|Agency:||Federal Trade Commission|
|Rule:||16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures|
Comments:Please don't let misleading ads for "free credit reports" keep running. My ex-husband bankrupted us by signing up for every add-on credit-card service there was, not knowing that stuff was all free if you only knew the law and how to access it. He has a master's degree. Gullible Americans come in all types. Getting people to sign up for surprise credit-card charges is predatory lending, pure and simple.