|Agency:||Federal Trade Commission|
|Rule:||16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures|
Comments:Please remove links from webpadges for free reports for other companies reports that are not free. Last year, I inadvertantly got into such a report from a company and did not realize there was a fee for the report until they charged my credit card. I only got them to remove the charge by threatening to go to the better business bureau. They continue to harass & try to trick me with these e-mails: "Get your free credit score and report now! To ensure delivery, please add firstname.lastname@example.org to your address book or safe sender list. SPECIAL OFFER Dear pauline, When you last checked your credit score with us, you indicated it was for the following reason: Checking for Accuracy You might find it useful to take another look at your score because it can go up or down as the information in your credit report changes. Maybe this is a good time to use your credit to save some bucks. We would like to offer you your current credit score and report--for free. The catch? Just try our 3-bureau credit monitoring service free for 7 days. There is no obligation to continue, though we hope you will for the new low price of only $12.95 / month. The credit score and report are yours to keep. Period. But hurry! This offer expires on November 15, 2009. The CreditReport.com Support Team We've got you covered. Thank you for being a CreditReport.com customer. We occasionally send you email about special offers, ways to save, tips and other information to help you better manage and protect your credit. If you would rather not receive this type of email from CreditReport.com, please click here or call 866-883-3309 to unsubscribe. If you have any questions or comments, please send an email to email@example.com. You may also contact us at CreditReport.com, P.O. Box 1829, Agoura Hills, CA, 91376."