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<meta name=‘Originator’ content=‘CommentWorks’></head><body><Table>

<tr><td><b>Comment Number: </b></td><td>543670-00048 </td></tr>

<tr><td><b>Received: </b></td><td>9/27/2009 9:01:28 PM</td></tr>

<tr><td><b>Commenter: </b></td><td>Anonymous</td></tr>

<tr><td><b>Organization: </b></td><td></td></tr>

<tr><td><b>State: </b></td><td>LA</td></tr>

<tr><td><b>Agency: </b></td><td>Federal Trade Commission</td></tr>

<tr><td><b>Rule: </b></td><td>16 CFR Part 310 Telemarketing Sales Rule- Debt Relief Amendments</td></tr>

<tr><td>No Attachments</tr></Table>

<hr><P><b>Comments:</b></p>

+please keep personal id confidential+ Dear FTC and to whom it may concern, Last year I was considering backruptcy due to overwhelming credit card debt. The actual Debt was not the root of the problem, it was the late fees, penalties on fees, and high interest. I just wanted a fair shot at paying what i owed but the credit card companies made that impossible. I was NEVER going to catch up on interest and late fees.An organization call DebtRegret is guiding me through and enabling me to settle,already two/thirds of that debt. My contact person,Krista Bolton, has been exceptionally personable,supportive,and knowledgable. Please do not pass regulation that would prevent others from obtaining the assistance provided through Debt Regret and alike legitimate companies sincerely, </html></body>