| Comment Number: | 545091-01010 |
| Received: | 11/7/2009 |
| Commenter: | Mr. Gray Anderson |
| Organization: | |
| State: | NY |
| Agency: | Federal Trade Commission |
| Rule: | 16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures |
| No Attachments |
Comments:
Free credit reports are a valuable service for consumers... except when the "free" report results in hidden fees that are deceptively marketed. I support your proposal to require a separate landing page on sites which advertise free reports which explains that the reports are NOT the free reports guaranteed by the federal government. I also support your proposal to delay advertising for other credit products until after the consumer obtains a free annual credit report.