Hernandez v. Williams, Zinman & Parham, P.C.

Brief of the Consumer Financial Protection Bureau and Federal Trade Commission before the U.S. Court of Appeals for the Ninth Circuit addressing the proper application of Section 809 of the Fair Debt Collection Practices Act (“FDCPA”), 15 U.S.C. § 1692g, regarding validation notices from debt collectors to consumers.  The brief supports the plaintiff’s appeal from the district court’s denial of her motion for summary judgment and granting of summary judgment to defendants.  The brief takes the position that the district court erroneously interpreted the FDCPA to find that only “the initial communications” from the an initial debt collector need provide the information required by § 1692(g), and that communications from subsequent debt collectors were not required to comply with the statute.