|Received:||11/7/2004 10:15:05 PM|
|Agency:||Federal Trade Commission|
|Rule:||Advance Notice of Proposed Rulemaking, Request for Comment|
|Docket ID:||RIN 3084-AA94|
Comments:I think a $5.00 fee is fair and reasonable for a credit score disclosure. The score is calculated almost exclusively by computer with little human effort and should not be exorbitantly expensive. I believe that $5.00 is low enough to allow anyone to request a credit score once a year. If there is not a cap put on the fee, inevitably the major credit agencies will make the cost of obtaining this score much higher than could be considered reasonably affordable.