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<meta name=‘Originator’ content=‘CommentWorks’></head><body><Table>

<tr><td><b>Comment Number: </b></td><td>543670-00058 </td></tr>

<tr><td><b>Received: </b></td><td>9/29/2009 12:32:10 AM</td></tr>

<tr><td><b>Commenter: </b></td><td>Mr. Christopher J. Curcio </td></tr>

<tr><td><b>Organization: </b></td><td></td></tr>

<tr><td><b>State: </b></td><td>MA</td></tr>

<tr><td><b>Agency: </b></td><td>Federal Trade Commission</td></tr>

<tr><td><b>Rule: </b></td><td>16 CFR Part 310 Telemarketing Sales Rule- Debt Relief Amendments</td></tr>

<tr><td>No Attachments</tr></Table>

<hr><P><b>Comments:</b></p>

Simply put: Debt Settlement has saved my financial future. Without it I would have no chance whatsoever to save for my retirement, nor would I be able to live from day to day without excessive stress and strain. The Debt Settlement industry would surly meet its demise if the FTC were to regulate it. This would be an utter disgrace.</html></body>