|Received:||12/22/2004 6:36:33 PM|
|Agency:||Federal Trade Commission|
|Rule:||Advance Notice of Proposed Rulemaking, Request for Comment|
|Docket ID:||RIN 3084-AA94|
Comments:The Credit Bureaus are not only unreasonable and difficult to work with but they act as if one does not know what he or she is doing. I think that its terrible how they can charge that much to people who are in need of a credit report. I did not realize that they charge that much but when they charged me 5.99 after I ordered a free credit report months earlier from Equifax. This is a definite wake up call that something suspicious is going on. This is absolutely terrible, unecessary, and fraudulent. I am a victim of fraud and I lost hundreds of dollars by giving my hard earned money on an organization that did not exist. So I am always cautious of who I give my money to at any time. I know that the FTC can do something about this problem with the credit agencies overcharging consumers and fto find fraudelent activities.