|Received:||8/2/2007 6:05:20 PM|
|Agency:||Federal Trade Commission|
|Rule:||Private Sector Use of SSNs|
Comments:The SSN should not be used except for TAX and SS purposes. The private sector abuses the SSN by making it a general ID mechanism; this should be PROHIBITED. Medicare's use of the SSN as an identifier contributes to this abuse when a different MEDICAL ID number could be assigned. On documents that must refer to a SSN, only the last 4 digits should be used if possible. State driver licenses should not be issued with a SSN. Credit report bureaus should be prohibited to use the SSN as an identifier. Credit bureaus should also be REQUIRED to contact and confirm the validity of a request for credit BEFORE a new account is issued in an individual's name. In short, there is no reason to use a SSN as a private sector identifier, other than convenience for the private sector entity involved and for the fraudulent person or persons who use this “loophole” of the SSN abuse. The original SS card had imprinted: Not to be used for identification purposes. Whatever happen to that concept? This would have obviated today's ID theft problems.