|Received:||11/19/2004 9:39:09 AM|
|Agency:||Federal Trade Commission|
|Rule:||Advance Notice of Proposed Rulemaking, Request for Comment|
|Docket ID:||RIN 3084-AA94|
Comments:For the same justification that one should be entitled to see their credit report, one should know their FICO score. Although one can argue the FICO is an analysis of the information within a credit report thus no need to check accuracy, it is the ultimate conclusion of the credit report. With electrons today, their is really no cost once the infrastructure is in place. The bottom-line is the credit bureaus need to make no money for creating a report that can screw up someone’s life – no more than I should I should pay to see how information is being portrayed about me. It is not the information, but its portrayal that matters.