Comment Number: 545091-00531
Received: 10/23/2009
Commenter: Mr. Jon Sternberg
Organization:
State: WI
Agency: Federal Trade Commission
Rule: 16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures
No Attachments

Comments:

I strongly support the proposed amendments to the Commission's Free Annual File Disclosures Rule. I am a technologically-savvy consumer and feel comfortable ignoring the advertisements for paid services when I regularly retrieve my free credit report. However, I adamantly believe that individuals who are less technologically-savvy could be confused into signing up for services for which the terms and conditions are not clear in their mind.