|Received:||4/21/2004 8:00:00 AM|
|Agency:||Federal Trade Commission|
|Rule:||FACTA Free Reports Proposed Rule|
To the FTC, RE FACTA Free File Disclosures Proposed Rule, Matter No. R411005
Please support faster free credit reports
I feel that it is vital that you make annual free credit reports available more quickly to all Americans, rather than
delaying access to most of the country at the unjustified request of the credit bureaus.
However, the rule must make it impossible for others to steal our identity. This has become a grave problem
in today's world. It is not just a question of consumers not wanting to give up personal information to vendors
because the credit bureaus sell or share the information. Consumers need to be able to verify that their credit
reports do not show unauthorized activity because of identity theft. The more that companies can access our
credit information, than the harder it will be for individuals to distinquish legitimate inquiries from illegitimate
It is an important right for a consumer to have a free credit report. Let us make this a unified federal right. And
let's keep organized crime from overtaking a huge privacy issue and expanding this already out of control
identity theft crime.