<!DOCTYPE HTML PUBLIC '-//W3C//DTD HTML 4.0 Transitional//EN'>
<html><head><title>  535987-00005.htm</title>
<meta name='vs_defaultClientScript' content='JavaScript'>
<meta http-equiv="Content-Type" content="text/html; charset=utf-8">
<meta name='vs_targetSchema' content='http://schemas.microsoft.com/intellisense/ie3-2nav3-0'>
<meta name='Originator' content='CommentWorks'></head><body><Table>
<tr><td><b>Comment Number: </b></td><td>  535987-00005</td></tr>
<tr><td><b>Received: </b></td><td>5/21/2008 8:49:15 AM</td></tr>
<tr><td><b>Organization: </b></td><td></td></tr>
<tr><td><b>Commenter: </b></td><td>Art Scott</td></tr>
<tr><td><b>State: </b></td><td>FL</td></tr>
<tr><td><b>Agency: </b></td><td>Federal Trade Commission</td></tr>
<tr><td><b>Rule: </b></td><td>FACTA Credit-based Insurance Score Study – Homeowners Insurance
</td></tr>
<tr><td>No Attachments</tr></Table>
<hr><P><b>Comments:</b></p>Credit cards are taking advantage of folks with poor credit which in the past was termed as "usuary". Now you want to allow others groups, insurance companies, etc., to take unfair advantage of folks. When small companies and individuals can no longer work because it costs them more, that will affect even the governments ability to bring in tax dollars... when everyone works, that creates wealth</body></html>