Comment Number: 545091-00247
Received: 10/12/2009
Commenter: Mr Dustin Kim
Organization:
State: TX
Agency: Federal Trade Commission
Rule: 16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures
No Attachments

Comments:

Rather than limiting the access to once and only once per year for each credit bureau, it would be nice if consumers could access their credit reports for a period of a week or a month after the first download per year. I have had problems where I would try to load a report, encounter a problem, try to reload and receive a message indicating I had already accessed the report.