FTC: Consumer Privacy Comments Concerning Texas Judgment Recovery CO., Inc.--P974806

TEXAS JUDGMENT RECOVERY CO., INC.


4310 Gaston Avenue
Suite 200
Dallas, Texas 75246
214-821-8185
FAX: 214-821-8940

July 8, 1997

Chairman, Federal Trade Commission
Room H-159
Sixth & Pennsylvania Avenue N.W.
Washington, DC 20580

Re:Support of Self Regulation

Dear Mr. Chairman:

In response to the Commission's request for additional comments following the hearings held June 10, 1997, I am a licensed private investigator and a regular user of public and non-public records, and support the proposition of self regulation.

The data we regularly access and use in our reports to clients has a beneficial use and need in society. It is important that a free flow of information be available to support commerce and our judicial system. It also allows the public, who does not have the resources to manage all of the problems they are faced with, to defend itself without looking to government for help. Further, regulation would create additional barriers to use that today save lives, prevent fraud and bring families together.

We are required to keep the information confidential and maintain a high degree of accuracy in our reports due to law and the test of the courts and marketplace. To have the targets of our investigations able to browse around in our inquiries and data, or opt out of databases that are private and public would be the death of our industry and freedom. The prevent of wrongdoing and protection of frau are real tests of the use of data.

Privacy protection can be managed through our industry's self-regulation of uses and distribution. Our industry has stated a willingness and desire to self regulate.

The industry must have the opportunity to self regulate and welcomes the government's help in enforcing the rules, through our efforts and the industry's associations.

I ask that you support self regulation and work with the industry to successfully bring about policies and procedures that we can all live with in a free society.

Respectfully submitted,

Charlie S. Moreno

President