|Received:||12/5/2004 1:05:24 PM|
|Agency:||Federal Trade Commission|
|Rule:||Advance Notice of Proposed Rulemaking, Request for Comment|
|Docket ID:||RIN 3084-AA94|
Comments:Inasmuch as the Credit Score is variable, is an integral part of a credit report now (and logically should therefore be provided free of charge with each issuance of the annual free credit report to consumers), is computer generated and requires no additional man-hours for issuance, and any charge is simply a profit-generation activity for the CRA, the fee, if any, should be minimal, i.e., $2.00.