|Received:||3/22/2004 8:00:00 AM|
|Organization:||Fort Hood Consumer Affairs Office|
|Agency:||Federal Trade Commission|
|Rule:||FACTA Free Reports Proposed Rule|
I am concerned about our military community. As you know soldiers are often victims because of frequent Deployments and Permanent Change of Station Moves. The schedule you have provided for each state to receive free credit reports does not take into account Military Personnel. 1. For ordering credit reports which state is used. The actual state the soldier is stationed in or his/her home of record? 2. As a minimum Soldiers who have returned from deployment should be allowed to use the 1 Dec 04 date for ordering their credit report regardless of which state they are from or currently residing in. Many of these Soldiers have been deployed for a year. 3. Soldiers who have returned from an overseas assignment (1 Oct 04 & later )should be allowed to order a free credit report on 1 December 04 if the date listed for their state is later. On a personal note I am unhappy with the proposal of delaying the dates for free credit reports. The credit bureaus and the government have had more than enough time to prepare for implementation and 1 Dec 04 should be the latest date allowed for anyone to receive their credit report.