Prepared Statement of the Federal Trade Commission On Real Estate Competition
Date
By
Maureen K. Ohlhausen, Former Commissioner
File
Testimony
(81.18 KB)
Displaying 201 - 220 of 229
May24
Protecting Consumers in the New Mortgage Marketplace
The FTC hosted a public workshop to explore consumer protection issues arising from the emergence of "nontraditional" or "alternative" mortgage products in the United States residential mortgage...
FTC to Host Workshop on Alternative Mortgages
Date
The Federal Trade Commission is hosting a one-day workshop on consumer protection issues involving residential mortgage products. The workshop is free and open to the public; preregistration is not...
Oct25
Competition Policy and the Real Estate Industry: A Public Workshop hosted by the Federal Trade Commission and Department of Justice
The FTC and the Department of Justice hosted a public workshop that focused on issues related to the competitiveness of the residential real estate industry, and covered topics such as multiple...
Nationwide Mortgage Group, Inc., and John D. Eubank, In the Matter of
Type of Action
Administrative
Last Updated
FTC Matter/File Number
042-3104
Docket Number
9319
Report
The Effect of Mortgage Broker Compensation Disclosures on Consumers and Competition: A Controlled Experiment
Date
This report presents the results of a study that uses a controlled experiment with over 500 recent mortgage customers to examine the mortgage broker compensation disclosure proposed by the Department...
File
Full Report
(2.94 MB)
File
Executive Summary
(261.53 KB)
File
Text of the Report
(1.11 MB)
File
Appendices
(1.15 MB)
Plain Language Guidance
How To Comply with the Privacy of Consumer Financial Information Rule of the Gramm-Leach-Bliley Act
Date
ABOUT THE GLB ACT The Gramm-Leach-Bliley Act was enacted on November 12, 1999. In addition to reforming the financial services industry, the Act addressed concerns relating to consumer financial...
Safeguards Rule
Rule Updated Date
The Safeguards Rule requires financial institutions under FTC jurisdiction to have measures in place to keep customer information secure. In addition to developing their own safeguards, companies...
Plain Language Guidance
Advertising FAQ's: A Guide for Small Business
Date
What truth-in-advertising rules apply to advertisers? Under the Federal Trade Commission Act: Advertising must be truthful and non-deceptive; Advertisers must have evidence to back up their claims...
Apr03
Predatory Lending Forum
The FTC's Northeast Regional Office hosted a public forum focusing on illegal "predatory" lending practices that often exploit lower-income and minority borrowers and frequently target elderly...
Home Equity Lenders Settle Charges that They Engaged in Abusive Lending Practices; Over Half Million Dollars To Be Returned to Consumers
Date
Seven subprime mortgage lenders from across the country have agreed to pay redress or be banned from making certain loans to settle Federal Trade Commission charges that their lending practices...
FTC Effort Increases Voluntary Compliance With Real Estate Credit Advertising Laws
Date
The Federal Trade Commission today released a staff report stating that compliance by real estate advertisers with federal credit advertising laws in major newspapers in 42 cities has risen to 90...
FTC Policy Statement Regarding Advertising Substantiation
Date
Appended to Thompson Medical Co., 104 F.T.C. 648, 839 (1984), aff’d, 791 F.2d 189 (D.C. Cir. 1986), cert. denied, 479 U.S. 1086 (1987). Introduction On March 11, 1983, the Commission published a...
FTC Policy Statement on Unfairness
Date
Appended to International Harvester Co., 104 F.T.C. 949, 1070 (1984). See 15 U.S.C. § 45(n). The Honorable Wendell H. Ford Chairman, Consumer Subcommittee Committee on Commerce, Science, and...
Business Blog
Tenant screening practices: The FTC wants to hear from you
Date
Millions of people in the U.S. rent their home. Their landlord could be a small mom-and-pop property owner, a large property management company, a public housing agency, or some other kind of...
Business Blog
Consumer gag clauses: Totally not awesome under CRFA
Date
Moon Unit Zappa’s 1982 song “Valley Girl” popularized the phrase “gag me with a spoon.” We doubt the lyric “gag me with a form contract clause” would have been a hit, but it’s among the tactics...
Business Blog
FTC challenges massive overseas real estate investment operation harming American consumers
Date
Based on the promoters’ promises, it sounded like a tropical paradise: a luxury enclave called Sanctuary Belize featuring a championship golf course, a new airport with direct flights to the U.S., and...
Business Blog
$3 million FCRA settlement puts tenant background screening at the forefront
Date
When people are looking to rent a house or apartment, the most important “screening” isn’t on the windows of the prospective new place. It’s the tenant background screening that goes on behind the...
Business Blog
FTC says deceptive rental listings were nothing to write home about
Date
As the song goes, “A house is not a home.” And as alleged in an FTC lawsuit against the operators of rental listing websites, sometimes an apartment isn’t an apartment. Steven Shayan, Kevin Shayan...
Displaying 201 - 220 of 229