Submission Number: 00045
Received: 11/22/2010 7:39:02 AM
Commenter: Jerry Portillo
Agency: Federal Trade Commission
Initiative: Statement of Policy Regarding Communications in Connection with Collection of a Decedent’s Debt; Project No. P104806
Attachments: No Attachments
While a debt doesn't disappear when a person dies, neither does the privacy of their friends and family. To my mind a debt collector should only discuss the debt with whomever has the authority to pay.
Discussing the debts of a deceased person with mourning family or friends that don't have the authority to pay the debt is cruel.
Furthermore if a debt collector implies that a person has a moral obligation to pay a debt, to a person has no legal obligation to pay the deceased debts. Then the debt collector should be punished by a fine twice that of the debt or some amount that will keep them from doing that.