|Commenter:||Mr. Tom Quigley|
|Agency:||Federal Trade Commission|
|Rule:||16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures|
Comments:To Whom it may Concern; The misleading advertising has caused myself and others I know to mistakenly go to other Web sites. I suggest the credit reporting agencies be required to provide each consumber with a copy of his or her credit report free of charge twice a year. The FTC should immediately block any other advertisers from linking to the sites. It's disgraceful that these deceitful companies are granted the access they have.Consumers have a right to receive free reports twice a year since these agencies have government authority to collect and dispense this critical information. A more radical approach would be to eliminate the credit reporting agencies entirely given the enormous amount of misinformaiton and outdated information they dispense.