|Received:||4/21/2004 8:00:00 AM|
|Agency:||Federal Trade Commission|
|Rule:||FACTA Free Reports Proposed Rule|
To the FTC, RE FACTA Free File Disclosures Proposed Rule, Matter No. R411005
Faster free reports, with a privacy guarantee
To the FTC:
I have watched with some apprehension the efforts nolw underway to couple free credit card reports with
unnecessary delays for the convenience of credit bureaus, coupled with provisions that amount to invasion of
I urge you to make annual free credit reports available more quickly to all Americans, rather than delaying
access to most of the country at the unjustified request of the credit bureaus.
Also, the rule should make clear that information is only collected to verify identity. I am one of many
consumers who feel it is not fair to have to give up personal information to take advantage of an important
new federal right to a free credit report.
Please act to protect the public.