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<tr><td><b>Comment Number: </b></td><td>534730-00016</td></tr>

<tr><td><b>Received: </b></td><td>8/18/2008 4:58:34 PM</td></tr>

<tr><td><b>Organization: </b></td><td>JPMorgan Chase Bank, N.A.</td></tr>

<tr><td><b>Commenter: </b></td><td>Marc Sheinbaum</td></tr>

<tr><td><b>State: </b></td><td>NY</td></tr>

<tr><td><b>Agency: </b></td><td>Federal Trade Commission</td></tr>

<tr><td><b>Rule: </b></td><td>FACT Act Risk-Based Pricing Rule</td></tr>

<tr><td><b>Attachments:</b></td><td><a href='534730-00016.pdf'>534730-00016.pdf</a>&nbsp<a href='http://www.adobe.com/products/acrobat/readstep2.html' target = _blank >Download Adobe Reader</a><br></td></tr></Table>

<hr><P><b>Comments:</b></p>FACT ACT Risk-Based Pricing Rule: Project No. R411009</body></html>