployment;tolocatemissingpersons;tolocateheirs;tolocatedeadbeats;litigationsupport;duediligence;and,toconfirmthatresearchresultsrelatetotheappropriateperson.  Iroutinelyusesocialsecurityinformationforverificationandlocationpurposes,andhaveusedsuchinformationinvirtuallyeverymatterthatIhavebeeninvolvedwith.Ininstanceswhereanindividualssurnameiscommon,asocialsecuritynumberisoftentheonlyuniqueidentifieravailableinthepublicforum.Withoutsocialsecuritynumbers,manyindividualsarenoteasilytraceable.Ihavebeeninvolvedincaseswherethesocialsecuritynumberhasbeenthekeytotheidentificationofpersonsinvolvedinillegalactivity,andhaveoftenusedthisinformationasamethodtoruleoutinnocentparties.  Ourindustryisthreatenedwiththeproposedlegislation,andIurgeyoutoconsidermyopinion,andthosevoicedbymycolleaguestoallowlicensedprivateinvestigatorscontinuedaccesstosocialsecurityinformationinformationthatiscrucialtoourlivelihood,andthesuccessfulcompletionofourinvestigations,manyofwhichimpactthepublic.Thankyouforyourconsideration.@*0  Sincerely,v(#&(#(# @*0  NonaMariePatroniteV*%((#(# @*  NonaMariePatronite  F+&)    @33  $WXXJ&CInvestigations#XX$Wv#   @ :XX@@dd875MahlerRoad,Suite252Burlingame,California94010(415)6973200 > @http://www.quikpage.com/J/jcinvest/#XX:qw#Ԉ V u!?/+h|0 `,EMbMbu MM(#(#@~ ~ ~  MMMM@~ ~ ~  (#(#MM@:XXAOE/COESurveillanceTrialPreparation#XX:wy#Ԉ     @@**f dddd |dd (#(#f,l dd +   f    XXCONFIDENTIALCOMMUNICATION   ATTORNEY/CLIENTPRIVILEGEPleaseDoNotCopyWithoutAuthorization#XXz#/%#2     /  May23,1997Mr.DavidMedine,Director BUREAUOFCONSUMERPROTECTION   FederalTradeCommissionWashington,D.C.DearDirectorMedine:IamalicensedprivateinvestigatorinCalifornia.Theabilitytogatherinformationfrompublicrecordsisvitaltolegitimateinvestigativepurposes.ItiscriticalthattheFederalTradeCommissionmaintaintheavailabilityofthisinformation.LicensedprivateinvestigatorsutilizeSocialSecurityNumbersforconductingbackgroundchecksforemployment,tolocatemissingpersonsandheirs,andtolocatewitnesses.Thankyouforyourconsiderationinthisveryimportantmatter.Verytrulyyours,J&CINVESTIGATIONSJSBiear $" JamesS.BiearCaliforniaLicenseNo.PI14394JSB/bam  V(#&     m'9)%`|0dx. `_Ex.x.bm (# (#(#(#0  0/  (# (#0[ / (#/ (# F.B.JALOSKY&ASSOCIATES[ (#[ (# 0  0/  (# (#0[ / (#/ (#PrivateInvestigationsPI17274 [ (#[ (# 0  0/  (# (#0[ / (#/ (#:XXP.O.Box4808[ (#[ (# 0  0/  (# (#0[ / (#/ (#GardenGrove,Calif,92842 [ (#[ (# 0  0/  (# (#0[ / (#/ (# Phone7148917347Fax7148950044#XX:# p[ (#[ (# 0  0/  (# (#0[ / (#/ (#XXTheimpossiblewedoimmediatelyMiracletakesalittlelonger#XX(# 8[ (#[ (#  (#(# (# (#A) xdFE xA   Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,D.C.May22,1997DearDirectorMedine,  IamaprivateinvestigatorlicensedtopracticeintheStateofCaliforniatogatherinformationfrompublicrecordsforlegitimatepurposes.ItiscriticalthattheFTCmaintainstheavailabilityofthisinformation.Licensedprivateinvestigatorsutilizesocialsecurityinformationnumbers(obtainedthroughdatainformationbrokers)forconductingbackgroundchecksforemployment;tolocatemissingpersons;tolocateheirs;tolocatepersonswhoskiponpaymentstopersonsandonproperty.  JustthispastweekIwasabletolocateapersonforaclientwhowasowedalargesumofmoneyfromagonebadrealestatedeal.DuetoinformationfromadatabrokerIwasabletolocatethatpersonandtheclientwasabletorecoverhisloss.WithouttheinformationprovidedbytheinformationbrokerIwouldhavehadaverydifficulttimetrackingthispersonatalargeincreaseincosttotheclient.Sincerely,FrankJalosky "e! FrankJaloskyOwner  #U" Л   @::)JGC@#INVESTIGATIONS@ee232E.Blithdale,#200@LL MillValley,CA94941@!Fax:(415)3819323@!Tel:(415)3819320JAMESG.CAMPBELL̜     4  `       <  h       May26,1997009(#StateLic.#P17716 @  ̜Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,DC̜DearDirectorMedine:IhavebeenalicensedprivateinvestigatorinCaliforniasince1978.Theabilitytogatherinformationfrompublicrecordsisvitaltolegitimateinvestigativepurposes.ItiscriticalthattheFederalTradeCommissionmaintaintheavailabilityofthisinformation.Licensedprivateinvestigatorsutilizesocialsecuritynumbersforconductingbackgroundchecksforemploymenttolocatemissingpersonsandheirs,tolocatewitnesses,toidentifyspecificgeographicalregionsforthepurposeofconductinglitigationresearch,andtoverifythetruthfulnessofinformationprovidedthroughtestimonyorstatementunderoath.Icouldcitemanycaseswhichwereresolvedinfavoroftruthduetomyabilitytoaccesstheabovedescribeddatasystems.Thisincludeslocatingatenyearsoldboyabductedbyanoncustodialparent,locatingmaterialwitnessesinbothcivilandcriminalproceedings,andlocatingandservingwithprocesswitnessesinbothcriminalandcivilmatters.Becauseouraccesstospecificdatasystemsreadilyavailabletolawenforcementagenciestoaidintheireffortstoconductsimilarinvestigationsisprohibited,wemustrelyuponwhateverpublicrecordssystemsmaybeavailabletoallowustoserveourclients.Toooftenthedatafoundinothersystems,suchastheDepartmentofMotorVehicles,isnotkeptcurrentordeliberatelymisleading.Themorecurrentandpreciseinformationcanbefoundinthosepublicrecordsystemsutilizingasocialsecuritynumberasanidentifier.IurgeyoutotaketheaboveintoconsiderationwhenaddressingthoseissuestobedeliberatedJune10,1997.̜     4  `       <  h       Verytrulyyours̜     4  `       <  h       JamesG.Campbell ,`'*      4  `       <  h       JamesG.Campbell@*  Owner  -@),    wS?/+h| " `@ E "d XL] w (#(#(#(#.(#:XXSUBROSAInvestigations,Inc.  0(#JackH.ReedInvestigations~~((#ProfessionalMicrofilmCopyServiceXX.(#InformationServicesDivision (#(#(#(#3(#LossPreventionServices#XX:˓#Mr.DavidMedine,Director BUREAUOFCONSUMERPROTECTION  h  FederalTradeCommissionWashington,DCDearDirectorMedine:IamalicensedprivateinvestigatorinCalifornia.Theabilitytogatherinformationfrompublicrecordsisvitaltolegitimateinvestigativepurposes.ItiscriticalthattheFederalTradeCommissionmaintaintheavailabilityofthisinformation.Licensedprivateinvestigatorsutilizesocialsecuritynumbersforconductingbackgroundchecksforemployment,tolocatemissingpersons,heirs,andwitnessesandtocombatfraudulentinsuranceclaims.Primarilymyfirmutilizessocialsecuritynumbersinclassactionlawsuits,wherethousandsofvictimsneedtobelocated.Oftentimes,thesevictimsarefemaleswhochangetheirnameuponmarriage,makingthemverydifficulttolocate.Ifyouhaveanyquestions,pleasefeelfreetocall.Sincerely,JohnG.Talaganis  H JohnG.TalaganisPresident :XX@''  StateLicensePI5228 @)$( @ 1021W.BastanchuryRoad,Suite110,Fullerton,CA92833@(714)5267300CA(800)640JHRIFAX(714)5267458EMAILjhri@ix.netcom.com#XX:#Ԉ  * &* Л   "XX 1$"A)xdExA#1X%*X$1p#1$*X1X%A).jdE.jAJackReed#1X%*X$1#1&ލ(&*X1X%   #&&(&1&ލ##XX&&# &&XX1&ލ(&&&From:   4 PINAIS@aol.com[SMTP:PINAIS@aol.com]   Sent:    4 Monday,April21,19971:11AM   To:    4 pinews@intersurf.com j  Subject:  4 (PINEWS)POSITIONLETTERS:S600 D  HerearetwomorelettersthathavecomeintotheNAISemail.IwouldsuggestthatNCISSkeepfilecopiesoftheseforfutureneeds.CreditHeadersandotherpublicrecordsareessentialtoolstotheinvestigativeprofession.Theyareused,bythisAgency,tolocatesubjectsfortheserviceofsubpoenas,toverifyandcrossreferenceinformationprovidedtothisAgencybyaschooldistrictforteacherbackgroundinvestigationsaswellasinsuranceclaimsinvestigations.JohnM.HealyJMHInvestigationsWarner,NH,USA(john@melissa.mv.com)MemberGlobalInvestigatorsNetworkVicePresidentNHLeagueofInvestigatorsD.Ashleywrote:̀>ToWhomitmayConcern;>IamwritingtovoicemystrongobjectionstoHB1287aspresentlydrafted.Icannotstress>enoughthenegativeimpactthisbillwouldhave;notonlyonmyprofession,butuponthe>averageAmericancitizen.ThepublicsectorLawEnforcementAgencies,fromFederal>AgenciesondowntothelocalSheriffsDepartmentsaroundourgeatnationarepresently>overwhelmedintheireffortstofightcrime,servethepublic,andansweralltheneedsofmany>citizens.Thisisdueinlargeparttoviolentcrimeandspreadingdruguse,alongwithcutsin>manpowerandfunding.Ofcourse,theymustspendtheirlimitedresourcesonthemost>urgentcases,oftenputtingasidetheneedsoftheaveragecitizenseekingjustice,ortheirday>incourt.Thisiswheretheprivatesector,suchasLicensedPrivateInvestigators,playsuchan>importantrole.>MyinvestigativefirmusesprivateserviceprovidersavailabletoLicensedPrivateInvestigators>viatheinternetonanalmostdailybasis.JustinthelastweekIlocatedpropertyforaman>whowastheexecutorofhislateAunt'sestate,ashehadrequested.Ilocatedpropertyshe>ownedover1000milesfromherresidence;hewascompletelyunawarethatsheownedthis>property.Itcannowbedividedamongtherightfulheirs.>Inanothercasethisweek,usingdatabases,Ihelpedreuniteabrotherandsisterwhohadhad>nocontactfor12years.Hehadsufferedfrommentalillnessandalcoholism,butwasgetting>hislifetogether;hehadsoughttreatmentforhismentalillness,successfully,andhadquit>drinking.Becauseofhispast,though,hehadassumedhisfamilynolongercaredabouthim.>Whenhissistercontactedmewithhisnameand@'Page1  z*%, >dateofbirth,Iwasabletolocatehimalmostimmediatelybyrunningwhatisknownasa> creditheader,"whichshowedhimstayinginashelter,almost3000milesfromhisfamily.>Theyhavesincetalkedonthetelephone,andplanonwelcominghimbackintothe"family>fold,"astheysay.Thesewerenotpeopleofmeans,andonlythroughtheuseofinexpensive>methods,suchas"creditheaders,"providedbyanonlineservice,wereweabletoreunitethis>sonandhislovingfamily.HisMother,Fatherandsisterwereallweepingwhentheycalledme>tothankme.Itooknopayforthisjob;itwasrewardingenoughtodothis,andcostmelittle.>WhoelsebutaPrivateInvestigator,witheasilyaccesableinformation,wouldhavedonethis?>Thesearejustacoupleofexamples;Icouldgiveyouhundredsifrequested.Properly>Licensed,responsiblePrivateInvestigatorsareamongthefinestpeopleIhaveeverknown.>Wecanbetrustedtouseinformationinaresponsiblemanner.Andtheinternetisthebest>waytoobtainthisinformation;somecasesrequireimmediateattention,withinstantaccess>theonlywaytoassistinmannerscriminal,civil,andpersonal.>Anexampleofinstantneedwouldbeacasewehandledlastyear,inwhichasiblingwas>neededforapossiblekidneytransplant.Wefoundthissibling,thetransplantwasasuccess.>Thus,evenlifeanddeathsituationsoccur.Pleaseconsiderthesemattersthoughtfullybefore>takingawaythebesttoolaresponsible,Licensedinvestigatorcouldhave.>Muchmorefraudisexposedorstoppedbecauseofouraccesstotheseinternetdatabases>thancanbeimagined.Wearetheprofessionalswhoassistmanyacitizenintheirtimeof>need,whennooneelsecan,orwill.Pleasenote,inmy"signatue,"below,thatoursloganis>"WeSolveYourProblems."That,ineffect,sumsupwhatwedo,onadailybasis,thanks>greatlytothemiracleoftheinternet.>Ifyouhaveanyquestionsorconcerns,pleasefeelfreetocontactmeatanytime.>Sincerely,DavidL.Ashley,President&Owner>>Dash,Inc.PrivateInvestigations>GeneralInvestigationsMissingPersons>SecurityConsultantforBusiness&HomeProcessService>Employee/TenantScreeningJudgementCollectionsMemberN.A.I.S.>ArsonInvestigationWorldwideContacts20+Year'sExperience>Ph:5735621235Fax:5735621033(PleaseCallFirst)>Prompt,ProfessionalService"WeSolveYourProblems>EMail:ffcrash@leadbelt.comPresident:M.P.I.A.Inc.(Missouri>ProfessionalInvestigatorsAssociation,Inc.)D.L.Ashley>EMail:mopia@leadbelt.corn>http://www.angelfire.com/biz/PI/index.html ~"# ̄Toremoveyourselffromthislist:Sendmailtomajordomo@intersurf.comWithBODYConsistingof:UNSUBSCRIBEPINEWS@'Page2#&&(&1&ލA##XX&&"#Ԉ  +R&- Л   DANIELY.JONES88-(#14011VenturaBlvd.,Suite222  k[,XXProfessionalInvestigations#XX,k[c#5(#ShermanOaks,CA91423  <<;(#8183860797TEL;(#8183862080FAXLosAngeles,CA9(#8007153736Pager  May28,1997+(#EMail71332.2721@compuserve.com t  DavidMedine,Director BUREAUOFCONSUMERPROTECTION  $t  FederalTradeCommissionWashington,D.C.DearDirectorMedine:Asabusinessmanandlicensedprivateinvestigator,Iwishtocommentontheimportanceofaccessingpublicrecordsandthelegitimatebusinessuseofsocialsecuritynumbersand"creditheaders".ItisextremelyimportantthattheFederalTradeCommissionnotrestrictlegitimateaccess  tosuchidentifyinginformationassocialsecuritynumbers.Professionalprivateinvestigators,attorneys,collectorsandothershavearealneedforthisimportantidentifyinginformation.Specifically,investigatorsroutinelyconductbackgroundinvestigationsforemploymentandothercommercialpurposes.Accessingsocialsecuritynumbershelpsinsuretheaccuracyandreliabilityoftheinformation.Also,investigatorsusepublicinformationandsocialsecuritynumberstolocatemissingpersons,includingmissingchildren,heirstoestatesandwitnessesinalltypesoflegalproceedings.Tofurtherillustratetheimportanceofaccesstosocialsecuritynumbersandcreditheaderinformation,Iprovideyouwiththefollowingthreesignificantexamples:0  1,300PEOPLERECEIVEREFUNDS:D(#(# 0  Severalyearsago,ourfirmwasretainedtolocateover1,300individualswhowerethebeneficialclaimantsinaclassactionlawsuit.Wehadtolocatetheseindividualssotheycouldreceiverefunds,someofwhichwerequitesignificant,fromamajorfinancialinstitutionwhichhadoverchargedborrowersforthelast20years.Welocated87%oftheindividuals,andensuredthattheyreceivedtherefundsduethem.Withoutaccesstotheidentifyingsocialsecuritynumberinformation,oursuccessrateonthiscasewouldhavebeenlessthan20%,therebydenyinghundredsofpeoplethemoneytowhichtheywerelawfullyentitled. t'"%(#(# Page2DavidMedineMay28,19970  UNIVERSITYSAVESTWENTYMILLIONDOLLARSP (#(# 0  OurfirmwasretainedtoconductaduediligencebackgroundinvestigationforamajorSouthernCaliforniauniversity.Ourinvestigationrevealedthattheindividualwithwhomtheuniversitywasabouttoenterabusinessrelationship,had,inthepast,committedfraudagainstsimilarinstitutions.Theuniversitydecidedagainstthebusinessventureandtherebysavedthemselvesalossoftwentymilliondollars.Withouttheuseoftheproperidentifyinginformation,includingsocialsecurityidentifiers,wewouldhavebeenunabletosubstantiatethepriorfraudulentactivitiesoftheindividualbeinginvestigated. (#(# 0  DEADWITNESSSIGNSSTATEMENT:(#(# 0  Sometimeago,wewereretainedbyaninsurancecompanytodeterminethevalidityofthestatement,allegedlywrittenbyawitness,placingalloftheblameontheinsured.Afterconductinganinvestigationwhichincludedtheuseofsocialsecurityinformationforidentificationpurposes,welearnedthattheallegedwitnesshaddiedtenyearsbeforetheincident.Itwasthroughtheuseofsocialsecurityidentifyinginformationthatwewereabletostopthisschemetodefraudaninsurancecompany. (#(# Theaboveisonlybutabriefsampleofthethousandsofcaseswehaveinvestigatedwhereithasbeenimportantthatweaccessidentifyinginformationincludingsocialsecuritynumbers.Licensedprivateinvestigators,attorneysandotherbusinesspeoplehavealegitimateneedforaccessingthetypeofinformationregulatedbytheFederalTradeCommission.Theservicesprovidedbyprofessionalinvestigatorsandothersareofagreatbenefittosocietyandposenothreattothepublic.Itrustyouwillconsidertheabovebenefitswhenmakinganyrulingsregardingtheavailabilityofpublicinformationandsocialsecurityidentifiersforlegitimatebusinesspurposes.Thankyouforyourtimeandconsideration.Sincerely,DanielY.Jones 0*%( DanielY.Jones̜DYJ:sw  ,`'* TH   JSMENTERPRISES  P.O.BOX673  MOUNTAINVIEW,CA    940420673 H  JSM    4  ` Tele:(408)5410157 h         BranchOffice: 8 М     4  ` Fax:(408)5411944 h         512E.Wilson,Suite110Glendale,CA91206 (      4  `   (800)6757616         D  p   (818)5459661  ?(#May21,1997Mr.DavidM.Medine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,DCDearDirectorMedine,IamaprivateinvestigatorlicensedtopracticeintheStateofCaliforniatogatherinformationfrompublicrecordsforlegitimatepurposes.ItiscriticalthattheFTCmaintaintheavailabilityofthisinformation.Licensedprivateinvestigatorsutilizesocialsecuritynumbersaswellasotherpublicinformation(obtainedthroughdatabaseinformationbrokers)forconductingbackgroundchecksforemployment;toidentifyillegalimmigrantswhoapplyforemployment,tocheckoutcurrentemployeesbeingconsideredforpositionsoftrust/promotion;tolocatemissingpersons,tolocateheirs,tolocatedeadbeatfathers,andinvestigatebackgroundsforindividualsbeingconsideredforworkingwithchildren.WecontractwithmanyofourSiliconValleyfirmsandotherbusinessesinconductingemploymentbackgroundchecksandhavefoundnumerouscaseswhereapplicantswereutilizingsocialsecuritynumbersbelongingtodeceasedpersons,andsubsequentlyidentifiedtheseapplicantsasillegalimmigrants.Ourinvestigationshavekeptemployersfromviolatingimmigrationlawsandsavedthemfrompayingfinancialpenalties.ThreedayspriortothisletteraSacramentofemalehighschoolstudentwasmurderedoncampusbyanewlyhiredcustodianpriortohisbackgroundbeingcleared.TheAttorneyGeneralsofficestatedthatthisindividualhasa fourpagerapsheetthatincludesviolentfelonies.Unfortunatelyittakeseveralweekstoprocessfingerprintstoidentifyapplicants.Alicensedprivateinvestigatorwouldhavebeenabletoprovideaninterimbackgroundinvestigationthroughinformationdatabasebrokerswithin2448hoursofthecriminalhistoryofthisindividualandcouldhavepreventedthisgirlsthroatfrombeingslit!Lawenforcementcannotdoitallandourprofessionisbeingusedmoreandmorebyentities,andanyeffortstocloseoffinformationtoourindustrywouldjeopardizebusinessesandotherconsumers.Theclosingofrecordswillcontributetoanalreadyburgeoningfraudactivity.Weaskforyoursupportinexemptingthelicensedprivateinvestigationindustryfromclosureofrecords.Thankyou.̜     4  `       <  h       Veryrespectfully,̜     4  `       <  h       J.S.Memolo ,@), М     4  `       <  h       J.S.Memolo,CPI̛̜@ JSMNETWORKSSTATEWIDEWITHASSOCIATELICENSEDINVESTIGATORS F(#@ F(#NCFIA  H0-0 ЛH   1XX@ K arrington &K arrington   @#XX1W#"XPrivateDetectives#XX"#1XX,#XX1P#"XXInc#XX"#1XX. (h #XX1#:XXPrivateInvestigatorsAssociationofUtah,Inc.22(#CaliforniaAssociationofLicensedInvestigators,Inc. 8     BrookeM.Karrington@*0  0D(#(#0pD(#D(#0p(#p(#RandallWm.Karrington(#(# #XX:3#&&XX16April1997 h  TheFederalTradeCommissionWashingtonD.C.Regarding: 4 PrivateInvestigatorAccesstoInformation   FederalTradeCommission:IunderstandthattheU.S.Congressisconsideringlegislationtolimitcurrentlyavailableaccesstoinformationthatprivateinvestigatorsnowenjoy.InconsideringyourroleinthiseffortIhopeyouwillconsiderandrecognizethegoodthatwedoforsociety,especiallyatatimewhenlawenforcementistappedtothelimitandmoreandmorecitizensturntousforhelp.Manytimesmycompanyhassuccessfullyusedaperson'ssocialsecuritynumbertolocatethatpersontobepursuedinchildsupportmatters.Wehaveusedsocialsecuritynumberstolocatecriticalwitnessesinbothcivilandcriminalcases.Lawenforcementcanhardlyaffordtheresourcesandtimetopursuesuchmatters.JustlastweekIusedvariouspublicrecordswhileconductingsurveillanceforawomanwhowasinfearthatamanwouldmaketruehisthreatstohardherandher7children.Withoutaccesstotheserecordsitwouldhavebeenanextremelydifficulttasktolocateandfollowthismananditwouldhavebeenmuchmoreexpensiveformyclient.IcannotoverstatehowimportantItisthatprivateInvestigatorscontinuetohaveaccesstopublicrecordsinprovidingournobleservice.Ifyouhaveanyquestionspleasecallmeat801.483.1122.Respectfully,KARRINGTON&KARRINGTON,PrivateDetective,Inc. %"& RandallWm.KarringtonRandallWm.Karrington#XX&&# \($) RWK:klgXXftcl.wpd +V', ̜#XXT#XXOffice   4 801.483.1122/(#Email:karrington@sisna.com ~,(. Facsimile 4 801.483.1188#XX#:XX@@ @ PostOfficeBox521002,SaltLakeCity,Utah841521002nn1(##XX:#XXUtahPILicenseNo.100021#XX%#:XXԈ 2-r)/ М#XX:#  -:*0    KELMAR&ASSOCIATES   򀀀    KELLYRIDDLE3(#Telephone(210)3420509  PRESIDENT9(#Fax(210)3420731  2553JACKSONKELLER,SUITE200SANANTONIO,TX.78230May19,1997Mr.JackReed̜NCISSPOBox755DesMoines,Iowa50303DearJack:InreferencetoyourrequestregardinginformationastohowotherPI'susesocialsecurityinformation,letmeexpandonouruses.Approximately80%ofthecasesweworkinvolveinsurancerelatedinvestigations.Toconductsurveillanceonsomeonetodetermineiftheyarereallyhurt,youfirsthavetoknowwheretheyarelocated.Manypeopleintentionallygiveaddressesoffriendsandfamilytomisleadinvestigators.Onworker'scompensationcases,theemployermayonlyhavetheaddressforthesubjectwhentheywerefiredtenyearsbefore.Withoutthesocialsecurityheaderinformation,ourclientswouldpaymuchmoreandwewouldspendourtimewatchingthewrongperson'shouse.Weposenothreattothepersonandasprofessionalinvestigators,thepersonneverknowsthatsurveillancewaseverconducted.Inaddition,manytimestheinsurancecompanyandtheirattorneysneedtofindwitnessestoaccidents.Thisabilityspeedstheprocessupagreatdeal.Evenwhenwehavewhatwethinkisagoodaddress,westillchecktherecordsandoftenfindamorecurrentaddress.Ihave18yearsexperience,havewrittenthreebooksandbeendesignatedanexpertinphysicalsurveillanceandinsuranceinvestigations.Takingthistoolawaywouldgreatlydecreasemyeffectiveness.Respectfully,KellyE.Riddle p&"% KellyE.RiddlePresident̜  @)%( Л   @ KELSAYINVESTIGATIONS@!XX8190EMIRAMESABOULEVARD,SUITE245  @bb#XX!v#:XXSANDIEGO,CALIFORNIA921262627 N @TELEPHONE(619)7883637@$$!FAX(519)7881871#XX:#!XXMARSHALLK.KELSAY  8(#NORTHCOUNTYOFFICE  CAL.LICENSENO.PI8889(#(#K(#A)dEE A߈ D NEVADALICENSENO.419>(#P.O.BOX2520 " DD2(#1735MAINSTREET,SUITEK&&6(#RAMONA,CA920650943@$#XX!#May30,1997  8  DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,DCDearDirectorMedine:  IamalicensedprivateinvestigatorinCalifornia.Theabilitytogatherinformationfrompublicrecordsisvitaltolegitimateinvestigativepurposes.ItiscriticalthattheFederalTradeCommissionmaintaintheavailabilityofthisinformation.Iutilizesocialsecuritynumbersforconductingbackgroundchecksforemploymentforseveralareaschooldistricts,hospitalsanddaycareprovidersalongwithlocatingwitnessesforcourtappearances.  Theinabilitytoobtainthistypeofinformationwouldcauseaverydetrimentaleffectonboththepublicandprivatebusinesssectors.Withouttheavailabilityofthistypeofinformation,itwouldlikelybethatemploymentscreeningandtheabilitytolocatewitnessesinvarioustypesofmatterswouldsohampertheduediligenceprocessthatthecourtswillultimatelybestymied.@*0  Verytrulyyours, "(#(# @*0  MarshallK.Kelsayx"$(#(# @*0  MarshallK.KelsayX$ &(#(# ̜MKK/cdd  8&x"( :XX*Ud dl dd (#(#U,( dd ,Z dd , dd +  "   "L.A./Ventura/SanBernardino#XX:#:XX  P.O.#XX:#:XXԀBox876#XX:2#:XX | #XX:|#:XXAgouraHills,CA91376#XX:#:XX D #XX:+#:XX(#XX:#:XX818)5979411#XX:#:XX  L (818)5978430Fax#XX:#:XX  MainOffice#XX:#:XX 7-    7#XX:#cXXK#XXcc#XXELSEY#XX# $d  $WXXInvestigative D  Services#XX$W#    7-P  "  7:XX  SanDiego/Orange/Riverside#XX:#:XX@-(#  4140OceansideBlvd.,#159153#XX::#:XX | (619)7225400#XX:#:XX D #XX:&#:XX@7(#Fax(619)7225499#XX:}#:XX  L #XX:#:XX/%#2  / @@ WorkersComp.AndSurveillanceSpecialist #XX:<#:XX p  #XX:#  A)ExdEEpxA :XXEst.Since1959@#CaseReferrals:(#CALic.#PI19319 0  @#(800)6009411#XX:# May23,1997Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,DCDearDirectorMedine:IamalicensedprivateinvestigatorinCalifornia.Theabilitytogatherinformationfrompublicrecordsisvitalforlegitimateinvestigativepurposes.ItiscriticalthattheFederalTradeCommissionmaintaintheavailabilityofthisinformation.Licensedprivateinvestigatorsutilizesocialsecuritynumbersforconductingbackgroundchecksforemployment,locatingmissingpersons,heirs,witnessesandclaimants.Becauseoftheavailabilityofthisinformation,wehavebeenverysuccessfullocatingclaimantsforworkers'compensationfraudcases.Itisveryimportantthisinformationbemadeavailabletous.Sincerely,KELSEYINVESTIGATIVESERVICESMichaelE.Schulhof )&4 MichaelE.SchulhofCoownerY   ,(7 Л    @ J.O.KIRK&Associates   МA) xdE0xA  Л@VVP.O.Box1844,ThousandOaks,California91358(800)4927390OfficeFaxMr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,DCDearDirectorMedine,IamalicensedprivateinvestigatorinCalifornia.Theabilitytogatherinformationfrompublicrecordsisvitaltolegitimateinvestigativepurposes.ItiscriticalthattheFederalTradeCommissionmaintaintheavailabilityofthisinformation.Licensedprivateinvestigatorsutilizesocialsecuritynumbersforconductingbackgroundchecksforemployment,tolocatemissingpersonsandheirs,andtolocatewitnesses.IrecallacasetwoyearsagoinwhichIwasabletolocateayoungboy,10years,whohadbeenabductedfromhishomecountryofEgyptbyhisnaturalmotheranhernewboyfriend.TheboyfriendhadbeenemployedbyanAmericancompanyinEgyptandfellinlovewiththeboy'smother.CustodyofthechildhadbeengiventohisnaturalfatheracitizenofEgypt.WhenIlocatedhiminSaintLouis,MO,INS,tookhimintocustodyashewasillegallyinthiscounty.Hewasdeportedandreunitedwithhisfather.IhavenumerousothercaseswherebywithoutSocialSecurityInformationheirswouldnothavefoundormissingrelativesnotfound.Sincerely,̜JohnO.Kirk _ JohnO.KirkCaliforniaLicensedPrivateInvestigator,̛̜@ooMember~SocietyofFormerSpecialAgentsoftheFederalBureauofInvestigation  _*&* {{T{X{{{{X{   KLOPPERINVESTIGATIONS̜A) $xdEG$xA H Лxx (#InvestigativeandLegalAssistanceServices̜P.O.Box28038""7(#Phone(408)2468982 K SanJose,CA951599(#FAX(408)2461767 ; МzwwzMay24,1997Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,DCDearDirectorMedine:IamaprivateinvestigatorlicensedtopracticeinthestateofCaliforniatogatherinformationfrompublicrecordsforlegitimatepurposes.ItiscriticalthattheFTCmaintaintheavailabilityofthisinformation.Licensedprivateinvestigatorsutilizesocialsecuritynumbers(oftenobtainedthroughdatabaseinformationbrokers)forconductingbackgroundchecksforemploymenttolocatemissingpersons;tolocateheirs,tolocatedeadbeats,tolocatewitnessesforcourt,tolocatepartiestocivilsuitsforserviceofprocess,etc.Withouttheavailabilityofsuchidentifyinginformationassocialsecuritynumbers,datesofbirth,lastknownaddresses,etc.,thecostwouldbeprohibitivetolocatepeoplegenuinelyneededforsomeaspectofthelegalsystem.Besidesbeingalicensedprivateinvestigatorwhichbytheway,isextremelydifficulttobecomeasCaliforniarequirementsarethemoststringentinthecountry,Iamaregisteredprocessserverinmycounty.Assuch,Iamconstantlybeingaskedtolocateandserveindividualsdueprocess.Iamalsoonapanelofcourtappointedlicensedinvestigatorstoaidtheindigentwhentheyareaccusedofacrime.Iregularlymustlocatewitnessestoaidintheirdefenseandwithoutaccesstopublicrecordstolocatetheseindividuals,ortoconductabackgroundonthewitnessforimpeachmentpurposes,onewouldneverhaveachanceatafairtrial.Ifeelstronglythatprivateinvestigatorsarebeinglabeledunfairly.Mostcomefromsometypeoflawenforcementbackgroundandthisisthelogicaltransitiontotheprivatesector.OurstateorganizationshaveaCodeofEthicsandendeavortopursueadverseactionagainstthosewhooperatewithoutalicense,etc.Iwouldjustaskthatyouthinkthroughtheconsequencesofblockingaccesstothoseofuswithlegitimate"needtoknow"reasonsandwhohaveworkedhardfortheirlicenses.Iknowthatwithouthavinghadaccesstosuchinformationassocialsecuritynumbers,datesofbirth,etc.,Iwouldneverhavefoundoneofmyclientsbirthmotherandhersevenbrothersandsisterswhohadalsobeenlookingforherformanyyears.Ihaveaccomplishedthistaskonmorethanoneoccasionandeverytimetherehavebeenwonderfulreunionsoffamilies.Thisparticularclienthasgoneontowriteseveralbooksonadoptionsearchesandtheaftereffectsofmakingthefindwhichotherclientshavefoundmosthelpfulintheirownsoulsearching.̜     4  `       <  h       SheilaJ.Klopper ,S*. М     4  `       <  h       SHEILAJ.KLOPPER,PI̜|ww|@ii StateLicensePI13132@!Member:CALI&NALI@ AssociateMemberCACJ}  [1/3 }~~~   KLOPPERINVESTIGATIONS̜&&XXA) $xdEG$xA H Л~~ (#InvestigativeandLegalAssistanceServicesP.O.Box280387(#Phone(408)2468982  SanJose,CA95159  9(#FAX(408)2461767  April23,1997FederalTradeCommissionC/ONCISSP.O.Box755DesMoines,Iowa50823To:TheCommitteeInquiringaboutPrivacyIssues:IamaCaliforniaLicensedprivateinvestigatorandSantaClaraCountyRegisteredProcessServer.IhavebeenlicensedinCaliforniasinceSeptember,1988.Thenatureofmybusinessisintheareaofcriminaldefenseandcivillitigationwork.NotonlydoIworkforattorneys,butIamonacourtappointedpanelofinvestigatorstoassistthosewithoutfunds.Thenatureofmybusinessistolocatewitnesses,interviewthem,andassesstheircredibilityforcourt.Inaddition,Ifrequentlyhavetosubpoenathemtoappearincourt.AnotherareaofmybusinessisinCivilLitigationwhereinIregularlyrunDMVsearchesfordrivingrecords(cannotdowithoutaDOBorDriver'sLicensenumber),locateandserveindividualswithdueprocess,locate,interviewandstatementizewitnessesincivilcases.IamgreatlyconcernedaboutSB600andtheeffortsbeingmadetoremoveallaccesstosocialsecuritynumbers,datesofbirthandaddressesandwhatthiswilldotothelegalsystemandthosewhoworkwithinitsstructure.Iunderstandtheconcernsofthepoliticians,butacompromisemustbereachedforthosewholegallyhavearighttoobtaintheinformationwithinthelegalsystem.Pleasetrytofocusonsomebalanceofwhowillbeallowedtheinformationifitistobelimited.IttakesaninvestigatorinCalifornia6,000hoursofinvestigationtoqualifytotakethestatetesttobeaprivateinvestigator.Mostofuscomefromsometypeofpolicebackgroundandmanyareretiredlawenforcementofficers.Butthefactthatweallgothroughstatelicensingproceduresandbackgroundstoobtainourlicenses,shouldgiveusarighttodoourwithinthesystem.Anyotherlicensedprofessiondoesn'tseemtobeashamstrungastheprivateinvestigatorandthisisgrosslyunfair.@ StateLicensePI13132@[[!Member:CALI&NALI@>> AssociateMemberCACJ#XX&&#Ԉ  q+)1 PrivacyIssuesApril23,1997Page2Iurgeyoutopleaseconsidertheaboveandtherelevantramificationsofyourdecision.Iquestionhowthepoorwillreceiveachanceatafairtrialifwearenotabletolocatewitnessesthatcouldtestifyontheirbehalf,orhowpeoplewillreceiveassistanceinlocatingindividualsandservingdueprocess.Iknowtherearemanyotherlegitimatereasonswhythepersonalinformationonpeopleshouldremainaccessible,e.g.fraudinvestigations,missingpersons,etc.,butImsureyoullgetthatfromotherinvestigators.Imjustaskingyoutonotmakeablanketrulingbuttothinkofallthelegitimatereasonswhytheinformationshouldbemadeavailabletothoselicensedprofessionalswhoareworkingwithinthelegalsystem.Thankyouforyourconsiderationinthismatter.Verytrulyyours,SheilaJ.Klopper  SHEILAJ.KLOPPERPI13132~   X   @ "XXKTCONSULTANTS,INC.#XX"a$#Ԉ  @""XX DetectiveAgency #XX"$#Ԉ  @!726RacewaterDr.@MyrtleBeach,S.C.29577@$8032934082S.C.License:RD51118Business:1390May25,1997Mr.DavidMedineBureauofConsumerProtectionFederalTradeCommissionWashington,D.C.DearDirectorMedine,  IamaprivateinvestigatorlicensedtopracticeinthestateofSouthCarolinatogatherinformationfrompublicrecordsforlegitimatepurposes.ItiscriticalthattheFTCmaintaintheavailabilityofthisinformation.Licensedprivateinvestigatorsutilizesocialsecuritynumbers(oftenobtainedthroughdatainformationbrokers)forconductingbackgroundchecksforemployment,tolocatemissingpersons,tolocatewitnesses,tolocateheirs,andspecificallyIusethemtolocateandgatherinformationonpersonsfilinginsuranceandworkerscompclaims,inthatIdoinsurancefraudwork.Theinformationhasbeeninvaluablesincetheinformationsuppliedbymyclientsissometimesseveralyearsold,andhasnotbeenupdatedbytheclients.  Iurgeyoutokeepthesocialsecurityheadersavailabletotheprivateinvestigators.Weprovideavaluableservicetotheinsuranceprofession,attorneys,etc.,inthatweareabletolocatepersonsforthemandtoobtaintheevidencetotryandstopinsuranceandothertypesoffraud.Sincerely,KenThrasher $, " KenThrasher̜President  & "$    LAJOIE̜INVESTIGATIONSINCORPORATEDTO:   4 HonorableMembersoftheFederalTradeCommission p FROM: 4 JohnM.Lajoie,CLI,President,LajoieInvestigations,Inc. P       4 CommonwealthofMassachusettsDATE: 4 April18,1997  p  ̜ RE:   4 U.S.CONGRESSHB1287  P  МA) xdfExA @  DearHonorableMembersoftheFederalTradeCommission:ItismyunderstandingthatUSCongressHouseBill1287willbebeforeyouforconsiderationinthenearfuture.Iunderstandthatthisbill,ifpassed,wouldclosecertainaccesstovitalpublicrecords,particularly,thatinformationwithrespect tosocialsecurityaccountnumbers .Iamwritingthis  lettertorespectfullyrequestthatyouconsidernottodenyprofessional,licensedprivateinvestigatorsaccesstovitalpublicinformationassociatedwiththesocialsecurityaccountnumber.Consequently,IamopposedtotheproposedregulationknownasHB1287.Asaprofessional,responsiblelicensedprivateinvestigatorintheCommonwealthofMassachusetts,Ifrequentlyusevitalinformation,includinginformationassociatedwithsocialsecuritynumbers,toassistmyclients,thepublic,andhelpprovideasafeenvironmentforthecitizensofourareacountry.Iamsureyouareawareofthebenefitsthatlicensed,professionalprivateinvestigatorsprovideforbusinesses,corporations,publicagencies,andprivatecitizens.Forexample,welocatedeadbeatparentsinadditiontolocatingwitnessestoincidents,accidentsandcrimes.Professionalinvestigatorsuncoverinsuranceandbankfraudandperformbackgroundinvestigationsonindividualswhoareconsideredforhighlevelpositions,caregiversforouryouthandelderly,andforothertypesoflegitimatebusinessneeds.Weassisttheinsuranceindustryandthelegalcommunitybyprovidinginformationrelativetoclaimstodetermineiftheseclaimsarelegitimate.Welocatebeneficiariesofestates,witnessestowillsanddeceasedpartiesforprobate.Basically,weactasalegalevidenceandinformationgatheringsystemforbothplaintiffanddefenseattorneys,aswellasotherentitiesthathavealegitimatebusinessneed.IfHouseBill1287passes,theeconomicimpactwillbemonumentalasinvestigationswillbestretchedtothefinanciallimit.Asitstandsnow,wecanobtaininformationassociatedwithsocialsecuritynumbersroutinelyandcheaply.Ifthebillispassed,theseXXLajoieInvestigationsInc. 287WestBoylstonSt.,WestBoylston,MA01583Telephone(508)8352110FAX(508)83521 +3'+      4  `   241EastMainStreet,Suite205,Westfield,MA01086Telephone(413)5719671     4  `   165NewBostonStreet,Suite241,Woburn,MA01801Telephone(617)9338877  K-(- #XX5#highercostswillbeultimatelypassedontothetaxpayersintheformofhigherinsurancepremiums,  higherlegalbills,inflation.etc.Letmeassureyouprofessionallicensedprivateinvestigatorsusethepublicvitalinformationassociatedwithsocialsecuritynumbersinanextremelyresponsibleandethicalmanner.Licensedprivateinvestigatorsareheldaccountabletolicensingauthoritiesintherespectivestatesandmustbebondedandinsuredinmostofthesestates.Ifwemisuse,mishandle,orabusesensitivepublicinformation,westandtoloseourlicenses.Therefore,ourbusinessisonthelinenomatterwhichwayyoucutit.Irespectfullyrequestthatyoudonotcloseaccesstopublicrecordstoresponsiblelicensedprofessionalprivateinvestigatorsandtocontinueallowingustohelpourclientsinameaningfulway.Thankyouforyourconsideration.̜     4  `       <  h       Respectfullysubmitted,̜     4  `       <  h       JohnM.Lajoie       4  `       <  h       JohnM.Lajoie,CLI̜     4  `       <  h       President̜     4  `       <  h       LAJOIEINVESTIGATIONS,INC.     4  `       <  h       RegionIDirector̜     4  `       <  h       NATIONALASSOCIATIONOFLEGAL̜     4  `       <  h       INVESTIGATORS,INC.̜cc:  LennyAccardo,CLI,NationalDirector,NALI  p   ThomasJackson,LegislativeChairperson,LPDAM  KittyHailey,CLI,RegionILegislativeChair,NALI  BuddyBombet,CLI,PINewsgroup  JackReed,NCISSVicePresident,NALILegislativeChair  0 Л   XXXX HXXD.PHILLIPLANGE,INVESTIGATIONS  МTEMPLARSECURITYSERVICES#XXHB#   #XXXXB#  XhXXX 138ARDMOREAVENUE#6    HERMOSABEACH,CA902545233  310/3740976310/9784825FAX  STATELIC.#PPO10344Pi8087여XXh  2  #!엮C##XX!D#Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,D.C.DearDirectorMedine,IamalicensedprivateinvestigatorinCalifornia.Theabilitytogatherinformationfrompublicrecordsisextremelyvitaltolegitimateinvestigativepurposes.ItiscriticalthattheFederalTradeCommissionmaintaintheavailabilityofthisinformation.Licensedprivateinvestigatorsutilizesocialsecuritynumbersforconductingbackgroundchecksforemployment,tolocatemissingpersonsandheirs,andtolocatewitnesses.Mostrecentlywehavebeenabletousethisinformationtoaidinthelocationofapersonwhomisusedmoniesintheirtrust.TheoutcomewillbringoveronehalfmilliondollarstotheFederalGovernment.Themajorityofinvestigativeintelligencegatheringcomefromtheprivateinvestigationsectorandstoppingthisimportanttoolwoulddonothingbutaidthosewhoaretryingtohideorcoveruptheirdishonesty.Itiswithallrespectthatwe,asanindustry,askthatyounottakeawaythisimportantandvitalinformation.Respectfullysubmitted,DavidP.Lange ("$( DavidP.LangeOwner/QM̜DPL:bms  ,', Л   @QQ LEGALRESEARCHSERVICESINVESTIGATIONS,INC .!XXP.I.#16723  @] ] #XX!(J# dbaBender'sLegalServicedbaLRSInvestigations   @*A)  dEz  A߈  @ :XX1625TheAlameda#511  @GG!SanJose,CA95126@(408)2756078Investigations@@@(408)2864182Process@.. (408)2984484fax@#EIN#770361573#XX:gK#Mr.DavidMedineDirector  W  BureauofConsumerProtectionFederalTradeCommissionWashington,DCDearDirectorMedine:IamalicensedprivateinvestigatorinCalifornia.Theabilitytogatherinformationfrompublicrecordsisvitaltolegitimateinvestigativepurposes.ItiscriticalthattheFederalTradeCommissionmaintaintheavailabilityofthisinformation.Licensedprivateinvestigatorsutilizesocialsecuritynumbersforconductingbackgroundchecksforemployment,tolocatemissingpersonsandheirs,andtolocatewitnesses.Anexamplewouldbe:tolocateanindividualforserviceofprocessand/ortolocateanindividualtoobtaintheirstatementsinaparticularinvestigativematter.Sincerely,LisaPagonico ' LisaPagonico̜President  !! Л   @bb LEGALRESEARCHSERVICESINVESTIGATIONS,INC .!XXP.I.#16723  @ #XX!WP#&&XX dbaBender'sLegalServicedbaLRSInvestigations   @*A)  dES A߈ T @ #XX&&P#:XX1625TheAlameda#511 c @GG!SanJose,CA95126@(408)2756078Investigations@(408)2864182Process@.. (408)2984484fax@ww"EIN#770361573#XX:Q#Mr.DavidMedine,Director    BureauofConsumerProtectionFederalTradeCommissionWashington,DCDearDirectorMedine:IamalicensedprivateinvestigatorinCalifornia.Theabilitytogatherinformationfrompublicrecordsisvitaltolegitimateinvestigativepurposes.ItiscriticalthattheFederalTradeCommissionmaintaintheavailabilityofthisinformation.Licensedprivateinvestigatorsutilizesocialsecuritynumbersforconductingbackgroundchecksforemployment,tolocatemissingpersonsandheirs,andtolocatewitnesses.Anexamplewouldbe:tolocateanindividualforserviceofprocessand/ortolocateanindividualtoobtaintheirstatementsinaparticularinvestigativematter.Sincerely,RonBender  RonBender̜President  S!! X   @*0  (#(# @*0  LEGALSERVICESASSOCIATES,INC.(#(# @*0  1669W.NORTHAVENUE(#(# @*0  BALTIMORE,MARYLAND21217(#(#   @*0  (410)2250991` (#(# @*0  FAX(410)2250992P (#(# @*0  18885342502@ (#(# !XXPRENTERALDC.PRICE8(#CAROLYNG.MCMULLEN    INVESTIGATORVV?(#INVESTIGATOR l   #XX!X#@$May23,1997Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,D.C.  DearDirectorMedine:  WeareprivateinvestigatorslicensedtopracticeintheStateofMaryland.Ournationiscomposedofmanyjurisdictionsandagencieswhousesocialsecuritynumbersasameansofsystematizingtheirrecords.Asaformerlawenforcementofficer,Ifoundthissystemtobeefficientinlocatingsubjectsneededtobelocatedforvariousreasons.  NowthatIamintheprivatesectorandunderstandthatbylegislationlawenforcementcanonlyapplyitsresourcesincertainareas.Therefore,theprivateinvestigationindustryisanecessaryandvaluablecomponentofbothourprivateandbusinesseconomies.Tocontinuetheeffectivenessofthisindustrywhichservesbothsmallandlargebusiness,i.e.,theinsuranceindustryinlocatingheirs,itisnecessaryforthoselicensedprofessionalstohaveaccesstosocialsecurityfiledinformationtoequallyferretoutthosewithinoursocietywhowouldperpetuatefrauduponourcitizens.Itisimportanttotheyoungworkingparentsofasmallyoungchildthattheyknowthat"NannySmith"isrealandnotwantedforchildabuse/abductioninaneighboringjurisdiction.Useofthesocialsecuritynumberallowsustodosuchbackgroundstodeflectthepainandanguishthatcomesbecausewedidnotcheckorwasnotabletoconductsuchsearches.@*0  Sincerely,j&!%(#(# @*0  LEGALSERVICESASSOCIATES,INC.J(#'(#(# @*0  By0D(#(#PrenteraldC.Price**z%)D(#D(# @*0  0D(#(#PrenteraldC.Price+j&*D(#D(# @*0  0D(#(#President  ,Z'+D(#D(#    @! LinkInvestigations  @$P.O.Box233@22ManhattanBeach,CA902670233@77 Phone:(310)5456122@!License#PI14758  p May28,1997Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,DCDearDirectorMedine:IamalicensedprivateinvestigatorinCalifornia.Theabilitytogatherinformationfrompublicrecordsisvitaltolegitimateinvestigativepurposes.ItiscriticalthattheFederalTradeCommissionmaintaintheavailabilityofthisinformation.Licensedprivateinvestigatorsutilizesocialsecuritynumbersforconductingbackgroundchecksforemploymenttolocatemissingpersonsandheirs,andtolocatewitnesses.Mybusinessconstantlyusesthesocialsecuritynumbertoascertainifapersonisdeceased,married,ortoobtainaliasesonasubject.Oncewehavethecorrectnameandthecorrectspellingofaname,wecanusetheinformationtolocatemissingpersons,includingpersonssuspectedofcommittingfraud,deadbeatdadsorotherlegalmatters.Thesocialsecuritynumberisalsousedtoobtainemploymentverificationinformationonasubject,todetermineifthepersonobtainedcollegedegreesbeingclaimed,etc.Ihaveusedthesocialsecuritynumbertolocatephysicaltherapypatientswhodidnotpaytheirbillsandhadmovedwithoutleavingaforwardingaddress.Thetherapyclinichadobtainedjudgmentsonthesepeople.Ihavealsousedthesocialsecuritynumberonsubjectstoverifyasubjectwhohasacommonname,andtoidentifyanybankruptcies,liensand/orjudgments,criminal/civilcourtrecords,orotherderogatorybackgroundinformationforclientsseekingmedicalordentalworkdonewithacertainpractitionerand/orcompanieswishingtohireandbondanewemployee.Therearemanyothersituationswhereinthesocialsecuritynumberhasbeenthekeytosolvingacaseandaveryimportantandnecessarytoolinourbusiness.Irecentlywasabletolocateakeywitnessinafatalvehicularaccident,wheretheguiltypartywouldhavegonefree,ifIhadnotlocatedthewitnessforhisstatement.Weasprivateinvestigatorsknowthatwemustbecarefulwithanyandallprivateinformationthatwedealwithonadailybasisandtakethattrusttoheart.  ,`'* ЛfA) xdE0xA  @LORD&ASSOCIATES,INC.@ Civil&CriminalInvestigationsCorporate&VipSecurityA) xdE0xA  :XXStephenA.Lord,CPP@7154WestStateStreet,Box3808(#StevenS.Wolf,CPE  President&CEO@__!Boise,Idaho837039(#OperationsManager e @#(208)8539636@MM!(208)8539639Fax#XX:l#May28,1997Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,DCDearDirectorMedine:IamalicensedprivateinvestigatorinIdaho.Theabilitytogatherinformationfrompublicrecordsisvitaltolegitimateinvestigativepurposes.ItiscriticalthattheFederalTradeCommissionmaintaintheavailabilityofthisinformation.Weutilizesocialsecuritynumbersforconductingbackgroundchecksforemployment,tolocatemissingpersonsandheirs,andtolocatewitnesses.Thesocialsecuritynumber,likeadateofbirth,isapersonalidentifierwhichensuresthatpersonswiththesamename,forexample,areproperlyidentified.RecentlyourfirmwasabletoidentifyandlocateamissingheirwhohadalegitimateclaimtoalargeestatewhichotherwisewouldhaverevertedtotheState.Inanotherinstance,wewereabletouseasocialsecuritynumbertolocateandreuniteamotheranddaughterwhowereseparatedandwereactivelysearchingforoneanother.Inathirdinstance,ourinvestigatorsusedasocialsecuritynumbertotrackandcausethearrestofabailjumper.Ourcaseexamplesareendless.Ourclientsandthepublicingeneraldependonprivateinvestigatorstoassistthemwiththeirinformationaldilemmas.Weasprivateinvestigatorsdependonsocialsecuritynumberresearchasanaccurateandcosteffectiveinformationgatheringtool.Restrictiveusageofsocialsecuritynumbersforlegitimatebusinesspurposeswouldhaveanegativeimpactandonmyindustryandwouldseriouslyhamperourpublicservicecapabilities.Sincerely,StephenA.Lord (#- StephenA.LordPresidentA) xdE+xA +='1 МXXMembersof:NationalAssociationofLegalInvestigatorsIdahoPrivateInvestigatorsAssociationAmericanSocietyforIndustrial +J'2 Security̜#XXwt#  <-(4 Л@!Ludwig&Associates  @\\$:XXINVESTIGATORS ^ @!LICENSE#A48411SACRAMENTOOFFICE@#STOCKTONOFFICE=(#REDDINGOFFICE w 0  P.O.BOX2510@(#(#829ROSEMARIELANE,SUITEEVV<(#P.O.BOX992377 * z FAIROAKS,CA956289510@!STOCKTON,CA952075(#REDDING,CA960992377  - TELEPHONE(916)9674445@TELEPHONE(209)4743511""3(#TELEPHONE(916)2440503   0  FAX(916)9674207@$$!(#(#FAX(209)47423419(#FAX(916)2440659 C   #XX:u#May23,1997 \   Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashingtonD.C.DearDirectorMedine:IamalicensedPrivateInvestigatorandQualifiedManagerintheStateofCalifornia.ItismyunderstandingthatmyabilitytoobtainSocialSecurityHeaderInformationandotherpersonalidentifiersisbeingthreatened.Theabilitytogatherinformationfrompublicrecordsisvitaltolegitimateinvestigativepurposes.ItisthereforecriticalthattheFederalTradeCommissionmaintaintheavailabilityofthisinformation.LicensedPrivateInvestigatorsutilizeSocialSecurityNumbersforconductingmanykindsofinvestigations.Withoutsuchinformation,ourabilitytoconductbackgroundchecksforemployment,locatemissingpersonsandheirs,aswellascombatWorker'sCompensationandWelfareFraudwouldbeseverelyhampered.Thecostofdoingbusiness,avoidingrisk,theabilitytocollectondebtandcombatallformsoffraudwouldbeadverselyaffected.Thecosttothetaxpayer,aswellasincreasedlitigationcosts,wouldbeinevitable.Thankyouforyourconsideration.Verytrulyyours,JeffreyR.Ball $0 ( JeffreyR.Ball,Q.M.JRB:dawcc:  WallyHerger,MemberofCongress  )c$-    &&XXMacINTIRE&ASSOCIATES  МA) xdEsxA t .(#EmploymentScreeningServices̜29May1997̜Mr.DavidMedine,DirectorBureauofConsumerProtection FederalTradeCommission     Washington,D.C.DearDirectorMedine;IamaprivateinvestigatorlicensedtopracticeintheStateofArizonatogatherinformationfrompublicrecordsforlegitimatepurposes.WefeelquitestronglythattheFTCshouldmaintaintheavailabilityofthisinformation. Licensed,bondedandinsured ,privateinvestigativeagenciessuchas MacIntire&Associates  M  routinelyutilizeSocialSecuritynumbersforconductingincreasingvolumesofpreemploymentchecksonteachers,childcareproviders,nursesandphysicians,andahostofothersthatareseekingpositionsoftrust,andthosethatdealwithourchildren,theelderly,andthefinancialcareandconsiderationsofmanyabusiness,bothnonprofitandforprofit.Weareaskedtopursuedeadbeat,noncustodialparents,debtors,missingpersons,tonamejustafew.Withoutoftheavailabilityoftheinformationthroughreputabledatainformationbrokers,ourassignedtaskswouldbesignificantlymoredifficult,ifnotimpossible.Asprofessionalinvestigators,wedon'ttakethetrustofourclientslightly.Wealsotakesignificantstepssoastoinsurethattherequeststhatwereceivearelegitimate,andthattheconfidentialityoftheinformationwedevelopisthenappropriatelydisseminated.ThevastmajorityoftheprivateinvestigatorsinArizonaandacrosstheUnitedStatesarereputablebusinessmenandwomenthatprovideforagrowingdemandforinformationinbusiness,aswellasthewellbeingandsecurityofmanyaprivateindividual.Theimportanceofthe"informationbrokers"toourprofession,andultimatelytotheclientsthatdependonus,cannotbestressedenough.Weaskthatyouexerciseyourdutieswiththeinterestsoftheprivateinvestigativeindustryandourmanyclient'srequirementsinmind.Respectfully,̜JohnR.W.MacIntire,Jr. !a& JohnMacIntireJr.,President1616E.IndianSchool,Ste.4605(#531W.Plata,Ste.100 ]#) Phoenix,AZ85016;(#Tucson,AZ85705 !$q* (602)2120711;(#(520)621222737 $5 + FAX(888)8825205  9(#FAX(888)8825205 % , @#(800)6412737@www.macpi@azstarnet.com#XX&&~#Ԉ  'E#/ $WXX M #XX$Wʈ#0  04(#(#0` 4(#4(# "XXMaher&Maher#XX"J# ` (#` (# $WXX M #XX$W# f $WXX I0  0(#(#04(#(#0` 4(#4(##XX$W#"XXInvestigations #XX"#!!C(#` (#` (#XXPI17080#XX#Ԉ | ``(# P.O.Box428ArroyoGrande,CA93421(805)48180821    A) xdE xA   May21,1997Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,D.C.DearDirectorMedine,IamaprivateinvestigatorlicensedtopracticeintheSateofCaliforniatogatherinformationfrompublicrecordsforlegitimatepurposes.ItiscriticalthattheFTCmaintaintheavailabilityofthisinformation.Licensedprivateinvestigatorsutilizesocialsecuritynumbers(oftenobtainedthroughdatainformationbrokers)forconductingbackgroundchecksforemployment,tolocatemissingpersons,tolocatewitnesses,tolocateheirs,andtolocateothersbothforcivilandcriminalprocess.BecausesomesurnamesarecommonsuchasSmithorJonestheutilizationofthesocialsecuritynumbereliminateschancesoferror,inconveniencetoothersandassurancethattherightpartyiscontacted.IhaveusedsocialsecuritynumbersonnumerousoccasionstolocatepeoplenotonlyinCaliforniabutinotherstatesaswell.Iamsurethatyouandyourcommitteewilllookatallfacetsoftheissuebeforemakingyourdecision.Privateinvestigationisalegitimateenterprisepreformingalargevarietyofservicestothecommunitiesandbothprivateandpublicsectorsandtheavailabilityofsocialsecuritynumbersisavitalpartofthatendeavor.@*0  Sincerely,"H#(#(# @*0  JohnH.Maher$%(#(# @*0  JohnH.Maher}% &(#(# @*0  owner/manager T&!'(#(#    66+(#"XXMichaelJ.MartinInvestigations#XX"#Ԉ  P P C(#PI15112̜  P.O.Box1507Jackson,CA95642NHH=(#(209)2239161 / &&XXMay23,1997  - Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,D.C.DearDirectorMedine,IamaprivateinvestigatorlicensedtopracticeintheStateofCaliforniatogatherinformationfrompublicrecordsforlegitimatepurposes.ItiscriticalthattheFTCmaintaintheavailabilityofthisinformation.Licensedprivateinvestigatorsutilizesocialsecuritynumbers(oftenobtainedthroughdatainformationbrokers)forconductingbackgroundchecksforemployment,tolocatemissingpersons;tolocateheirs,tolocatedeadbeats,andtodetectfraudulentusofidentity.Iwasabletolocateapersonwhohadabscondedwithherbedboundelderlymother'sproperty,afterdeceivingthemotherintoaddingthisperson'snametothedeedofthehouse.UsingthesocialsecuritynumberIwasabletodeterminethatthispersonhadupdatedhiscreditinformation(creditcard),sothatthebillswouldbemailedtothenewaddress,outofstate.ThefinancialinstitutionupdatedtheircreditreportstothebureausandIwasabletogetthenewaddress.Thepersonwaslocatedandthematterwas"resolved".Theelderlymotherdiedjustafewmonthsafterthiseventand,hadtheadultchildnotbeenlocatedandthefraudulentappropriationofthepropertynotresolved,thecostandlegaleffortsnecessarytountanglethecasewouldhavebeenenormous.Instead,thecosttothisnearindigentseniorwaslessthan$100.Iusedtheservicesofa"dataretrievalservice"togettheinformationtolocatetheaboveperson.Mypracticeisnotlargeenoughtojustifythecostofestablishingaccountswiththeinformationsourcesthemselves(someofthesearebarredbylawfromcontractingwithmeatall)soImustrelyon"brokers"todomywork.HadpendinglegislationbeeninforceatthetimeIwasaskedtodotheaboveinvestigation,themother'shouse,car,andhermoneywouldhavebeengone.Theworkthatprivateinvestigatorsdoisoftenunknowntothegeneralpublic;itiscertainlynot"newsworthy"bynetworkstandards.Theonlyconceptmostpeoplehaveaboutourworkisfromwatchingthe MalteseFalconorrerunsof RockfordFiles,"Magnum",or"Cannon".Idonotcarryagun,andmycomputerissowellbehavedthatIdon'tevenneedone.Ihaven'tfiredashotinangersinceIretiredfromthepolicedepartment.Weareallconscientious,hardworkingtypeswhoprovideavaluableservicetosociety.Askanyactiveattorneyhowwellhisorherpracticewouldfarewithouttheservicesofaninvestigator.Mostwouldnotwanttothinkaboutit.Sincerely,MichaelJ.Martin ' #- MichaelJ.MartinOwner,ChiefInvestigator#XX&&U#  A)$/ ЛHXHX(EEX@H%H%(   yS/nA1-l|M `E[Mte6Hy H6H6H H  H H H6H6:XX@ #XX:#XX H . B ENNETT {3 @bb  M ASSEY u @VV  P RIVATE    @qq INVESTIGATOR@ee  ;  @ 2121KStreet@MERCED,CA95340@CALIFORNIALIC.No.@12303#XX# n& @1May23,1997NCISSP.O.Box755DesMoines,Iowa50303DearSir:   k IamalicensedprivateinvestigatorIMerced,California.AnessentialpartoftheservicesIprovideinvolvesthegatheringofinformation,alargeportionofthisisfrompublicrecords.ItiscriticalthattheFederalTradeCommissionmaintaintheavailabilityofthisinformation.MuchofwhatIdoinvolvesthecourt,eitherincriminalorcivilcases,andtheabilitytolocatewitnessesiscrucial.SocialSecurityNumbersarecriticalnotonlyforlocatingwitnesses,butalsoforbackgroundchecks,locatingpersonstoclearcloudedrealestatedeeds,missingpersonsandheirs. k OnoneoccasionIwasretainedtolocateacouplewhohadsoldapieceofpropertytwentyfiveyearsago.Thatpropertynowhadbeendevelopedintoahousingtract,insteadofathirtyacreparcel.Itisnownumerouslotswithveryexpensivehomes.Formanyofthesehomeownerstherewasaquestionofwhethertheyactuallyownedthebackthirtyfootoftheirlot.Needlesstosaynumerouspeopleandagreatdealofmoneywasatstakeifthisproblemcouldnotberesolved.Throughtheuseofvariouspublicrecords,Iwasabletolocatethefemalepartyofthedeed.Herhusbandhadpassedawayyearsbefore,butshewasstillresidinginthearea.Fortunatelythiscasehadahappyendingandtheexpenditurewasonlyafewhundreddollarsforprivateinvestigationworkinsteadofthousandsofdollarsinlitigationthroughlawsuits. k MaintainingsocialsecurityrecordsforusbyLEGITIMATEprivateinvestigators,thosewhohavestatelicenses,therebyprovingtheyhavetherequiredtrainingandexperiencetodosuchwork. k Thankyouforyourtimeandconsideration.H.BennettMassey $!@ H.BennettMasseyPrivateInvestigatorPI12303 e'$C &&XX(EEX@H H (Fax(209)7228822 )%C Phone(209)7267906#XX&&m#  )&D HeXXMPI#XXe9#  @dR.RXXMasterPIDetectives#XX.RR#Ԉ SK @#dCXX̱CDetectiveAgency#CJ##XXC+#Ԉ { @))"dXXԜLic.No:PI11509#XX#Ԉ  @66%dMay23,1997Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,DCDearDirectorMedine,IamalicensedprivateinvestigatorintheStateofCalifornia.Theabilitytogatherinformationfrompublicrecordsisvitaltolegitimateinvestigativepurposes.ItiscriticalthattheFederalTradeCommissionmaintaintheavailabilityofthisinformation.Licensedprivateinvestigatorsutilizesocialsecuritynumbersforconductingbackgroundchecksforemployment,tolocatemissingpersonsandheirs,andtolocatewitnesses.Justthisweekwewereabletoreuniteamotheranddaughterasaresultofutilizingthisinformation.Thereisnotaweekthatgoesbythatwedonotutilizethisinformationforaworthycause.LastChristmasasocialworkerfromLosAngelescontactedmeandrequestedthatwedoworkforoneofhispatients.Thepatienthasbeeninamentalinstitutionforalongperiodoftimeandhadlostcontactwithhisfamily.Thesocialworkersaidthatthepatientwasrecoveringanditwas,inhisopinion,timeforhimtospeakwithhisfamily.Wewereabletoreunitethemwiththeassistanceoftheheaderinformation.Althoughthiswasacharitycase,therearenumerousotherinstancessimilartothiswherepeoplearetryingtofindlovedoneswhohavebeenseparatedforavarietyofreasons.Thelossofthisservicewouldgreatlycurtailoursuccessinthisarea.Ishouldalsoliketopointoutthatthetraditionalservicesthatlawenforcementhaveprovidedinthepast,arenolongerprovidedtoday.Itisnowtheprivateinvestigatorwhoisprovidingtheseservicestothecommunity.Theyinclude,butarenotlimitedto,security,locatingpersons,conductingbackgroundinvestigations,locatingheirs,andfindingmissingpersons.Thegrowingnumberofabductedchildrenhasmadethisserviceevenmorevaluable.Idon'tknowhowwecouldfunctionwithoutit.Itwouldcertainlybeatellingblowtothecommunity.Thankyouforattendingtothismatter.Itisseriousandwouldcertainlybeablowtothecommunityifthisinformationwerenolongeravailabletous.Sincerely,HenryR.Foresta D&<%* HenryR.ForestaA)1udE1uAߜHRF/cm̜  )(. XHX  f   $WXXM#XX$W #AXWELL     $WXX&#XX$W|# A)dEA߀ >     $WXXA#XX$W4#SSOCIATES,$WXXI#XX$W#NC. )(#:XX INSURANCEINVESTIGATIONS/ADJUSTERS  ,| f۷#XX:ݹ#May23,1997Mr.DavidMedine,Director BureauofConsumerProtection  K  FederalTradeCommissionWashington,DCDearDirectorMedine,IamalicensedprivateinvestigatorinCalifornia.Theabilitytogatherinformationfrompublicrecordsisvitaltolegitimateinvestigativepurposes.ItiscriticalthattheFederalTradeCommissionmaintaintheavailabilityofthisinformation.Licensedprivateinvestigatorsutilizesocialsecuritynumbersforconductingbackgroundchecksforemployment,tolocatemissingpersonsandheirs,andtolocatewitnesses.Therehavebeennumerousoccasionswhenwe'vedevelopedinformationfrombackgroundcheckswhichhelpedourclientsonworkers'compfraudcases.Accesstosuchdata,therefore,hasanoverridingpublicgoodandIaskthatourindustry'scurrentlevelofaccesstosocialsecuritynumbersandrelatedinformationnotbediminished.Verytrulyyours, MAXWELLANDASSOCIATES,INC.  @ GlenMaxwell > GlenMaxwell, CEO     GM:dmsXXA)*dE*A@P.O.#XX# $ XXԀ#XX  $S#XXBOX1065BENICIA,CA94510#XX# $ XXԀ M&A#XX  $# A)*dE*A  $ XXԀ#XX  $# XX(800)3398566(707)7472828#XX#Ԉ %!& @ii!XXFAX(707)7450907#XX[#Ԉ  &>"'    ݛ@  1XXR.L.McBEAN&ASSOCIATES#XX1# (#(#K(#  @jj&&XXINVESTIGATIVESERVICES C МA)6$dE6$A̛@#XX&&#:XXP.O.Box3703Whittier,California906050703(310)9415270Fax(310)9412870#XX:U#&&XXԈ { ̛̜@$MAY22,1997MR.DAVISMEDINE,DIRECTOR BUREAUOFCONSUMERPROTECTION   R  FEDERALTRADECOMMISSIONWASHINGTON,D.C.DEARMR.MEDINE:IAMTAKINGTHISOCCASION,ALONGWITHMANYOTHERPROFESSIONALINVESTIGATORS,TOVOICEMYCONCERNREGARDINGTHEDISPOSITION,ANDDESEMINATIONOFWHATHASINTHEPASTBEENCONSIDEREDTOBEPUBLICINFORMATION.ASALICENSEDPROFESSIONALINVESTIGATOR,IAMCONCERNEDABOUTTHEBALANCEOF"PRIVACY",ANDTHE"NEEDTOKNOW"ISSUESOFPUBLICRECORDS,SOCIALSECURITYNUMBER(SSN)RECORDSDRIVERLICENSESRECORDS,VEHICLEREGISTRATIONINFORMATION,ANDNUMEROUSOTHERINFORMATIONRESOURCES.ACCESSTOTHESEDOCUMENTATIONRESOURCESAREVITALTOOURINDUSTRIES,ANDTHECLIENTSWESERVE.INRECENTYEARS,PRIVATEINDUSTRYHASINCREASINGLYRELIEDONTHEPROFESSIONALINVESTIGATORTOCONDUCT(REQUIRED)PREEMPLOYMENTSCREENING,INTERNALTHEFT,ANDDRUGABUSESITUATIONS.EVENLOCALLAWENFORCEMENTAGENCIESARETAPPINGINTOTHETHEINVESTIGATIVEABILITIESOFPRIVATEINVESTIGATORS,ANDHIRINGLICENSEDPRIVATEINVESTIGATORSTOCONDUCTCRIMINALINVESTIGATIONSASCIVILIANINVESTIGATORS.@  #XX&&#XXSERVINGTHEINSURANCEINDUSTRYSINCE1983STATELIC.#PI11075#XX#&&XXԈ  r!% MR.DAVISMEDINE BUREAUOFCONSUMERPROTECTION  t MAY22,1997PAGE2COGNIZANTOFTHEFACTTHATINSURANCECOMPANIESAREREQUIREDTOESTABLISH,ANDMAINTAINAN"SIU"(SPECIALINVESTIGATIONUNIT),ANDINVESTIGATEALLSUSPECTEDFRAUDULENTCLAIMS)STRONGLYSUGGESTSTHATTHEINVESTIGATIVERESOURCESNECESSARYTOCARRYOUTTHATFUNCTIONBEMADEAVAILABLETOTHOSEϜSURANCEINVESTIGATORS,ANDLICENSEDPRIVATEINVESTIGATORSWHOARECALLED    UPONTOPERFORMTHESETYPESOFINVESTIGATIONS.ASITAPPLIESTOPUBLICRECORDS,THELEGISLATUREHASBEENVERYQUICKTOTAKETHEPOSITION;"WHENINDOUBT,DENY".THISATTITUDEISUNDENIABLYINTHEBESTINTERESTOFTHECRIMINALWHOEXISTS,ANDPROSPERSINTHEWORLDOFFRAUDANDDECEIT,ANDREMAINSUNDETECTEDORPROSECUTED.SOUTHERNCALIFORNIAHASTHEDUBIOUSDISTINCTIONOFBEINGKNOWNASTHE"FRAUDCAPITALOFTHEWORLD".THISISANEMBARRASSING,HOWEVERACCURATETITLE.SCAMS,"THEFTBYTRICK&DEVISE",INSURANCEFRAUDIS"ALIVE&WELL"INCALIFORNIA,ANDITSADIFFICULTCRIMETODETECT,ANDPROSECUTE.CALIFORNIALAWENFORCEMENTAGENCIESDONOTHAVESUFFICIENTTRAINEDMANPOWER,ORFINANCIALRESOURCESTOKEEPUPWITHTHEFRAUDULENTCRIMESPREECURRENTLYBEINGEXPERIENCEDINCALIFORNIA.WITHOUTTHEAVAILABILITYOFSENSITIVEDOCUMENTATIONRESOURCESSUCHASSSN,ANDDMV,THEABILITYOFTHEPRIVATESECTORTOPROTECTITSELF,ANDTHEIRCUSTOMERS(THEGENERALPUBLIC)ISNOTPOSSIBLE.TODENYACCESSTOTHIS \ INFORMATIONFORLAWFULINVESTIGATIVEPURPOSES,ISCOUNTERPRODUCTIVETOTHE  p BESTINTEREST;ANDPROTECTIONOFTHEVERYPUBLICTHATISCLAIMEDTOBEPROTECTEDBYDENYINGTHISINFORMATION.@  #XX&&#"XXR.L.McBEAN&ASSOCIATES#XX"#&&XX  0  @$ $ #XX&&#:XXP.O.Box3703Whittier,California906050703(310)9415270#XX:#&&XXԈ  *z! MR.DAVISMEDINE BUREAUOFCONSUMERPROTECTION  t MAY22,1997PAGE3ASANINVESTIGATOROFSOME37YEARSEXPERIENCE,ICANATTESTTOTHEFACTTHATTHEMEANS,ANDMETHODSOFINVESTIGATIONHAVECHANGEDDRAMATICALLYOVERPAST25YEARS.ITHASBEENNECESSITATEDBYTHEFACTTHATCRIMINALSHAVEBECOMEMORESOPHISTICATED,ANDBETTERARMEDTHANTHEIRCOUNTERPARTINTHEPUBLIC,ANDPRIVATESECTOR.HAVEHADTHEPRIVILEGEOFSOME20YEARSINVESTIGATIVEEXPERIENCEINTHEPUBLICSECTORASASUPERVISINGINVESTIGATORFORACALIFORNIALAWENFORCEMENTAGENCY.FORTHEPAST17YEARS,IHAVECONTINUEDTAHTENDEVORINTHEPRIVATESECTORINVESTIGATINGSCAMS,ANDINSURANCEFRAUD.THEREISNOSHORTAGEOFCASEASSIGNMENTSINTHISPARTICULARINDUSTRY.TOSUCCESSFULLYCONDUCTTHISTYPEOFINVESTIGATION,SENSITIVE,ANDRESTRICTEDPUBLICRECORDSINFORMATIONISANABSOLUTENECESSITY.TODENYTHISINFORMATIONFROMLEGALLYLICENSED x  INVESTIGATORSWOULDDESTROYTHEABILITYOFOURINDUSTRYTOEFFECTIVELY < INVESTIGATE,ACCURATELYEVALUATE,ANDDETECTFRAUDULENTCRIMESINCALIFORNIA.IDONOTADVOCATETHEIRRISPONSIBLE,ORUNCONTROLLEDDISSEMINATIONOFSENSITIVE,OR"RESTRICTED"INFORMATIONCURRENTLYUNDERTHECONTROLOFVARIOUSGOVERNMENTALAGENCIES,ANDSOMESPECIALIZEDPRIVATEINDUSTRIES.THERESHOULDBEAQUALIFYINGCRITERIA,FORACCESSTOTHISINFORMATION.THE"WHENINDOUBT,DENY"APPROACHTOTHISSITUATIONISNOTINTHEBESTINTERESTOFANYONE,EXCEPTTHECRIMINAL.ITISNOTINTHEBESTINTERESTOFTHEPUBLIC,ANDITISNOTCONSISTENTWITHTHEOBJECTIVESOFOURINDUSTRY.ASPRIVATEINVESTIGATORSITISNOTOURPURPOSE,ORFUNCTIONTOCREATFACTS,ONLYTOIDENTIFY,ANDBRINGTHOSEFACTSTOLIGHTINTHEINTERESTOFJUSTCAUSES.@  #XX&& #"XXR.L.McBEAN&ASSOCIATES#XX"#&&XX  " @$ $ #XX&&#:XXP.O.Box3703Whittier,California906050703(310)9415270#XX:Y#&&XXԈ  # MR.DAVISMEDINE BUREAUOFCONSUMERPROTECTION  t MAY22,1997PAGE4THECONTROLEDACCESSOFSENSITIVEINFORMATIONTOPROPERLYLICENSEDPROFESSIONALINVESTIGATORSISPARAMOUNTTOTHEULTIMATE,ANDGENERALINTERESTOFTHEPUBLIC.THESERESOURCESAREABSOLUTELYNECESSARYINTHEINVESTIGATIVEPROCESS.ITRUSTTHATTHEDETRIMENTALEFFECTSOFSUMMARILYDENYINGACCESSTOTHISINFORMATIONTOTHELAWFULLYLICENSEDPRIVATEINVESTIGATIVEINDUSTRYWILLBEFULLYCONSIDEREDPRIORTOREACHINGANYHASTY,ORILLADVISEDRECOMENDATION.THANKYOUFORYOURANTICIPATEDEXAMINATION,ANDCONSIDERATIONOFTHISMATTER.MOSTRESPECTFULLY,RICHARDL.MCBEAN P RICHARDL.MCBEANR.  L.McBEAN&ASSOCIATES  CC:FILE@  #XX&&#"XXR.L.McBEAN&ASSOCIATES#XX"f#&&XX  l @$ $ #XX&&#:XXP.O.Box3703Whittier,California906050703(310)9415270#XX:-#Ԉ  f     3(# McCORMICKINVESTIGATIONS   1275FourthSt.#174SantaRosa,CA95404̜A) $xdE4$xA 5 License#PI192053(#Telephone(707)5862794 T License#ADJ2B534379(#Fax(707)5858126 +{ ̜May28,1997Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,DCDearDirectorMedine,IamalicensedprivateinvestigatorinCalifornia.TheabilitytogatherinformationfrompublicϜrecordsisvitaltolegitimateinvestigativepurposes.ItiscriticalthattheFederalTradeCommissionmaintaintheavailabilityofthisinformation.Licensedprivateinvestigatorsutilizesocialsecuritynumbersforconductingbackgroundchecksforemployment,tolocatemissingpersonsandheirsandtolocatewitnesses.YesterdayIwasabletolocateaformerQueenoftheValleyHospitalemployeeneededtotestifyoninaWorkers'Compensationcasebyutilizingasocialsecuritysearch.Sincetheformeremployeehadmovedoutofstate,therewouldhavenotbeenanyotherwaytolocatehimwithoutperformingasocialsecuritysearch.Sincerely,̜CindyMcCormick Q CindyMcCormick̜Owner   " ЛX   "XX 1$"A)xdExA#1X%*X$1`#1$*X1X%A).jdE.jAJackReed#1X%*X$1#1&ލ(&*X1X%   #&&(&1&ލ##XX&&# 1X%*XXX1&ލ(&*X1X%From: 0  04(#(#0` 4(#4(#MCCOYINV@aol.com[SMTP:MCCOYINV@aol.com]` (#` (#  Sent: 0  04(#(#0` 4(#4(#Sunday,April20,19974:53PME` (#` (#  To: 0  04(#(#0` 4(#4(#JackReed Y` (#` (#  Subject: 0 4 0` 4(#4(#FTCPrivacyIssues` (#` (# McCoyInvestigationsP.O.Box174Carmichael,CA95609(800)2876789CALicPI18621April20,1997FederalTradeCommissionC/ONCISSP.O.Box755DesMoines,IA50823DearCongress,Asaprivateinvestigatorspecializinginemploymentbackgroundservices,Irelyonpublicinformationtohelpinformemployersabouttheirjobcandidate'sbackground.Checkingreferencesandvalidatingfactsarenolongerasconclusiveastheyoncewerebecausemostcompaniesarereluctanttogiveoutanynegativeinformationaboutaformeremployeeforfearoflegalreprisal.Thismaybeonereasonthatviolenceandtheftareatanalltimehighintheworkplacetoday.Applicants'consistentlyfilloutjobapplicationsorresumesandrevealonlywhattheywanttheemployertoknow.Manyomitpreviousaddressesbecauseofcriminalmisconductinthosecounties.Publicinformationsuchassocialsecuritytraces,countycriminalhistory,andDMVrecordsarejustafewalternativesleftfortheemployertoverifycrucialinformationaboutwhotheyarehiring.Therestrictionofpublicrecordswouldposeaveryrealsecurityriskforbusinessesandconsumers.Socialsecuritytraceshaveroutinelyinformedusthattheconsumermaybeavictimoffraud,oranapplicantmaybemisuinganotherconsumer'sidentitytoobtaincreditandemployment.Addressesrevealedonthejobapplicationmaybefalsifiedandtherealcountiesofresidencydiscoveredonlyafterrunningasocialsecuritytrace.Ifwedonothaveameanstoverifywhereajobapplicanthasresidedinthepast,wecannotproperlyevaluatethejobcandidateforemployment.Socialsecurityinformationincludesthecapabilitytodetermineifasocialsecuritynumberisvalid,ifthenumberwasassignedtoadeceasedindividual,andtheyearandstateissued.Thisinformationuncoversfraudulentusersapplyingforjobsonadailybasis.Obtainingcriminalinformationonajobcandidateiscrucialforthesafetyofthepublic,coworkers,andclients.Equallyimportant,istheabilitytoinformemployersofpastcriminalconvictionsoftheapplicantwherethepositionbeingsoughthasadirectcorrelationtopastcrimes.Restricitions@'Page1  (E$/ onthisinformationwouldultimatelydestroyanyhopeforasafeworkplaceandwouldbeverycostlytoemployerstryingtominimizetheft,embezzelment,andviolenceintheirworkplace.Pleasereconsideranyrestrictionsonpublicinformationandthepotentiallydisastrouseffectthatsuchrestrictionswillhaveuponthesafetyandwelfareofbusinessesthroughoutthecountry.Respectfully,NancyMcCoy@'Page2#&&(&1&ލ##XX&&1#Ԉ  p)$0 Л   s'?/+b|0LTA `D @EaA A  s     4  `   1XXԜMcDIARMID#XX1#  1XX@*   D  p RKC#XX1b# C @*   D  p       May26,1997   Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,D.C.DearDirectorMedine,  IamalicensedprivateinvestigatorintheStateofCaliforniaandaretiredLawEnforcementOfficer.TheabilityofprivateinvestigatorstohaveaccesstoSocialSecuritynumbersiscritical.Weutilizethesenumbers(asdoestheFederalGovernment)toverifyidentityinmanycasesduringthepreemploymentscreeningprocess.Weusethenumberstoassistinlocatingpersonswhomaybetherecipientofinheritancesfromestates.Thelasttimeweusedasocialsecuritynumberwedeterminedthetrueidentityandlocationofapreviouslyconvictedfelonwhowasprowlingtheinternetinsearchofteenage,femalevictims...wewereablewiththeassistanceofthelocalpoliceinpreventingacrimefromoccurring.  WehavefoundthattheuseofaSocialSecuritynumberiscriticalinverifyingdegreesatthevariouscollegesanduniversitiesthroughoutthecountry.MostcollegesanduniversitiesnowutilizethesocialsecuritynumberasastudentI.D.numberandallstudentinformationistrackedbythisnumber.  Pleasedonotcurtailthiscriticalsourceofinformation.@*   D  p   Sincerelyyours,   @*   D  p   BobMcDiarmid h   @*   D  p   @*   D  p   BobMcDiarmid ?!! @*   D  p   McDiarmidRKC "f" 14125CAPRIDR.#2@''LOSGATOS,CALIFORNIA950302(#(408)3742610/3742615  $% Л@!PHILIPA.McGOVERN@''$&ASSOCIATES&&XXINVESTIGATIONS#XX&&#@ POSTOFFICEBOX1494xxA(#TELECOPIER 5 &&XXCALIFORNIALICENSEPI9697#XX&&#@!PLACENTIA,CA92871HH=(#(714)5722987  \ @""TELEPHONE(714)5720892May22,1997̛̜Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,DCDearDirectorMedine:IamalicencedprofessionalinvestigatorinCalifornia.Theabilitytogatherinformationfrompublicrecordsisvitaltolegitimateandethicalinvestigativepurposes.ItisverycriticalthattheFederalTradeCommissionmaintaintheavailabilityofthisinformation.Licencedprivateinvestigatorsutilizesocialsecuritynumbersforconductingbackgroundchecksforemployment,tolocatemissingpersonsandheirs,andtolocatewitnesses.Iamaninsurancefraudinvestigator.Idependalotonthesocialsecurityheadertolocatekeywitnessesinadditiontobeingabletoverifywhetherasocialsecuritynumberislegitimatelyutilized.RecentlyIdidaninvestigationfortheWaltDisneyCompanyandfoundaclaimant,whowasperpetratingafraudagainstDisneyland,usingfivesocialsecuritynumbersandvariousaliases.My  accesstothesocialsecuritynumberheaderswasinstrumentalinbringinganendtothisclaimagainstDisneyland.TheDistrictAttorneysofficeisnowpursuingapossiblecriminalchargeagainstthisperson.Takingawayfromtheprofessionalethicalinvestigatortheabilitytoaccessthisimportantinformationwillonlyprotectthosewhomakealivingbydefraudinginsurancecompanies.Properlyutilizedthesocialsecurityheadersareaninvaluabletoolincombatingfraudandcriminalactsofallkinds.Istronglyurgeyoutosupporttheeffortsoflegitimateindividuals,suchasprivateinvestigators,seekingaccesstothisinformation.̜     4  `       <  h       Verytrulyyours,̜     4  `       <  h       PhilipA.McGovern̜     4  `       <  h       PhilipA.McGovern 'o") МPMG:pmg:XX@n n MEMBERCALIFORNIAASSOCIATIONOFLICENSEDINVESTIGATORS ($+ @" " MEMBERCOUNCILOFINTERNATIONALINVESTIGATORS#XX:S#Ԉ  )$, Л@` `  McGUINNESS&ASSOCIATES,INC.   @1840CoralWay,Suite302@{{ Miami,Florida33145@򀀀 5 @Telephone:(305)8589122@Facsimile:(305)8589983April17,1997FederalTradeCommissionWashingtonD.C.DearCommissionMember,  IhavebeenconductingprivateinvestigationsforthepasttwelveyearshereinSouthFlorida.Publicrecordshavebeeninvaluabletomeovertheyears.Thesocialsecurityheadersearchinmyestimation,isoneofthebesttoolsavailableatthistimeforlocatingindividuals.  Ihelpedawomanseveralyearsagolocateherhusbandwhohadlefthersevenyearsbeforeandwithoutapprovalofthecourt,tookherinfantson.IwasablethroughasimplesocialsecuritysearchtolocatethehusbandinW.PalmBeachandconfirmedthathehadanonpublishedtelephonenumberinhisnameatthataddress.Themotherwasultimatelyreunitedwithherchildwhoshehadnotseenforsevenyears.  Lastyear,Ilocatedtwokeywitnesseswhohelpedgetjusticeforafamilywholosttheirnineteenyearoldsontoadrunkdriver.ThedriverwaschargedwithDUIManslaughter.IlearnedthathehadapriorDUIcasewhereheinjuredtwoyoungwomen,oneseverelyleavingherinawheelchair.ThroughFloridadriversrecords,Iwasabletolocatetheirstepfatherandultimatelythetwowitnesseswholivedoutofstate.Theytestifiedatthemanslaughterdefendantssentencinghearing.Whenthejudgesawthepriorwitness/victiminawheelchair,hegavethedrunkdriverthemaximumsentence.  IamcertifiedasafraudexaminerandhaveworkedfortheUnitedStatesAttorneysOfficeinMiamifortheircivillitigationunit.IhaveworkedforthemonMedicaidfraudcaseswhereinthesocialsecuritynumberswerekeytoidentifyingassets,publicrecordssuchasmotorvehicleregistrations,propertydeedsetcwereallofuse.:XX@McGuinness&Associates,Inc.InvestigativeServicesfortheLegal,FinancialandInsuranceProfessions#XX:#Ԉ  'F#* FederalTradeCommissionApril17,1997pagetwo  Commissionmembersandlegislatorsneedtolookattheseissueswhenweighingtheadvantagesanddisadvantagesofaccesstothispersonalinformation.Theprivateinvestigativeindustryisprofessionalenoughtocontinuetousetheserecordsresponsiblyinordertocombatfraudandprovideassistancetolawenforcementwhoisoverburdened.0  Pleasedonothesitatetocontactmeshouldyouneedfurtherexamplesorclarification. (#(# Sincerely,BrianP.McGuinness I  BrianP.McGuinness,CLI,CFECertifiedLegalInvestigatorCertifiedFraudExaminerImmediatePastPresidentofFloridaAssociationofLicensedInvestigatorsBPM:II:XX̛̜@McGuinness&Associates,Inc.InvestigativeServicesfortheLegal,FinancialandInsuranceProfessions#XX:`#Ԉ  (g#-    1XXMcMackinInvestigations#XX1#||?%phone415/3333414  A3) xdE $A  P.O.Box347271SanFrancisco,CA941347271  ?%fax415/5864404 5 May23,1997Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,DCDearDirectorMedine,IamalicensedprivateinvestigatorinCalifornia.Theabilitytogatherinformationfrompublicrecordsisvitaltolegitimateinvestigativepurposes.ItiscriticalthattheFederalTradeCommissionmaintaintheavailabilityofthisinformation.Licensedprivateinvestigatorsutilizesocialsecuritynumbersforconductingbackgroundchecksforemployment,tolocatemissingpersonsandheirs,andlocatewitnesses.Asinfraudinvestigationswehavefoundpeopletoutilizemorethanonesocialsecuritynumberaswellasotherpersonssocialsecuritynumbers.sometimesrobbingthegovernmentofpropertaxation,takingbenefitsfromemployersandinsurancecompanieswhichisnotdeserved.Sincerely,N.JMcMackin       @ ;nXX^;nS.MelgarInvestigations,Inc.#;n^##XX;n#   5/23/97Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,DCDearDirectorMedine:  IamalicensedprivateinvestigatorinCalifornia.Theabilitytogatherinformationfrompublicrecordsisvitaltolegitimateinvestigativepurposes.ItiscriticalthattheFederalTradeCommissionmaintaintheavailabilityofthisinformation.Licensedprivateinvestigatorsutilizesocialsecuritynumbersforconductingbackgroundchecksforemployment,.tolocatemissingpersonsandheirs,andtolocatewitnesses.  Ourcompanyspecializesinthepreventionofinsurancefraudandassuch,servesabeneficialroletothegeneralpublic.Itisvitaltoensureproperidentificationduringourcourseofbusinessandaccesstopublicrecordssuchassocialsecurityinformationisimperative.Regards,SoniM  SoniMelgarS.MelgarInvestigations:XX@h h  #XX:; #&&XXPhone18006354270Fax9096954433  &"& @**P.O.Box891046,Temecula,CA92589@ 27710JeffersonAvenue,Suite202,Temecula,CA92590@HHStateLicense#PI19767330605229#XX&& #Ԉ  )d$) Л   M      4  `   A)  $0*dE $ +A Merlin (#(#K(#       4  `    InformationServices @(#CAPI15087  A) $xdFE]$xA ^  215S.ComplexDr.   41697 } М Kalispell,MT  T   59901  4  `    To: < FederalTradeCommission +{      4  `    Re: < AvailabilityofPublicRecords  R      4  `    ToWhomItMayConcern. TollFree:  ^    18003676646    IamalicensedprivateinvestigatorinCalifornia.Ihavebeenaskiptracer 5   0  0(#(#04(#(#0` 4(#4(#0 ` (#` (#0 (# (# since1973.Iamalsoabrokerofpublicrecordstoinvestigators, @R!  @R! collectionagencies,bailbondsmen,repossessionagencies,insurance @l!  @l! companies,attorneysandgovernmentalagencies.Mostimportantly,Iam @# aϜprivatecitizenwithafamily,concernedaswellwithprivacyissuesand @." howtheyrelatetopublicsafety.  (# (#  Local:  ?   4067558550 0 ` 0 ` (#` (#0 (# (# Therewillcertainlyalwaysbethedangerofanindividualdoingharmful f  thingswithinformationobtainedfrompublicrecords.Itisclear, @`!  @`! however,thatthebenefitsfaroutweighthedangerswhenitcomesto @f!  @f! havingpublicrecordsavailabletothepublic.  (# (#  Fax:  r  4067558568 0 ` 0 ` (#` (#0 (# (# Myinvestigativeagencyhaslocatedhundredsofwitnesses,debtors, I Мdead  beatparents,heirsanddefendantswiththeuseofpublicrecordssuch  p as voters.DMV,fictitiousbusinessnames,corporationsfilings,UCC @"  @"  G indexes,criminalandcivilindexesandmore.Itwouldbenearly  @   impossibletolocatemanyofthesepeoplewithoutaccesstosuchrecords. @# Thecostforsuchinvestigationswouldhavetobeconsiderablyhigher. @&" InϜCalifornia,wearenolongerabletouseDMVandvotersrecordsfor @!"(#(# @ "XXL#XX"?#1XXe#XX1?#1XXg#XX1$@#>XXi#XX>g@#\DXXs#XXD\@#LVLXXl#XXVLL@#~#~XXa#XX~~#0A#}XXt#XX}sA#XXi#XXA#OXXv#XXOA#FzJFXXe#XXFFzJXXr#XX>C#R.RXXt#XX.RRC#CXX!#XXCD#"XX! #XX"VD#ԛ    WehavebeenverysuccessfulinAnnapolisthisyear.NowwemustunitetolettheFederalgovernmentknowwhoweareandwhatwedo.Pleasereadtheattacheddocuments.TheFederalTradeCommissionisplanningtoeliminateinformationfromcreditheadersi.e.,thesocialsecuritynumber.IhavesentalettertotheBoardofGovernorsexplainingourposition.  Pleasecontributewhatyoucanthisevening.Alsosendasmuchasyoucanspareto:̀NationalCouncilofInvestigation&SecurityServices,Inc.̀P.O.Box755,DesMoines,IA50303NCISShasretainedaFederallobbyistfortheupcominghearingsonthisissueinJune(10thto13th).THISISYETANOTHERBATTLETHATWEALLMUSTJOINOROURBUSINESSESWILLSUFFER.  Thishasprimarilybecomethefocusduetoaprivatedetective,GlennL.Roberts.RobertsillegallyobtainedSSNandotherpersonalinformationfromseveralsourcesincludinganoldIndianaUniversitydatabaseandmadeitavailableonhiswebsite.Thisindividualisbeginningtoshowhisinsanitybutnowwemustallfightforwhatshouldbeourrights.  IfyouarenotcurrentlyamemberofMarylandInvestigatorsandSecurityAssociation,pleaseconsiderjoining.Ourprofessionsareunderattackandyouneedtostayinformed.@*@ FeelfreetocontactKathyMorrisat4105579822.  a Л   @"MOSS&ASSOCIATES@100S.SUNRISEWAY,STE.402@QQPALMSPRINGS,CA92262@"LICENSE:PI19511̜@%򀀀  \ @""TELEPHONE(760)4161133@SSFACSIMILE(760)4161135May28,1997̜Mr.DavidMedicineDirectorBureauofConsumerProtectionFederalTradeCommissionWashington,DCDearMr.MedicineIamalicensedprivateinvestigatorinCalifornia.Theabilitytogatherinformationfrompublicrecordsinvitaltolegitimateinvestigativepurpose.ItiscriticalthattheFederalTradeCommissionmaintaintheavailabilityofthisinformation.Licensedprivateinvestigatorsutilizesocialsecuritynumbersforconductingbackgroundchecksforemployment,tolocatemissingpersonsandheirs,andtolocatewitnesses.Everyweekmyfirmlocatessomeoneviaasocialsecuritynumberforawholehostofinvestigativereasons.Thispublicrecordinformationisvitaltomybusiness.Sincerely,̜EarlMoss g ! EarlMoss  "e#     $ XX .   $MPIINVESTIGATION# $   .O##XX  $N#CXX  qSC;+'d| s `Esdq (# (#(#(#A) xdE 4A#XXC|O#   >>/(#:XX14369PARKAVE.STE.#100B   6(#VICTORVILLE,CA92392=(#(760)2411101 (#(# (# (#8(#Fax:(760)2414491#XX:P#Ԉ # May23,1997Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,DC RE:SocialSecurity#Access  q DearDirectorMedine:IamalicensedprivateinvestigationingoodstandingintheStateofCalifornia.Theabilitytogather  informationfrompublicrecordsisvitaltolegitimateinvestigativepurposes.ItisverycriticalthattheFederalTradeCommissionmaintaintheavailabilityofthisinformation.Licensedprivateinvestigatorsutilizesocialsecuritynumbersforconductionbackgroundchecksforemployments,tolocatemissionpersonsandheirs,andtolocatedeadbeatparentsforbackchildsupportpayments.Mostpeopleturntotheservicesofaprivateinvestigatorwhentheyhavenoplaceelsetogo.Pleasedon'tmakeourjobanymoredifficultthanitalreadyisbyeliminatingouraccesstoSocialSecurityinformation.Iadamantlyconvincedthattherollofprivateinvestigationsisanessentialpartofaorderlydemocracyandparticularlyoursociety.Yourconsiderationinthismatterisgreatlyappreciated.Respectfully,LEROYMILTONJR.,M.A.,C.L.I.̜DIRECTOR  %;!) Л   "XX 1$"A)xdExA#1X%*X$1V#1$*X1X%A).jdE.jAJackReed#1X%*X$1fW#1&ލ(&*X1X%   #&&(&1&ލV##XX&&W# &&XX1&ލ(&&&From: 0  04(#(#0` 4(#4(#PINAIS@aol.com[SMTP:PINAIS@aol.com]` (#` (#  Sent: 0  04(#(#0` 4(#4(#Saturday,April19,19972:20AME` (#` (#  To: 0  04(#(#0` 4(#4(#JackReed;nciss@ix.netcom.com;pinews@intersurf.com Y` (#` (#  Subject: 0 4 0` 4(#4(#Re:(PINEWS)FW:FTCprivacyissues` (#` (# JACKREID(andothers)HerearesomeresponsesyoucanusefromvariousmembersofTheNationalAssociationOfInvestigativeSpecialists.Feelfreetodowiththemwhatyouneedto:RalphThomasNAIS̄IfeelifwecontinuetohaveuseofSSNHeaders,we,asaviableforceinthesearchandfindcommunity,willcontinuetokeepupwithdeadbeatparents,skippedcreditrisks,andotherminorneeds.AlvieL.Davidsongenie4u@concentric.netLakeland,FLFollowingare1996casesinwhichmyuseofcreditheadershasbeenverypositive.Ihavehadmanymoresimilarexperiencesovertheyears.Ihopethishelpsyou(andallofus).Ilocatedaperson,withnothingotherthanhisquestionablyspellednameandtheuseofcreditheaders,whohadsolda$25,000necklacetomyclient5yearsagowhilehewasworkingforajewelrycompanythathassincegoneoutofbusiness.Thenecklacewasstolenandmyclienthadnoreceipt.Heneededanaffidavitfromtheexsalesmantorecoverthevalueofthenecklace.Theexsalesmanreadilycompliedandmyclientwasreimbursed.Ihavelocatedapproximately25peopleforabankwhichneededtoservecourtpapersonthemissingpeople.Theyhadalldefaultedontheirmortgageandskippedtown.Eachonewassuccessfullyservedandthebankwasabletoregainpossessionoftheproperty.ItshouldbenotedthatthepeoplehadNOintentionofrepayingthemortgageandnonewereinterestedinkeepingtitletotheproperty.Ilocated5people,forapropertymanagementcompany,whohadmovedjustbeforetheywereevictedfromtheirapartmentsforowingseveralmonthsofbackrent.ThepeoplewerehidingbutIwasabletofindthemthroughtheuseofcreditheadersandtheagencywasabletocollectthebackrentinfouroutofthefivecases.Alarge,drunk,whitemalehadbeatupa12yearoldblackyouthina@'PageI  (E$/ restaurantforabsolutelynoreason,whilescreamingracialslursathim.Therewerewitnesses,andthemanwasarrested,convictedandsentencedtoprobation.Themanwasfromoutofstate,however,andmovedafterhisconviction.Theattorneyfortheinjuredboycouldnotfindtheassailantwhentheytriedtofilesuittocollectdamagesfortheseriousinjurieshecausedoutclient.Iwasabletofindhimthroughcreditheadersandhehassincebeenserved.Thecaseispending.Ihavebeenabletolocate14people,throughtheuseofcreditheaders,whohadlargejudgmentsagainstthemandwereinhiding.Thesewereconartists,forthemostpart,andweweresubsequentlyabletolocateassetsthatcouldbeattachedoncetheywerefound.Iwasabletolocatea73yearyearoldwomanwhowascommittedtoaPennsylvaniastatementalhospitalin1953.Shehada5yearolddaughteratthetimeandahusbandwhodivorcedhersoonthereafterandremarried,raisingthedaughterovertheyears.Henevertriedtocontactthewomanagain.Thewomansufferedfromschizophreniaandwasmildlyretarded.Thewomanwasreleasedtoahalfwayhousein1976andthenbeganalifeonherown,workinglowpayingjobs,collectingwelfareandroomingwithanotherwoman.Hermedicalrecordsatthementalhospitalweredestroyedin1979inafire.Partlythroughtheuseofcreditheaders,Iwasabletofindthewoman,whonowhada$100,000inheritancecomingfromarecentlydeceasedbrothershehadnotseenin43years.Notonlywereweabletogivethiswomanthe$100,000,whichshedearlyneeded,wealsofoundherdaughterintheprocessandplacedthemincontactwitheachother.Itturnedouttheyonlylivedabout10minutesfromeachother.Amancalledmeandaskedmetofindanoldfriendofhiswhomhehadnotseeninover20years.Heheardfromsomeone,whohadrunintotheoldfriendafewyearspreviously,thatshewassufferingfrommultiplesclerosis.Myclienthadrecentlybeendiagnosedwiththesamedisease.Iwasabletofindherthroughtheuseofcreditheadersandplacethemincontactwitheachother.Theyarecurrentlygivingeachothersomeveryneededmutualsupportastheystrugglewiththedisease.Amandiedinanursinghomeearlierthisyear.Awitnessaccountdepictsthemanasbeingcompletely'outofit'duringthelastmonthsofhislife.However,oneweekbeforehedied,oneofhisdaughtersallegedlyhadhimsignachangeofbeneficiaryformthatmadeherthesolebeneficiaryofasubstantiallifeinsurancepolicy.Thedaughteronlywenttothenursinghome,whichwasoutofstate,whensheheardhewasdying.Shehadnotbotheredtocontacthimformanyyearsprevioustothat.Iwasabletofindawitness,basedonlyuponanamethatanurserememberedandtheuseofcreditheaders,whoappearstocontradictthevalidityofthesignedform.Thecaseispending.Iperformagreatdealofworker'scompensationandinsurancefraudinvestigation.Manyofthesesclaimant'susePOboxesandprivatemailboxcompaniestoreceivetheirchecks.Itisabsolutelynecessarytofindtheirphysicallocationsothatsurveillancecanbeconductedtoascertainthevalidityoftheclaims.Thereisnearlyalwayssomereasontosuspectfraudwhenweareassignedthecase,becauseinsurancecompaniesdonotthrowmoneyawayonclaimstheythinkare@'Page2  `&!, legitimate.Withouttheuseofcreditheaderstofindthesepeople,therewouldbenowaytoprovefraudanditwouldbecarteblancheforthebadguys.WithouttheuseofcreditheadersIwouldhavehadgreatdifficultylocatingthesepeople.AndtheabilitytofindSocialSecurityNumbersthroughthecreditheaderswascriticaltomysuccess.Ihaveonlyhad2instancesthatIcanrecalloverthelastseveralyearsinwhichIwasunsureofthetruemotiveofapotentialclient,andIsimplyrefusedthosecases.Whenapersonasksaprivateinvestigatortolocatesomeone,theyarecreatingatrailthatcanbetracedbacktotheclientifanythingwouldhappentothefoundperson.Itishighlyunlikelythatsomeonewhowishesharmorfraudwillexposethemselvestosuchatrail.However,Idofeelthatitisimperativethataprivateinvestigatoronlytakesuchcaseswhentheyarereasonablysureofthemotiveoftheclientandtheyhavetheclientsname,address,phonenumberandSSN,whichcanallthenbeverifiedthrough,youguessedit,aCREDITHEADERREPORT!Iwouldfurtherarguethatcreditheaderreportsonlybemadeavailabletolicensedinvestigators,attorneysandotherswhohavealegitimatebusinessreasontoaccesstheinformation.Regards,RalphBerginJr.,PresidentParagonInvestigations,Inc.P.O.Box24529PittsburghPA15234EMail:pi@paragonpi.comPhones:8007671964or4125631801Fax:4125633533WWW:http://www.pargonpi.com $ IfSSNnumbertracingandothercreditbureauheadertracingisclosedoff,WHOisgoingtopaythecompensationofsmallchildrenwhobecomevictimsofdeadbeatdadswhoskipoutonthemandcannotbeeasilyfoundbecausethiscloses.Arewegoingtoraisetaxesagaintocollectmorefundstoincreasethewelfarerollssothesechildrencanliveinsteadofallowingcreditbureauheaders?RalphThomasNationalAssociationOfInvestigativeSpecialistshttp:www.pimall.com/nais/nais.menu.htmlEmail:RThomas008@earthlink.netThefirstexamplethatcomestomindisthePIwhousesthatinformationtolocatetheTRUEaddressofanindividualwhoisbeinginvestigatedforinsurancefraud.Moreover,manyofthestatesarepayingthesefraudulentclaimsandhiringPI'stofightthem.@'Page3  % + RickOrloffCAPI17143Rorloff@rrinvestigations.comSowho'sgoingtoPAYtheincreaseininsurancepremiumsbecauseinsurancefraudwillgouncheckedisthefederalgovernmentgoingtoraisetaxestofootthebillforthis,justincreasethenationaldebtalittlemoreoristheCongressjustwillingtoletthecostofinsuranceraisesopeopleCannotafforditwhichwillcauseunpaidhospitalbillswhichwillcausearaiseinthecostofhospitalcare.RalphThomasNationalAssociationOfInvestigativeSpecialistshttp://www.pimall.com/nais.menu.html  0  Email:RThomas008@earthlink.netBelieveitornot,butSSheadersearcheshaveassistedmeinlocatingbailjumpers.TheseareindividualsthathavenotonlyleftBailBondsmenholdingthebagbutarealsofleeingjustice.Believeitornot,inonecasetheBailJumperhadappliedforcreditinArizonaandwaswantedinColorado.Resultspickedupandextraditedbackforprosecution.Savedeverybodytimeandmoney.Ialsowasabletocatcha"Wanted"drugdealer&manufacturerbyaccessingthisinformationtoverifytheI.D.ofanindividualinanexemployeebackgroundinvestigation(1987or88)whohadϜalledgedlystolesomeitemsfromanemployer(alsoabailjumper).TheindividualwasextraditedbacktotheStateofWashingtonfromColoradoforprosecution.Thisindividualalsohadafelonywarrantforflighttoavoidprosecutiontherebyassistinglawenforcementindoingtheirjob.WEMUSTCONTINUETOHAVETHISCAPABILITYTOASSISTEMPLOYERSINPROTECTINGTHEIRASSETSANDASSISTINGLAWENFORCEMENTINDOINGTHEIRJOB.DiscontinuingthisveryvaluablesourceleavesevenmorecriminalstoroamthestreetsofAmerica.JoeBlackPager:80037464777102InfoQuestInvestigativeServicesVoice:90353454416100HollytreeDrive#252Fax:Pleasetelephonebeforefaxing.Tyler,Texas75703Email:InfoQuest@tyler.netLIC#(availableuponrequest)http//www.tyler.net/infoquest " "Theprobabilityofsomeonewatchingyouisproportionaltothestupidityofyouraction."@'Page4  '8#. Ihadaclientcalllookingforherfatherwhomshehadn'thadcontactwithfor24(Ithink)years.ShehadhisSS#onhermedicarecard.FiveminutesandIgotherthetheman'saddress.TerryMillsTLMassoc@aol.comIhelpsmallbusinessesandprivateindividualsrecovermoniesowedtothemwiththehelpofSSNheaders.Thesepeopleliveinsmallcommunities,manyarelowincome,andthenearbycountieshavehighwelfarerolls.Theuseoftheheaderstolocatedebtors,andthesubsequentcollectionofthedebt,helpbringmoniesintothecommunities.Thisinturnhelpsthegeneralwelfareofthecountry.Iusetheheaderstohelppeoplethatthegovernmentwantstoprotect.Sharonmdinvest@ddt.netIjusthelpedaguyfindhismissingbrotherthroughaSSNaddressupdateyesterday.HisbrothercalledhimtwoyearsagosayinghewasheadedouttoCaliforniafortheholidaysandhe'dbehereinaweek.Hadn'theardfromhimsince...BestRegards,PatrickBulmerTheworkwedoisoftenthebasisforcriminalprosecutions,(orresolutiontoillfoundedindictmentscausedbypoorlydevelopedcomplaintsbroughtbyoverworkedLEO's)inalllevelsofgovernment.TheoryisgreatbutnoLEOhastimetoworkthenumberofviablecasesthatcomehisway.Andthingsareonlygettingworse.Ifanyofyousaw2020lastThursdaynight,you'llunderstandhowscarythiscanbeasfarasrealestatefraudisconcernedandhowlackoflawenforcementwillcausehigherinterestrates,loanclosingcosts,andblightedneighborhoods.Asthefederalbudgetcontinuestobeslashed,therearefewerandfewerLEO'stodependon.(TherearerightnowonlyfourHUD,OIGagentsassignedtoSouthernCaliforniawhereHUDdumps1/5thofitsbudget!)Doyouthinktheseguysneedhelp?It'snotaverypopularideatoraisetaxestoprovideforadministrationinanyareaofgovernmentthesedays.WearethenextalternativetoaproblemthatcontinuestounobtrusivelycosteveryAmericanmoreandmorewitheachbreakingdawn,andweneedthetoolstodoourjob.JennyLareSpiningJennySpinJen@msn.com@'Page5  (#/ WeuseSSNsearchestoaidinidentifyingapplicantsforjobs(preemploymentinvestigations).Thisaidsthesearchinprovingthatthepersonisreallywhohesaysheis.Wehavealsoreunitedseveralparentswithlostsons/daughtersandviseversa.RussCARInvestigationsandConsultingServiceVisitourWebSite:http://www.compresch.com  TollFree:1888223345624hrsFax:(916)726888424Iusecreditheaderstotrackwitnessesincourtcaseswhohaverelocatedpriortotrial.WhenitisacourtappointedcaseIcansavethecountyaconsiderableamountofmoneywithasimpleSSNsearchincomparisontoseveralhoursofwitnessinterviews.SSNheadersareessentialformewhenIamdoinglegalprocessserving.Defendantsarealwaysmoving,theymaynotchangetheiraddressatthepostoffice(P.O.recordsIhavelegalaccessto)buttheyalmostalwaysdosomethingthatlogstheirnewaddressintotheCreditHeaderReport.AdditionallytheCreditHeaderReportletsmeknowiftheskipeddefendantisusingadiferentnamewhichIshouldlookforwhentryingtodoprocessservices.SSNTracesaregreatforlocatingmissingheirs.Thiscutsdownonthecourtstimebecause'ofextendedprobateproceedings.Hopethishelps,JayH.FineFINEInvestigations???????????CalifLicNo.PI18322xIT'STIMExP.O.Box941 $ xFORTHExJoshuaTree,CA92252  xTRUTHx(619)3663837 \ !!!!!!!!!!IfA.C.I.MemberEMail:jfine@cci29palms.comhttp:/www.angelfire.com/biz/jfine/index.html  LikethemissingheirswefindandtheSSheadergivesusacurrentadr.Liketheadoptedchildsearchingforabiologicalparent.Likeadeadbeatdadyouaretryingtofind.....andthelistgoesonDoyouneedsomethingmoreformal?Ifso,tellmeexactlywhatyouaretryingtoaccomplishandIwillassistasbestIcan.HarveyE.MorsePonceInlet,PDAideToChiefofPolicehmorse@dbeach.comMycommentsaremyownandaremaynotbereflective@'Page6  (#/ ofmyagencynoranyorganizationwithwhichImaybeaffiliated.Whatisthegovernment'smotivationforclosingaccesstopublicrecords?Theywanttocreateapolicestatewheretheyhavecontrolofallinformation.Informationispower.AswespeaktheClintonAdministrationandtheFederalJudiciaryaresettingupasecretcourtroominWashington.Underthenewsocalled"antiterrorismlaw,"foreignnationals,accusedofterroristcomes,canbetriedbehindcloseddoors,insecret,withnoopportunitytoconfronttheiraccusers.Youmaysay,"sowhat,I'mnotaforeignerorterrorist."Whowillbenextforsecrettrials?Drugdealers?Traitors?WhatisthateloquentstatementregardingtheNazi'sandtheconcentrationcamps?"Whentheycameforthecriminals,Iwasnotafraid,becauseIwasnotacriminal,whentheycameforthecommunists,Iwasn'tworriedbecauseIwasn'tacommunist,"andsoon.IknowI'mnotquotingthatcorrectlybutI'msuresomeoneonthelistknowsit.MypointisthatItrulybelievethereisanationwide,ifnotworldwide,plantotakeawaytherightsofallfreepeople,toconcentratethepowerandwealthinthehandsofafew.IknowI'veprobablymadeafew"wackolists"today,butsobeit.Thesaddestpartofallofthisisthattheoverwhelmingmajorityofthepeoplewillbeleddownthispathhappilytrusting"their"government,andmorethanwillingtogiveuptheirrightsforthesocalled"DrugWar"and"AntiTerrorism,"andnow"personalprivacy."̄Sincerely,DaveAshley,Dash,Inc.PrivateInvestigationsWhowillprotecttheinnocent?1.  Irecentlywenttoabidforcollectionofdelinquentchildsupport.Approx.70%ofthecaseshad ` SSN.Theother30%werebasicallyuncollectible.Ifwehadaccesstothisinfowecouldhelpmillionsofchildrenwhoarecurrentlyonwelfare&livinginpoverty.Inmanycasesthedeadbeatdadwaslivingwiththemother&shewouldn'tgivethehusbandsinfo.becauseshewouldbecutoffwelfare.2.  CurrentlyI'mworkingonacasewherethefatherhasskippedandabandonedhiswife&  childrenandisusinghisgirlfriendsSSN.Hemakesahugesalaryandcancomfortablysupporthiscurrentlifestyleaswellashischildren.Themotherhasnomoneytopayanattorneytokeepbringingthecasebacktocourt.Basicallytheyaretellingher,youmustgettheinfoonyourown.Ifwecouldhelpthesetypesofindividualswewouldbeprovidingagoodservicetoallsoceity.3.  Anothercurrentcaseisanattorneywhoisusinghisfatherandhisson'sSSN.Theyareall !T% attorneys.Thefatherisdeceased.Theassetsarebeingshiftedfromstatetostatetoavoidpaymentofoutstandingjudgments.Ifwedon'thaveaccesstotheinfowhowilldetectthefraudinthiscase?Thisisacasewhereanunscrupulusattorneyisusingthesystemtobenefit@'Page7  '8#. himselfattheuseofotherunsuspectingvictims.Theinnocentvictimsdon'thavethetimeortheresourcestodothesesearches,andthegov'tdoesn'thavethebudgetaryallowanceeither.Sowhoseresponsibilityisittodetectthistypeoffraud?Itseemstomewe'retheones!4.  Icurrentlyhavetwocaseswhichareverysimilar.Subjectshavepurchasedgoods(diamonds)  andskipped.Theyshownoassets,onlypagesofunsatisfiedjudgmentsonfile.InlookingforassetstosatisfythejudgmentswecameaccrossthattheyhaddroppedoneofthelettersintherenameandtakenonadifferentSSNbyinversingthetwomiddledigits.Thebanksignaturecardsproveditaftermanycostlysubpoenashadbeenissued.Inordertosavecourtcostsandultimatelymoneytoourcitizens,wouldn'titbewisertohaveusprovidethisserviceforoureconomy?Wouldn'tthisbeacaseof"Badwill"vs"Goodwill"?5.  Anothercurrentcaseistheeternal"hidebehindthecorporateveil"case.  0  Herewehavesubjectswhichareconstantly(withintenttodefraud)incorporatingrunninguphugebillsandthenfilingforbankruptcy.Themerchantshavenorecourseotherthantogoafterthemindividually.Howcantheyifwedon'thaveaccesstotheSSN?Providingsomethingofenduringvalueforsociety.1.  Itseemstomethatmanyoftheindividualswhoareopposedtotheobtainingofinformationare P theoneswhoevidentlyhavesomethingtohide.Nottomakefalseaccusations,butmerelytopointoutthathonestlawabidingcitizenslikemyselfwouldnotobjecttohavingmySSNinfogivenout.Onthecontrary,I'malwayspleasedwhensecuritymeasuresareenforcedtoprotectmyinterests.2.  Italsoseemsthatit'salwaysthesameindividualsthathaverecurringproblems.Therearethe $ "frequentfilers",individualswhosefileforbankruptcyevery710years.Irealizethatbankruptcylawsprotectpeoplewhentheyaretruelyintrouble,butwhataboutthesubjectsthatplantolivetheirlivesinthisfashion?Peopledogothroughhardtimesintheirlivesandthat'swhentheselawsshouldprotectthem,butwhataboutthesubjectswhoneverseemtogettheirlivesinorder?Andarealwaysintrouble?Aren'tthesemainlypeoplewhoareintentindefraudingthesystemandeventuallymakescostsriseforeveryonefromconsumerstoinsurancefraudtotaxpapers?Whoultimatelypaysthebill?Wedo,asindividualsandasasociety.SusanNashSearchNetMgt.577SecondAve.Suite#143NewYork,N.Y.10016Phone(212)4475913Fax(212)8899447@'Page8  $'t"- END_________________________Toremoveyourselffromthislist:Sendmailtomajordomo@intersurf.comWithBODYConsistingof:UNSUBSCRIBEPINEWS@'Page9#&&(&1&ލX##XX&&sX#Ԉ  '8#. Л   JackReed   ̜ From:    4 PINAIS@aol.com[SMTP:PINAIS@aol.com] ^ М Sent:    4 Saturday,April19,19972:28AM 5 М To:    4 JackReed;ownerpinews@intersurf.com;nciss@ix.netcom.com;king@kingreed.com;  \      4 carroll@dnis.com̜ Subject:  4 Re:(PINEWS)FW:FTCprivacyissues   LETTERFROM̜RALPHTHOMASFounderAndDirectorNATIONALASSOCIATIONOFINVESTIGATIVESPECIALISTSPOBox33244Austin,Texas,78764Phone:5124209292RIGHTTOPRIVATEINVESTIGATIONISAFREENATIONRIGHTByRalphThomasThedemand,rightandpermitforthecollectionofinformationandinvestigationbythecitizensofacountyonlyexistsinafreecountry.Byrestrictingortakingawaythoserights,youalsotakeawayarightthathastodowithfreedomofchoice.Freedomofchoicecanonlybepracticedwhenacitizenhastheabilityandthetoolstocollectinformationtomakeaninformedchoice.Takethoserightsawayandyouleavetheconceptoffreedomofchoicenothingbutanemptyshelfthat,forallpracticalpurposes,cannotbepracticed.Throughoutthehistoryofmankind,you'llfindthattherightofthepeoplewithinafreenationalsohavearighttoprivateinvestigation.Thetwogohandinhand.TherecentcollapseoftheUSSRisagoodexample.Duringcommunism,therewasnorightnorpermitforprivatecitizenstoconductinvestigationsandbackgroundchecks.OnlythegovernmentandtheKGBcoulddothat.However,assoonastheUSSRcollapsed,aprivateinvestigativeindustryemergedasbusinessesandprivatecitizenssawthewantandtheneedtocollectinformationinordertopracticefreedom.WithinamereyearofthiscountrymovingintoafreeflowingeconomicsystemaprivateinvestigativeindustryquicklygrewupintheoldUSSRandaninvestigativeassociationforthemwasformed.Inafreenationtherighttototalandabsoluteprivacyisamyth.Truethereisacertainlevelofprivacyofcertaininformationthatmustbemaintainedandmustbeprotected.However,ifyouwantfreedom,acertaindegreeofprivacyneedstobegivenuptoinsureforthecommonwealthofthefreesociety.TheonlyplaceabsoluteprivacyreallyexistsisinplaceslikeCubawherethereisnopermitnordemandforinvestigationbythecounty'scitizenship.Takealookatititsastarving,crumblingnationwithnoopportunity.Letusnotjustponderthedisadvantagesofthefreeflowofinformationfortherearedisadvantagestoeverythingmanhaseverthoughtup.Thereare@'Page1  {*%- disadvantagestodemocracyasitsometimesmovesslow,theiraredisadvantagestothespeedoftravelwehaveinventedintheformofvehicles,planesandrocketsasitsometimeskillspeople.Yesthereareadvantagesanddisadvantagestoeverythingsoifyouaregoingtoreportthedisadvantages,alsoreporttheadvantagesbecausewhenitcomestotherightsoftheAmericanpeopletocheck,verifyandinvestigate,it'sarightinherentandbuiltintothepracticeoffreedomofchoice.Arewegoingtobecomeapolicestateinwhichonlythegovernmenthastherightofinvestigation,onlythegovernmenthastherighttoaccessinformationthat'susedtomakeaninformeddecisionandonlythegovernmentthatcanperformabackgroundcheck?Whatabouttheprivatecitizen'srightsandabusinessperson'srightstocollectandverifyinformationtopreventcome,reducewaste,weedoutfraud,preparedefenses,collectthenonpaymentofbills,identifywhitecollarcrimeandmakeintelligentdecisionsbasedonthecollectionoffacts?Whatwouldhappentothoserights?Kneejerkreactionsandcondemnationwithoutinvestigationleavesusallinaneverlastingstateorignorance.Takeawaytherightforprivateinvestigationorthetoolstodoitwithandwhatdoyouhaveleft?Whatyouwouldhaveiseverlastingdevaluedrightstopracticefreedomofchoiceandpracticeinafreeeconomybecausemassivenumbersofpeoplewouldbeleftinastateofignoranceandunabletopracticefreedom.Informationandtherighttoobtainitisaningrainedpartofpracticingfreedominthefirstplace.RalphThomasNAIS@'Page2  Q Л   @$#XʜXXX# | X#XʜJOHNM.NEAL##XʜX # |m##XXX#XʜN#Ԉ  @//803WestSecondStreet@Hastings,Minnesota550331005@V V Telephone:61243)82737Fax:6124388657@Email:jemini11@aol.com@$May23,1997Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,D.C.DearMr.Medine:IamaretiredprivateinvestigatorwhowaslicensedtopracticeintheStateofMinnesota.AmongtheservicesIperformedwasthegatheringofinformationfrompublicrecordsforlegitimate E purposes.Licensedprivateinvestigatorsuseinformationgainedfromsocialsecuritynumbersforsuchpurposesaspreemploymentbackgroundchecks,thelocationofmissingpersonsasheirs,orforconcernedrelativesandfriends,andtotrackdownerrantparentsnotpayingcourtorderedchildsupport.SocialSecurityNumbercheckshelpmetotrackdowna"deadbeatdad"whowasmorethan$6,000inarrearsinchildsupportpayments,andwhowasworkingatjobsinwhichtheemployerwouldpayhim"underthetable"sohecouldavoidpayingchildsupport.ItiscriticaltheFTCmaintaintheavailabilityofthistypeofinformationforlegitimateusage.ThegreatestmajorityofprivateinvestigatorsandinformationprofessionalsabidebythelawsuchastheFairDebtCollectionPracticesAct.andtheFairCreditReportingAct.Punishthosewhoviolatethelaw,andgoodethics,notthosewhoabidebythesecannons.Manythanksforyourtime.Sincerely,JohnM.Neal  $a%    12319965:02PMFROM""""H(#P.1  @  $ XXNETWORKINTERNATIONALINVESTIGATIVE#XX  $#  ^ @""$ SERVICESINC. } @"LIC.#P.I.18301  T May23,1997Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,DCDearDirectorMedine:IamalicensedprivateinvestigatorinCalifornia.IamwiththeunderstandingthatonJune10,1997,theFederalTradeCommissionwillhaveahearingtoconsiderrestrictingaccesstosocialsecurityheaderinformationandotherpersonalidentifiers.Whenyourinconsiderationofhowtheinvestigativeindustryusessocialsecurityandotherpublicinformation,pleasealsotaketheconsiderationthatweasprivateinvestigatorshaveajobtodoalso!ItisverycriticalthattheFederalTradeCommissionmaintainavailabilityofthisinformation.Licensedinvestigatorssuchasmyself,utilizethesocialsecuritynumbersforconductingbackgroundchecksforemployment;tolocatemissingpersons,skiptraceandheirs.Andalsolocatingwitnessestoacriminalcrime.IwouldalsoliketogiveyouanexampleofacaseIworkedon,afemaleclientofminehadahusbandthatwasstealingfromherbankaccountslargesumsofmoneyapproximately$35,000.00+,shecouldnotfigurewhereallthemoneywasspentandwhy.Shehiredusforaninvestigationandwefoundoutthathewasseeinganotherwoman.Wedidsomecheckingthroughthecourtsandfoundoutthathewasinanothermarriagewithanotherwomanfor25years,hefiledadivorcewiththisotherwomanbutneverfinishedhisdivorce.Weusedthesocialsecuritynumbertofindthisotherwomanandweinterviewedherandfoundthatourclientshusbandhasbeensendingthiswomananapproximateamountof$3,500.00permonththroughthemail.Heneverdivorcedherbecausehestilllovedher.Hewasjustusingmyclientforhermoney.SocialSecurityusehasaverygoodpurposeinourlineofbusiness.IthinkthatitshouldremainavailabletothePrivateInvestigators.YourconsiderationtohelpingthePrivateInvestigatorsinyourdecisionswillbeappreciated.̜Sincerely,MarwanMohtadi g'") МMarwanMohtadi,ChiefInvestigator̜mm/cs  )e$+ ЛXX   @1 1 "XX NETWORKINTERNATIONALINVESTIGATIVE  X @$#XX"*#:XX SERVICESINC.  R @" LIC.#P.I.18301   #XX:#May23,1997 y Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,DCDearDirectorMedine:IamalicensedprivateinvestigatorinCalifornia.IamwiththeunderstandingthatonJune10,1997,theFederalTradeCommissionwillhaveahearingtoconsiderrestrictingaccesstosocialsecurityheaderinformationandotherpersonalidentifiers.Whenyourinconsiderationofhowtheinvestigativeindustryusessocialsecurityandotherpublicinformation,pleasealsotaketheconsiderationthatweasprivateinvestigatorshaveajobtodoalso!ItisverycriticalthattheFederalTradeCommissionmaintainavailabilityofthisinformation.Licensedinvestigatorssuchasmyself,utilizethesocialsecuritynumbersforconductingbackgroundchecksforemployment,tolocatemissingpersons,skiptraceandheirs.Andalsolocatingwitnessestoacriminalcrime.IwouldalsoliketogiveyouanexampleofacaseIworkedon,afemaleclientofminehadahusbandthatwasstealingfromherbankaccount,largesumsofmoneyapproximately$35,000.00+,shecouldnotfigurewhereallthemoneywasspentandwhy.Shehiredusforaninvestigationandwefoundoutthathewasseeinganotherwoman.Wedidsomecheckingthroughthecourtsandfoundoutthathewasinanothermarriagewithanotherwomanfor25years,hefiledadivorcewiththisotherwomanbutneverfinishedhisdivorce.Weusedthesocialsecuritynumbertofindthisotherwomanandweinterviewedherandfoundthatourclientshusbandhasbeensendingthiswomananapproximateamountof$3,500.00permonththroughthemail.Heneverdivorcedherbecausehestilllovedher.Hewasjustusingmyclientforhermoney.SocialSecurityusehasaverygoodpurposeinourlineofbusiness.IthinkthatitshouldremainavailabletothePrivateInvestigators.YourconsiderationtohelpingthePrivateInvestigatorsinyourdecisionswillbeappreciated.Sincerely,MarwanMohtadi %#+ MarwanMohtadi,ChiefInvestigatormm\csA) xdE*xA *'0  :XX4721LaurelCanyonBlvd.Suite#211ValleyVillage,CA91607Tel:(818)7620222Fax:(818)7621313#XX:#  *(2 X   &&XX@%#XX&&# $ XXPACIFICRIM#XX  $U#&&XXԈ  SouthernCalifornia@*#XX&&#&&XXԛp p C(#Honolulu  ServiceCenter@*=(#ServiceCenter  127BusinessCenterDr.,#C1(#350WardAvenue,Suite106 W Corona,CA91720@*XX9(#Honolulu,HI96814 k Lic.#PI17918||@(#Lic.#PD516 / (909)5499020=(#(800)8177612   FAX(909)5499021@  #XX&&!#k[,XXInvestigativeServicesGroupInc.#XX,k[V#&&XX   9(#FAX(808)5960940 g  #XX&&#̜A)q xdEq xAMay23,1997Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,DCDearDirectorMedine,IamalicensedprivateinvestigatorinCalifornia.Theabilitytogatherinformationfrompublicrecordsisvitaltolegitimateinvestigativepurposes.ItiscriticalthattheFederalTradeCommissionmaintaintheavailabilityofthisinformation.Licensedprivateinvestigatorsutilizesocialsecuritynumbersforconductingbackgroundchecksforemployment,tolocatemissingpersonsandheirs,andtolocatewitnesses.Mycompanyhasbeenabletoassistourclient's,(attorney'sandinsurancecompanies)inlocatingpotentialwitnesses,conductinglocatesforsubpoenaservice,etc.bytheuseofsocialsecuritynumbers.Forthegeneralpublic,wehavelocatedmissingfriendsandrelatives.Pleasedonotrestrictaccesstosocialsecurityheaderinformationandotherpersonalidentifiers.LonnieBrogdon x  LonnieBrogdonPresidentPacificRimInvestigativeServicesGroup,Inc.  !M#    Parker&Associates, ProfessionalInvestigations  :XXLicense#16105#XX:#  Lf  :   fL}   P.O.Box544 `       <  h          D  p   Telephone805/6350633  Bakersfield,CA93302    <  h          D  p       Fax805/6350634 x 27May,1997Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,DCRE:  RestrictedAccesstoSocialSecurityHeaderInformation 0  DearDirectorMedine:IamalicensedprivateinvestigatorinCalifornia.Theabilitytogatherinformationfrompublicrecordsisvitaltolegitimateinvestigativepurposes.ItiscriticalthattheFederalTradeCommissionmaintaintheavailabilityofthisinformation.Licensedprivateinvestigatorsutilizesocialsecuritynumbersforconductingbackgroundchecksforemployment,tolocatemissingpersonsandheirs,tolocatewitnesses,aswellasassessmentofpossiblefraudagainstemployersand/orbusinesses.Recentlyourfirmassistedaneightyyearold,terminallyillmotherinfindinghersonwithwhomshehadlostcontactduringtheVietnamWar.Theson'ssocialsecuritynumberwastheinformationthatmadethistearfulreunionpossible.̜Sincerely,̛̜  RileyParker  МRileyParkerPresident/QualifiedManagerc/oNCISS̜   ##    @HHXXXXxnxXXParker,Madison&Lindquist,Inc.#XXxxn##XXXXf#Ԉ  @WWLVLXXLLVLLPrivateInvestigations#LVLLLR##XXVLL3#Ԉ   @h h !XX1##1XX:=1A)dEAW(#(# #:Xd86X:=##:6X:Xd8PHELPS#$W:$##XX$W$#5(# $ XX: "   $ INVESTIGATIONSERVICES # $  : "A%##XX  $"%#Ԉ A May23,1997Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,DCDearDirectorMedine:IamalicensedprivateinvestigatorinArizona.Theabilitytogatherinformationfrompublicrecordsisvitaltolegitimateinvestigativepurposes.ItiscriticalthattheFederalTradeCommissionmaintaintheavailabilityofthisinformation.Ourcompanyutilizessocialsecuritynumbersforconductingbackgroundchecksforemploymentandtolocatewitnesses.Thesocialsecuritynumberisvitaltoemploymentscreening.Onnumerousoccasionswehaveferretedoutcriminalsorundocumentedworkersthroughthesearchofasocialsecuritynumber.Theharmthattheseindividualscausetothepersonwho'sidentitytheyareassumingisfarreaching.Withouttheabilitytoscreenapplicants,theemployerandultimatelytheconsumerbecomesavictim.Thestateofresidenceinformationalsoisveryimportanttotheinvestigatorwhenconductingabackgroundinvestigation.Usuallywhenperformingasocialsecuritycheck,addressesandlocationsarefoundthatconfirmwhattheapplicantstatedontheirjobapplicationorfailedtomentionintheirapplicationforemployment.PleaseconsiderthisinmakinganychangesinrestrictingaccesstosocialsecurityheaderinformationaswellaspersonalidentifiersattheJune10thhearingoftheFederalTradeCommission.Sincerely,RobertV.Phelps x## RobertV.PhelpsPhelps&PhelpsInvestigationEmployerServicesDivision&&XXPRIVATE@ee$CONFIDENTIALC(#PERSONAL '"(     1235SOUTHGILBERTROAD    SUITE373 p   MESA,ARIZONA85204#XX&&+# o(#) @ 602807979918003479918Fax6028075530  3)$* @#JohnH.Pierce@# INVESTIGATIONS   !XXP.O.BOX755#XX!-#Ԁ!XX7(#PHONE(805)2371538 ^ ATASCADERO,CALIFORNIA93423#XX!.#!XX=(#FAX @ 2371538 5 4(#DIGITALPAGER @` 2278455  8(#CARPHONE @` 2352307#XX!.# Q @*0  May26,1997 (#(# DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,DCMr.Medine:AsaCaliforniaLicensedInvestigatorforthepast171/2yearsoneofthemanyimportantfunctions l  Iprovidetomyclientsistheabilitytolocatedeadbeatdads,personswhohaveskippedwithoutpayingrent,utilities,garnishmentsandtolocatewitnesses.SinceMay21,1997Ihaveconductedmorethan10socialsecuritynumbersearches,andlocatednumerouswitnessesanddeadbeatswhohavemovedexpresslytoavoidpayingabillortoenforceajudgementofacompetentcourt.Withoutthisinformationmyclientswouldnotbeabletorecoverlegitimatefundsowed.Therestrictionofaccesstosocialsecurityheaderinformationwillrestrictlegitimateinvestigativepurposes.Literallythousandsofsmallbusinessownerswillsufferdotoincreasedcostsimposedtolocatethatscoundrelthatskipped,notpayingasmallrent,food,gas,oranyotherbill.ItiscriticalthattheFederalTradeCommissionmaintainthislegitimategatheringofinformationforinvestigativepurposes.Respectfully,JohnHPierce "8% SheriffJohnH.Pierce(Ret)CPI,CFEOwner/operatorJohnH.PierceInvestigations@ACALIFORNIALICENSEDPRIVATEINVESTIGATORNo.PI7785  'k"* Л   PAMELAPIERCE&&XX274FrederickSt.,SanFrancisco,Calif.94117Tel:4155666190Fax:4155662087#XX&&5#  April23,1997FederalTradeCommissionc/oNCISSPOBOX755DesMoines,Iowa,50823RE:RestrictionofSocialSecurityNumberInformation r  DearFTC:IamalicensedCaliforniaprivateinvestigator.Ihavebeenworkinginthisfieldsince1982.Iamnotwhollyagainsttherestrictionofinformation,especiallyifthatinformationwouldincreasethelikelihoodoffraudulentconduct.However,IamagainstanylegislationthatseekstorestrictInformationwithoutconsideringhowthisinformationisusedlegitimatelyandlegallyintheinterestofjusticebytheinvestigativecommunity.Forinstance,myservicesareoftensoughtbyattorneyswhorepresentthosewhohavebeenswindledinrealestatedealingslosing,inmanycases,asignificantportionoftheirretirementincometothosewhowouldthenhidetheirillegallygottengainsinvariousaccountsundervariousnames.Thesepeoplehavejudgementsandarelegallyentitledtoreclaimwhatevertheycanfind.Asocialsecuritynumberisnecessarywhenaccessingthistypeofinformation.InCalifornia,theRoosBillrestrictsaddressinformationfromtheDepartmentofMotorVehicleswithoutasubpoena.Init'soriginalform,theRoosBillwouldhaverestrictedthisinformation,period,shuttingouttheinvestigativecommunitycompletely.Thislawwasfollowedbyafederallawrestrictingaddressinformationthroughvoterregistrationrecords.Thosewhoholdpublicofficemaybeseekingtoaddresssometerriblesenselessactonthepartofoneindividualagainstanother,butthosewhomakethelaws,mustconsidertheeffectsofsuchlegislationoninnocentcitizenswhohavealegalrighttosuchinformation.  #% FederalTradeCommissionRe:SSNRestrictionApril23,1997Page2Theprivatesectorrelyonprivateinvestigatorstolegallygatherinformationinthefurtheranceofjustice.Lawenforcementagencies:local,stateandfederalaregenerallyoverwhelmedbytheirdaytodayresponsibilities.Theyhavelittleornotimetohelptheprivatesectorseekredressforwhitecollarcrime.Weprovideamuchneededandnecessaryservicetothosewhoseekevidencethatafraudulentacthasbeencommittedbutdon'tknowwhereorhowtolookforthatevidence.Ibeseechyoutoconsiderthelegitimateneedsoftheinvestigativecommunityonbehalfofordinarycitizens,thelegalcommunityandotherswithregardtoanynewlegislationwhichwouldrestrictaccesstosocialsecuritynumbersandotheridentifyinginformation.Verytrulyyours,PamelaPierce  PamelaPierceCAPILicenseNo.13898PP/kt̜PAMELAPIERCE  'F#* Л   JackReed򀀀  ЛA)$HdE$HA   From:    4 PINAIS@aol.com[SMTP:PINAIS@aol.com] }  Sent:    4 Tuesday,May06,19971:34AM T  To:    4 JackReed +{  Subject:  4 LETTERS  R JACK:HEREISAVERYGOODONEFROMARETIREDUSMARSHAL:(ANDOTHERIMPORTANTCOMMENTS)April25,1997SenatorCharlesEGrassleyUSSenate,Room135HartWashington,DC20510RE:  SenateBill600  DearSenatorGrassley:ThepurposeforthisletteristoprovidemyinputregardingtheamendmenttotheFairCreditReportingAct(FRCA),SenateBill600.IamaretiredmilitaryofficerwiththeUSArmy'slawenforcementbranch.IamnowworkingaslicensedprivateinvestigatorinTacoma,WashingtonandIamtheowneroftheagency,PugetSoundInvestigations.Theagencyprovidesservicestolawfirms,independentattorneys,retailandservicebusinessowners,andthegeneralpublic.TheinformationyouareabouttorestrictcreditbureausfromdisseminatingwillhaveaseriousimpactonhowIandotherprivateinvestigatorsconducttheirinvestigativebusiness.Forexample,acourtappointedprivateinvestigatorforthecriminaldefense(orretainedbyanaffluentcriminaldefenseattorney)isexpectedtofacilitate"dueprocess"fortheaccused.Inmanysituationsthereisamaterialwitnessaninvestigationhasdeterminedtobecrucialtothedefensecase.Thesewitnessesdonotmakethemselvesreadilyavailabletothecriminaldefenseand,assuch,areextremelydifficulttolocate.And,ifyouthinktheprosecutionorlawenforcementwillassistyouinthismatterofdueprocess,thinktwice!Underthesecircumstancesprivateinvestigatorshavetorelyoncommercialsourcesofinformationtogetthejobdone.InformationbrokerslikeLexisNexus,CDBInfotec,InformationAmerica,SourceResource,tonameafew,allsubscribetothenationalcreditbureaus.Theprivateinvestigator,inthisexample,willrequestconsumercreditheaderinformationfromthese@'Pagel  (<$, companieswhichmayormaynotprovidetheneededinformationtolocatethewitness(addresses,telephonenumbers,socialsecuritynumber,dateofbirth,employeretc..).Withoutthiskindofinformationit'salmostimpossibletolocate,hardtofind,witnesses.No,thetelephonebookdoesnothelp,andpubliccourtrecordsmayprovidesomeassistanceorleads.SenatorGrassley,Ihaveprovidedyouwithjustonesituationwhereourprofessionneedstohaveaccesstothiskindofcreditbureauinformation.Othercasesinclude,locatingdeadbeatdadsormomsforchildsupportcollection,locatingthebiologicalparentsofadoptedchildren,whohaveϜcomeofage,orrequiregeneticcomparativetestingforlifethreateningdiseases.Thesearethetypeofassignmentshundredsofprivateinvestigatorsacrossthecountryaccept,andmakealivingat.SenateBill600mustincludeprovisionsandorexceptionsforourindustry;otherwise,thebillwillputmanyofusoutofbusiness.Isupportthecitizens"righttoprivacy",however,weneedtobalanceprivacyconcernswiththeneedsofsociety,oristhisaparadox?̜Sincerely,̜OrlandoJ.PerezIIMajor,USArmy,Retired̜IamwritingthisEMailtoyoubecauseIamveryconcernedwiththerepercussionsSenatorFeinsteinandGrassley'sSenateBill600,Mr.FranksofNJandMr.HergersoftheSenateandHouseofRepresentatives,H.R.1287andyetanotherbillH.R.1300willhaveontheFederalandStateGovernments,andFederal,State,locallawenforcementagencies,PrivateSecurityfirmsandtheLAWABIDINGCITIZENSofthiscountry.PrivateInvestigativeandSecurityfirmswerecreatedtohelp"LAWABIDINGCITIZENS"whohavehadsomecivilorcriminalwrongdonetothembyothersandwhoneedhelpthepolicedepartmentsandgovernmentservicescannolongerprovidetothembecausetheydonothavethetime,desire,manpowerorresources.IamaRETIREDCriminalInvestigatorfromaveryprominentlawenforcementbodyandhavejoinedtheranksofthePrivateInvestigatorinthePrivatesector.IknowhowdifficultCongresshasmadethepoliceofficersandinvestigatorsjobsATALLLEVELSinthepastinpassingthePrivacyProtectionActof1974.ManyinvestigationshadtobeconductedthroughthepoweroftheCourts,becausetheInvestigator'spowerswereimpededbythislaw.Investigatorsnolongerhadthenecessarytoolstoacquiretheneededinformationwhileconductingacriminalorcivilinvestigations.Theinformationhadtobegatheredbytherulessetupbythecourtsand@'Page2  )$, pursuanttotheActwhichCongresshadpassed.MuchofthecriminalInvestigatorstimeisspentfromthefieldandspentinanofficeconductingadministrativework.(AtLAWABIDINGTAXPAYERSEXPENSE!)Thepaperworkconnectedwiththeseproceduresaretediousandtimeconsuming,letaloneallthesweettalkingonehadtodotohavetheappropriate"court"papersdrawnup,issuedandservedbythedeputysheriffsorDeputyU.S.Marshalsoftherespectivecourts,whowerealreadyburdenedbybudgetrestraints,manpowercutbacksandothercutsintheirresources.ByCongressplacingtheburdenontheCourtsto"monitorandcontrol"theinvestigatorspowers,inadditiontotheCourtsusualcaseloadandotherlegalproceedings,theCourtsarenowboggeddowntotheextenttheyarejustaboutatastandstill.JudgesalloverthecountryareSCREAMING,"WeneedmoreJudges."AndwhodoyouthinkisgoingtofootthebillfortheseJudges?CONGRESSintheFederalSectorandtheSTATE,COUNTYandCITYGovernmentswithinthestates.Andwheredoesallthisextramoneycomefrom?TheLAWABIDINGCITIZENS!Nowin1997,Senator'sFeinsteinandGrassleywanttopassyetanother"PersonalInformationPrivacyActof1997"toamendtheFairCreditReportingAct,whichalreadyrestrictstheinformation"aconsumerreport"cancontainonpersonalinformationofindividualsofupto7yearsandupto10yearsconcerningChapter11.Mr.FranksandMr.HergeroftheSenateandHouseofRepresentativeswanttopassH.R.1287.ThereisalsoasimilarbillintheHouseofRepresentativesϜH.R.1300.MembersofCongressagainwanttakeawaytheverytoolsandimpedetheVERYsamepeoplefromprovidingTHEVERYservicethiscountrydisparatelycravesforandneedstoprotectandservetheneedsofLAWABIDINGCITIZENS.Theseveryspecifictoolsareusedtolocateandserve;fugitiveandarrestwarrants,seizureordersforillegalassentsonehas"hidden"fromtheauthoritiesinillegalactivities,Courtorderedjudgementstoinclude DeadbeatDads,Courtsubpoena'sandothercourtorders;toconductemploymentbackgroundschecksandverifyinformationplacedontheemploymentapplicationbytheapplicant.Thisisverycriticalareastobigbusinessesaswellassmallbusinesses;intheschoolteacherprofession,daycarepersonnel,healthcareworkers,justtonameafew.Justthinkhowmany"knownandunknownmentallyderangedsexoffendersandpedophilescantakeadvantageofthese3billsandachieveapositioninthesedelicateprofessions.Wouldyouwantyourchildorgrandchildtakencareofatadaycarecenter,toaschoolortoahealthcarefacility,wheretheemployeeshaven'tbeenpropertycheckedoutbysomesortofabackgroundcheck?Letsnotleaveoutthefraudulentworkmancompensationandotherpersonalinjuryclaims,whichisamultibilliondollarbusiness.ThatiswhyOURinsurancepremiumsarenowsohigh.MostAmericanscan'tgetHEALTHinsuranceatareasonablerate.Thesepersonswhohavethesephony@'Page3  )$, injuriesconcealtheirlocationsandassetsfromCourtorderedJudgements(AndfromtheIRS)AREprofessionals,knowhowtobeattheGreatAmericanSystemandtogetsomethingfornothing!.THEPEOPLEWHOREALLYBENEFITFROMS.600,H.R.1287ANDH.R.1300BILLSARETHE"CITIZENSOFTHISCOUNTRYTHATAREHIDINGFROMSOMETHINGORSOMEONETHEYHAVEWRONGED!!"SenatorFeinsteinusestheexample,"thewidespreadavailabilityofSocialSecuritynumbersandotherpersonalinformationhasledtoanexponentialgrowthinidentitytheft,wherebycriminalsareabletoassumetheidentitiesofotherstogainaccesstochargeaccountsandbankaccounts,toobtainthepersonalrecordsofothers,andtostealGovernmentbenefits."Whodoyouthinkisgoingafterthesepeoplethatcommitthesecrimes?Thepolicedepartmentswhoarealreadyoverburdenedwithbudgetcuts,shortageofmanpowerandotherrestraints?;thecriminalinvestigatorwhohastospendmuchofhistimeinhisofficeorspendhistimeperformingcourtadministrativeduties?;Thehiredprivateinvestigatorwhoisorwillbeprohibitedfromusingthetoolstotrackdowntheseindividuals?;Theattorney'shiredbythevictimtostraightenouttheproblemcreatedbytheperpetrator,whichtheattorneycan'tdobecausehe/sheonlyknowswhattheclientistellinghim.Orthevictimhimself?Ifthevictimhimselftriestocorrectthewrongsdonetohimorher,whatcourseofactiondoesheorshehave?IRScan'tshareinformationwithotherFederalAgencies,withouttheagenciesproducingaFederalCourtorder.TheSocialSecurityCAN'Tandwon'tshareinformationtoanyotheragenciesunlesstheytoohaveacourtorder.HowevertheSocialSecurityAdministrationwillforwardalettertoa"DeadbeatDad."HowmuchattentionwillaDeadbeatDadgivetoaletter?Thetoolstobetakenawayinclude;theSocialSecurityNo.,unlistedphonenumbers,datesofbirth,pastaddressesandmothers'maidennames.ThesetoolsareEXACTLYwhatcriminalsusetoconcealtheiridentityandhidetheirhiddenassets.S.600andH.R.1287specificallystatesinpartinreferencetotheSocialSecurityNo.,"(1)informtheindividualofallthepurposesforwhichthenumberwillbeutilizedandthepersonstowhomthenumberwillbeknownand(2)obtainaffirmativelyexpressedconsentinwriting"?Howmanypersons"whoarehidingfromsomethingorsomeone"doyouthinkwillgiveupthisinformation"affirmatively"and"expressedconsentinwriting"?I'mnotsayingthereshouldn'tbesomesortofcontrolonthistypeinformation.Thereshouldbeacontrolonpersonalinformationtothepublicingeneral.AndmostreputableInformationBrokersIhavedealtwithrequirethepersonseekingthistypeofinformationbealicensedPrivateInvestigator,and/orbeacurrentactivememberofaProfessionalorganization,suchastheNationalAssociationofInvestigativeSpecialists.̛̜@'Page4  )$, CongressneedstostartthinkingabouttheLAWABIDINGCITIZENSofthiscountry,andstopprotectingthe"Citizenswhobychoicearecorrupt"whowillfullyviolatethelawsandpreyontheLAWABIDINGCITIZENS.CRIMEISPRACTICALLYOUTOFCONTROLBYTHEENFORCEMENTAGENCIESATALLLEVELSANDINCLUDINGALLGOVERNMENTS.Mostlawenforcementagenciesnowareaskingthe"LAWABIDINGCITIZENS"forHELPtocombatcrimebyimplementingprogramssuchasNeighborhoodWatches,andgotogreatexpenseinshowingtelevisionshowssuchas"CrimeSolvers,America'sMostWantedandUnsolvedMysteries,"justtonameafew.THEYNEEDHELP!!THEYCANNOTDOTHEJOBTHEMSELVES!!Thedamagethesebillswillcreateisasafehavenandsanctuaryforthecorrupt.ONCEthedamageisdone,itwillbetoolate,IFitisn'talreadytoolateasitis.ITISTIMEFORCONGRESSTOREORGANIZE,TOSERVEANDPROTECTTHELAWABIDINGCITIZENSOFTHISCOUNTRYFROMTHE"Citizens,whombychoicebecomeCORRUPT"ANDTAKEADVANTAGEOFTHESYSTEM.IOPPOSES.600,H.R.1287andH.R.1300andURGEyouandyourcolleaguestodowhateverittakestoKILLALLofthesetypebillsnowandinthefuture.PLEASEVOTEAGAINSTthesetypesofbillsastheywillonlyhurttheLawEnforcementCommunities,PrivateInvestigationandSecurityFirms,LawyersandotherprofessionalsandtoincludetheLAWABIDINGCITIZENSwhoseekhelpfromsuchprofessionals.Iamlookingforwardtohearingfromeachofyouconcerningtheseissues̜     4  `       <  h       Sincerely,̜     4  `       <  h       AlbertL.LassiterAlbertL.Lassiter7210HullStreetRoad#106Richmond,VA23235FWMT63A@prodigy.com̜8047444867̜FWMT63A@PRODIGY.COM̜CC:  MarkHanna,President 'F#* М    NationalCreditInformationNetwork̜    RalphThomas,President̜    NationalAssociationofInvestigativeSpecialists̜  DearMr.Thomas,@'Page5  -')1 Letmetakethisopportunitytoexpressmyappreciationofyou,N.A.I.S.,theservicesN.A.I.S.providesandyourPIMailwebsite.IretiredasaDeputyUnitedStatesMarshal(CriminalInvestigator)fromtheU.S.MarshalServiceafter22years.Atfirst,Isataroundthehousetoenjoymylongedforandhardearnedretirement.After5monthsofrestandclimbingthewalls,IdecidedtogooutandworkinthefieldIknowbest.INVESTIGATIONS.Butinvestigationsintheprivatesectorismuchdifferentthenmyformerpredecessorofcriminalinvestigations,specificallyhuntingfugitives.AfterIreceivedmyPrivateInvestigatorsLicense,Ibegandoingthearmpitofinvestigations,"domesticandchildcustody"cases.IrealizedIwasnewtothefieldandhadtostartsomewhereatthebottomtogainexperienceandworkup.Idid.Istartedattheverybottom!Ibeganlookingaroundforamorerewardinginvestigations.ButIdidn'tknowwheretolook.Iknewtheinformation,equipment,technology,commercialdatabaseandforensiclaboratoriesservices(Wehadourowninthegovernment)were"outtheresomewhere",butwhere?IbeganlookingontheInternetandfoundtheP.I.Mail.AfterIlearnedofyourorganization,IjoinedNAIS.Throughyourbooks,Ihavelearnedthemuchneededinformationtoknowinmy"new"profession,andInowfeelconfidentinconductingprivateinvestigationsofalltypes.Mynextrealstepistoattendseminarsandbeginspecializinginacertainfield.Therearemanyinterestingfieldstochoosefrom.Before,Ididn'tknowoftheFairCreditReportingActasitdidnotapplytoourcriminalandemploymentinvestigations.Ineverhadanycontactwithit.IhavesincebeeneducatedonyourP.I.Mallwebsiteandinyourreferencebooks.AfterhuntingdownanevasiveinsuranceclaimantVIANCI,MarkHannaposteda"LegislativeAlert"onthebottomoftheresponseconcerningS600,H.R.1287andH.R.1300billsnowbeforeCongress.Also,heprovidedalinkanditincludedacutdownversionofeachbill,whichwasabighelp.MrHannaalsoaskedIsendalettertomySenatorinoppositiontothesebills.Ididn'tmindsendingalettertomySenators,asIhavedoneitbefore.IsentacopytoMarkHannaandaskedifIcoulddoanythingfurther.HesaidtosendacopyofthatlettertoalltheMembersoftheSenateFinanceCommittee.So...Theonlywaytoletthesepeopleknowthey're"Screwinguptheworks"istowriteandyouHAVEtoSHOWthesepeople,whoare"shelteredonCapitalHill"HOWTHEYARESCREWINGUPTHEWORKS!Shortlettersdonotdothejob.However,verylongletter's(inexcessof3pages)oftengetignored,misplacedorthrownaway.IusedtobeaUnionStewardwithintheUSMS.Writingtomembersof̛̜@'Page6  -')1 Congressisnostrangertome.WritingtomembersofCongressscaresmostpeople,butthesepeoplearejustpeopleandreceivingcorrespondencefromthepublicisoneoftheirfunctions.Idon'tmindexercisingthatfunction.Ijusthopeitdoessomegood.IthinkSenatorFeinsteinwasjustmadbecauseherstaffmembersfoundherSocialSecurityNo.injust3minutesinoneofthedatabasesontheInternet.ShealsousedanotherexamplewhereamasterchiefAirForcesergeantinCAbecameavictimofidentitytheftwhenamanusedhisSocialSecuritynumbertoopen20fraudulentaccounts.Again"CrimeisOutofControl"asstatedinmylettertoCongress.ANYONECANBEAVICTIM,EVENTHEDEAD!Ihadacasein1987,whereaprisonerescapedfromtheauthoritiesinFL.Priortohisincarceration,hewalkedtoanearbygraveyardinPetersburg,VAandfoundafreshlycoveredgrave.Ontheheadstonecarvedinstonewasadecedent'sfullnameanddateofbirth,similartohisdateofbirth....fromthegraveyard,hewenttotheVABureauofVitalStatisticsandreceivedacopyofthedecedent'sbirthcertificate.FromtherehewenttoVADivisionofMotorVehiclesandproducedthedecedent'sbirthcertificateandtoldtheclerkhishomewasbrokeninto,hewasrobbedofallidentifyingdata,thebirthcertificatewastheonlyformofI.D.hehadandthathedidn'tknowhisSocialSecurityNo.orsomethingsimilar.Hereceivedacopyofthedecedentsdriverslicense(whichdidn'thaveapictureatthetime)withtheSocialSecurityNo.andheadedtoFLtoenjoyhisnewidentity.Oncearrested,hewasfingerprinted(luckilyforhim,thedecedenthadneverbeenfingerprinted)andproducedthedecedentsinformationonallofthecriminalhistoryandprocessingforms.Afterhewasconvictedhebegandoinghis10yearsforrobbery,hedecidedwhenhistimewasupandthatitwastimetoleavetheprison.AsofMay,1992histrueidentityandwhereaboutsisunknown.Moralofthestory...Youdon'thavetouseacommercialdatabaseortheinternettogainsomeone'sidentity.Justgotothenearestgraveyardandusewhatthegovernmenthasalreadyprovidedtoyou!Yes,youhavemypermissiontousethatletter.Maybesomeoneorsomeorganizationwithalotof"Clout"canandwillemphasizethedamage,andgetthroughtothesepeoplewhoare"sheltered"fromtherealworldthattheirbillstheydreamupfortherestofthecountrytolivewithhaveSERIOUSandlastingconsequences.Pleaseletmeknowofanydevelopmentsconcerningtheseissuesorifmylettershadanyimpactorusetoanyorganizations.ALLASSITERP.S.Thatmailingaddresswasnotmyhomeaddress.YouhavethatonyourN.A.I.S.membershipcomputer.̜DearRalph,̛̜@'Page7  R+&. Ialwayshavebeenveryinformal.TheJudgesusedtocallme"AL",theU.S.Attorney's,ProbationOffice,AgentsfromotherAgencies.etcandtheprisonersIusedtotransportusedtocallme"AL"(Amongotherthings!)Iprefertobecalled"AL".ThelettersIsenttoCongressarenowa"public"record.InadditiontotheInternet,IFAXEDacopytotheChairmanoftheSenateFinanceCommittee,WilliamROTH,Jr.Forwhateverit'sworth,WilliamV.Rothusedtobe"ProUnion"fortheAmericanFederationofGovernmentEmployeesandlookedoutfor"OtherMembersOfCongresspassingbillstoScrewtheFederalEmployees".Idon'tknowifthatholdstruetodayornot.ButasfarasIknow,ithasn'tchanged.Unlessthey'vechangedinthelast6years,SenatorsD'AmatoandOrinHatchare ProLawEnforcement."Ifthisholdstrue,itsaplusonthiscommittee.IusedtobestationedinWashington,D.C,intheearly1970'sandIusedtokeepupwithwhowasforwhatonCapitalHill.(IwasalsotherewhenSenatorStenniswas"MuggedandShot"onCapitalHill.)Man,didtheattitudeschangeonCapitalHillaboutCrimewhenthathappened!Toansweryourquestion,youhavemypermissiontoforwardanyletterIhavewrittentoanyone,whoinyourjudgementyouthinkmaybenefitorhelpinsomeway.Sincerely,ALLassiter̛̜@'Page8  R+&. Л   $WXXPLI#XX$WU#,INC.$$2(#&&XXTELEPHONE:(916)9253579#XX&&#ԛ  &&XXPACIFICLEGALINVESTIGATIONS,INC.1(#NATIONWIDE:(800)2523579 f 50FULLERTONCOURT,SUITE2048(#FAX:(916)9254301 * SACRAMENTO,CALIFORNIA958256205FF*(#EMAIL:73060.3106@compuserve.com#XX&&)#Ԉ  May27,1997Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,DCDearMr.Medine:IamalicensedinvestigatorinCalifornia.Accesstolegitimateinformationisvitaltoourneeds.Closingtheflowofinformationonlycreatesloopholesandmakesitextremelydifficulttoconductfraudinvestigationsonaprofessionallevel.WeutilizedSocialSecuritynumbersforthispurposeandavarietyofothers.Forinstance,werecentlyhadacasewhereavanwithelevenoccupantsinitwasrearended.SocialSecuritynumbershelpedusprovetheseoccupantsweremembersofagroupworkinginCaliforniaundervariousnames,whoweredefraudingcompanieswithfraudulentclaimsofaccidents,thatwereorchestratedbythem.Thelistofbenefitstosocietyisendless.Thisisjustoneexample.Respectfully, PACIFICLEGALINVESTIGATIONS,INC.  8 RaymondE.Smothers  ! RaymondE.SmothersCPI,CEO̜RES/dt@aa&&XX VISITUSONTHEINTERNETAT &!( @!http://www.pli.com #XX&&#:XX@#XX:=#XX MEMBERCALIFORNIAASSOCIATIONLICENSEDINVESTIGATORS,INC.NATIONALCOUNCILOF@@@@@@@@ (:$+ INVESTIGATION&SECURITYSERVICESWORLDASSOCIATIONOFDETECTIVES,INC. #XX#  )$, Л   NN6(#"XX ThePradarelliAgency #XX"#Ԉ  CraigM.PradarelliP.O.Box9975u@X 5Milwaukee,WI53200997@.@!!!1! @2(#Telephone:(414)22340038(#Fax:(414)2767301Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,D.C.DearDirectorMedine:IamaprivateinvestigatorlicensedtopracticeintheStateofWisconsintogatherinformationfrompublicrecordsforlegitimatepurposes.ItiscriticalthattheFTCmaintaintheavailabilityofthisinformation.Licensedprivateinvestigatorsutilizesocialsecuritynumbers(oftenobtainedthroughdatainformationbrokers)forconductingbackgroundchecksforemployment;tolocatemissingpersons;tolocateheirs;tolocatedeadbeats,etc.InoneinstanceIwasabletolocateadeadbeatdadwhotheCountyAttorneysOfficehadbeenlookingforoverayearusingthesetypesofinformationservices.TheseservicesallowmetolocatewitnessesanddefendantsinafastmannerwhichinturnspeedsuptheefficiencyofthecourtsystemintheStateofWisconsin.̜     4  `       <  h       Sincerely,̜     4  `       <  h       CraigM.Pradarelli  М     4  `       <  h       CraigM.Pradarelli̜     4  `       <  h       LegalInvestigator  .~ Л   A))kvdE)kvA3600S.HarborBlvd.#491@ "XXP#XX"# 󀀀 PrimeLine 44<(#LorraineKoster  Oxnard,Ca.93035@A)dEA߀"XXԀ I#XX"# 󀀀 Investigations LL<(#Lic.#PI11233  8059847015Tel.8059848892Fax.May24,1997Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,D.C.@*0  Re:SocialSecurityInformationAccess (#(# DearMr.Medine:Iurgeyou not torestrictinformationaccessofsocialsecurityinformation.Ibelievethepublicright = toknowsupersedesprivacyinthisinstance.Socialsecurityinformationisvitalforthepublicwelfare.Privateinvestigatorsprovideinformationtothepublicforverylegitimatepurposes.Thisincludesbackgroundinvestigationsandlocationofpersonsforvariousreasons.Backgroundinvestigationsprovidesecurityandpublicsafetyforbothemployersandemployees.Toomanytimeswereadoftragicincidentswherecompanieshaveneglectedtodocompleteabackgroundcheckonemployees.Landlordstoodeserveprotectionfromunscrupulouspersonsrentingtheirproperty.Itisnotuncommonfordishonestpersonstoobtainfalsesocialsecuritycardsortoputfalseinformationonanapplication.Forovertwelveyears,IwasemployedasaConsumer/EnvironmentalProtectionSpecialistfortheVenturaCountyDistrictAttorneysoffice.Duringthistime,IinvestigatedhundredsoffraudcasesfortheConsumerandMajorFraudunits.Also,duringthistime,IscreenedMajorFraudcomplaintsofvictims.Oftentimesthesevictimsweremisleadbypeoplegivingthemfalsesocialsecurityinformation.Unfortunately,governmentagenciescannotinvestigateallfraudclaimsbyvictims.Therearesimplynotenoughresourcestodoso.Ioftenadvisedthepublictocontactaprivateinvestigator,oranattorney,togatherfurtherinformationtopresenttoouroffice,IhaveonoccasionalsoworkedwiththeFederalTradeCommissionandknowthattheyhavethesameproblemwithresources.Locationofpersons:Oftentimes,thepublichastheneedtofindpeopleforlegitimatepurposes.Forinstance,theremaybeaneedtofindsomeoneinordertobringalawsuit,findawitnessorcollectajudgment.Therearealsotimeswhensomeonejustwantstolocatearelativeoroldfriend.  %!' Pg2Again,Isincerelyurgeyoutomaintainaccesstosocialsecurityinformation.Theserecordsarevitaltoensurepublicaccesstoinformationforjustifiablepurposes.BestRegards,LorraineKoster   LorraineKoster  h  Л@ XXPrivateInvestigator's#XX;#Ԉ  @1XXAssociationofUtah,Inc#XX1ﻯ#CXX.#XXC#Ԉ q @$:XXFounded1994#XX:#Ԉ  16April1997TheFederalTradeCommissionRegarding:AccessToInformationForPrivateInvestigators o  DearFederalTradeCommission:Weareawarethatlegislationshasbeenintroducedwhererestrictionswouldbeinplacemaking,itdifficultforlicensedprivateinvestigatorstoobtainvarioussourcesofinformation.Wefeelthat,asallowedundertheFederallaw,licensedprivateinvestigatorsshouldbeallowedcontinuedaccesstothesevitalrecords.UtahhascompliedwiththeFederallaw,whileallowinglicensedprivateinvestigatorsaccesstoUtahDMV(DivisionofMotorVehicle)records.Infact,Utahlawmakershaveseenthewisdomandthevalueinallowinglicensedprivateinvestigatorsaccesstovariousprotectedrecords.Toooftentheworkofprivateinvestigatorsismisunderstood.Weprovideaninvaluableservice,savingmillions,ifnotbillionsofdollarsspentonfraudulentactivities,andweprovideaninvaluableservicetothepublicatatimewhenlawenforcementagenciesaretappedtoextremes.Privateinvestigatorsarecalledupontoassistsinglemothersinlocatingdeadbeatfathersandtheirassets.Wearecalledupontoreunitefamilies,tolocatevictimsandwitnesses.Wearealsocalledupontoexposefraudandothercriminalactivities.HavingaccesstoDMV,driverlicenseandotherrecordsiscriticalintheworkweperform.AsaresultofhavingaccesstoDMVanddriverlicenserecordsinUtah,oneofourmembersrecentlylocatedamissingchild,whowastakenbyanoncustodialfather.Thefatherhadtakenthechildfromhermother,wholivedinanotherstateandoutofsheerdesperationandahunch,themotherhiredaUtahPItodetermineifthemanandherdaughterwereinUtah.ThroughasimpleDMVsearchandverificationoftheDMVanddriverlicenseinformation,thefatherandchildwerefound,theauthoritieswerenotifiedandahappyreuniontookplace.̛̜̜&&XXOffice8014679500@ PostOfficeBox11970,SaltLakeCity,Utah841470970;(#Fax8014831188#XX&&#Ԉ  Q(#) PrivateInvestigatorsAssociationofUtah,Inc.TheFederalTradeCommission16April1997PageTwoA)|dE |A   OnlytwoweeksagomyofficeexposedaclearcaseofinsurancefraudasaresultofDMVrecords.Amanwhowasinsuredsuddenlyclaimedthathiscarhadbeentotaled,thoughhehadneverlistedthecaronhisinsurancepolicy.Henowclaimedtohaveownedthecarforacoupleofyears,thoughthroughDMVrecordswewereabletodeterminethatthecarwasneverregisteredtothemananditwasclearlyownedbysomeoneelse.Infact,thismantriedtogethisMend'scarcoveredunderhisinsurancebecausehisfriendhadnotinsurance.InUtah,notonlyisalicensedprivateinvestigatorabletoaccessDMVanddriverlicenseinformation,wearealsoabletoobtainanactualphotographofaperson'sdriverlicense,whichhasbecomeacriticaltoolinexposinginsurancefraudthroughsurveillance.Whenreasonableavenuestoinformationareclosedthepublicendsuppayingahigherpricetogetthesameresultandthecostoflitigationincreases.WesupportandencourageresponsibleuseofallrecordsandweassurevouthatthisispossibleandbeingdoneinUtah.Aslicensedprivateinvestigatorsweareverywillingandexpecttobeheldtohighstandards.WeaskforyourconfidenceandtrustinallowinglicensedprivateinvestigatorsaccesstovitalDMV,driverlicenseandotherrecords.Weaskyoutoallowcontinuedaccesstolicensedprivateinvestigators.WefeelthiswouldbeadefinitebenefittothecitizensoftheUnitedStatesofAmerica.Shouldyouhaveanyquestionspleasedonothesitatetocalluponme.Sincerelyyours,PrivateInvestigatorsAssociationofUtah,Inc. ""r$ ̜BrookeM.Karrington $' BrookeM.KarringtonPresidentjj/(#Email:karrington@sisna.com U&!) ̜BMK:klg  (S#+     XBdXXXdXXBPROBE#XBdX##XXdXXB#   :XX=)f:INFORMATION&INVESTIGATIONS1(#PROBEINFORMATIONSERVICES f )(#1600SACRAMENTOINNWAY,SUITE2037(#SACRAMENTO,CA95815)(#(916)5655555FAX(9165650505((#(800)3976517FAX(800)3736547#:f=)I##XX:*#@$May23,1997Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,DCDearDirectorMedine:IamalicensedprivateinvestigatorinCaliforniaandownacompanyemploying11investigators.Theabilitytogatherinformationfrompublicrecordsisvitaltolegitimateinvestigativepurposes.ItiscriticalthattheFederaltradeCommissionmaintaintheavailabilityofthisinformation.LicensedprivateinvestigatorsutilizeSocialSecuritynumbersforconductingbackgroundchecksforemployment,tolocatemissingpersonsandheirs,andtolocatewitnesses.Theyareusedtocheckformultipleidentitieswhiledeterminingiffraudisinvolvedandforverifyingresidencelocationspriortoinitiatingsurveillance.Justthisweekweusedthesocialsecuritynumberofaworkerscompensationclaimanttoverifywithadevelopedemployerthatheisworkingunderanaliaswhilereceivingbenefitsasaninjuredworker.Wethenusedthecreditbureauheaderstotrackhiscousinandbrotherwhoheclaimedunderoathlivewithhim.Anarrestislikelywithinthenext2weeks.Thecreditbureauheadersareinstrumentalintheinvestigationsweperform.Weaccessedcreditbureauheadersover2500timesin1996duringthecourseofinsurancerelatedinvestigations.Ithavenodoubtthelossofthisrecordwouldtieourhandstoapointthatoursuccessrateinlocatingtargetswoulddroptoalevelthatcarrierswouldquitorderingtheinvestigationsandultimatelycostjobsinourfirm.     4  `       <  h       Sincerely,     4  `       <  h       ProbeInformationServices  #&s!(      4  `       <  h       R.S. '!#*      4  `       <  h       RossStewart  (#+     $ XXԛ@II!PROFESSIONALIMAGE#XX  $ #Ԉ  @d d 1X%*XXX19&*X1X%DomesticandInternationalClaimsandUnderwritingInvestigations  @  BusinessConsulting,ResearchandVideoDocumentation(PI14827)#1X%*X&19#1    Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashingtonD.C.RE:  SocialSecurityInformationAccess   DearDirectorMedine,Asalicensedprivateinvestigatortheabilitytogatherinformationfrompublicrecordsisnotonlyvital,butinthepublicsbestinterest.Everyyeartherearestorieswhichappeartoprovidestrongargumentsinfavoroftighterprivacy.Unfortunatelythebenefitsofaccesstopublicinformationservingthemanymorethanthosefewproblemcasesareneverasubjectofnewsworthiness.LegitimateInvestigationworkmustbeprotectedforthosewhoneedtheinformation.Licensedprivateinvestigatorsutilizesocialsecuritynumbersforconductingbackgroundchecksforemployment,locatingmissingpersons,heirsandwitnesses,andnumerousotherlegitimatepurposes.Insurancecarriersoftenrequirebackgroundinformationastoinsuredsaswellasagentswhomayproduceforthecompany.ItwouldbequicktothinkthatmakinganexceptionjustforinsurersshouldbeadequateItisnot!Manyinsurersrequiretheirfieldagenciestopersonallyvouchforthebackgroundofaproducer.Thiscannotbedonewithoutaccesstothisinformation.Thefieldagency,notbeinganinsurerdirectly,maynothavetheresources.Ourfirmhasconductedmissingpersonsinvestigationswhichweresuccessfulinfullorinpartduetotheaccesstopublicinformation,includingsocialsecurityinformation.Ourfirmregularlychecksonthebackgroundofinsureds(orpotentialinsureds)andotherstoverifytheirintegrityandbusinessrisk.Withoutthisaccess,manyunscrupulouspeoplecangeneratefraudabuseagainstbusinessesandthepublicatlarge.Governmentagencies(local,stateorfederal)donothavetheresourcestoassistthosetrulyinneedofthisinformation,ifthisinformationwererestrictedinaccess.1&ލ(&&&@ 12232NugentDrive,GranadaHills,California91344 ~'"/ @| | (805)2540006*Faxes(805)2540604&(818)3688921@WWEMail:PIIB@ix.netcom.com  )V$1 #1X%*X(&1&ލ##XX*X1X%#&&XX  #XX&&+#&&XXThankyouforyourtimeandconsideration. t Sincerely,ThomasR.Petersen  \ ThomasRPetersen,MBA,RHUcc:  CongressmanBuckMcKeon(25CA)  l  М#XX&&z#   0  Л  PROFESSIONALINQUIRY,INC.̜A) xdE]xA ^ P.O.Box31246(#Office(206)9464965 k FederalWay,Washington980639(#Fax(206)8399219 B WAStateLicense#5785(#pipes2pi@&wolfenet.com i ̜     4  `       <  h       May5,1997FederalTradeCommissionC/ONCISSP.O.Box755DesMoines,Iowa50823Tothecommitteeinquiringaboutprivacyissues:  Privateinvestigatorsfindourselvesinasituationwhichwillhaveaseriousimpactuponthepeopleweserve.Wederiveourincomefromprovidinginformationtoothers.ThePacificNorthwestAssociationofInvestigators,Inc.doesatremendousjoboftryingtoupgradetheservicesweprovidetoclientsandtoprovideongoingyearlytrainingseminarsformembers.  Legislationispendingthatwouldseverelyrestrictouraccesstoinformation,whichinturn,maydriveseveralinvestigatorsoutofbusiness.Itisjustasimportanttousthatourindustrymaintainagoodreputation,asitistoyouthatweconductourselveswithoutbringingharmtoanyoneunjustly.  IdocriminalbackgroundchecksfornewhiresattheSeattleMonorailServices.Ialsoworkforattorneysandforotherprivateinvestigators.ThebestdatabasesthatIsubscribetocarefullyscreennewapplicantsweareaskedtosupplyreferences,creditbackground,stateandlocalbusinesslicenseinformationaswellasacopyofourinvestigatorlicense.Thedatabaseinturnallowsmetodeterminenecessaryinformationforanattorneyfacingatrailsuchaswhetherornotawitnessisaliveordead.  Ifanyofyouhaveeverpersonallybeeninvolvedinalegalproceeding,youunderstandthatthecostscanbeprohibitive.Tohelppeople,especiallymiddleclasspeoplewhomayneedtogotocourtregardingacivilmatter,theyneedcosteffectivereliableinformation.Ourserviceshelpprovidethisneededinformation,andwecandosoinatimelymannerthatbenefitsallparties.  Onlyfoolishindividuals,inwhateverindustry,misusetheinformationavailabletothem.Privateinvestigators,forthemostpart,arehardworkingmenandwomenwhotakegreatprideinourwork.Wecarefullyweightheassignmentspresentedtousbecauseourreputationisatstake.Todoourworkeffectively,weneedreliablepublicinformation,andIbelievethataslongasapersonhasnothingtohide,thereisnoproblem.Pleaseconsidertheothersideofthecoin,thatifsomeonedoeshavesomethingtohideisitjustmakingiteasierforthemwithsomeofthenewpendinglegislation?  (*$,   Obviouslypeoplewithnothingtohidewillnothirelobbyisttosuppressthefreedomofinformationbecausetheseissuesarenotimportanttothem.Butforthosewhodohavesomethingtohide,thisisveryimportantlegislation.Ifwearetokeepchecksandbalancesforthegoodofallofthepeople,pleasenotethatmostofourclientsareindividualsorbusinesseswhobelievetheyhavebeendefraudedorwhoneedbackgroundchecksonnewhiresasrequiredbylaw.̜     4  `       <  h       Sincerely,̜     4  `       <  h       JanetC.Pipes h  М     4  `       <  h       JanetC.Pipescc:  PacificNorthwestAssociationofInvestigators,Inc.   =  Л    $ XXPROTECH#XX  $#  XXINVESTIGATIONS#XX#  :XXLosAngeles n CorporateOffices411EastHuntingtonDriveSuite207Arcadia,CA91006(818)8218000(818)8218008FaxLicenseNo.PI12487#XX:a#  S  @*0  May27,1997  (#(# Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,D.C.DearDirectorMedine,IamalicensedprivateinvestigatorinCalifornia.Theabilitytogatherinformationfrompublicrecordsisvitaltolegitimateinvestigativepurposes.ItiscriticalthattheFederalTradeCommissionmaintaintheavailabilityofthisinformation.Licensedprivateinvestigatorsutilizesocialsecuritynumbersforconductingbackgroundchecksforemployment,tolocatemissingpersonsandheirs,andtolocatewitnesses.Ourfirmconductsstatemandatedpreemploymentbackgroundinvestigationsforseverallawenforcementagenciesandaccesstosocialsecuritydataisessentialintheseinvestigations.Theftoffinancialinformationisbeingstolenfromdatabasesthroughouttheworld.Thisstolendataisbeingusedbycriminalstoconductfraudulentcredittransactions.Accesstosocialsecurityinformationhasbeenisessentialinidentifyingandlocatingvictimsofwhitecollarcrimes.@*0  Sincerely,!W#(#(# @*0  JamesW.Walker"%(#(# @*0  JamesW.Walker#&(#(# @*0  Presidentc$'(#(# JWW:mw\ascc:NCISS  '#+    1XX ProtectiveSolutions #XX1 #  A) .xdE.xA C @$May28,1997Mr.DavidMedineDirectorBureauofConsumerProtectionFederalTradeCommissionWashington,DCDearDirectorMedine,  IamalicensedprivateinvestigatorinCaliforniawhospecializesinthreatassessmentandresolutionofviolenceintheworkplace.Theabilitytogatherinformationfrompublicrecordsisvitaltothethreatassessmentprocess.ItiscriticalthattheFederalTradeCommissionmaintaintheavailabilityofthisinformation.  Weutilizesocialsecuritynumbersinourassessmentstoverifyknownlocationsofthethreatener,othernamesthethreatenerhasused,andtoverifythatrecordswelocateare,infactassociatedwiththethreatener,andnotasimilarlynamedparty.  IftheFTCrestrictsaccesstotheserecords,citizenswillbeinjuredphysically,financially,andemotionallywheninvestigationscannotbeappropriatelyconductedtosafeguardtheirfamilies,theirjobs,andtheirfinances.  Thankyouforyourconsiderationofthisimportantissueandyouranticipatedunderstandingthattheserecordsmustremainopen.  Pleasecontactmeshouldyouhaveanyquestions.Sincerely,JamesS.Cawood !"# JamesS.Cawood,CPPPresidentJC/fosXX NORTHERNCALIFORNIAOFFICE: <  h          D  p SOUTHERNCALIFORNIAOFFICE: #XX#XX &,") P.0.Box1772/SanLeandro,CA94577 <  h 24HR.RESPONSE: D  p P.0.Box4980/Crestline,CA92325#XX# }'"* XXOffice:510/3528660/Fax:510/3528659 <  h 909/3380641     D  p  (n#+      4  `       <  h PPO11029PI17417#XX#  ($, Л   "XX 1$"A).dE.AA)xdExA#1X%*X$1a #1$*X1X%JackReed#1X%*X$1G #1&ލ(&*X1X%   #1X%*X(&1&ލ #19&*X1X%To: 0  04(#(#0` 4(#4(#AldenSchacherIIA;RonPlesserLocGrpn` (#` (#  Subject: 0 4 0` 4(#4(#FW:SenateBill600!q` (#` (# #1X%*X&19 #̄1)+Q*X1X% From: 0  04(#(#0` 4(#4(#J2Paul@aol.com[SMTP:J2Paul@aol.com] ` (#` (#  Sent: 0  04(#(#0` 4(#4(#Monday,April21,19972:00PM# s` (#` (#  To: 0  0(#(#04(#(#0` 4(#4(#JackReed ` (#` (#  Subject:0 4 0` 4(#4(#0 ` (#` (#SenateBill600#1X%*XQ1)+ #e   (# (# 19&*X1X%DearJerry.I'mappalledattheSenatetryingtotakeawaysomeveryusefulsourcesofinformation.I'vefound  -  creditheadersandthelikeusefulfor:1.  Helpinglocatechildrenabductedincustodybattles. F  2.  Verifyingthataparticularindividuallivingataparticularaddresswasindeedoursubjectbeforeserving   legalprocess.InadditionI'dliketomakethefollowingpoints:1.  Theprivatesectoristheonlythinglookingafterthe"greyarea"crimes.Onesthatdon'tfallintolocal, (x state,orfederaljurisdictions.2.  TheprivatesectoristheonlyindustrythatworksheavilytohelpindividualsPREVENTcrime.(theFBIwill  flatlytellyouonthephone"we'renotinthecrimepreventionbusiness!")3.  PullingPi'steethoninformationgatheringwillonlyservetoprotecttheaveragescamartistwhopreyson D theinnocentanddrivesupthecostsofinsurance,storegoods,etc.forallconcerned.Thanksforyourtime.PaulPurcellNAISMember.@'Page1#:&19 ##XX:D #Ԉ  $!t( ЛXHX   JACKREED@  !1stVICEPRESIDENT F(#NCISS X Re:CreditBureauHeaderInfo@*   D  p       April29,1997 / DearJack,IsincerelyappreciateyourtakingthetimetorepresentthePI/Securityindustryinthelegitimatebusinessuseofcreditheaderinformation.RBIINVESTIGATIONS,INC.hasbeenanassettomanyclientswithaccesstosuchvaluableinformationasthisandIwouldliketooffertoyou,twosuchcasesofrecent:Case#1December13,1996alocalfemalecontactedourofficewithanurgentpleaforustoassistherinlocatinghermotherwhoshehadnotseenorheardfromin(23)years.Christmaswasfastapproachingandourclientwanteddesperatelytotryandgetthefamilytogetherintheeventthatoneormoreofherfamilywouldsuccumbtoseriousillnessordeathasmanywereintheirgoldenyears.Myclientfoundanoldbibleintheattic,thathadbeengiventoherby"Momatbirth.ThebiblecontainedMom'ssocialsecuritynumberinthefrontsectionofthebible.ThisSSANandasubsequentcrisscrossutilizing"CreditHeader"allowedmetolocatemomlivinginTexaswithanamenotknowntomyclientRBI"hasnotandwillnot"discloseanyinformationobtainedfromthesearchresultswithout M firstobtainingauthorizationfromthe"found"party.(Appliestodomesticcases,Ie.adoption,lostloves,etc.)Momwascontactedandshecriedforalengthyamountoftimeasshewasoverwhelmedthatherdaughterwouldevenwanttofindherafterbeingputupforadoption.Further,sheadvisedthatapproximately(5)yearsago,sheattemptedtolocateherdaughtertonoavail,thusshewassohappytohearfromus.Momcalledthedaughterimmediatelyafterwetalked.MyclientsentanairlinetickettoMomandtheyreunitedandenjoyedaverytearful,yetjoyousvisitduringtheChristmasholidayandtothisdate,talkdailyfromIndianatoTexas.Thiscouldnothaveoccurredwithoutaccesstotheheaderinfo.(RBI,INC.billedthisclientonly$79.)#2April1997Indianapoliswomanrequestsassistanceinlocatingexhusbandwhoisdeemeda deadbeatdadbytheprosecutorsofficeandthecourts,yetthatisabouttheonlycontributiontheyhavemadeinhelpingthiswomanwhose exisinarrearsinhischildsupportpayments,(5)years.Localgovernmentofficeshavetoldthiswomanto callaprivateinvestigatorastheywillnotgiveherthetimeofdaywithoutbotharesidentialaddressandabusinessaddress.Thiswomanisworkingtwofulltimejobstocareforheryoungsonbecause dadfailstodoso. DadwastrackedtoSt.Louis,Moandonceservedwithlegalpapers,heskippedyetagainandwastrackedjusttodaytoHouston,Texaswiththeaidofcreditheaderinformation.($125.)Goodluckinyourendeavorsandthanksverymuchforyourinvolvement!!@$RandyBennett@RBIINVESTIGATIONS,INC.@[[P.O.Box184Maxwell,IN46154@ Phone(317)3263177Fax(317)3263178  (&. X   @ 1XXTHERETRIEVALGROUP,INC.#XX1 #Ԉ  @ C 784McGavockPike~~8(#Phone:615.889.2229  ЀNashville,TN37214FF:(#Fax:615.889.2229  27May97Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashingtonDCDearDirectorMedine:IamalicensedprivateinvestigatorinthestateofTennessee.Theabilitytogatherinformationfrompublicrecordsisvitaltolegitimateinvestigativepurposes.ItiscriticalthattheFTCmaintaintheavailabilityofthisinformation.LicensedprivateinvestigatorsutilizeSocialSecuritynumbersforconductinglocatorservicesforinsurancecompanies.Thisisnowmylivelihood.Ihaveheardofthe GoodOleDays,howeverIwasnottrainedduringthe"goodoledays".Ihavehadtoscratchoutthemethodstoearnthisliving.TheonlyinformationalassistancethathasbeenoftruebenefittomycompanyhasbeentheaccesstotheinfoprovidedbySSN's.Sir,Idoimploreyoutocontinuetoatleastallowthedisseminationofthisinformationtolicensedprivateinvestigatorsandlawenforcementagencies.̜Sincerely,̛LeonardGunn,Jr.  LeonardGunn,Jr.TheRetrievalGroup,Inc.̜  N Л   @R.J.N.Investigations,Inc.@AA:XXACALIFORNIACORPORATION#XX:  #Ԉ(#(#K(#  @ POSTOFFICEBOX55451@!RIVERSIDE,CA92517OFFICE(909)6867638MAIN9(#FAX(909)2755036 3 (310)6932367L.A.̜May27th,1997̜DavidMedine,Director̜BureauofConsumerProtection̜FederalTradeCommission̜WashingtonD.C.̜ Re:RestrictionofSocialSecurityInformation   p  ̜DearDirectorMedine,̜Ourfirm,RJNInvestigations,Inc.,hasbeenlicensedasaninvestigativeagencyintheStateofCaliforniasince1987.Theabilitytogatherinformationfrompublicrecordsisvitalforlegitimateinvestigativepurposes.ItiscriticalthattheFederalTradeCommissionmaintaintheavailabilityofthisinformation.̜Licensedprivateinvestigatorsutilizesocialsecuritynumbersforconductingbackgroundchecksforemploymentand,inourcase,fightinsurancefraud.̜Specifically,theinformationweobtainthroughsocialsecuritytraceshelpsconfirmidentificationofparticularclaimants,aswellasdeterminingadditionalakasthatoftenresultinsuccessfullyprosecutinginsurancefraud.̜Inaddition,italsoassistsusinlocatingimportantwitnessestoquestionableaccidents.̜Inclosing,wetrustyouwillnotrestrictaccesstosocialsecurityinformationtothatoflicensedinvestigators.̜Respectfully,̜RobertJ.Nagle q% ' МRobertJ.Nagle̜RJN/clmCALIFORNIASTATELICENSEDA(##AQ012054  )$, ЛH    $ XXROBERTSONGROUP#XX  $% # H !XX'(#INVESTIGATIONSURVEILLANCEVIDEO#XX!& #Ԉ g A) xdExA  May26,1997Mr.DavidMedina,DirectorBureauofConsumerProtectionFederalTradeCommissionWashingtonD.C.DearDirectorMedina,IamaretiredFederalagentandalicensedprivateinvestigatorintheStateofWashington.Theabilitytogatherinformationfrompublicrecordsisvitaltolegitimateinvestigativepurposes.ItiscriticaltheFederalTradeCommissionmaintaintheavailabilityofthisinformationforbusinesspurposes.LicensedprivateinvestigatorsutilizetheSocialSecuritynumberheaderinformationforconductingbackgroundchecksforemploymentpurposesandtolocatewitnesses.Additionalusesaretoassistinsurancecompaniesinthepreventionofinsurancefraud,andtolocatethemanyotherpeoplewhopurposelymanagetoconcealtheiridentityfromthepublicinordertorunscamsorotherunscrupulousactivities.Publiclawenforcementisoverwhelmedbythefraudulentactivitiesbeingperpetratedeachdaybypeopleintentonscammingthepublic.Weareassistinginthisbattle.WehaveutilizedtheSocialSecuritynumberheaderinformationinthefollowingways:Anemployerrecentlyreceivedinformationthatoneofhisemployees,whowasoutondisabilityandbeingpaidcompensation,wasalsoreceivingunemploymentbenefitsunderadifferentname.AsearchoftheSocialSecurityheaderinformationrevealedthatthesameSocialSecuritynumberwasbeingutilizedby5differentindividuals.Wearestillattemptingtoreconcilethisinformation.ThispersonisstillcollectingLaborandIndustriescompensation.Isthispersonarealpersonoroneofthemanyscammersoutthere?Manytimesaninsuranceclaimantwillonlybeavailablethroughcontactwiththeirattorney.Theyhavedroppedoutofsightotherthanattorneycontact.Theinsuranceindustrydoeshavealegitimateneedtodetermineiftheclaimantispresentingavalidclaim.TheSocialSecurityheaderallowstheindustrytolocatetheclaimantandverifytheclaim.Manytimestheclaimisvalidandmanytimesitisnot.Itstillhastobeinvestigated.Yourcourtesyinaddressingthisissueisappreciated.SincerelyGeneRobertson &R#+ GeneRobertson@:XX2572836#XX:/ #!XXTH#XX!/ #:XXԀPLSO.KENT,WA98032#XX:70 #Ԉ )%. @ &&XX2068540256(OFFICE)2069478907(MOBILE)2068547073(FAX)#XX&&0 #Ԉ )&/ @!:XXSTATELICENSE#114#XX:j1 #Ԉ  *N'0 Л   1XXROYALGUARDSERVICES#XX11 # H SecurityandInvestigationsA) xdEaxA b ..(##30W.39thAve.,Suite#103SanMateo,CA94403HH=(#(415)3496148@*   D  p       May24,1997  Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,DCDearDirectorMedineIamalicensedprivateinvestigatorinCalifornia.Theabilitytogatherinformationfrompublicrecordsisvitaltolegitimateinvestigativepurposes.ItiscriticalthattheFederalTradeCommisssionmaintaintheavailabilityofthisinformation.Licensedprivateinvestigatorsutilizesocialsecuritynumbersforconductingbackgroundchecksforemployment,tolocatemissingpersonsandheirs,forlocating"deadbeat"Dads,andmostimportantlyinaidingourlegalsysteminlocatingwitnessesforbothcivilandcriminaltrialcases.Thistypeofinformationisextremelyhelpfulinconfirmingthepersoninquestionastobeingthesubjectyouareinfactsearchingfor,asopposedtoapossiblemistakenidentitysituation.Anyonewhohasbeeninlawenforcement,asIwasfortwentyfiveyears,definitelyrealizesthevalueofthisinformation.Thereisinfact,nothingofacompromisingnature,inaSocialSecurityHeader.Informationtherein,onlyservesaspersonalidentifiers.Yoursupportonourbehalfinthismatterisextremelyimportant,andIthankyouinadvanceforyourconsiderationinsuchamosttenuoussubject.@*   D  p     Sincerely }5" @*   D  p     WilliamC.Bigarani +!$ @*   D  p     WilliamC.Bigarani,P.I. "% @*   D  p     #9021 "& @*   D  p     RoyalGuardInvestigations  #h ' Л   @} }  $ XX S&HINVESTIGATIVESERVICES #XX  $4; #Ԉ H @[[CORPORATEHEADQUARTERS@;;#P.O.BOX12245@FFWilmington,Delaware19850 :XXPENNSYLVANIA#XX:+< # @(302)9999911Fax:(302)9929899NNC(# :XXMARYLAND#XX:< #   (412)2287399 @zz8004469911Nationwide HH=(#(410)2282020 { @*April29,1997̜NCISSMr.JackReed1st.VicePresidentDearJack:IwasratherdistressedwhenIreadHouseBill#1287introducedbySenatorFinesteinfromCalifornia.ThisofficeisveryconcernedaboutlosingaccesstoOnlinerecordsfromsourcessuchasthecreditbureaus.Imalso,ofcourse,equallyconcernedaboutlosingaccesstopublicrecordsheldinourState,County,andFederalrepositories,butIlladdressthoseconcernsinanotherletter.ThisofficeusesOnlineinformationservicessuchastheInternetandaccesstothevariouscreditbureausonnearlyeveryfilewereceive.Thisisbecausewefoundthatabout28%oftheaddressesourclientsprovideusforinsurancesurveillancepurposesareincorrect.TheOnlineservicesareofgreatassistancetousinidentifyingatrueandcorrectphysicaladdressforthesepersons.Whenaddressingassetinvestigations,theyareagreatassistanceindeterminingthegeographicparametersoftheassignment,andalsoservetoalertusofholdingspreviouslyunheardbyourclients.Letmegiveyoutworecentexamples:(1)0  Thisofficewashiredbyaninsurancecarriertoperformanactivitiescheckonagentlemanwho p(  hadappliedforandreceiveddisabilitystatussomeyearsbefore.Itwasincumbentuponthecarriertoperformthisactivitiescheckannuallyinordertosubstantiateordenyhiscontinueddisabilitystatus.WhileperformingthisinvestigationweutilizedanOnlineservicewhichprovidesaccesstoCreditBureauinformation.Specifically,headerinformationfromthosefilesalertedustotwooutsideofthestatebusinessaddresses.Furtherresearchshowedthemtobelocationsfromwhichthesubjectoftheinvestigationhadbeendoingbusinessinrecentyears. (#(# @  :XXMEMBERORGANIZATIONSPAST&PRESENT#XX:D #Ԉ (%!( !XXCreditBureauAffiliatesDelawareClaimsAssociationLicensedPrivateInvestigatorsMarinersofTheBayNationalFireProtectionAssociation %") EasternArmedRobberyConferenceWorldAssociationofDetectives,Inc.DelmarvaClaimsAssociationDelchesterClaimsAssociationPhiladelphiaLossConferenceNationalCouncilInvestigative&SecuritySpecialistsNationalAssociationofLegalInvestigatorsDelawareAssociationofDetectiveAgenciesInternationalAssociationofArsonInvestigatorsPennsylvaniaAssociationofMutualInsuranceCompaniesDelawareChapterofInternationalAssociationofArsonInvestigators#XX!iE #@s s :XX BECAUSEYOUNEEDTOKNOW...18004469911 #XX:H #Ԉ(#(#K(#  x)0&/ Mr.JackReed04/28/97Page2̄0  Ergot,ouractivitiescheckblossomedintoasurveillance;oursurveillanceblossomedintoafraudinvestigation,andnowtheFraudBureausoftwostatesareinvolvedinsame.ThereissometalkofinvolvingtheU.S.PostalInspectionService. (#(# (2)0  Thesecondinvolvedawidowwhohadsoldhersmallbusinesstoamanwhofailedtocontinue    makingpaymentsandsubsequentlydisappeared.Thisofcoursejeopardizednotonlyherretirementbutherentiresecurity.ViatheuseofseveralOnlineservices,andbyfurtherresearchingintheProbateCourtinmycountyandstate,Isuccessfullylocatedthegentlemanandalsolocatedalargefarmwhichhadbeenwilledtomysubjectandfourofhissiblings.Hewasnotasyetoneoftheownersofthefarmpropertyinthattheestatewasstillinprobate.Wewereabletoplacealienagainsttheestateandeventuallymyclientreceivedallthemoniesdueher. (#(# Inadditiontosimplymakingtherecordsavailabletoacompanyasourselves,theOnlineservicesdosoatveryaffordablerates,therebyallowingagreaternumberofcitizenstobenefitfromtheiruse.IfearthataccessrestrictinglegislationsuchastheBillinquestion,couldserveasgroundstoopenainformation BlackMarket.Highercost,probablyahigherpercentageofinaccurateinformation,perhapsevenunethicalpracticestoobtainsame.Whatafrighteningthought!ImlookingforwardtoseeingyouinScottsdalelaterthisweekandoffermyassistanceinanywayyoumayrequiresame.Verytrulyyours,CarynGloyd z2 CarynGloydOperationsManagerCG/jc̜I:\22  ["% Л   X~XXXpGXX~SaracenoInvestigations#X~XpGbP #XX~#TCP #DT H A) xdE0xA ` М#TDP ##XXTֻP #:XX28364S.WesternAve.Suite429#XX:Q #:XXԛ@Email#XX:1R #:XX:Denise_P_I@compuserve.com8(#Phone:310.221.0215  RanchoPalosVerdesCA90275@Calif.License#PI18333:::(#Fax:310.221.0348 = #XX:R #0  May22,1997V(#(# 0  Mr.DavidMedine,Director (#(# 0  BureauofConsumerProtection (#(# 0  FederalTradeCommission (#(# 0  Washington,D.C. (#(# 0  DearDirectorMedine, (#(# 0  IamaprivateinvestigatorlicensedtopracticeintheStateofCaliforniatogatherinformationfrompublicrecordsforlegitimatepurposes.ItiscriticalthattheFTCmaintaintheavailabilityofthisinformation.Licensedprivateinvestigatorsutilizesocialsecuritynumbers(oftenobtainedthroughdatainformationbrokers)forconductingbackgroundchecksforemployment;tolocatemissingpersons;tolocateheirs;tolocatedeadbeatparents,etc. (#(# 0  Withinthismonthalone,Ihaveusedinformation,obtainedfromaninformationbroker,tolocatefivepersonsforattorneyclients.Twowerewitnessesandtheothersweredefendantsinalawsuit.IfIwerenotabletolocatethenecessaryinformationsoquicklyandeasily,thecosttotheclientwouldincreasedramaticallyandourjudicialsystemwouldslowdowngreatly.Neitherofwhichisinthepublicsbestinterest. (#(# 0  Iurgeyoutoconsiderthesefactorswhenyouareaskedtomakeadecisionregardingtheavailabilityofinformationtoourindustry.Ithankyouforyourtimeandconsideration. (#(# 0  Sincerely, (#(# 0  DeniseSaraceno #(#(# 0  DeniseSaraceno (#(# М  "_% ЛINVESTIGATIVESERVICES6(#STATELIC.#AQ007894 H IRS#942771455HH=(#(209)6689072  @   ROBERTSARHADINVESTIGATIONS   @mm$P.O.BOX2307(#(#K(# \ @DD"TURLOCK,CA95381May23,1997̜Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,DCDearDirectorMedine:  IamalicensedprivateinvestigatorinCalifornia.Theabilitytogatherinformationfrompublicrecordsisvitaltoinvestigatorswhousesuchforinformationforlegitimatepurposes.IamconcernedthattheFederalTradeCommissionisconsideringrestrictingaccesstocertainpublicinformationincludingsocialsecurityheaderinformation.ItiscriticalthattheFederalTradeCommissionmaintaintheavailabilityofthisinformation.Licensedprivateinvestigatorsutilizesocialsecuritynumbersforconductingbackgroundchecksforemployment,locatingmissingpersonsorwitnesses,andtolocatemissingheirs.  OnseveraloccasionsIhavelocatedpersonswhohadnoideatheywereentitledtoaninheritance,thusassistinganattorneyclientinclosinganestate.Similarly,severaltimesIhavehadtheprivilegeofunitingclientswithfamilyorfriendswithwhomtheyhadlostcontactorneverseen.Inalitigationsetting,countlesstimesIhavelocatedwitnesseswhowerekeyinhelpingresolvedisputes.Theseareonlyafewexamplesandinstanceswheresocialsecurityinformationusedlegitimatelyhelpsusasinvestigatorsperformanecessaryservicetothepublic.̜     4  `       <  h       Verytrulyyours,̜     4  `       <  h       RobertSarhad  $ ' М     4  `       <  h       ROBERTSARHAD̜RS  &F#* Л    $ XXWILLIAML. H #XX  $Rc #1XXSAVAGE#XX1c # g PRIVATEINVESTIGATOR$(#:XXP.O.Box20871,Reno,Nevada895150871#XX:6d #Ԉ b A) xdLExA 9 ?(#702/8571067  FAX702/32237581800/8479322,e May26,1997Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,D.C.DearDirectorMedine:IamalicensedprivateinvestigatorinCaliforniaandNevada.Theabilitytogatherinformationfrompublicrecordsisvitaltolegitimateinvestigativepurposes.ItiscriticaltheFederalTradeCommissionmaintaintheavailabilityofthisinformation.Licensedprivateinvestigatorsutilizesocialsecuritynumbersforconductingbackgroundinvestigationsforemployment,tolocatemissingpersonsandheirs,andtolocatewitnesses.Theabilityoflicensedprivateinvestigatorstoaccuratelyidentifyindividualsthroughtheirrespectivesocialsecuritynumbersenablesthepublicatlargebenefitfromthisverification.Recently,Iwasabletoavertamajortrademarkinfringementforaclientbybeingabletoutilizesocialsecurityheaderinformationtoidentifyseveraloftheindividualsinvolvedinthisactivity.Sincerely,WilliamL.Savage x" WilliamL.SavageXX0  0(#(#04(#(#California#PI10091#XXi # x&0#*4(#4(# ЛXXXHH   ?%:XXEXECUTIVEOFFICES X @@>%100S.SUNRISEWAYS/CG73l|1 `  xEiK` %%X%X%S/JG73l|2 `  xE1hi` %%%%""G%SUITE330:%PALMSPRINGS,CA92262#XX:j #Ԉ q TXX SEARCHERS#XXTֳl #  $ "XXS/JG73l| `  xEiM?`0S/CG73l| `  xE3hk?`. %%%%INVESTIGATINGCOMPANY#XX"m # >%:XXTEL(619)3240902 ?  >%TEL(800)9924274>%FAX(619)7709813>%FAX(800)6690193#XX:n # X%X%%%XXMay23,1997DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,D.C.̜DearDirectorMedine:IamalicensedprivateinvestigatorinCalifornia.Thecapabilitytogatherinformationfrompublicrecordsourcesisvitaltolegitimateandethicalinvestigativepurposes.ItiscrucialthattheFederalTradeCommissionmaintaintheavailabilityofthisinformation.Weprovideservicestoourclientsonadailybasisthatwouldnototherwisebeachievedwithoutthepublicrecorddata,mostimportantly,socialsecuritynumbers.Withthesepersonalidentifiers,licensedinvestigatorsareabletofurnishvitalinformation.Licensedprivateinvestigatorsutilizesocialsecuritynumberstoconductbackgroundchecksforemployment,tolocatemissingpersonsandheirs,andtolocatewitnessesallveryimportanttoawiderangeofindividualsandbusinessandprofessionalcommunitiesbenefittingfromthisservice.Thankyouforyouranticipatedconsideration.Sincerely,LeeJ.BeckPresidentLJB.rXXT!XXexasStateLicense#A05792@ccCaliforniaStateLicense#A5152-%IllinoisStateLicense#117000787#XX!s #Ԉ  +(0 ЛXXX   m'9)%`|0u  `E Fu u D  m D D (#(#A) xdE>]xA ^  (#(#D D @ 577SecondAve,Suite#143,NewYork,NY10016@Phone#(212)4475913@!Fax#212)8899447  Apr.24,1997Whowillprotecttheinnocent?1.  Irecentlywenttoabidforcollectionofdelinquentchildsupport.Approx.70%ofthecases   hadSSN.Theother30%werebasicallyuncollectible.Ifwehadaccesstothisinfowecouldhelpmillionsofchildrenwhoarecurrentlyonwelfare&livinginpoverty.Inmanycasesthedeadbeatdadwaslivingwiththemother&shewouldn'tgivethehusbandsinfo.becauseshewouldbecutoffwelfare.2.  CurrentlyI'mworkingonacasewherethefatherhasskippedandabandonedhiswife&  childrenandisusinghisGirlfriendsSSN.Hemakesahugesalaryandcancomfortablysupporthiscurrentlifestyleaswellashischildren.Themotherhasnomoneytopayanattorneytokeepbringingthecasebacktocourt.Basicallytheyaretellingher,youmustgettheinfoonyourown.Ifwecouldhelpthesetypesofindividualswewouldbeprovidingagoodservicetoallsoceity.3.  Anothercurrentcaseisanattorneywhoisusinghisfatherandhisson'sSSN.Theyareall j attorneys.Thefatherisdeceased.Theassetsarebeingshiftedfromstatetostatetoavoidpaymentofoutstandingjudgments.Ifwedon'thaveaccesstotheinfowhowilldetectthefraudinthiscase?ThisisacasewhereanϜunscrupulusattorneyisusingthesystemtobenefithimselfattheuseofotherunsuspectingvictims.Theinnocentvictimsdon'thavethetimeortheresourcestodothesesearches,andthegov'tdoesn'thavethebudgetaryallowanceeither.Sowhoseresponsibilityisittodetectthistypeoffraud?Itseemstomewe'retheones!4.  Icurrentlyhavetwocaseswhichareverysimilar.Subjectshavepurchasedgoods # & (diamonds)andskipped.Theyshownoassets,onlypagesofunsatisfiedjudgmentsonfile.InlookingforassetstosatisfythejudgmentswecameaccrossthattheyhaddroppedoneofthelettersintherenameandtakenonadifferentSSNbyinversingthetwomiddledigits.Thebanksignaturecardsproveditaftermanycostlysubpoenashadbeenissued.Inordertosavecourtcostsandultimatelymoneytoourcitizens,wouldn'tit  (S#+ bewisertoleaveusprovidethisserviceforoureconomy?Wouldn'tthisbeacaseof Badwill"vs"Goodwill"?5.Anothercurrentcaseistheeternal hidebehindthecorporateveil"case.Herewehavesubjectswhichareconstantly(withintenttodefraud)incorporatingrunninguphugebillsandthenfilingforbankruptcy.Themerchantshavenorecourseotherthantogoafterthemindividually.Howcantheyifwedon'thaveaccesstotheSSN?Sincerely,̜SusanNash  =  SusanNash    ЛXh   @ 1XXԜSERPICOINVESTIGATIONS#XX1 #Ԉ X @690LosAngelesAve.,Ste.220@11SimiValley,California93065PI5289@DD(805)5782562Fax(805)5782543 I MAY26,1997MR.DAVIDMEDINE,DIRECTORBUREAUOFCONSUMERPROTECTIONFEDERALTRADECOMMISSIONWASHINGTON,DCDearDirectorMedine:  IamalicensedprivateinvestigatorinCalifornia.Theabilitytogatherinformationfrompublicrecordsisvitaltolegitimateinvestigativepurposes.itiscriticalthattheFederalTradeCommissionmaintaintheavailabilityofthisinformation.Licensedprivateinvestigatorsutilizesocialsecuritynumbersforconductingbackgroundchecksforemployment,tolocatemissingpersons,heirs,andtolocatewitnesses.Moreover,manypeoplerunawayfrompaymentoflegaldebts.Thesocialsecurityheaderinformationisextremelyimportantinlocatingtheseindividualsandcannotbeobtainedfromanyothersource.Weareemployedtoseekandverifyinformationthatisimpossibletoconfirmbyanyothermeansavailable.  Attorneysneed,andareentitledto,thetestimonyofimpartialwitnessesinordertoestablishtruthinthelitigationoflawsuits.Notbeingabletofindawitnesswhohasmoved,leftnoforwardingaddress,orotherinformationastotheirwhereabouts,wouldcauseanunnecessaryanddisastrousimpactthatwouldincreasetheuseofunchallengedandfraudulentclaims.  Ihaverecentlyinvestigatedandlocatedasubjectthroughsocialsecurityheaderinformationwhoisconcealinghimselffromseveralpeoplethathepersuadedtogivehimcashtoinvestontheirbehalf.Inmanymonthshehasfailedtoliveuptoanyofhispromisesandhaspocketedover$100,000,thewholesumofinvestmentmoneyentrustedtohim.Hemisrepresentedhimselfandavoidsresponsibility.IrepresenttheirlawyerwhohadverylittleinformationabouthimorhiswhereaboutsuntilIwasabletogiveassistance.  Iurgeyounottorestrictthelegitimateuseofallnecessaryrecordsneededinordertocompleteassignmentssuchasthosedescribedabove.IamsurethattheFTCdoesnotwanttobepartytoapolicythatallowsdeadbeatsandswindlerstoprofitinthemidstofanatmospherethatcriesforprivacy.Suchdesirescannotbeimposedwithoutsacrificingthecausesoftruth,responsibilityandjustice.  @*  Sincerely, &$+ @*  WilliamS.Valantine f)'. @*  WILLIAMS.VALANTINE,OWNER =*'/ @*  SERPICOINVESTIGATIONS  +(0 ЛX    $WXX Shackelton #XX$W: #   $ XX0  0(#(#04(#(#0` 4(#4(#ASSOCIATES#XX  $ #f` (#` (# &&XX @*0  0D(#(#0pD(#D(#3562TRIANGLEROAD5p(#p(# @*0  0D(#(#0pD(#D(#MARIPOSA,CA.95338Ip(#p(# @*0  0D(#(#0pD(#D(#(209)9665700 p(#p(# @*0  0D(#(#0pD(#D(#Lic.No.PI17079 p(#p(#  #XX&&Z #May22,1997  Y Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommission,Washington,D.C.DearDirectorMedine,  MynameisLeeShackelton.IamaprivateinvestigatorlicensedtopracticeintheStateofCaliforniatogatherinformationfrompublicrecordsforlegalandlegitimatepurposes.Icametothispracticefroma36yearcareerasaChiefofLawEnforcementinanagencyoftheFederalGovernment.IbelievethatitiscriticalthattheFTCcontinuetoensuretheavailabilityofsuchinformation.Asalicensedinvestigator,Ioftenmustrelyonsocialsecuritynumbers,oftenobtainedthroughdatainformationbrokers,tolocatemissingpersons,deadbeatdads,tolocatemissingheirsandestrangedhusbands.MymostrecentexamplehadtodowithsuchahusbandwhodisappearedfromCalifornia23yearsago.Thisdidnotpresentaproblemtothewife(myclient)untiltheopportunityforremarriagecametoherthispastmonth.Unabletoservelegalpapersforthedissolutionofmarriageonherhusbandofrecord,shewasstoppedinhereffortstostartanewlife.IwasabletolocatethemissingspouseanddirecttheproperlegalserviceinasmallMassachusettstownonlybecauseofthepresentpublicrecordsaccessavailabletoourprofessionundercurrentlaws.Becausepublicofficialswereauthorizedtoassistmeinmysearch,thecosttomyclient,anearlydestitutelady,wasminimal.Thiswasaveryhappyendingforallasitturnedouttheexhusbandhasalsobenefitedbecausehehadlosttrackofhiswifeandalsowishedadivorceandhadbeensearchingforheraswell,butwithouttheprofessionalhelpofaprivateinvestigator.Sincerely,LeeShackelton  d#$     }XX Shackelton #XX} #   $ XX     4  `  ASSOCIATES#XX  $ # _ 0  0(#(#04(#(#0` 4(#4(#0 ` (#` (#0 (# (#0 (# (#0 (# (#0<(#(#0h<(#<(#0h(#h(#0(#(#0(#(#0(#(#0D(#(#3562TRIANGLEROAD D(#D(# 0  0(#(#04(#(#0` 4(#4(#0 ` (#` (#0 (# (#0 (# (#0 (# (#0<(#(#0h<(#<(#0h(#h(#0(#(#0(#(#0(#(#0D(#(#MARIPOSA,CA.95338 D(#D(# 0  0(#(#04(#(#0` 4(#4(#0 ` (#` (#0 (# (#0 (# (#0 (# (#0<(#(#0h<(#<(#0h(#h(#0(#(#0(#(#0(#(#0D(#(#(209)9665700 D(#D(# 0  0(#(#04(#(#0` 4(#4(#0 ` (#` (#0 (# (#0 (# (#0 (# (#0<(#(#0h<(#<(#0h(#h(#0(#(#0(#(#0(#(#0D(#(#Lic.No.PI17079 D(#D(# May22,1997Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommission,Washington,D.C.DearDirectorMedine,MynameisLeeShackelton.IamaprivateinvestigatorlicensedtopracticeintheStateofCaliforniatogatherinformationfrompublicrecordsforlegalandlegitimatepurposes.Icametothispracticefroma36yearcareerasaChiefofLawEnforcementinanagencyoftheFederalGovernment.IbelievethatitiscriticalthattheFTCcontinuetoensuretheavailabilityofsuchinformation.Asalicensedinvestigator,Ioftenmustrelyonsocialsecuritynumbers,oftenobtainedthroughdatainformationbrokers,tolocatemissingpersons,deadbeatdads,tolocatemissingheirsandestrangedhusbands.MymostrecentexamplehadtodowithsuchahusbandwhodisappearedfromCalifornia23yearsago.Thisdidnotpresentaproblemtothewife(myclient)untiltheopportunityforremarriagecametoherthispastmonth.Unabletoservelegalpapersforthedissolutionofmarriageonherhusbandofrecord,shewasstoppedinhereffortstostartanewlife.IwasabletolocatethemissingspouseanddirecttheproperlegalserviceinasmallMassachusettstownonlybecauseofthepresentpublicrecordsaccessavailabletoourprofessionundercurrentlaws.Becausepublicofficialswereauthorizedtoassistmeinmysearch,thecosttomyclient,anearlydestitutelady,wasminimal.Thiswasaveryhappyendingforallasitturnedouttheexhusbandhasalsobenefitedbecausehehadlosttrackofhiswifeandalsowishedadivorceandhadbeensearchingforheraswell,butwithouttheprofessionalhelpofaprivateinvestigator.Sincerely,(NOTE:Originalsigned&mailedtoNCISSJackRead.)  ^"" Л $ XXPeggySheriff#XX  $ڤ #7(#PrivateInvestigator  =u3@ =pp7(#StateLicense#18307@.@X!!!A!e @May27,1997Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,D.C.DearDirectorMedine:IamaprivateinvestigatorlicensedtopracticeintheStateofCalifornia.Themajorityofmyworkinvolvesgatherinformationfrompublicrecordsforlegitimatepurposes.ItiscriticalthattheFederalTradeCommission(FTC)maintaintheavailabilityofthisinformation.Licensedprivateinvestigatorsutilizesocialsecuritynumbers(oftenobtainedthroughdatainformationbrokers)forconductingbackgroundchecksforemployment;tolocatemissingpersons;tolocateheirs;tolocatedelinquentchildsupporters;andtoreunitemembersoffamilies.Oneofmyrecentassignmentswastofindmyclientsfather,whomhehadnotseensincehewas2yearsoldandhisparentsdivorced.Becauseofthecommonnameofmyclientsfather,theonlywayIcouldnarrowthesearchwasbyfindinghissocialsecuritynumber.Thissavedmyclienthundredsofdollarsinthesearch.Thisisjustoneofmanyinstanceswhereaccesstopublicrecordshasbeenaninvaluabletoolthatbenefitstheclientbysavingmoney.Iurgeyoutokeeptheavailabilityofthedatatheinformationfirmsprovidetoprivateinvestigatorssothatwemightperformourservicesinthebestandmosteconomicalmannerforourclients.̜     4  `       <  h       Sincerely,̜     4  `       <  h       PeggySheriff !a! М     4  `       <  h       PeggySheriffP.O.Box1148,OakPark,CA913761148hh/(#Telephone/Fax(818)8898131  m$%    ݛ@  DAVIDPSMITHDETECTIVEAGENCY  @  "3407JULIAAVENUE@AUGUSTA,GEORGIA30906  ^ ̜     4  `       <  h       May26,1997̜NCISSPOBox755DesMoinesIowa,50303DearSirs.  TheFTChearingregardingtheprivacyofsocialsecuritynumbersconcernsmegreatly.IworkforanumberofTrialLawyersandtheysometimeshaveaproblemlocatingandservingthedefendantonalawsuite,Ihavetolocateadefendantinacriminaltrialforcriminallawyers.Idonotsellthisservicetoindividualpeople.JustlikethePostalServicemustgiveusforwardingaddress,theFTCcannotinterferewithourobtainingHeaders.̜  IfIcandoanythingtohelpyouwiththispleaseletmeknow.̜Sincerely,̜DavidP.Smith  DavidP.Smith,J.D.,MLL  ] Лf    @@@1XXJohnnySmithInvestigations #XX1沈 #򀀀󀀀  Ѐ  f# May22,1997̜Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,DCDearDirectorMedine:Ithascometomyattentionthatthereisanissueregardingtheaccesstosocialsecurityinformation.Theabilitytogatherinformationfrompublicrecords,specifically,socialsecurityinformation,isvitaltolegitimateinvestigativepurposes.ItiscriticaltheFederalTradeCommissionmaintaintheavailabilityofthisinformation.Theuseofsocialsecurityinformationisnecessaryformanydifferentinvestigativecases.Specifically,preemploymentbackgroundinvestigationsandlocationofindividualsisjustacoupleofareaswheresocialsecurityinformationismosthelpful.Ioftenrelyonsocialsecurityinformationtolocateindividualsthathavefailedtoappearincourtandthus,areconsideredbailskips.Muchofmybusinessisinthebailrecoveryindustry.Assuch,theinformationthatisprovidedthroughsocialsecuritynumbershaveallowedmetoapprehendfugitivesfromjusticeseveraldifferenttimes.Oneofthosefugitiveswasa"threestriker"thathadalludedthelawenforcementcommunity.Ihaveusedseveraltestimonialsonmybusinessbrochurebutonetestimonialbringsthisissuetotheforefront.Iwishtosharethattestimonialwithyouatthistime. Mr.SmithisthebestinvestigatorIhaveeveremployed.Heishonest,creativeandthoroughandhasalwaysdonewhatIhaveaskedofhiminanefficientmanner.Hehasoftenlocatedwitnessestheauthoritiescouldnotfind".That  testimonialwasfromPeterTalia,AttorneyatLaw.@i i P.O.Box545PattersonCalifornia95363  H" @ (209)8923556Fax(209)8927754LicensePI15823 !#   "$ @FF(2ThereasonsIhavelocatedwitnessestheauthoritiescouldnotfindaremany,butsufficeittosay,socialsecurityinformationisoneoftheprimaryreasons.Pleaseresistthetemptationtotakethistoolawayfromlicensedprivateinvestigators.RespectfullySubmitted,JohnnySmith h  JohnnySmith̜   =  Л@R.B.SMOKE&ASSOCIATES@rrAdjusting&InvestigativeServices@709N.CenterSt.,Suite1K@$P.O.Box623@!Stockton,CA95201@ii Phone(209)5479250@!Fax(209)5479252̛A) xdEg 0xA h  May28,1997DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,D.C.DearDirectorMedine:̜R.B.Smoke&AssociatesislicensedintheStateofCaliforniatocompleteprivateinvestigationwork.Theabilitytogatherinformationfrompublicrecordsisvitaltolegitimateinvestigativepurposes.ItiscriticalthattheFederalTradeCommissionmaintaintheavailabilityofthisinformation.Licensedprivateinvestigatorsutilizesocialsecuritynumbersforconductingbackgroundchecksforemployment,tolocatemissingpersonsandheirs,andtolocatewitnesses.Wealsousesocialsecuritytoassistusinlocatingpartieswhoarefleeingfromserviceofasummonsandcomplaintorwitnesssubpena.Werecentlyhadoccasiontouseasocialsecuritynumbertotrackdownawitness,whowascrucialtoacivilmatterinvolvingoneofourclients.Throughtheuseofasocialsecuritynumber,wefoundthewitnessandwereabletoservethesubpenaandbringforththewitness'stestimony.Thisvaluableinvestigativeresourcesvitaltoinvestigators.̜򀀀RobertB.Smoke  " RobertB.SmokeBranchManager  ?"$ ЛHhXIXXX~^?~XXID.W.SmothersAssociates#~#~~~^?: ##XX~~#Y # H A) xd^E$A    LossPrevention/InvestigationsSince1977=%Ca.Lic.P.l.9925  МқMay23,1997Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,DCDearDirectorMedine:AsalicensePrivateInvestigatorintheStateofCaliforniasince1975,1havefoundsomuchlegitimateneedforsocialsecuritynumbersthatthepossibilityoftheirbeingrestrictedisfrighteningBecausebusiness,industryandthecourtspublicrecordshavestandardizedtheirrecordswiththeuseofthesocialsecuritynumbers,accesstoit,isvitaltoourfunction.OurclientsincludethespectrumofemployersfromGovernmentAgenciesanddefenseContractorstopubliceducationinstitutions.Andallofthemrequiretheutilizationofthesocialsecuritynumberstoachieveanaccuratebackgroundcheckandscreening.Anyrestrictionofaccesstothesocialsecuritynumberwillonlycauseconflictandextremedifficultyinourabilitytolegitimatelyserveourclients.Asaresponsiblebusinesspersonwhoprovidesemploymentfor10peopleIaskthattheFTCconsidercompletetheneedsofourindustryinthelegitimateandconstructiveusesofthesocialsecuritynumber.Thankyouforyourconsiderationandsubsequentunderstanding.Sincerely,D.W.Smothers '#& МD.W.Smothers,CPPOwner̜DWS/dsA) xdE)$A )&. :XX@#XX:b #&&XX3111CastroValleyBlvd.,Suite210,CastroValley,CA94546(510)7289861(800)8187654Fax(800)8087654#XX&& #Ԉ )&/ @  &&XXBranchOffices:SacramentoRiversideReno#XX&& #Ԉ  *h'0 XH :Xd86XXX:96X:Xd8*}Vdd( dd Z dd dd (#(#}, dd , dd , dd +   G  SMYTHINVESTIGATIONS#":9U # ""# XX" t # "X X .$S"  .Ѐ# XX"  # "X X .$S"  .  # XX"  # P.I.#127034*(S2   4AQ) xd ?EPxA p  :X X#: : #19&:P.O.BOX791 ` LAHABRA,CA906330 h 0h(#h(#0(#(#0(#(#(562)69715640(#(#FAX:(562)6973974#1X%*X&19 #(#(# #XX*X1X% #Mr.DavidMedine,Director XXXX p  BureauofConsumerProtectionFederalTradeCommissionWashington,DCMay23,1997IamaCaliforniaLicensedprivateinvestigator.Theabilitytogatherinformationfrompublicrecordsisvitaltolegitimateinvestigativepurposes.ItiscriticalthattheFederalTradeCommissionmaintaintheavailabilityofthisinformation.Licensedprofessional,privateinvestigatorsutilizesocialsecuritynumbersforconductingbackgroundchecksforpreemployment,tolocatemissingpersonsandheirsandtolocatewitnessesforlegalcounsel.Especially,inCaliforniaitisimportanttomatchthesocialsecuritynumbertotheindividualapplyingforthejob,asonfouroutoffiveapplications,someoneotherthanthejobapplicantisusingthesameSSN.InCalifornia,SSNnumbers,driver'slicensesandotherformsofidentificationaresoldinunbelievablequantities.Anemployermustknowwhotheyarehiring.WeprovidethatservicebytheverificationandmatchingoftheSSNgiventhem.Pleasedonottakethistoolawayfromus,andfromthethousandsofemployerswhodependuponusforhelp.Wemustcontinuetoprotecttheemployerfromnegligenthiring,fromhiringindividualsusingfalseidentificationandalertindividuals(applicants)whensomeoneelseisusingtheirSSN.Youcannotbelievethegratitudewhenanapplicantisadvisedthatsomeoneisusinghis/herSSN.Thisisalsoapersonalmatter,asmydaughterinlaw,borninHawaii,issuedaSSNinHawaiiwasdeniedunemploymentbenefitsduetoamaleinVisaliaCaliforniausingherSSN.IfIhadnotrunherSSN,shewouldnothavebeenabletocontesttheissueandreceiveherpayments.ThisishowimportantitisforustohaveaccesstoSocialSecurityNumbers.Sincerely,WilliamD.Smyth y"! ( WilliamD.SmythInvestigativeConsultant#XXX X #  '$!* ЛX   XX u!$?/+h|0  `!E7o3u oo(#(#SouthCarolina   ooooAssociationof ooooLegalInvestigators,Inc.  2  oooo#XX #&&XXPOSTOFFICEBOX835,SIMPSONVILLE,SOUTHCAROLINA296810835#XX&&~ #  C  oooo (#(#ooA) xdE xA   April16,1997,FEDERALTRADECOMMISSIONSubject:USCONGRESSHB1287ToWhomItMayConcern:     4 Ourworkintheinvestigativeindustrydirectlyassiststhegeneralpublicinmanyways.Ourmembersworkforprivateindividuals,businesses,attorneysandinsurancecompanies.     4 Weareoneofthemostmisunderstoodprofessionsintheworldbecauseofbadpublicity.WearenotthePIsofliteratureortelevision.Weareresponsiblepeoplewhodoaservicetothecitizensofourcountry.     4 Mostofoutmembersuseinformationto:*  Locatedeadbeatparents  *  Identityindividualsforserviceofprocess g *  Uncoverinsuranceandbankfraud > *  Performbackgroundinvestigationsintocaregiversforouryouthandelderly e *  Assistindustrytoavoidworkplaceviolencebyperformingpreemploymentbackgrounds, <     securitymeasuresandidentifyingemployeetheft.*  Locatingwitnessestoaccidentsandcrimes   *  Defendingtheaccusedsoinnocentpersonsarenotwrongfullyincarcerated*Identifyingstalkers, q!      childabusersandviolentspousesbeforecrimesarecommitted*  Locatingbeneficiariesofestates,witnessestowillsanddeceasedpartiesforprobate #o" *  LandtitlesearchesandotherRealEstateverificationtransactions #F# *  Findingmissingassetsbeforetheyescheattoindividualstates*Actingasalegalsupportsystem $ $     tobothplaintiffanddefenseattorneys.  % % Subject:USCONGRESSHB1287April16,1997Page2 ^      4 Ourmembershelptokeeptheworkplacesafe,protecttheyoungandelderly,uniteestrangedfamiliesanduncoverfraud.Weareavitalpartofthedailylifeofthousandsofpeople,becauseweareLicensedPrivateInvestigator.Please,calltheundersignedifyouwanttolearnmoreaboutourindustryandtheresponsiblewaysinwhichourmembersuseinformation.Thankyou,SouthCarolinaAssociationofLegalInvestigators,Inc.RobertH.Joseph G RobertH.Joseph,CLIDirector/President̜RHJ/bej  *z Л   $WXXSouthCarolina  AssociationofLegalInvestigators,Inc.#XX$W # (#(#K(# | :XXPOSTOFFICEBOX535,SIMPSONVILLE,SOUTHCAROLINA296810835#XX: # 2 A) xdEk xA l  April16,1997FEDERALTRADECOMMISSIONSubject: 4 USCONGRESSHR1287   ToWhomItMayConcern:9,XX4, XX, X9  Ourworkintheinvestigativeindustrydirectlyassiststhegeneralpublicinmanyways.Ourmembersworkforprivateindividuals,businesses,attorneysandinsurancecompanies.  Weareoneofthemostmisunderstoodprofessionsintheworldbecauseofbadpublicity.WearenotthePI'sofliteratureortelevision.Weareresponsiblepeoplewhodoaservicetothecitizensofourcountry.  Mostofourmembersuseinformationto:<,X, X,XX4, X<*0  Locatedeadbeat;parents9(#(# *0  Identifyindividualsforserviceofprocess(#(# *0  Uncoverinsuranceandbankfraud(#(# *0  Performbackgroundinvestigationsintocaregiversforouryouthandelderlyn(#(# *0  Assistindustrytoavoidworkplaceviolencebyperformingpreemploymentbackgrounds, E securitymeasuresandidentifyingemployeetheft. (#(# *0  LocatingwitnessestoaccidentsandcrimesC(#(# *0  Defendingtheaccusedsoinnocentpersonsarenotwrongfullyincarcerated(#(# *0  Identifyingstalkers,childabusersandviolentspousesbeforecrimesarecommitted(#(# *0  Locatingbeneficiariesofestates,witnessestowillsanddeceasedpartiesforprobatex(#(# *0  LandtitlesearchesandotherRealEstateverificationtransactionsO  (#(# *0  Findingmissingassetsbeforetheyescheattoindividualstates*Actingasalegalsupportsystem &!v! tobothplaintiffanddefenseattorneys. !M"(#(# Л   @% "XXS#XX" # pecialized=(#LicenseNumber  М@# "XXI#XX"0 # nvestigations?(#PI9868  @!14530DelanoStreet@44VanNuys,Calif.91411@||#(818)9099607@!FAX(818)7823012&&XX(@X@(#(#(  INSURANCEFRAUD@@4and@@ 4SuspiciousClaimsWORKERSCOMPENSATIONAOE/COEPERSONALINJURYAuto,PropertyandPremisesLiabilitySURVEILLANCEVideoandStillPhotoCIVILANDCRIMINALFULLBACKGROUNDSSKIPTRACINGProcessServiceASSETSEARCHESFinancialBackgroundINFORMATIONSERVICES  .$~( #XX&&T #April25,1997  ( FederalTradeCommissionc/oN.C.I.S.SP.O.Box755DesMoines,IA50308RE: h RestrictionsonFreedomofInformation  / DearF.T.C.:IamalicensedCaliforniaPrivateinvestigatorandurgeyouinthestrongesttermspossiblenottorestrictouraccesstosuchinformation,commonlyknownas creditheadersandotherpublicandprivaterecords.Herearetworecentexamplesofhowsuchinformationbenefitedmyclients:Aclientofminewasvictimizedbyaprofessionalswindler,whodefraudedmyclientofalargesumofmoney.Inanefforttorecoverhermoney,wewererequestedtolocatetheswindlersothathecouldbeservedwithalawsuitandsothatthemattercouldbebroughtinfrontofacourtoflaw. Throughusageof creditheader O? information,Ilocatedtheswindlerandsuccessfullyservedhim  &@ Inasecondmatter,myclientwasaninsurancecompany,whoreceivedaclaimfromacustomerwhosecoincollectionwastakeninaburglary.Sothattheinsuranceclaimcouldbesettledthevictimcouldreceiveherinsurancesettlement,itbecamenecessarytolocatetheappraiserofthecoinsinordertoverifytheirvalue.Theappraiserhadlongsincevanishedasthecoinswereappraisedyearsago.However,through creditheaderandotherinformation,wesuccessfullylocatedtheappraiser.Asaresult,resolutionofthevictimsinsuranceclaimwillproceedwithoutdelay.  <(#J (@X@  (0  0(#(#04(#(#FederalTradeCommission!!E(#4(#4(#Page2  0  0(#(#04(#(#Adaydoesnotgobywhenmyselfandmyfirmdonotrelyuponthisinformation.Havingaccesstothisinformationisveryimportanttobothusandourcustomerswhoarenothingbuthonestandhardworkingpersonsandbusinesses. 4(#4(# 0  0(#(#04(#(#Verytrulyyours, 4(#4(# 0  0(#(#04(#(#SPECIALIZEDINVESTIGATIONS 4(#4(# 0  0(#(#04(#(#RobertScott = 4(#4(# 0  0(#(#04(#(#RobertScott 4(#4(# 0  0(#(#04(#(#Investigator 4(#4(# 0  0(#(#04(#(#RS:jf I 4(#4(# 9X, X,X, X9   Email:  4  `   @XX%CXS#XXC #PECIALIZED p   М WEINVSTG8aol.com     <  h CXI#XXC #NVESTIGATIONS p =(# LicenseNumber  _ @@=(# PI9868 󀀀  @!14530DelanoStreet@44VanNuys,Calif.91411@||#(818)9099607@!FAX(818)7823012@http.//www.specialpi.com(DDX@(#(#(@ oINSURANCEFRAUD@oand@ oSuspiciousClaims:XXԈ 1  #XX: #@ee oWORKERS   @`` oCOMPENSATION@oAOE/COE:XXԈ i  #XX: #@ oPERSONALINJURY C @ttoAuto,Propertyand@oPremisesLiability:XXԈ  #XX: #@!! oMEDICALAUDITS +{ @|| oSURVEILLANCE@oVideoandStillPhoto@oLABOR@ oANDEMPLOYMENT:XX@oLAWINVESTIGATIONS#XX: #:XXԈ  \ #XX:! #&&XXFULLBACKGROUNDS#XX&&z # r &&XXIndividualsorBusinesses#XX&& # 6 @ oSKIPTRACING@ oProcessService@IIoTRIAL@ oPREPARATION@$$ oASSETSEARCHES@ oINFORMATION@ oSERVICES@HHoDocumentRetrieval 7)$+ May5,1997FederalTrade 7 Commission 1 - c/oN.C.I.S.S.P.O.Box755DesMoines,IA50308Re: RestrictionsonFreedomofInformation  d2 DearF.T.C.:IamalicensedCaliforniaprivateinvestigator,andstronglyurgeyounottorestrictouraccesstosuchinformationcommonlyknownas"creditheader"andotherpublicrecords.OurfirmhasbeeninbusinessforoversixteenyearsandhaveanexemplaryrecordwiththeStateLicensingagency,BureauofSecurityandInvestigativeServices(BSIS).Wepredominantlyinvestigatesuspectedfraudcasesforinsurancecompaniesandcorporations.Theuseof"creditheader"andotherpublicrecordinformationisanessentialtoolofourbusiness.Therehavebeencountlesstimeswhentheserecordshaveassistedusinthesuccessfulinvestigationoffraudartistsandotherdishonestindividuals.Inaddition,therehavebeenmanycaseswherethisinformationhasenabledustolocatekeywitnessesintheinvestigationofsuspectedfraudcases.Therehavealsobeeninstanceswherewehadtolocatewitnessesinlitigatedmatters.IcanhonestlysaythatIamnotawareofanylicensedprivateinvestigatorusingthisinformationforwrongfulpurposessinceithasbeenaccessible.Thevastmajorityofprivateinvestigatorsarehonest,hardworkingindividuals,withagreatdeal :)$L (DDX@/ / (Ҝ  *8&L Л   "XX 1$"A)xdExA#1X%*X$1D #1$*X1X%A).jdE.jAJackReed#1X%*X$1 #1&ލ(&*X1X%   #&&(&1&ލf ##XX&&u #&&XX1&ލ(&&& From: 0  04(#(#0` 4(#4(#Hirepimike@aol.com[SMTP:Hirepimike@aol.com]` (#` (#  Sent: 0  04(#(#0` 4(#4(#Thursday,April24,19971:48PME` (#` (#  To: 0  04(#(#0` 4(#4(#JackReed Y` (#` (#  Subject: 0 4 0` 4(#4(#Re:FW:(PINEWS)NCISSHELPREQUESTRUSH` (#` (# MichaelJ.SpencerSpencerInvestigations3435MLKingWay,#3Oakland,CA946095105470543Towhomitmayconcern:AsaprivateinvestigatorwhohandlesamixofGasesincludingworkers'compandcriminaldefense,databasesandcreditheadersareinvaluabletools.JusttwomonthsagoIhadarequestfromaclientinHaywardtolocatealonglostfamilyfriendwhohadmarriedandwaslivingunderadifferentname.Ientereedhermaidennameandcameupwithasocialsecuritynumber;Ithenlinkedhertohercurrenthusbandandgotintouchwithherfortheclient.TheclientandherhadapleasantreunionallmadepossiblebyCDBInfotekandsocialsecuritynumberheaders.Indoingworkers'compinvestigations,itisessentialtousesocialsecurityheaderstolearnaclaimant'saddresshistoryandtothenobtaincivilcourtfilerecordsaboutnonindustrialaccidents.Manyaclaimhasbeendeniedafterithasbeenrevealedthataclaimanthasbeeninjuredoutsideofwork.Socialsecurityheadersareessentialforconductingbusiness.Theinformationthatisdevelopedprotectsthepublicandinsurancecompaniesagainstfraud.Thesameinformationservicesthatgeta"badrap"for"invadingprivacy"arealsousedforthepublicgood.Sincerely,MichaelJ.SpencerStatePI18828@'Page1#&&(&1&ލ ##XX&& #Ԉ  ) %0     $ XXԛ@# # |   $SPRAGUEAGENCY# $  # | #   #XX  $ #:XX@ #XX: #XZXXXInvestigationsandLegalServices % 0  0(#(#04(#(#0` 4(#4(#0 ` (#` (#0 (# (#0 (# (#A)4dm)E54A0 (# (#7220GreenhavenDrive,Suite50(#(#A)` dE5` A(#(# М#XXXXZ ##XʜXXX#JX#XʜLindaSprague,CFE#:#J ##XX: #XZXXXԛ@Sacramento,California95831#XXXXZc ##XʜXXX#JX#Xʜԛ||2(#Telephone(916)39115140#:#J ##XX: #XZXXXԛ ` М#XXXXZ #:XX#J:RandySprague,CFE#:#J ##XX: #:XX#J:ԛRR3(#TollFree(888)3911590#:#JҘ ##J:##XʜX#Jy ##JX#Xʜ@(#(#K(# 9  PI14125,164103(#Facsimile(916)3911594  7 Ѐ#:#J ##XX:G #0  May23,1997C (#(# 0  Mr.DavidMedine,Director (#(# 0  BureauofConsumerProtection (#(# 0  FederalTradeCommission (#(# 0  Washington,D.C. (#(#   0  DearDirectorMedine, (#(# 0  IamalicensedprivateinvestigatorinCalifornia,employing4people.Theabilitytogatherinformationfrompublicrecordsisvitaltolegitimateinvestigativepurposes.ItiscriticalthattheFederalTradeCommissionmaintaintheavailabilityofthisinformation.Licensedprivateinvestigators,likemyself,useSocialSecuritynumbersforconductingbackgroundchecksforemploymenttolocatemissingpersons,andtolocatewitnesses. (#(# 0  Justtoday,IwasgivenanassignmentbytheStateofCalifornia,oneofmymainclients,tolocateawitnessfordeposition.Iwasabletolocatethiswitnessusingasocialsecuritycreditheadertrace.Iusedthistraceafterhavingexhaustedmyotheravailabletraceswithoutsuccess.ThisisavaluableandproductiveresourcethatIwouldlikeyoutomaintainandrestassured,Idonotuseitforotherthanlegalpurposes. (#(# 0  Sincerely, (#(# 0  SPRAGUEAGENCY (#(# 0  LindaH.SpragueB !(#(# 0  By:LindaH.Sprague,CFE (#(# М  !@#   STEWART    INVESTIGATIVE A)DdE pDA   SERVICES @YY!:XXTel:(909)36999010(#4240LathamStreet,SuiteF ^ P.I.15901@"Fax90936999688(#Riverside,CA92501 5 #XX:$ #May29,1997 N  Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,DCDearDirectorMedine:IamalicensedprivateinvestigatorinCalifornia.Theabilitytogatherinformationfrompublicrecordsisvitaltolegitimateinvestigativepurposes.ItiscriticalthattheFederalTradeCommission   maintaintheavailabilityofthisinformation.Licensedprivateinvestigatorsutilizesocialsecuritynumbersforconductingbackgroundchecksforemployment,tolocatemissingpersonsandheirs,andtolocatewitnesses.Wedoagreatdealofbusinesstryingtofind"deadbeat"fathers.Thesepublicrecordsearches,intheend,helptoputfoodinthemouthsofchildrenandclothesontheirbacksoncethefathersarelocated.ItismyhopethattheFederalTradeCommissionwillrealizethatrestrictingthisinformationwillhaveagraveeffectonmybusiness.Sincerely,JeffStewart M JeffStewart̜/kh   "" Л   ROBERTE.STOCKHAM   :XXANINVESTIGATIVEANDCONSULTINGFIRM  1119FIRSTAVENUE,SUITE208,SEATTLE,WA98101(206)3400063FAX(206)3400497A) xdExA  #XX:U* #May27,1997   Mr.DavidMedinaDirectorBureauofConsumerProtectionFederalTradeCommissionWashington,DCDearDirectorMedina:IamalicensedprivateinvestigatorinWashingtonState.Themajorityofmyworkdealswithinsurancefraudandembezzlement.Lawenforcementagenciesdonothavetheresourcestodealwithmanyfinancialcrimesandconsiderthemtobealowpriority.IhavereferredmanycasestotheKingandSnohomishCountyprosecutor'soffice.Accessinganaddresshistorythroughasocialsecuritynumbertraceisoneoftheonlyreliablemeansoffindingalocationtobeginabackgroundinvestigation.Thisisusefulinuncoveringanindividual'ssordidpast.Theabilitytogatherinformationfrompublicrecordsisvitaltolegitimateinvestigativepurposes.ItiscriticaltheFederalTradeCommissionmaintaintheavailabilityofthisinformationforbusinesspurposes.LicensedprivateinvestigatorsalsoutilizetheSocialSecuritynumbersforconductingbackgroundchecksforemploymentpurposesandtolocatewitnesses.Thebenefitsofallowingthissocialsecurityinformationfaroutweighsanyone'sperceivedinvasionofprivacy.Theonlypeoplewithlegitimateconcernsareconartistsandthieveswhoclearlyviolatethelawbutmanagetoeludethecriminaljusticesystembycommittingnumerous firsttimeoffenses.Theymovetoanothercityandhopetheirpastdoesn'tfollowthem.Verytrulyyours,RobertStockholm #' RobertE.Stockham.̜RES:lnt  T&!* ЛH   A)DxdED0xAA)770*dE7700*AA)"0*dE"00*A0  0(#(#04(#(#0` 4(#4(# ` (#` (#   "XXA)6 dE6 A PETERROBERTSTONE #XX" 3 #0 h 0h h XXATTORNEYANDCOUNSELORATLAW#XX3 #   A)k{ dEk{ A&&XX5777MadisonAvenue,Suite1199Sacramento,California95841Telephone:(916)3485600#XX&&4 # s XX@(0  0  0D  0pD D 0p p #XXJ5 #:XX*AlsoLicensedInColorado 7   PeterRobertStone*JanuszLeszekSeremak#XX:5 #:XX    #XX:6 #@"May29,1997DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,DC0  0  RE:0`   AccesstoSocialSecurityInformationy1` `  DearMr.Medine:IamalicensedattorneyinCaliforniawhohandlescollectioncases.Theabilitytogatherinformationfrompublicrecordsisvital.ItiscriticalthattheFederalTradeCommissionmaintaintheavailabilityofthisinformation.Collectionattorneysutilizesocialsecuritynumbersforlocatingdebtors.Bylocatingdebtorsthroughtheirsocialsecuritynumbers,wehavebeenabletohelpourclientsreceivemoniesowedtothem.Ifyouhaveanyquestionsorconcernspleasecontactme.Sincerely,PETERROBERTSTONE:XXAttorneyandCounseloratLaw#XX:: #   0  PeterRobertStoneT"    by:PETERROBERTSTONE  s +#  PRS/rs  J!$ М  !"% ЛH   WILLIAMB.STOOPS     Investigations̜9(#634DeNovaStreet̜StateofCaliforniaLicense-(#LaCanadaFlintridge,CA91011 5      4 PI10944HH=(#(818)7907955  \ М  B(#Facsimile̜HH=(#(818)7905652May28,1997̜Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,DCDearDirectorMedine,IamalicensedprivateinvestigatorinCalifornia.Theabilitytogatherinformationfrompublicrecordsisvitaltolegitimateinvestigativepurposes.ItiscriticalthattheFederalTradeCommissionmaintaintheavailabilityofthisinformation.Licensedprivateinvestigatorsutilizesocialsecuritynumbersforconductingbackgroundchecksforemployment,tolocatemissingpersonsandheirs,andtolocatewitnesses.Sincerely,̜WilliamB.Stoops  МWilliamB.StoopsOwner,Operator   [ 2(#YourInformationResource30May1997!!H(#SPA  (#(#K(#A(#Since1929Mr.DavidMedine,DirectorBureauofConsumerProtectionFEDERALTRADECOMMISSIONWashingtonDCDearDirectorMedine,  WithreferencetoSB600,Iamconcernedaboutthebroadeningrestrictionsplacedonbusinessesandprivateindividualsregardingaccesstopublicandprivateinformation.  Bothpublicandprivateenvironmentsincreasinglyneedtheabilitytoverifytheveracityandintegrityofpeoplewithwhomtheybecomeinvolved,beitasalesperson,chiefexecutiveofficer,babysitterorhomecaregiver.Allofusliveinanexpandingmobileandanonymoussociety.Wecannolongerrelyonhavingknownapersonallourlivesbecausewegrewupinthesamesmalltownorneighborhood.Thatbeingthecase,howarebusinessesandindividualstoprotectthemselvesfromthepredatorsinourmidstaswellasmaintaintheduediligencerequiredbysocietytoday.Theonlypracticalmethodistoutilizeinformationprovidedbythemanylegitimatebusinessesthathaveaccesstoorprovidepublicandprivateinformation.  TheamendedversionoftheFairCreditReportingActeffectiveSeptember30,1997withitsmandates,proscriptions,andpunishmentswillprotecttheprivacyandrightsofindividualswhileallowingbusinessestooperateinanenvironmentwheresafetyintheworkplaceisassuredandprivatecitizenscanlivewithoutconstantfear.  Inourpopulousworld,denialofaccesstoinformationwillresultinanarchyandforceeachandeveryoneofustobeconstantlylookingoverourshoulders.  AsapartofthisAssociations68yearsofassistingthebusinesscommunitywiththeirlossprevention,assetprotectionandsecurityrelatedefforts,Iaskyoutocarefullyweightheconceptofindividualprivacyagainsttheultimatecosttooursocialstructure.Sincerely,LeifJ.Lauritzen #% LeifJ.LauritzenChairmanStoresProtectiveAssociationLJL/ke@bb2154WinifredStreetSimiValley,CA93063(800)3214772Fax(805)5273499A) VxdE)VxA  )$, Л   @*0  0D(#(#StrattonInvestigativeServicesD(#D(# @*0  0D(#(#0pD(#D(#0p(#p(#ConsultingDetectives(#(# A) dE4 A 5 @*0  0D(#(#0pD(#D(#0p(#p(#CALicensePI17959B(#(# May29,1997Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,DCDearDirectorMedine,IamalicensedprivateinvestigatorinCalifornia.Theabilitytogatherinformationfrompublicrecordsisvitaltolegitimateinvestigativepurpose.ItiscriticalthattheFederalTradeCommissionmaintainstheavailabilityofthisinformation.Licensedprivateinvestigatorsutilizesocialsecuritynumbersforconductingbackgroundchecksforemployment,tolocatemissingpersonsandheirs,andtolocatewitnesses.OnseveraloccasionsIhaveusedsocialsecuritynumberstohelplocatemissingfamilymembers.Liketheladywhohadnotseenorheardfromherfatherforthirteenyearsorthemanforthepasttwoyearshasbeentryingtofindhistwobrothersandsister,thathehasnotseenforoverthirtyyears.WiththeuseofsocialsecuritynumbersIhavebeenabletolocatethosemissingfamilymembers.Isure,ifyouweretoaskthemabouttheuseofsocialsecuritynumbers,theywouldnothavebeabletofindtheirloveone'swithoutituse.JackStratton   JackStrattonStrattonInvestigativeServices@i i  34428YucaipaBoulevardSuiteE113YucaipaCA92399 ~% ( @Tel/Fax:(909)7901191̜  ,'|"* Л   @\\STEPHENRTAYLOR,CPP,CFEA) xdE0xA  @ :XX511CLARDYPLACE~SANJOSECA951171488  @ Phone4082419175~Fax4082602870~EmailSSCI@JUNO.COM@CERTIFIEDFRAUDEXAMINER~CERTIFIEDPROTECTIONPROFESSIONAL~PRIVATE@@$INVESTIGATOR#XX:P #=(#April16,1997 CHAIRMAN ?   FEDERALTRADECOMMISSIONWASHINGTON,DC  =  DearMr.Chairman;IhaveattachedforyourconsiderationacopyofanemailIrecentlysenttoMr.JackReedourCaliforniaspokespersononthematterofrestrictingaccesstoinformationinthepublicdomainandofpublicrecord.IaskthatyoupleasereaditasIhaveattacheditforyourreviewandconsideration.Iamsurethatvouwillconcludethatcontinuedaccesstothistypeinformationinthehandofprofessionalsrendersavitalservicetothepublicatlargeandtothosewhohaveanurgentandvitalneedtoit.Isubmittoyouthatrestrictionsaspresentlyproposedandthosethatarereceivinghighinterestasaresultoftheabusesofafewwillinthelongtermdomoreharmtothepublicinterestthananyshorttermgainthatcanberealizedbyenactingsuchrestrictions.Ithankyouforthetimeyoumayhavetakentoreadthisbriefbutveryimportantletteranditsattachment.Idohopethatyouwillconcurwiththoseofusintheprofessionthatwemustcontinuetohaveaccesstothisveryvitalresource.SINCERELY:StephenR.Taylor  # STEPHENRTAYLOR,CPP,CFE  g!$ XX:XXJunoemailprintedWed.16Apr199709:32:16page1 X From:SSCIFullName:To:jreed@irsc.comFcc:SentDate:Wed,16Apr199709:25:020700Subject:Re:NCISSHELPREQUESTRUSHMessageID:<19970416.092503.11734.0.SSCI@juno.com>References:XStatus:SentXMailer:Juno1.23TO:J.REEDFROM:STEVETAYLOR,CPP,CFE  LicPrivateInvestigator(PI#17683)Inresponsetoyourappeal,Iwouldliketoreportaveryheartwarmingepisodethatoccurredthatwasadirectresultofaccesstopublicrecordsandinformationthatresidesinthepublicdomainandneedstoremainsoaccessible.SeveralmonthsagoIwasabletouniteadaughterandherfathertogetherwiththerestoftheirfamilyafterathirtytwoyearseparation.Thisreunionwasmadepossibleonlyasadirectresultofmyabilitytoaccessthenecessaryrecordstoobtaintherequiredinformation.Althoughnotasdramaticasanarrestorabortionofsomecriminalactivity,Iamhappytoreportthatthisfamilyisnowreunitedandarepursuingahappylifetogether.IamsureifaskedtodosotheywouldbemorethanbewillingtotestifyatanyhearingastotheresultsobtainedontheirbehalfbecauseIhadaccesstorecordsnecessarytoreunitethem.Wemustcontinuetohaveaccesstotheserecordsnotonlyto"caughtthebadguys"butweneedthisaccesstothisinformationtoassisttheeverydaylawabidingcitizenwhodoeshavedireandlegitimateneedfortheinformationprovided.Iappealtoyouandtoothersofyourcommitteenottorestrictwewhoareprofessionalsinthisbusinesstotheinformationneededthatissoessentialtoourprofession.Letusinturnbechargedwiththeresponsibilitytobeandtoactresponsiblyandgiveustheempowermentto"police"ouronprofessional.Pleasedoawaywiththis'shotgunapproach'tolegislationwhichpunishesallfortheabusesofafew'.Sincerely;STEPHENR.TAYLOR,CPP,CFESUNRISERSECURITYCONSULTINGANDINVESTIGATIONSOnWed,16Apr199706:28:350700JackReedwrites:>>>0  0(#(#HELPHELPHELPIMMEDIATELY$C"1(#(# >0  IneedlettersEmailok.TheFTChasindicatedinprivate(#(# >meetings>thattheywouldliketoseethebenefitstotheconsumerandthe>businesssectors.Youarethebestpeopletogivethemthat#XX:7W #  (%6 ЛX@  JAMESM.SWEENEY&ASSOCIATES,INC .  @ 736FEDERALSTREETDAVENPORT,IOWA52803@ PHONE(319)3235922/FAX(319)3235441May27,1997DavidMedineBureauofConsumerProtectionFederalTradeCommissionWashington,DCDearDirectorMedine:IamaprivateinvestigatorlicensedinIowa,Illinois,andWisconsin.Thebulkofmybusinessconsistsofconductinginvestigationsonbehalfofbusinessesinregardtotheft,embezzlement,drugabuse,workcompfraudandothercriminalactivityintheworkplace.Theabilitytogatherpublicinformation,includingSocialSecuritynumbers,isvitaltomyoperationaswellastheoperationsofprivateinvestigatorsacrossthecountry.SocialSecuritynumbersandotherpublicinformationareessentialwhenconductingbackgroundinvestigations,locatingwitnesses,andfightingfraud.Therestrictionofthisinformationwouldnotonlyhurtmybusiness,butalsowouldhurtthosecorporateclientsthatIserveonaregularbasis.Iamwritingtoexpressmyconcernoverthissituationandrespectfullyrequestthatshouldanylegislationbepassedthatitwouldtakeourconcernsintoconsideration.Ithinkthereisalegitimateneedforthisinformationandrequestthatitremainavailableforprivateinvestigativepurposes.IwouldbewillingtodiscussthissituationwithanyrepresentativefromtheFederalTradeCommissionandwouldgladlyaccepttheopportunitytodoso.Respectfully,JamesM.Sweeney g ! JamesM.SweeneyPresident̜JMS:vf  #% Л   0  A)NddENA0(#(#  (#(# 0  0(#(#WILLIAMSYKES&ASSOCIATES (#(# :XX=u@^=0  0(#(#PrivateInvestigationsFormerlyStingInvestigations#XX:h #(#(# @ /@!!!Q!h @0  0(#(#2351SunsetBlvd.,Suite1701512(#(#(#Telephone:(916)6321878  0  0(#(#Rocklin,California957654338VV1(#(#(#VoiceMail:(916)6505765 Z ̜     4  `       <  h       May22,1997Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,D.C.DearMr.Medine:  IamaprivateinvestigatorlicensedtopracticeintheStateofCaliforniatogatherinformationfrompublicrecordsforlegitimatepurposes.TheStateofCaliforniastronglyregulatestheprivateinvestigatorindustrythroughtheDepartmentofConsumerAffairs,BureauofSecurity&InvestigativeServices.PrivateInvestigatorsarerequiredtoundergothoroughtesting,aswellasacompletebackgroundandfingerprintchecksinordertoeliminateunqualifiedapplicantsbeforelicensingbytheState.  ItiscriticalthattheFTCmaintaintheavailabilityofthisinformation.Licensedprivateinvestigatorsutilizesocialsecuritynumbers,oftenobtainedthroughdatainformationbrokerstoconductbackgroundchecksforemployment;tolocatemissingpersons,tolocatelonglostfriendsoroutoftouchrelatives;tolocateheirs,tolocatedeadbeats,etc.  Withinformationprovidedbytheclientandtheuseofpublicinformation,Iwasabletodothenecessaryresearchandlocateagentlemanlastseenin1943.Theclientsonlywish,wastocontactthegentlemanbeforeoneofthempassedawaybecauseofelderlyage.Otherwise,thegentlemanwouldneverhavehadtheopportunitytomeetthedaughterthatheneverknew,ortwograndchildrenhehadneverseen.ThisisonlyONEexampleoutofhundredswhytheseinvestigativetoolsremainavailableinordertocarryoutlegitimateinvestigativeassignmentsfortheclient.Sincerely,̜WilliamS.Sykes &!( WilliamS.Sykes,OwnerCaLic.PI9890  D(#* Л   @..SzwedaInvestigativeServices@ PostOfficeBox1322@66EllicottCity,Maryland21041@*   D  p       (410)5316533  \ @*   D  p     Fax(410)5312068 3 @$May22,1997Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,D.C.DearDirectorMedine:  IamaretiredSpecialAgentoftheFederalBureauofInvestigationnowaprivateinvestigatorlicensedinMarylandandSouthCarolina.Myclientsareattorneys,insurancecompanies,corporationsandprivatecitizenswhoaskmetoperformavarietyofassignments.Almostallofthoserequestsrequiremetoresearchpublicrecords.oftentimesitisnecessaryformetodevelopSocialSecurityAccountNumbersandobtainHeaderReportinformationinordertolocatemissingrelativesandheirs,servecourtdocuments,andconductothertypesofinvestigationsmanyofwhichinvolvefraudandmisuseofthesocialsecuritysystem.Withoutaccesstothisinformationitwouldbevirtuallyimpossibleformeandallprivateinvestigatorstoconductthesetypesofinquiries.  Thoseendeavoringtorestrictaccesstotheserecordsfrequentlyargue"privacy"astheoverridingconsideration.Iwouldarguethatthenecessaryconductoftheseinvestigationsandthepositiveresultsderivedfromthemfaroutweighwhateveroccasionalmisusemayoccur.Iwould,therefore,urgeyoutoresisttheeffortsofthosewhoareattemptingtorestrictlegitimateaccesstothisinformation.  Thankyouforyourconsideration.@*  Verytrulyyours, "<$ @*  EdwardH.Szweda q% ' @*  EdwardH.Szweda,Jr.  H&!( Л   @ 1XXԜTAMBURELLOINVESTIGATIONS#XX1z #Ԉ  @{ { POBox410713SanFranciscoCA941410713@::Tel4158244041Fax4158249982@$May23,1997DavidMedineDirectorBureauofConsumerProtectionFederalTradeCommissionWashington,DCDearDirectorMedine.IamalicensedprivateinvestigatorinCalifornia.Theabilitytogatherinformationfrompublicrecordsisvitaltolegitimateinvestigativepurposes.ItiscriticalthattheFederalTradeCommissionmaintaintheavailabilityofsocialsecuritynumberinformation.Licensedprivateinvestigatorsutilizesocialsecuritynumberstoconductbackgroundchecksforemployment,tolocatemissingpersonsandheirs,andtolocatewitnesses.Ininstanceswhereawitnessislocatedquicklyviatheirsocialsecuritynumber,itsavesthegovernmentasubstantialamountofmoneywhenthecasebeinginvestigatediscourtappointed.Also,theavailabilityofsocialsecuritynumberinformationhelpsprivateinvestigatorsdeterminewhetheranindividualmaypossiblybeengagedinimmigrationorwelfarefraud.Iurgeyoutomaintaintheavailabilityofsocialsecuritynumberinformationforthebenefitofeveryoneinvolvedinthelegalprofessionandthepublicbyandlarge.Sincerely,FrankTamburello %V & FrankTamburello  %-!' Л` ` X    $WXX*J$WT#*X7XX*J̀ #* - X*X7XHE#*X7XX * -. #*JX*X7XԀ#*X7XX*Jr #*JX*X7XT#*X7XX*J #* - X*X7XELLER#*X7XX * - #*JX*X7XԀ#*X7XX*J? #*JX*X7XG#*X7XX*J #* - X*X7XROUP#*X7XX * -ł ##XXX*X7X #   @**X7XXXXINCORPORATED#XXX*X7XZ # E= ` x ` j  H  !XX A)K ,dEK ,A0 t H  t(#t(# *wdd dd dd dd H(#H(#w,cdd ,dd +    WebSite&Email 0 \ \G \G  www.tellergroup.com0  0G G 00G G 0\0G 0G 0@\$$0@\$ $$ $ \G \G   StatewideAssignment F>  0  0G G  G G  Desk0  00G G 0\0G 0G 0@\$$0@\$ $$ $ bZ \G \G  Phone(510)6069243 ~ v  Fax0  (501)6069274  G G   HomeOffice  (  & SanFrancisco  D <  470LindberghAve.Livermore,CA94550Phone(510)6069243Fax0  (510)6069274 G G   OtherLocations &  & LosAngeles B:  7271HatilloAvenue  Winnetka,CA91306Phone(818)9984421Fax0  (818)9988470 G G  & Sacramento/Stockton $"  1555RiverlakeRoad # SuiteD227DiscoveryBay,CA94514Phone(510)5169880Fax0  (510)5169890xp(G G  & Santa * Barbara/Ventura P.O.Box308 , SimiValley,CA93062Phone(805)5260434Fax0  (805)52632420G G   CaliforniaLicenses 2  AdjustersLicense  4 No.2640691PrivateInvestigatorsLicenseNo.PI7183 MembersOf t"l!:  AviationInsurance #"< AssociationCaliforniaAssociationLicensedInvestigatorsPublicAgencyRisksManagersAssociationNorthern&SouthernCaliforniaFraudInvestigatorsAssociation  %T+L*J  %#XX! # May23,1997  K  Mr.DavidMedine,Director N BureauofConsumerProtectionFederalTradeCommissionWashington,D.C.DearDirectorMedine,IamalicensedprivateinvestigatorinCalifornia.Theabilitytogatherinformationfrompublicrecordsisvitaltolegitimateinvestigativepurposes.ItiscriticalthattheFederalTradeCommissionmaintaintheavailabilityofthisinformation.Licensedprivateinvestigatorsutilizesocialsecuritynumbersforconductingbackgroundchecksforemployment,tolocatemissingpersonsandheirs,andtolocatewitnesses,andserviceofsubpoenas.Withouthavingthisasalegitimatetoolintheinvestigationtrade,itwouldgreatlyincreasethecostofroutinelitigationandinsuranceclaimshandling,necessitatingmoreheroiclocationeffortssuchasneighborhoodcanvassingandothers.Sincerely,RonTeller a RonaldC.Teller 6.c TheTellerGroup@22 ClaimsManagementandPrivateInvestigations &&%s  &М  ",+s ЛH    @ CXXԜTERHEYDENINVESTIGATIONS#XXC٥ #Ԉ  @mm$P.O.BOX2405@''DALECITY,CA940172405@||#(415)6340664@!FAX(415)5892877@#188898DETECTMay23,1997Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,DCDearDirectorMedine:IamalicensedprivateinvestigatorinCalifornia.Theabilitytogatherinformationfrompublicrecordsisvitaltolegitimateinvestigativepurposes.ItiscriticalthattheFederalTradeCommissionmaintaintheavailabilityofthisinformation.Licensedprivateinvestigatorsutilizesocialsecuritynumbersforconductingbackgroundinvestigationsforemployment,tolocatemissingpersonsandheirs,andtolocatewitnesses.Sincerely,RaymondS.Terheyden̜Owner  h ЛTh   ٖXX@33#XXٖ #IIXXTesdall&Associates,Inc.#XXII #ٖXXԈ  #XXٖg #00XX##L#@Investigative&ElectronicSecurity  @2019S.StateCollegeBlvd.@"Anaheim,CA92806 Y @(800)2443928(714)9399926@!FAX(714)9399938 ( (6X$@##(#XX00– #n<XX  MEMBERSOF: }  AMERICANSOCIETYOFINDUSTRIALSECURITYCALIF.ALARMASSOC.NATIONALSECURITYALLIANCENATIONALFIREPROTECTIONASSOCIATIONCALIF.AUTOMATICFIREALARMASSOCIATIONSECURITYALLIANCENATIONALASSOCIATIONOFINVESTIGATORSCALIFASSOCIATIONOFLICENSEDINVESTIGATORSNATIONALINSTITUTEOFJUSTICEAMERICANTRIALLAWYERSASSOC.CALIFCONSUMERSATTORNEYSNATIONALINSTITUTEOCCUPATIONALSAFETY&HEALTHAMERICANNATIONALSTANDARDSINSTITUTE#XXn KarenHammond   3535SplitRailLane?City,MD21042  y DeanaM.?    1715FoxdaleCourtCrofton,MD21114  " ?E.?  Xx# 6406InletSt.NewCarrollton,M.D.20784  /O% Dionne?  & 8111?DrBaltimore,MD21236   ( AnnetteGrouman  ". ) 3467WatercressPlaceColumbiaMD  "!+ MaryK.Wright  i$", 335HowardAve.Rockville,MD20850  @%`#. Liz?  &$/ 6457MeadowridgeRd.Elkridge,MD21228  '%1 MariaP.Toney  )?'2 12128?BowieMD20715 )(4    +6)4 ThefollowinginvestigatorswhoareemployeesofaninsuranceinvestigationfromopposepassageofSenateBill#600.Thisbillwillseriouslyhamperourabilitytoidentifyfraudulentclaimantswithheaderinformationfromcreditbureausorsimilartypeorganizations.Withanestimate3outof5insurancecasualtyclaimsbeingtaintedwithfraud,thisbillwillonlyservetoprotectthosewhocheatandgamethesystem.*fdd<dd <dd (#(#f,<dd ,<dd +   3 @U U N Name 'w '@,,7Address w William?   12410?RoadEllicottCity,MD21042    SallyB.Grantham  V v  7370?Rd.Clarksville,MD21029  - M  ?    4416LaplataAveBalto,MD21211    EricaLonas   ,  8623GoldenGrainCt.EllicottCity,MD21043   Sheri?  g 109SummitAveGlenBarnieMD21060  >^ MaryEhuhart   8435HighRidgeRd.EllicottCity,Md.21043   MaryWeiss  = 6445BelleviewDr.ColumbiaMD21046   PattiDixAngelini  x 5266CedarLn.Apt.#170Columbia,Md.21044  Oo MargaretE.Kham    8393Martgary?Rd#LEllicottCity,MD21093  " ?  .N# 8617Joseph?Ct.EllicottCity,MD21021  %% ?  & 12613QuarterhorseDr.Bowie,MD20720  ` ( TiffanyLaurence  ! ) 8809GramercyLane.Laurel,MD20708  " + TishaDavis  ?$_", 3965WhisperingMeadowRandallstown,MD21133  %6#. ChristineAvery  &$/ 4716LeydewWayEllicottCity,MD21042  q'%1 GeraldineDavis  ('2 1554BernhardtLn.GlenBurnie?,Md.21060  )'4 ErinHartts  P+p)5 1228SeronCt.Eldersburg,MD21784 ',G*7  М  G-g+7 Л   "XX 1$"A)xdExA#1X%*X$1 #1$*X1X%A).jdE.jAJackReed#1X%*X$1R #1&ލ(&*X1X%   #&&(&1&ލ ##XX&& #&&XX1&ލ(&&& From:    4 DonTrace@aol.com[SMTP:DonTrace@aol.com]   Sent:    4 Friday,April25,19979:38AM E  To:    4 JackReed  Y  Cc:    4 PINEWS@intersurf.com   Subject:  4 (PINEWS)FTCRequest/HeaderInformation   STATEMENTDate:  April25,1997    To:  JackReed,1stVicePresident e   0  0(#(#NationalCouncilofInvestigation&SecurityServices (#(# DearJack,thefollowingtwocasesrepresentrecentusesofCreditBureauHeaderInformationtoassistcivilclients.Thesecasesare,ofcourse,representativeofmanysimilarones.CaseNo.1.Client:AttorneyinBloomington,Indiana.Hisclientwasawomanwhohadnotreceivedchildsupportpaymentsinoverayear.Herexhusband'slastknownaddresswasinanadjoiningstate,Ohio.Shehadidentifyinginformationfromhercopyoftheoriginalcourtorderestablishingthesupportpayments.Thisinformationincludesthesubject'sSSNandDOB.TheheadersearchrevealedarecentaddressinanotherOhiocity.OnephoneGalltoOhioverifiedtheinformation.Theaddresswasrelayedtotheattorney,andhewasabletopursuethis"deadbeat"parentincourt.Mybilltotheattorney,aregularclient,$26.Note:  Afewyearsago,whenIhadanofficeinIndianapolis,myexpartnerandIhada m contractwiththelocalprosecutor'schildprotectionservicesoffice.Weskiptracedtheirhardcoredeadbeatparents.Manytimes,headersearcheswereinstrumentalinleadingustothecurrentwhereaboutsofthesescofflaws.Itwasnotuncommonforustoseepastduechildsupportdebtsof$20,000$30,000.CaseNo.2.Client:AutomobileDealer,Bloomington,Indiana.Thisclientfinancesautomobileandtruckloansforhighcreditriskconsumers.Occassionally,oneoftheircustomersWilldefaultontheloan,andmovewithnoforwardingaddress.Whenattemptstolocatethecustomerfail,andthecreditorhasreceivednowordfromthedebtornorthewhereaboutsofthevehicle,theywillcallmetohelpskiptracetheaccount.Obviously,thefirstsearchIperformisacreditbureauheaderreport,usinginformationoriginallyprovidedbythedebtorontheloanapplicationandreleaseform.Again,theheaderreportwillfrequentlyprovideinformationwhichleadstotherecoveryofmyclientsproperty.Mymostrecentbilltothisclientforinformationleadingtoarecoveredvehicle:$77.50.Note:  Ihavemorethanonesuchclient,who,whentheseskiptracesaresuccessful(andsofar ]$) wehavea100%findrate),isabletorecovertheireconomiclosses,andtocontinuetobeaviablesmallbusinessinourcommunity.Ihopetheseactual,recentcasehistoriesareofbenefitinourcampaign.Bestwishes,andI'llseeyouinScottsdalenextweek.@'Page1#1X%*X(&1&ލ\ ##XX*X1X%{ #Ԉ  ) %0 Л  @  TRICOUNTYPROCESSSERVING   @d d :XX P.O.Box1224Boise,Idaho83701(208)3444132(800)4733454   ProcessServing?(#SkipTracing : NAPPSMember<(#LicensedBonded = #XX: #May30,1997   MR.DAVIDMEDINE,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,D.C.DearDirectorMedine:IamalicensedprivateinvestigatorinIdaho.Theabilitytogatherinformationfrompublicrecordsisvitaltolegitimateinvestigativepurposes.ItiscriticalthattheFTCmaintaintheavailabilityofthisinformationtolicensedprivateinvestigators.Weutilizesocialsecuritynumbersforconductingbackgroundchecksforemployment;tolocatemissingpersons,heirsandwitnesses;andalsotoeffectServiceofProcess.Sincerely,WilliamT.Teninty/bjm ' WILLIAMT.TENINTY̜WTT:bjm  3    ݛ@g g TRIDENTINVESTIGATIVESERVICE,INC.@$May28,1997Mr.DavidMedina,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,D.C.DearDirectorMedina,  MyfirmisalicensedPrivateInvestigativeAgencyintheStateofWashington.Theabilitytogatherinformationfrompublicrecordsisvitaltolegitimateinvestigativepurposes.ItiscriticaltothelegalandinsuranceindustriesinwhichweperformthemajorityofourworkthattheFederalTradeCommissionmaintainstheavailabilityofthisinformationforbusinesspurposes.    LicensedprivateinvestigatorsutilizetheSocialSecuritynumbersforavarietyofreasons.Theseincludeconductingbackgroundchecksforemploymentpurposesortolocatewitnesses.Additionalusesaretoassistinsurancecompaniesinthepreventionofinsurancefraud,andthemanyotherpeoplewhopurposelymanagetoconcealtheiridentifyfromthepublicinordertorunscamsorotherunscrupulousactivities.Publiclawenforcementisoverwhelmedbythefraudulentactivitiesbeingperpetratedeachdaybypeopleintentonscammingthepublic.Weareassistinginthisbattle.@??"Verytrulyyours,@TridentInvestigativeService,Inc.@"MichaelJ.Canaan 2 @"MichaelJ.Canaan@xx&PresidentA) xdE#xA #% @d d  P.O.Box1725Renton,WA980571725 # & @  Office(206)2773238Fax(206)2776143  $' Л=u3@=   NELLWATKINS&ASSOCIATES@ 3@9!!!A!] @:XXNELLWATKINS5(#TELEPHONE9722268811 9 PRIVATEINVESTIGATOR;(#FAX9722269100  6417FAIRCOVECIR.GARLAND,TEXAS75043#XX: #April16,1997FEDERALTRADECOMMISSIONToWhomItMayConcern:Iamtheowner/managerofaprivateinvestigationsagencyintheStateofTexas.Theabilitytoaccesspublicrecordsbycomputersuchascreditheaders,driverslicenserecordsandmotorvehicleregistrationsisvitalinprovidingmyclientswithpromptandcosteffectiveinvestigativeservices.Asanexample,Irecentlylocatedamissingbeneficiaryonaninsurancepolicy,whohadbeenestrangedfromhisfamilyformorethan15years.Ideterminedthisindividualwasdeceasedandalloftheinformationwasgleanedthroughpublicrecorddatabases,includingcreditheaders,aSSNdeathrecordsindex,CDROMtelephonecrisscross,etc.Theinsurancecompanywasgladtobeabletoclosetheirfileandthefamilymembersweregratefultoknowwhereandwhentheirmissinglovedonehaddied.Withoutpublicrecordstheywouldstillbewonderingwhathadhappenedtothisindividual.Publicrecorddataisalsoessentialinlocatingwitnesses,andverifyingbackgroundsonapplicantsforresponsiblepositions.Thankyouforconsideringthisletter.Sincerely,NellWatkins #% NellWatkinsOwner/ManagerStateLic.A07540̜NW/lnw  '#* Л=u3@=   NELLWATKINS&ASSOCIATES@ 3@9!!!A! @:XXNELLWATKINS5(#TELEPHONE9722268811 9 PRIVATEINVESTIGATOR;(#FAX9722269100  6417FAIRCOVECIR.GARLAND,TEXAS75043#XX: # R April16,1997FEDERALTRADECOMMISSIONToWhomItMayConcern:AsalicensedinvestigatorinthestateofTexas,thisletteristoopposeanylegislationorrestrictionsonthelegalandlegitimateuseofpublicrecordinformation,i.e.SocialSecurityNumbers,DriversRecords,CriminalHistory.Formorethan15yearsasaninvestigator,Ihaveusedthistypeofinformationtoperformnumerousinvestigationssuchaslocatingmissingheirs,insurancefraudinvestigations,andlocatingimportantwitnesses.Withoutthisaccess,theserviceIhaveprovidedformyclientswouldnothavenotbeenpossible,orattheveryleastcostprohibitive.Thankyouverymuchforyourattentiontothismatter.Sincerely,RonL.WatkinsSr. b  RonL.Watkins,Sr.InvestigatorStateLic.A07540̜RLW/lnw  #%    ݛ@WESTCOASTINTELLIGENCE@ &&XXPrivateInvestigation  @#XX&&y #:XXStateLicense#PI17175 K #XX: #May23,1997 d Mr.DavidMedine,Director BureauofConsumerProtection     FederalTradeCommissionWashington,DCDearDirectorMedine,IamalicensedprivateinvestigatorinCalifornia.Theabilitytogatherinformationfrompublicrecordsisvitaltolegitimateinvestigativepurposes.ItiscriticalthattheFederalTradeCommissionmaintaintheavailabilityofthisinformation.Licensedprivateinvestigatorsutilizesocialsecuritynumbersforconductingbackgroundchecksforemployment,tolocatemissingpersonsandheirsandtolocatewitnesses,itisalsousedtodetermineifindividualsareusingmultiplesocialsecuritynumberstodefraudinsurancecompaniesandotherentities.Verytrulyyours WESTCOASTINTELLIGENCE  Y MarceloC.Bouhebent W MarceloC.BouhebentMCBA) xdEC#xA D#% @O O  6320VanNuysBlvd.Suite209VanNuys,Ca91401 Q#& @p p Tel.(818)9885555(800)3657850Fax(818)7816443  ($x' М  $O ( Л   R.RXXWESTCOASTINVESTIGATIONS#XX.RR' #  3fLEGALINVESTIGATORSf3 1000FOURTHSTREET,SUITE775,SANRAFAEL,CALIFORNIA94901TELEPHONE415/4530550FACSIMILE415/4531760<(#!XXLICENSE#P19522#XX!O #Ԉ U April17,1997FederalTradeCommissionWashington,DC@*  RE: p DatabaseAccessforInvestigators k  Gentlemen:Iunderstandthatyourcommissionisconsideringclosingcreditheaderstoprivateinvestigatorsandattorneys.Iamainvestigativeattorney,licensedinCaliforniabothasanattorneyandprivateinvestigator.Inmylegalinvestigationspractice,whichincludeslocatingandinterviewingwitnesses,witnessbackgroundsandassetinvestigations,IdailyrelyonDMVinformationandcreditheaderstolocateparties,witnessesandtolocateandverifyassets.Forexample,Ijustcompletedaassetsearchforamajorbankwithamultimilliondollarjudgementagainstthreeindividualsbasedonafraudaction.Twooftheindividualshadcommonnames.Ifitwerenotforaccesstocreditheaderinformation,Iwouldnothavebeenabletolocatecertainimportantassetsandifitwerenotforaccesstosocialsecuritynumberverification,Iwouldnothavebeenabletodistinguishpropertyownedbyotherswithsimilaroridenticalnames.Iamoftencalledbymyattorneyclientstolocatedefendantsorwitnesses.Irecentlylocatedfourdefendantsinthreelawsuits.InallofthecasesIreliedonDMVandcreditheaderinformation.IfIwerebarredfromthesedatabases,Iwouldhaveneverlocatedthesedefendants,orthecostswouldhavebeensoprohibitivethattheinvestigationsandthecaseswouldhavebeendropped.Theclearresultwouldhavebeenthatseveralplaintiffswouldhaveneverhadtheirdayincourt.Whatisthevalueofyourdayincourtifyoucannotlocatethewitnesstoproveyourcaseorfindthepartiesintheaction?InanotherongoingcaseIlocatedanindividualwhohadconnedanelderlywidowoutofherover$30,000whichrepresentedmostoftheproceedsfromherlatehusband'slifeinsurancepolicy.Itwaslargelyduetocreditheaderinformationwhichallowedmetolocatethemananddeterminewherehewasworking.  'h") Л   @! WILSONENTERPRISES  @#&&XXINVESTIGATIONS#XX&&7& #   @479W.BEDFORD,SUITE103FRESNO,CA93711(209)4379602FAX(209)4379604@* * POSTOFFICEBOX9189FRESNO,CA937919189May23,1997Mr.DavidMedine,DirectorBUREAUOFCONSUMERPROTECTIONFEDERALTRADECOMMISSIONWashington,DCDearMr.Medine:IamalicensedprivateinvestigatorinCalifornia.Theabilitytogatherinformationisvitaltolegitimateinvestigativepurposes.ItiscriticalthattheFederalTradeCommissionmaintaintheavailabilityofthisinformation.Licensedprivateinvestigatorsutilizesocialsecuritynumbersforconductingbackgroudchecksforemployment,tolocatemissingpersonsandheirs,andtolocatewitnesses.Sincerely,LeslieD.Wilson J LeslieD.Wilson̜LDW/cw      RWROSEWINQUISTCOMPANY,INCMay27,1997Mr.DavidMedina,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,DCDearDirectorMedina:IamalicensedprivateinvestigatorinWashingtonState.Theabilitytogatherinformationfrompublicrecordsisvitaltolegitimateinvestigativepurposes.ItiscriticaltheFederalTradeCommissionmaintaintheavailabilityofthisinformationforbusinesspurposes.LicensedprivateinvestigatorsutilizetheSocialSecuritynumbersforconductingbackgroundchecksforemploymentpurposesandtolocatewitnesses.Additionalusesaretoassistinsurancecompaniesinthepreventionofinsurancefraud,andthemanyotherpeoplewhopurposelymanagetoconcealtheiridentitiesfromthepublicinordertorunscamsorotherunscrupulousactivities.Publiclawenforcementisoverwhelmedbythefraudulentactivitiesbeingperpetratedeachdaybypeopleintentonscammingthepublic.Weareassistinginthisbattle.WehaveutilizedtheSocialSecuritynumberheaderinformationinthefollowingways:1)0  Byidentifyingindividualsinvolvedinfraudulentactivitieswhohavechangedtheirnamesto  avoiddetection;and (#(# 2)  Bytrackingindividualsinvolvedincustodialinterferencecases.  [ Verytrulyyours,̜RoseWinquist g ! RoseWinquist̜REW:lnt̛̜@1119FirstAve.,Suite208,Seattle,WA98101,(206)3408751,Fax(206)3400497  )$,    @%XXWood&Tait#XXO0 #  @InvestigatorsAdjustmentsMay22,1997Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,D.C.DearDirectorMedineIamaprivateinvestigatorlicensedtopracticeinthestateofHawaiitogatherinformationfrompublicrecordsforlegitimatepurposes.ItiscriticalthattheFTCmaintaintheavailabilityofthisinformation.LicensedprivateinvestigatorsutilizeSocialSecuritynumbers(oftenobtainedthroughdatainformationbrokers)forconductingbackgroundchecksforpreemployment,tolocatemissingpersons,heirs,deadbeats,witnesses,andfamily.HereareafewexamplesofhowweusedSocialSecuritynumbers(SSN)toaidininvestigations:ByrunningtheSSN(throughcreditreportingagencydatabases)ofapersonwhofiledaninsuranceclaim,wediscoveredthatthepersonmakingtheclaimwasusingtheSSNofafemaleinCaliforniaandlikelywasaMexicanemigrantwhodidnothaveaSSNhimself,andmayhavebeeninHawaiiandthiscountryillegally.WesharedthisinformationwithINS.Severaltimeswehaveassistedclientsinlocatingrelativestheywereseparatedfromorlosstrackofyearsago.Usingaperson'snameandlastknownaddresstodiscoverhis/herSSN,thenusingtheSSNtoobtaincreditheaderreportsisusuallythefastestandmosteconomicalwaytoassistthesepeople.Thisskiptracingtechniqueisfrequentlyusedtofindwitnesses,heirs,anddeadbeatparents.Afewmonthsagoweusedthistechniquetolocateanheiraftertheattorneyhandlinganestatehadexhaustedallhisotherresources.Theheirwasnotawareshewasentitletoaninheritance.Iunderstandthatifwehadnotfoundherthemoneywouldhavegonetothestate.Itisourexperiencethatwhilethepublicisconcernedwiththeirprivacy,theyaremuchmorelikelytodaytoinvestigatethebackgroundofnewrelationships.Sometimesthisisveryenlightening.WeconductedabackgroundinvestigationforaCaliforniafemalecollegestudentwhosesuspicionsaboutacriminal@( ( HonoluluHiloKailuaKonaWailukuLihue@P.O.Box6180Kamuela,Hawaii967436180Phone:8088855090Fax:8088855622  2'"( МMay22,1997 D(#Page#2  backgroundofaformerHawaiiresident,whowasinherclasses,provedcorrect.Wefoundthathehadhackedhislandlordtodeath,withamacheteanddisposedofthebody.Hewassentencedbutwasreleasedfromprisonhereonatechnicality(judgefailedtogiveaspecificinstructiontothejury).Whileoutofprison,underconditionsofaprobationandawaitinganewtrial,heleftHawaiiandenrolledintheCaliforniacollege.Ouraccesstopublicrecordsandourabilitytoconductthisbackgroundinvestigationfastandinexpensivelyunquestionablebenefitedourclient.Hadwebeendeniedaccesstocreditheaderandcriminalrecords,itwouldhavetakenconsiderablylongerandcostagreatdealmoretocompletethisinvestigation.SincerelyWOOD&TAIT,INC.JohnH.Wood I  JohnH.WoodPresidentFTCPrivacy@yy$ FTC!Privacy  | М  S ЛHX   $WXX YOUNG&ASSOCIATES#XX$W= #        4  ` INVESTIGATORS*APPRAISERS*ENGINEERS     4  `   $ XXMULTILINE"INSURANCE"CLAIMSPECIALISTS#XX  $> #     k[,XX@*   D  p May23,1997 ?  Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,DCDearDirectorMedine,WearelicensedprivateinvestigatorsandadjustersinCaliforniaworkingprimarilytostompoutWorkersCompensationFraud.TheavailabilitytoSocialSecuritynumbersisoneofthemost,IFNOTTHEMOST,importanttoolwehavetoquicklyspotsomeone B whoisstealingfromthesystem.I'msureyouareawareofthehundredsof counterfeitDriversLicensesandSocial M SecurityCards thatareillegallysoldeverydayonstreetcomersbyCrooksthroughout 6 theCountry.ByallowingustoaccesstheSocialSecurityNumberRecordstodeterminewherenumbersarebeingusedfraudulently,youarehelpingcurbcrime.Thehonest,hardworkingConsumerneedsallthehelpyouandIcangivethem.PleaseDon'tHandcuffUs.WearetheGoodGuys.LetuscontinuetohaveaccesstoPublicRecordsandespeciallytheSocialSecurityNumberRecords.@*  ThankYou, "g  @*  DickYoung $" # @*  DickYoung % !$ @*  YOUNG&ASSOCIATES &!% @88 #XX,k[d? #&&XX 122SOUTHELCAMINOREAL,SUITE88SANCLEMENTE,CA92672 _)$( @KK(714)3615545FAX(714)3615560#XX&&)E #  #*s%) Л  @ J.R.Young&Associates,Inc.   @  P.O.Box607uWoodlandHills,CA913650607  @/ / (818)8871202uFax:(818)8871545uCAPI17553 ^ @6 6 Internet:royalscam@earthlink.netuCAPI17553 5 May23,1997Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,DCDearDirectorMedine:IamalicensedprivateinvestigatorinCalifornia.Theabilitytogatherinformationfrompublicrecordsisvitaltolegitimateinvestigativepurposes.ItiscriticalthattheFederalTradeCommissionmaintaintheavailabilityofthisinformation.Licensedprivateinvestigatorsutilizesocialsecuritynumbersforconductingbackgroundchecksforemployment,tolocatemissingpersonsandheirs,andtolocatewitnesses.Sincerely,J.R.Young Q J.R.YoungPresidentJ.R.YOUNG&ASSOCIATES,INC.̜JRY:ob   [ Л   X+XXX'+XXR.A.Zarzana&Associates#X+X'pJ ##XX+XXQJ #  1X%*XXXInvestigations&SecurityConsulting0  A )dEPA(#(# A3) xdEo xA p 1)+Q*X1X%PI11988#1X%*XQ1)+L #  #XX*X1X%K #May22,1997   Mr.DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,DC  DearDirectorMedine:  IamalicensedprivateinvestigatorinCalifornia.IamwritingtoexpressmyconcernsregardingtheFederalTradeCommissionhearingsscheduledforJune10,1997relatingtotheissueofrestrictingaccesstosocialsecurityheaderinformationandotherpersonalidentifiers.Theabilitytogatherinformationfrompublicrecordsisvitaltolegitimateinvestigativepurposes.ItiscriticalthattheFederalTradeCommissionmaintaintheavailabilityofthisinformation.Licensedprivateinvestigatorsutilizesocialsecuritynumbersforconductingemploymentbackgroundchecks,locatemissingpersonsandheirs,locatewitnesses,etc..Icannotbegintotellyouhowthesepotentialrestrictionswouldeffectlegitimatebusinesspeople/investigatorssuchasmyself.Sincerely,RichardA.Zarzana ) RichardA.ZarzanaUnitedStatesSecretServiceRetiredA3) xdE" xA "3% 1X%*XXX1&ލ(&*X1X%227MorrisRanchRoad,Danville,California94526Tel.(510)8372223Fax(510)837 "N& 3337#1X%*X(&1&ލ5Q # #' #XX*X1X%Q #  $( XH   ݛ̜$WXXJ.F.ZIMMELMAN&ASSOCIATES,INC.#XX$WvR # / May271997DavidMedine,DirectorBureauofConsumerProtectionFederalTradeCommissionWashington,D.C.DearDirectorMedine:WeareCalifornialicensedinvestigators.(licensenumber008304)Itisvitalthatweretaintherighttosocialsecurityheaderinformation.Weutilizethisinformationforlocatingwitnesses,missingheirs,forpreemploymentchecksandtolocatemissingdebtors.Ourclientsareconfinedtotheinsuranceindustryandlawyerswhorepresenttheinsuranceindustry.Wedonotacceptassignmentsfromprivatepartiesseekingtofind"anoldfriend.Thelossofthissourcewouldonlyservetoassistthosewhowouldrathernotpayadebt.Thelossofthissourcewouldpreventusfromfindingwitnesses,debtors,andfromcompletingapreemploymentbackgroundcheck.RespectfullyJ.F.Zimmelman,PresidentJ.F.ZIMMELMAN&ASSOCIATES &&XX@P.O.BOX6570,WOODLANDHILLS,CA913656570(818)7041881FAX(818)7108490 #XX&&xV #