|Received:||4/6/2004 8:00:00 AM|
|Agency:||Federal Trade Commission|
|Rule:||FACTA Free Reports Proposed Rule|
I beleive it is every consumer's right to be able to obtain, free of charge, information that companies or anyone else is using as a determining factor of their credit worthiness. Also, there are many instances where the information is incorrect and affects the person negatively. Charging for any of these services is not fair to the consumer and should be provided at least on an annual basis free of charge.