Comment Number: 522110-00020
Received: 5/2/2006 2:21:52 PM
Organization:
Commenter: Alfred J. Castaneda
State: NY
Subject: Procedures to Enhance the Accuracy and Integrity of Information Furnished to Consumer Reporting Agencies
Title: Advance Notice of Proposed Rulemaking
CFR Citation: 16 CFR Parts 660 and 661
No Attachments

Comments:

Have credit reports list ALL credit limits. For example, on my Capital One card (and on some AMEX's) credit limits are never reported making it look like I am maxed out (whether its a $1,000 balance or a $1 one) or past maxed out on some credit cards which is totally not the case! This is a disadvantage to all consumers. I almost went to the NY Attorney General to report this. Regards, Alfred