|Received:||4/21/2004 8:00:00 AM|
|Agency:||Federal Trade Commission|
|Rule:||FACTA Free Reports Proposed Rule|
To the FTC, RE FACTA Free File Disclosures Proposed Rule, Matter No. R411005
Faster free reports, with a privacy guarantee
To the FTC:
I urge you to make annual free credit reports available more quickly to all Americans, rather than delaying
access to most of the country at the unjustified request of the credit bureaus.
I HAVE HAD STRONG NEGATIVE EXPERIENCE WITH ABUSE OF INFORMATION HELD IN CREDIT
REPORTS. CITIZENS SHOULKD NOT BE SUBJECT TO ABUSIVE MARKETING PRACTICES AS THE RESULT
OF CREDIT INFORMATION BEING SOLD FOR PROFIT.
Also, the rule should make clear that information is only collected to verify identity. Many consumers, including
me, don't think it is fair to give up personal information to take advantage of an important new federal right to a
free credit report.