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<tr><td><b>Comment Number: </b></td><td>534030-00005</td></tr>

<tr><td><b>Received: </b></td><td>1/12/2008 8:54:34 PM</td></tr>

<tr><td><b>Organization: </b></td><td></td></tr>

<tr><td><b>Commenter: </b></td><td>Brian Hooker</td></tr>

<tr><td><b>State: </b></td><td>MI</td></tr>

<tr><td><b>Agency: </b></td><td>Federal Trade Commission</td></tr>

<tr><td><b>Rule: </b></td><td>Credit Report Freezes</td></tr>

<tr><td>No Attachments</tr></Table>

<hr><P><b>Comments:</b></p>Credit Freezes Work! The only reason not to implement them would be to protect and serve businesses, not citizens.</body></html>