|Received:||11/4/2009 2:52:07 PM|
|Agency:||Federal Trade Commission|
|Rule:||16 CFR Part 310 Telemarketing Sales Rule- Debt Relief Amendments|
Comments:All my life I had excellent credit then, I found myself with a chronic disease and divorced. I was in the hospital eight times in sixteen months and unable to work. My medical expenses were unreal. I also, became divorced. My ex husband filed banruptcy and our lawyer wanted me to file too. I absolutely refused so, then I had to pay off all debts. I got better and went back to work. I was struggling, sick, depressed, just at the lowest time of my life. I received one threating phone call after another. The worst was when they would call my workplace. I just wanted to die. Then one day in the mail I received something from SDS West in the mail. I called them and my life began to change. The process was tough at first but, they always encouraged me and gave me the hope I needed to carry now. I can honestly say that they saved my life. I made it through the program and I am a better person for it! If, I had not found SDS I would still be paying on debt and making no head way just falling deeper and deeper into debt. I am remarried and debt free, thank you SDS West! I will forever be grateful to you.