|Received:||8/29/2007 7:49:46 PM|
|Agency:||Federal Trade Commission|
|Rule:||Private Sector Use of SSNs|
Comments:Uses of SSNs by the private sector. In the state of Alaska we cannot collect Judgments without a SSN on the writ of Garnishment. The state of Alaska has a fund called the Permanent Fund Dividend. Alaskans get a dividend from the State each year and these funds are subject to Garnishment. The state requires a date of Birth and a SSN to honor the garnishment. I will also comment that the SSN number use in background investigations identifies the subject and keeps the investigator from including information that is not correct in his report about the activities of the party who is a subject of the investigation. Example to John H. Smiths both born in 1950, one born in Ohio the other in Kansas. Both now living in California in LA. When viewing a record only one SSN will match and you have included that information in your report or you excluded it in your report. Lets talk about sex offenders. One John H Smith is a sex offender on is not both born in 1950 well the SSN will sort it out quickly who is who. These are just two simple examples of Private investigators use of SSN. I will also comment that not allowing the use of SSN nimbers by investigators will also cost the american consumer thousand of dollars. If judgments can not be collected and if background investigations take longer then those costs will be passed on to the consumer.