|Received:||9/28/2009 6:05:41 PM|
|Agency:||Federal Trade Commission|
|Rule:||16 CFR Part 310 Telemarketing Sales Rule- Debt Relief Amendments|
Comments:I had gotten into some financial trouble due to a divorce, moving and restarting my life. I was struggling to make ends meet. I had been a stay at home mom for over 5 years and had to start a new life with zero income. I had to use my credit cards for almost everything the first few months after my divorce. It was difficult for me to make the minimum payments on my cards. The late fees were adding up and I couldn't see a way out. I was considering bankruptcy when I was told about Debt Regret. They were able to reduce my debt to about 25% of what I originally owed. This allowed me to continue running my business and to take care of my family. Debt Regret customer service representives are very helpful and keep in contact with me on a regular basis. They explained the process of reduceing my debt clearly and have an expert knowledge of the process. I feel very confidant in their abilities. I would like to request that you do not regulate debt settlement services out of business. Debt Regret has provided a valuable service to me during a very difficult time in my life.