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<tr><td><b>Comment Number: </b></td><td>534730-00006</td></tr>

<tr><td><b>Received: </b></td><td>8/14/2008 10:40:08 AM</td></tr>

<tr><td><b>Organization: </b></td><td>Huntington National Bank</td></tr>

<tr><td><b>Commenter: </b></td><td>Daniel Morton</td></tr>

<tr><td><b>State: </b></td><td>OH</td></tr>

<tr><td><b>Agency: </b></td><td>Federal Trade Commission</td></tr>

<tr><td><b>Rule: </b></td><td>FACT Act Risk-Based Pricing Rule</td></tr>

<tr><td><b>Attachments:</b></td><td><a href='534730-00006.pdf'>534730-00006.pdf</a>&nbsp<a href='http://www.adobe.com/products/acrobat/readstep2.html' target = _blank >Download Adobe Reader</a><br></td></tr></Table>

<hr><P><b>Comments:</b></p>Attached is the comment letter of The Huntington National Bank with respect to the risk-based pricing notice proposed rule of the Federal Reserve Board and the Federal Trade Commission.</body></html>