|Received:||11/23/2004 9:13:38 AM|
|Agency:||Federal Trade Commission|
|Rule:||Advance Notice of Proposed Rulemaking, Request for Comment|
|Docket ID:||RIN 3084-AA94|
Comments:By enabling companies to obtain credit information on potential debtors, the number of bankruptcy filings would ultimately be reduced. Very few credit reports are currently requested by our company due to the high cost. A more reasonable fee would in effect, allow us to make more requests.