|Received:||11/8/2004 1:34:27 PM|
|Organization:||Albert Einstein Medical Center|
|Agency:||Federal Trade Commission|
|Rule:||Advance Notice of Proposed Rulemaking, Request for Comment|
|Docket ID:||RIN 3084-AA94|
Comments:I don't think that people should have to wait untill they are turned down for something to have free access to their credit score. Identity theft is the fastest growing crime in America and having access to ones credit score at any time, not just once a yeare, is vital in protecting ourselves. For this reason alone I think fair and reasonable is free. I can check my bank accounts online at any time to check for irregularities, I should be able to do the same with my credit. Nathan A. Raines M.Ed.