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<meta name=‘Originator’ content=‘CommentWorks’></head><body><Table>

<tr><td><b>Comment Number: </b></td><td>543670-00087 </td></tr>

<tr><td><b>Received: </b></td><td>10/2/2009 11:58:13 AM</td></tr>

<tr><td><b>Commenter: </b></td><td>Mr.  Stephen Gibson</td></tr>

<tr><td><b>Organization: </b></td><td>Debt Management Systems</td></tr>

<tr><td><b>State: </b></td><td>CA</td></tr>

<tr><td><b>Agency: </b></td><td>Federal Trade Commission</td></tr>

<tr><td><b>Rule: </b></td><td>16 CFR Part 310 Telemarketing Sales Rule- Debt Relief Amendments</td></tr>

<tr><td>No Attachments</tr></Table>

<hr><P><b>Comments:</b></p>

Had it not been for Debt Management Systems helping my wife and I reach settlement agreements with the creditors, we would have lost everything. The staff at Debt management Systems were very helpful in setting up the account, talked with us on a regular basis concerning the creditors, answering all of our questions prompty, keeping us informed of the status of an account/creditor, kind, courtious and showed great concern to our being satisfied with their services. I would highly recommend Debt Management Systems to anyone who is in need of debt management/creditor problems. </html></body>