<HTML> <HEAD> <title>WebForm1</title> <meta name="GENERATOR" content="Microsoft Visual Studio .NET 7.1"> <meta name="CODE_LANGUAGE" content="Visual Basic .NET 7.1"> <meta name="vs_defaultClientScript" content="JavaScript"> <meta name="vs_targetSchema" content="http://schemas.microsoft.com/intellisense/ie5"> <META http-equiv=Content-Type content='text/html; charset=UTF-8'> </HEAD> <body > <TABLE id="Table1" cellSpacing="1" cellPadding="1" width="100%" border="0"> <TR> <TD><b>Comment Number:</b></TD> <TD>518795-00286</TD> </TR> <TR> <TD><b>Received Date:</b></TD> <TD>10/28/2005 9:48:59 AM</TD> </TR> <TR> <TD><b>Organization:</b></TD> <TD>OAKTREE HOME & LOAN</TD> </TR> <TR> <TD><b>Commenter:</b></TD> <TD>WILLIAMS, GARY</TD> </TR> <TR> <TD><b>State:</b></TD> <TD>CA</TD> </TR> <TR> <TD><b>Agency:</b></TD> <TD>Federal Trade Commission</TD> </TR> <TR> <TD><b>Rule:</b></TD> <TD>Competition Policy and the Real Estate Industry</TD> </TR> <TR> <TD><b>Docket ID:</b></TD> <TD>To Be Added</TD> </TR> <TR> <td colspan='2'>No Attachments</td> </TR> </TABLE> <hr/> <b>Comments:</b><br/><br/> I only use hungrey agent's web site because it's their and other agent's use it to, so I have no choice. Personaly I think it is a very damaging web site to the real estate industry and undermind's the agent's ability to make a good living. Sites like this will destroy our industry. Just my opinion thank's for you time sincerly Gary Williams OakTree Home &amp; Loan </body> </HTML>