|Received:||12/23/2004 5:24:23 PM|
|Agency:||Federal Trade Commission|
|Rule:||Advance Notice of Proposed Rulemaking, Request for Comment|
|Docket ID:||RIN 3084-AA94|
Comments:Credit reports are a compilation of information about the person whose report it is. There should be a nominal or no fee to get one each month in order to protect the public from erroneous information and stolen identities. Also, Credit reportss should take all circumstances into account.