Comment Number: 545091-01048
Received: 11/12/2009
Commenter: Peter Leap
Organization:
State: MA
Agency: Federal Trade Commission
Rule: 16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures
No Attachments

Comments:

When the consumer has placed a voluntary credit freeze on their account (these are often managed through websites by the bureau) You are no longer able to get a simple annual credit report online. The bureaus should be required to provide free annual credit reports, especially to people who have placed a credit freeze on their accounts.