|Received:||11/3/2004 3:46:02 PM|
|Agency:||Federal Trade Commission|
|Rule:||Advance Notice of Proposed Rulemaking, Request for Comment|
|Docket ID:||RIN 3084-AA94|
Comments:There should be no fee for obtaining this information at any time. For example, Wells Fargo employees just lost a few notebook computers that contained my ssn, address and name. Now I have to go through a bunch of processes just to check on my credit history to make sure nobody is committing fraud in my name. First Wells Fargo should be finincially liable for any problems relating to this incident, and second I should not have to pay anything just to straignten out any problems on my credit history. To properly secure my credit history, I need to take periodic looks at it. Since it is my credit history, I should not have to pay to look at it. That is like saying I need to pay a fee to see my dental records. That is stupid. They are my records, and it is up to me to verify they are accurate. If I am not in control of those records, then there should be no legal way for somebody else to judge me based upon those records which could be false.