<!DOCTYPE HTML PUBLIC '-//W3C//DTD HTML 4.0 Transitional//EN'>

<html><head><title>534030-00012.htm</title>

<meta name='vs_defaultClientScript' content='JavaScript'>

<meta http-equiv="Content-Type" content="text/html; charset=utf-8">

<meta name='vs_targetSchema' content='http://schemas.microsoft.com/intellisense/ie3-2nav3-0'>

<meta name='Originator' content='CommentWorks'></head><body><Table>

<tr><td><b>Comment Number: </b></td><td>534030-00012</td></tr>

<tr><td><b>Received: </b></td><td>1/13/2008 12:31:37 AM</td></tr>

<tr><td><b>Organization: </b></td><td></td></tr>

<tr><td><b>Commenter: </b></td><td>Filloon</td></tr>

<tr><td><b>State: </b></td><td>WI</td></tr>

<tr><td><b>Agency: </b></td><td>Federal Trade Commission</td></tr>

<tr><td><b>Rule: </b></td><td>Credit Report Freezes</td></tr>

<tr><td>No Attachments</tr></Table>

<hr><P><b>Comments:</b></p>Why are we debating the need of consumers to be in control of their own information? The credit bureaus already own my credit information - demanding I pay them to know my own credit score - I want to be able to say to who should be allowed to obtain my credit information and when they should be allowed to obtain it. I also feel that there should be no charge for this "service" as the major credit bureaus already make a substantial sum off of me and my history.</body></html>