Comments:

     To the FTC, RE FACTA Free File Disclosures Proposed Rule, Matter No. R411005

     Faster free reports, with a privacy guarantee

     To the FTC:

     OK, I live in Colorado so I get the free report regardless. However, I take great exception to you bending over

     for the credit bureaus. How would you(that means the 'YOU' in charge)feel if your credit was compromised

     and you had to suffer the way so many have just trying to make the bureaus correct your record?

     And why should they be able to spread my information around and bombard me with unwanted 'OFFERS' that

     mean someone else had access to my records? What are you thinking?????

     I urge you to make annual free credit reports available more quickly to all Americans, rather than delaying

     access to most of the country at the unjustified request of the credit bureaus.

     Also, the rule should make clear that information is only collected to verify identity. Many consumers, including

     me, don't think it is fair to give up personal information to take advantage of an important new federal right to a

     free credit report.

     Sincerely,