Submission Number: 00133
Received: 11/30/2010 12:36:26 PM
Commenter: Karen Marino
Agency: Federal Trade Commission
Initiative: Statement of Policy Regarding Communications in Connection with Collection of a Decedent’s Debt; Project No. P104806
Attachments: No Attachments
Thank you for the opportunity to express my concerns about this action.
By all means outstanding debts should be handled by the estate - if there are funds available. To ask family members to be responsible if there are no funds feels like a violation of the agreement between the debtor and the deceased. Should a widow be responsible for charges incurred by a deceased spouse when only the spouse had agreed to the terms of a credit card? Especially when the contract between spouses is now void at the death of one of them. Credit charges incurred on a card held only by the deceased should be paid from an estate if there is one and voided if the deceased died without available funds. Asking a family member to pay when they did not sign any agreement seems egregious at best. If someone has not agreed to be responsible how can you then turn around and make them responsible?