| Comment Number: | 545091-00484 |
| Received: | 10/19/2009 |
| Commenter: | Edward Dennis |
| Organization: | |
| State: | TX |
| Agency: | Federal Trade Commission |
| Rule: | 16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures |
| No Attachments |
Comments:
Private companies that use "free credit report" in their name should be required to first send customers to a page explaining they are not AnnualCreditReport.com. In my opinion, the marketing practices of companies who market credit reports for a fee are misleading and dishonest. I inadvertenly authorized one of these companies to charge me for an ongoing credit service when all I was attempting to do was obtain a free copy of my credit report from one of the credit reporting companies. Once the charge appeared on my credit card bill I immediately canceled the service, however, I was still charged a "bogus" fee for a credit monitoring service that I didn't need and was unaware that I had authorized.