|Commenter:||Mr. Jon Sternberg|
|Agency:||Federal Trade Commission|
|Rule:||16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures|
Comments:I strongly support the proposed amendments to the Commission's Free Annual File Disclosures Rule. I am a technologically-savvy consumer and feel comfortable ignoring the advertisements for paid services when I regularly retrieve my free credit report. However, I adamantly believe that individuals who are less technologically-savvy could be confused into signing up for services for which the terms and conditions are not clear in their mind.