|Received:||3/25/2004 8:00:00 AM|
|Agency:||Federal Trade Commission|
|Rule:||FACTA Free Reports Proposed Rule|
One report a year is not enough to monitor for identity theft. One report a year is a good starting point though that can help to monitor situations. My belief is that the file is on me and I should have access to it at all times. CRA's sell your information as well as collect money from the businesses for our private information why should they make more money off the consumer which the information directly affects?