|Received:||12/22/2004 10:13:02 PM|
|Agency:||Federal Trade Commission|
|Rule:||Advance Notice of Proposed Rulemaking, Request for Comment|
|Docket ID:||RIN 3084-AA94|
Comments:These scores are based on our personal information. And since it is public information, the score SHOULD be free. But a copy of the score SHOULD cost something. They should be able to give you the score over the internet, with a protection on copying or printing the score. If someone wants or needs an official copy they should pay for it. Otherwise the score should be available for free, as it determines what someone might be willing to do in purchasing and/or work on fixing their credit. This would help us all to work on improving our credit and possibly add to our countries economy by allowing us to spend or not spend wisely. Also someone with poor credit probably already knows there credit is shot, this is really more geared toward those that would like to know to see if they should be looking to purchase a big ticket item; i.e. home, car, boat. How could that not help the economy. Plus those with poor credit could improve their credit, with advertisement from credit counselors on the site to assist them. This could really cut legal fees.