Comment Number: 000124
Received: 4/21/2004 8:00:00 AM
Organization:
Commenter: Michael Higgins
State:
Agency: Federal Trade Commission
Rule: FACTA Free Reports Proposed Rule
Docket ID: [3084-AA94]
No Attachments

Comments:

     To the FTC, RE FACTA Free File Disclosures Proposed Rule, Matter No. R411005

     Faster free reports, with a privacy guarantee

     To the FTC:

    

     I cannot see any reason to be asked to surrender personal information to a credit bureau in order to exercise

     a legislated  right to a free credit report.

    

     I urge you to make these annual free credit reports available more quickly to all Americans, rather than

     selected sections of the US. Modifying the rule to benefit the credit bureaus is absurd, particularly since it is

     the abuses perpetrated by these companies that led to the remediation of cost-free reports on the information

     they obtain about us for their corporate profit. 

    

     Any information gathered should be limited solely to the end of verifying identity, and not to feed even more

     data into the computers of these invasive corporations.

    

     I would point out that the US taxpayer is the ultimate source of all federal funds. When you use bureacratic

     obstructionism to benefit corporations you are basically stealing our money for their benefit.

    

     That is certainly not conservatism as I came to understand it.

    

     Sincerely,

            Michael Higgins