Submission Number: 00003
Received: 10/5/2010 2:03:37 PM
Agency: Federal Trade Commission
Initiative: Statement of Policy Regarding Communications in Connection with Collection of a Decedent’s Debt; Project No. P104806
Attachments: No Attachments
FDCPA's definition of a consumer is:
15 USC 1692a(3) The term “consumer” means any natural person obligated or allegedly obligated to pay any debt.
All of my training in this industry has lead me to understand that a deceased person is not a consumer or natural person and therefore collection of the deceased's debts are not bound by the FDCPA. This definition must be clarified.