|Received:||4/21/2004 8:00:00 AM|
|Agency:||Federal Trade Commission|
|Rule:||FACTA Free Reports Proposed Rule|
To the FTC, RE FACTA Free File Disclosures Proposed Rule, Matter No. R411005
Faster free reports, with a privacy guarantee
Federal Trade Commission,
As someone who has had to correct credit agency reports three times, I urge you to make annual free credit
reports available more quickly to all Americans, rather than delaying access to most of the country at the
unjustified request of the credit bureaus.
Also, the rule should make clear that information is only collected to verify identity. Many consumers, including
me, don't think it is fair to give up personal information to take advantage of one of our own federal rights, a
right to a free credit report.
Faithfully yours,Eric Piehl