|Received:||4/2/2004 8:00:00 AM|
|Agency:||Federal Trade Commission|
|Rule:||FACTA Free Reports Proposed Rule|
Please consider requiring the agencies to respond to disputes concerning inaccuracies contained within the reports free of charge. It has been my experience that when a 3-in-1 report is ordered, I have been unable to dispute incorrect information with the individual bureaus since I did not order the report directly from them. Obtaining a credit report does little good if the inaccurate items that are discovered cannot be corrected. Thank you for your consideration.