|Received:||4/21/2004 8:00:00 AM|
|Agency:||Federal Trade Commission|
|Rule:||FACTA Free Reports Proposed Rule|
To the FTC, RE FACTA Free File Disclosures Proposed Rule, Matter No. R411005
Faster free reports, with a privacy guarantee
To the FTC:
I am writing about your proposed rule on delaying access to free credit reports. I urge you to make annual free
credit reports available more quickly and equitably to all Americans, rather than delaying access to most of the
country at the unjustified request of the credit bureaus.
It is important that the rule should make clear that information is only collected to verify identity. Many
consumers, including me, don't think it is fair to give up personal information to take advantage of an
important new federal right to a free credit report.Having personal information used for other purposes is an
invasion of our privacy.