Comment Number: 545091-00131
Received: 10/11/2009
Commenter: Patricia Kerfoot
Organization:
State: ME
Agency: Federal Trade Commission
Rule: 16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures
No Attachments

Comments:

I think that the free credit report should be available without any commercial linkage at all. I am a reasonably intelligent and computer literate person, and I found the experience of attempting to get my free credit report without getting ensnared by the offers of the credit reporting companies infuriating. I don't see any reason they should profit from the need of people to obtain their credit report.